South State Correspondent

SEPTEMBER 18, 2023

The national banks have already indicated how they plan to reverse the efficiency ratio increase – through headcount reduction. The national banks have been clear and loud about how they intend to decrease their efficiency ratios – with headcount reductions. That is, bank managers should incent the desired portfolio construction.

Management 195

Management How To Community Bank Community 195

Alex Jimenez

APRIL 7, 2024

Cost Management The myopia exhibited by organizations single threading their strategy is breathtaking. The reality is that organizations that are successful in innovating, and transforming their business models, include cost management in their main capabilities. Innovation and cost management aren’t mutually exclusive options.

Innovation 87

Innovation Management Strategy America 87

Perficient

JULY 12, 2023

Perficient provides risk management to more than 500 financial services organizations, many of whom have multiple bank regulators. The same organization will typically have a national bank charter, and the OCC is the primary federal banking regulator for that part of the organization. It’s the guidance.

Management 221

Management Risk Management Regulation Compliance 221

PYMNTS

NOVEMBER 10, 2020

Global branded payments provider Blackhawk Network has acquired National Gift Card , one of the biggest North American prepaid tech and card companies, according to a press release emailed to PYMNTS. Also in September, Blackhawk debuted a service to help companies outsource gift card program management.

National 159

National Cards Branding America 159

American Banker

FEBRUARY 1, 2024

The Office of the Comptroller of the Currency fined City National Bank $65 million for a litany of risk management problems, including inadequate management of third-party risks and fraud risk management.

Risk Management 36

Risk Management National Management Fraud 36

Perficient

MAY 27, 2022

However, in this blog, we will discuss the regulatory landscape surrounding cryptocurrency from an asset manager or fund manager perspective. New York’s BitLicense requirement therefore applies to investment managers who issue digital coins or otherwise act as an exchange platform regardless of where the buyers are located.

cryptocurrency 332

cryptocurrency Regulation Management Bitcoin 332

Perficient

DECEMBER 3, 2021

The Office of the Comptroller of the Currency (“OCC”) issued a letter (1179) that national banks and federal savings associations must demonstrate that they have adequate controls in place before they can engage in cryptocurrency, distributed ledger, and stablecoin activities.

National 294

National cryptocurrency Regulation Strategy 294

South State Correspondent

NOVEMBER 27, 2022

Banks can use the French Defense in deposit management. The French Deposit Management Defense. ” The answer is the French Deposit Defense and it is one of many tactics in a seasoned banker’s deposit management playbook. Now, Bank B uses its bishops, knights, and rooks for enhanced deposit management.

Management 195

Management social media Marketing Strategy 195

The Paypers

DECEMBER 8, 2023

Trovata has announced its partnership with the National Australia Bank in order to provide the latter’s corporate clients with optimised cash management via Liquidity+.

National 73

National Management 73

South State Correspondent

FEBRUARY 22, 2023

Non-Expert Deposit Pricing Management – How To Destroy Bank Franchise Value The best way to quickly destroy value is to peg a deposit product to an index such as SOFR, Prime, Fed Funds, or Treasuries. However, this doesn’t tell the whole story when it comes to deposit management.

Management 195

Management Marketing Branding Strategy 195

Perficient

JUNE 11, 2020

Join us at Tony Kratovil, RVP of Manufacturing at Salesforce, and Eric Dukart, National Sales Executive at Perficient, discuss why the right digital strategies are critical in the wake of COVID-19. Insights for stabilizing operations, accelerating partner management, and developing a digital strategy that differentiates your business.

Management 332

Management Digital Strategies Strategy Resources 332

Payments Dive

OCTOBER 20, 2023

Businesses are increasingly turning to same-day ACH payments this year, according to Nacha, a national clearinghouse that manages electronic money movement.

Payments 313

Payments National Management 313

PYMNTS

DECEMBER 19, 2019

Live Nation Entertainment reached a deal with the government, resolving concerns that the company had violated a 2010 antitrust settlement. The agreement — which was set to expire in 2020 — bars Live Nation from forcing venues to use Ticketmaster when they want to book tours, as well as retaliating when a venue uses another ticketing service.

National 130

National Training Industry Security 130

PYMNTS

JULY 31, 2020

On Friday (July 31), the Office of the Comptroller of the Currency (OCC) announced Varo Bank has been granted its full-service national bank charter. As a new national bank, Varo joins the world’s most respected system of financial institutions and has the opportunity to become a household name as many other national banks have become.”.

National 172

National Fintech San Francisco Connecticut 172

PYMNTS

DECEMBER 13, 2019

With claims that the company aimed to coerce music venues into using its Ticketmaster subsidiary, the Justice Department is reportedly gearing up to take legal action against Live Nation Entertainment, Inc. The merger between Ticketmaster and Live Nation brought together two of the music industry’s most formidable forces.

National 130

National Report Marketing Security 130

PYMNTS

DECEMBER 13, 2019

With claims that the company aimed to coerce music venues into using its Ticketmaster subsidiary, the Justice Department is reportedly gearing up to take legal action against Live Nation Entertainment, Inc. The merger between Ticketmaster and Live Nation brought together two of the music industry’s most formidable forces.

National 130

National Report Marketing Security 130

Bank Innovation

APRIL 20, 2018

and the National Bank of Canada (NBC) announced today that they tested a debt insurance simulation on a new blockchain platform. JPMorgan Chase & Co.

National 316

National blockchain Innovation Management 316

PYMNTS

JANUARY 15, 2021

EedenBull , which works with payment and spend technology, has a new agreement with National Australia Bank (NAB) in which the bank will let its small- to medium-sized business (SMB) users access EedenBull’s payment and spend platform, according to a report from Finacial IT.

Management 172

Management National Regional Analysis 172

PYMNTS

DECEMBER 3, 2020

President-elect Joe Biden has announced a new director of the National Economic Council in Brian Deese , the current head of sustainable investing at BlackRock , CNBC reported. The appointment doesn't require Senate confirmation and shows the focus Biden has had thus far on fighting the COVID-19 pandemic as well as refocusing U.S.

National 143

National Policies Washington Leadership 143

PYMNTS

FEBRUARY 1, 2021

Smooth accounts payable and receivable processes depend on the ability to easily access, manage and interpret payments data, but complex workflows and old-school tools can get in the way. Instead, many were reassigned to tackle more nuanced responsibilities, such as managing relationships with business partners that tend to be slow to pay.

Data 234

Data Management Omaha System 234

PYMNTS

NOVEMBER 25, 2020

In today’s top news in digital-first banking, Ukrainian financial institution UKRSIBBANK is collaborating with Sweden-based FinTech upstart Dreams, while Oportun Financial is pursuing a national bank charter with the Office of the Comptroller of the Currency (OCC). FinTech Oportun Seeks US National Bank Charter.

National 161

National Fintech US United States 161

PYMNTS

NOVEMBER 11, 2020

Deutsche Bank has opened a new cash management business in Australia, which will add to its global portfolio, according to a press release. Deutsche Bank now operates a global network of cash management services in 35 locations with 14 in the Asia Pacific, the release stated.

Management 153

Management National Payments Innovation 153

Jack Henry

JULY 25, 2023

Rates are on the move, and with that comes a renewed focus on Asset Liability Management (ALM). As reported by American Banker and National Credit Union Administration , there has been a significant swing in deposit rates, with even more change on the horizon.

Management 78

Management National Report Operations 78

PYMNTS

DECEMBER 9, 2020

In today’s top news, cybersecurity firm FireEye announced that it had been hacked by a suspected nation-state, and PayPal’s iZettle added QR code payments to its POS app in the U.K. Cybersecurity Firm FireEye Hacked By Suspected Nation-State. NEW REPORT: The Banks’ How To Guide To Using AI To Manage Credit Risk.

National 204

National Payments Tools Resources 204

The Paypers

FEBRUARY 6, 2024

The US bank regulator OCC has imposed a USD 65 million fine on RBC ’s American unit, the City National Bank , over its risk management and internal controls.

National 41

National Risk Management Regulation US 41

PYMNTS

NOVEMBER 28, 2019

India’s Minister of state for electronics and IT (MeitY) has announced that the government is drafting a national framework to expand the deployment of blockchain use cases. Dhotre added that the government is drafting an approach paper on the National Level Blockchain Framework. India has been embracing blockchain technology.

blockchain 158

blockchain National Cyber Security Security 158

Abrigo

AUGUST 5, 2020

is officially in a recession, according to the National Bureau of Economic Research. Now, banks and credit unions must determine how to safely and effectively manage risk in the portfolio while also driving growth at their institution. The national effects remain opaque and will continue to change – do not get complacent.

Management 195

Management Risk Management Trends Industry 195

Cisco

JUNE 7, 2022

It also put an even greater emphasis on cyber risk management within institutions and financial regulatory agencies. The FS-ISAC’s predictions for 2022 and beyond reflect the challenging cyber risk environment for financial institutions: Nation-state cyber campaigns will mirror geopolitical tensions. Regulatory Agencies Step Up.

Risk Management 118

Risk Management Management Cyber Security Handbook 118

PYMNTS

JULY 16, 2019

Treasury Secretary Steven Mnuchin believes that Facebook’s proposed cryptocurrency could pose as a national security threat. In a press conference on Monday (July 15), Mnuchin warned that Libra “could be misused by money launderers and terrorist financiers” and that it was a “national security issue.”.

National 187

National Security cryptocurrency US 187

PYMNTS

OCTOBER 23, 2018

The National Bank of Canada , the country’s sixth-largest bank, is collaborating with business consulting and IT company CGI to launch a blockchain-powered trade finance solution. “This will enable us to offer a simple, fast and efficient experience to our commercial clients, which facilitates managing their business.”

National 174

National blockchain Security Examples 174

PYMNTS

APRIL 8, 2019

The world of payments has provided a new leader to the National Urban League. Murphy was elected to the post during the National Urban League’s Board of Trustees quarterly meeting in New York City. “He I’m honored to be a part of that mission,” Murphy said as part of the National Urban League’s announcement.

National 122

National New York City New York Leadership 122

PYMNTS

SEPTEMBER 13, 2019

To enable continued innovation and growth in the digital economy, the Business Roundtable is asking Congress to pass a comprehensive consumer data privacy law that establishes a national privacy framework and strengthens protections for consumers. This would help the management of U.S.-based companies.

National 129

National Compliance Data Regulation 129

BankInovation

JULY 15, 2021

The National Bank of Indianapolis is automating aspects of its wealth management division and mortgage process after a recent core migration that upgraded the $3 billion bank’s core for the first time since the late 1990s.

Indianapolis 95

Indianapolis National System Management 95

South State Correspondent

APRIL 13, 2020

The Planning P is a national framework that helps quickly assimilate information and drive to decisions. It is also a great tool for any leader or manager to have, as many of these concepts are applicable to everyday business activity.

Management 195

Management National Tools Operations 195

Independent Banker

AUGUST 31, 2021

ICBA’s National Community Bank Service Award winners for 2021 demonstrate that when their local areas need support, community banks are there with innovative, compassionate and thoughtful responses. The community bank provided nearly 480,000 PPP loans totaling more than $13 billion to businesses across the nation. “I

Community Bank 196

Community Bank Community National Fresno 196

American Banker

NOVEMBER 14, 2023

The new chief financial officer, Chris Doll, is City National's third recent hire from Fifth Third. At yearend, he will succeed John Bai, who spent close to a decade in roles with Royal Bank of Canada and City National.

National 28

National Management Industry 28

The Paypers

OCTOBER 5, 2023

National Australia Bank (NAB) has partnered with fintech Trovata to launch NAB Liquidity+, an AI-enabled cash management, analytics, and forecasting platform.

Management 68

Management Analytics National Fintech 68