South State Correspondent

MARCH 13, 2023

While we will cover the general lessons HERE , in this article, we wanted to focus on the root cause – how and why interest rate risk caused the second-largest bank failure in US history (Washington Mutual was the largest in 2008). More importantly, the bank’s held-to-maturity (HTM) securities portfolio was $91.3B

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Abrigo

AUGUST 1, 2022

Best practices for assessing models and managing risk Sound model development, implementation, use, and validation is especially important as CECL models debut. . Would you like other articles like this in your inbox? What are model risk management and model validation? Model governance overview. Federal guidance.

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Abrigo

JUNE 7, 2021

Risks ALM Addresses Will Affect Performance and Strategy Asset/liability management models and processes address credit risk, liquidity risk, and interest rate risk. . Would you like other articles on ALM in your inbox? Good asset/liability management, he says, “is knowing how much risk do we take.” recovery to date.

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South State Correspondent

JULY 5, 2022

In this article, we analyze why 75% LTV may not protect banks from credit risk on commercial loans and why there is only one source of loan repayment. . The post Managing Stagflation Credit Risk in Banking – Part III appeared first on SouthState Correspondent Division. Background.

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Abrigo

APRIL 15, 2022

ALM & Measuring Liquidity Risk at Banks and Credit Unions Regulatory agencies expect financial institutions to manage liquidity risk using processes and systems commensurate with the complexity, risk profile, and scope of operations. Would you like other articles like this in your inbox? This is the fourth post in a series. .

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American Banker

JUNE 1, 2023

Curt Farmer, CEO of the Dallas company, defends its management of a Treasury Department program that provides federal benefits on prepaid cards.

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Perficient

MARCH 17, 2023

Blockchain Is A Permanent Record In the last series of articles published by members of Perficient’s Digital Assets Team, we wrote about the improved visibility of blockchain-based supply chains assisting all supply chain transaction partners to share data through permission-based Blockchain solutions.

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Abrigo

DECEMBER 22, 2023

Takeaway 2 The top lending and credit blog posts focused on the benefits of banking technology, interest rate management, and developing risk ratings. Takeaway 3 Articles specific to small community banks were among the most-read blogs, with best practices for construction lending at the top of the list.

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Abrigo

FEBRUARY 24, 2022

Would you like other articles like this in your inbox? As described in the first post of this series , a key component of effective asset/liability management (ALM) is managing risks. ALM 101: Introduction to Asset/Liability Management. Earnings at Risk. Measuring interest rate risk accurately.

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PYMNTS

MARCH 14, 2019

Wirecard, a German payments company, said an internal investigation has cleared its Asia-Pacific accounting manager who was accused of faking transactions to boost revenue numbers. Shares in Wirecard fell as much as 25 percent after the article was published, and closed down 13.4 percent on Jan. The next day, the shares fell 0.3

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Abrigo

OCTOBER 23, 2019

The following article was first published in ABA Banking Journal on October 17, 2019. In a marketplace where data is shared and distributed at record speeds, third-party or vendor risk management is a challenge for most businesses. The banking industry is no stranger to this. This is a big misconception.

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Abrigo

OCTOBER 21, 2019

The following article was first published in ABA Banking Journal on October 17, 2019. Cybersecurity | 4 minute read Key Takeaways Third-party/vendor risk management is becoming increasingly challenging with more cloud-based providers. 6 key areas of due diligence to consider before signing a contract. Cyber Due Diligence.

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Perficient

DECEMBER 27, 2023

Manage third-party risks, especially for relationships involving higher-risk or critical activities. YOU MAY ENJOY: Regulatory Reporting in Financial Services Modernizing CRA Regulations Managing compliance risk frameworks in alignment with existing risk profiles is crucial as customer needs evolve.

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South State Correspondent

MARCH 19, 2024

In two previous articles ( here and here ) we discussed how loan size and loan term affect the profitability of commercial loans. In this article, we consider the common features of upselling and cross-selling. In this article, we consider the common features of upselling and cross-selling.

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Abrigo

OCTOBER 20, 2014

states that a mix of value-based cultures is pivotal in the effective management of a bank. A sound project management culture, Cooley argues, should be in the forefront of financial professionals’ minds. How, then, would a financial institution improve their project management culture across the board?

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The Financial Brand

APRIL 1, 2024

This article Will GenAI be Your New Manager of Risk and Compliance? While artificial intelligence offers excellent potential to help banks manage risk and compliance, McKinsey warns that it carries its own set of pitfalls. This article Will GenAI be Your New Manager of Risk and Compliance?

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The Financial Brand

JANUARY 24, 2024

This article New Best Practices in Crisis Management: Beyond the Arc’s Steven Ramirez appeared first on The Financial Brand. This article New Best Practices in Crisis Management: Beyond the Arc’s Steven Ramirez appeared first on The Financial Brand.

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Perficient

MARCH 3, 2023

In our last article, Starting Down the Road to Supply Chain Visibility , we discussed Perficient’s recommendations regarding processes to provide supply chain visibility. Supporting large, cross-industry Supply Chain firms, he has a PMP certification and is a Six Sigma Green Belt project manager.

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South State Correspondent

JANUARY 17, 2024

In our last article ( HERE ), we highlighted the methodology around why banks should calculate and drive value through customer profitability and product profitability. In this article, we wanted a different approach to arrive at the same conclusion but in a slightly different context. BB&T was the more asset-productive bank.

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South State Correspondent

MARCH 28, 2023

In a recent article ( here ), we discussed why banks that take risks to earn higher revenue demonstrate lower performance as measured by ROA. While in that blog, we specifically considered the risk-return tradeoff for credit risk; in a future article, we’ll consider interest rate risk.

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Perficient

NOVEMBER 10, 2020

In a recent episode of TouchPoint podcast, hosts Reed Smith and Chris Boyer discuss the top concerns of healthcare executives, share an article that illustrates how hope is not a strategy, and how digital can help organizations develop a sustainable approach to the future.

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The Financial Brand

OCTOBER 26, 2023

This article Stressed Millennials Could Use Some Advice on Managing Their Growing Debt appeared first on The Financial Brand. This article Stressed Millennials Could Use Some Advice on Managing Their Growing Debt appeared first on The Financial Brand.

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Perficient

OCTOBER 12, 2020

This article explains steps needed to set up SOLR Cloud collections for your sitecore environment using Search Stax. Assuming you already have SOLR Cloud Manager Environment set in SearchStax, follow below steps to set up SOLR Cloud environment. to manage your zookeeper environment. Upload SOLR Managed Schema and Reindex.

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Abrigo

APRIL 12, 2016

The FDIC is offering a fresh take on how a bank’s board of directors should understand and manage risk. Prudent oversight is rooted in the directors sending a clear message to staff that they value a strong risk management culture that includes a strong ethical culture,” the FDIC said. Evaluating risk management.

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Bobsguide

JULY 31, 2018

This article updates Six stages to a robust operational risk framework, written by Richard Pike in September 2011. It explains how a financial services company can create and implement a stable and manageable framework for risk management. Risk identification. In this section in.

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The Financial Brand

SEPTEMBER 15, 2023

This article Why Your Next Strategic Plan Should Start with a Board-Management Survey appeared first on The Financial Brand. Surveying the board and management can ensure there's no misalignment. This article Why Your Next Strategic Plan Should Start with a Board-Management Survey appeared first on The Financial Brand.

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South State Correspondent

JULY 10, 2023

This article will review domestic banks’ adoption of interest rate swaps. Next week’s article will consider the challenges and possible solutions for community banks to adopt loan hedging programs. A recent paper analyzed domestic banks’ use of interest rate swaps, and we will summarize their findings in this article.

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PopularBank

FEBRUARY 19, 2021

As we look to the year ahead, diversifying wealth management needs and client expectations continue to challenge financial consultants and advisors. The Great Wealth Transfer will continue to drive diversifying wealth management needs in 2021. Our Wealth Management team is here to help.

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South State Correspondent

MAY 11, 2020

In past articles, we discussed a proposed Coronavirus stress test under CCAR ( HERE ) and provided our COVID-19 probabilities of default and loss given defaults for a model bank portfolio ( HERE ).

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Chris Skinner

APRIL 4, 2018

I was super impressed by an article written by FinTech friend Bradley Leimer for International Banker the other day, and asked if I could share on the blog. Bradley kindly said yes, so here you are. Enjoy the read!

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Perficient

OCTOBER 12, 2020

This article explains the steps needed to set up Solr Cloud collections for your Sitecore environment using SearchStax. Assuming you already have Solr Cloud Manager Environment set in SearchStax, follow the below steps to set up the Solr Cloud environment. to manage your zookeeper environment. Upload Solr Configurations.

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Perficient

NOVEMBER 17, 2023

In our previous article, “ Transaction Accounts: Analyzing Deposit Stickiness in the Current Interest Rate Environment ,” Perficient’s Financial Services Risk Management and Regulatory Capabilities Center of Excellence (CoE) explored the sharp decline in transaction account balances over an 18-month period. Contact us today!

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Abrigo

MAY 19, 2016

Monitoring credit risk management, interest rate risk and banks’ ability to stress test loans affected by low oil prices are among the priorities for supervisors at the Office of the Comptroller of the Currency (OCC) these days, according to the agency’s recent mid-year status report on its operating plan.

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Abrigo

OCTOBER 23, 2014

But how can this growth be managed appropriately? CEIS Review , a New York-based bank consulting firm, highlights the shift in a recent article. But whether outsourced or not, senior management needs to have “high quality, timely portfolio information” so they can make better loan decisions over time.

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Chris Skinner

AUGUST 20, 2019

The article was written by Tom Braithwaite. Tom Braithwaite is the companies editor, managing the FT’s business coverage. I saw a write-up in The Financial Times the other day on how Silicon Valley is eating the banker’s lunch. Based in London, he was previously a Lex columnist in San Francisco.

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South State Correspondent

JULY 6, 2020

In this article, we explore the concepts of identity and access management (“IAM”) and how they should fit into every bank’s long-term strategy, especially given the popularity of privacy initiatives.

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The Financial Brand

AUGUST 8, 2023

This article How Banks Are Tackling Fintech Partnerships & Managing Other Risks appeared first on The Financial Brand. This article How Banks Are Tackling Fintech Partnerships & Managing Other Risks appeared first on The Financial Brand.

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