PYMNTS

SEPTEMBER 7, 2018

In addition, the official noted that the region has “seen cases recently where AML issues have compromised the functioning and even the viability of some banks, so it is very important here to move forward.”. Monitoring money-laundering, however, is usually handled at the national level.

Regional 109

Regional Compliance Regulation Meeting 109

PYMNTS

AUGUST 1, 2018

Small businesses are essential job generators, and the major driver of economic growth and vibrancy for all regions of the country.”. The report also asked Congress to amend the National Bank Act to authorize the Office of the Comptroller of the Currency (OCC) to issue a federal charter for non-bank financial companies.

Policies 100

Policies Report Regulation Maine 100

PYMNTS

OCTOBER 24, 2016

92% of South African SMEs are planning for growth next year , found a new report by the National Small Business Chamber (NSBC). Its 2016 National Small Business Survey signals widespread optimism across the nation’s small business community, despite economic challenges. debt recovery firm.

Payments 100

Payments National Regional Survey 100

PYMNTS

JULY 21, 2017

Fraud varies country to country, region to region. As has been widely noted, the region has paved the way for the adoption of EMV, and its embrace by merchants in the EU, mandated though it has been, has steered hackers and criminals to online methods of siphoning funds from consumers and cheating companies.

Fraud 116

Fraud United States Regional Cards 116

PYMNTS

NOVEMBER 13, 2017

millennial small business owners expect revenue to increase in 2018 , a whopping 30 percent greater than the national average of small- and medium-sized businesses (SMBs) overall, according to Bank of America’s latest Business Advantage Small Business Owner Report , released last week. Eighty-one percent of U.S.

Taxes 105

Taxes Survey Capital America 105

Tech and Finance

JULY 13, 2016

Regional and mid-tier banks face an uphill battle on the digital front, but have advantages they can capitalize on with some focus and determination. Alarm bells are sounding in boardrooms of regional and mid-tier banks across the U.S. The 2016 U.S. Or at least they should be. Mobile Banking Functionality Benchmark.

Regional 28

Regional Mobile Millennials Study 28

William Mills

SEPTEMBER 9, 2016

William Mills Agency will be live blogging at Finovate Fall 2016. I believe SEC regulations require a company to go public if they have more than 500 shareholders. Demo: Customer Insight Dashboard for Regional Manager who can view their forward looking metrics such as customer attrition and look forward several quarters.

social media 40

social media ATM Mobile Customer Experience 40

BankUnderground

MAY 22, 2024

Some countries have regulations in place that restrict lenders’ ability to issue mortgages to borrowers that exceed certain DSR limits. A previous Bank Underground post from 2016 comes to a similar conclusion. The most common one is the gross debt-servicing ratio (DSR).

Survey 55

Survey Lending Policies Analysis 55

PYMNTS

NOVEMBER 1, 2017

DraftKings ’ chief international officer, Jeffrey Haas, recently spoke with PYMNTS about the challenges involved in introducing fantasy sports to new markets, and which sports generate the most interest in different global regions. percent between 2016 and 2020. in early 2016, and has since launched in several other global markets.

Payments 102

Payments Regional America Marketing 102

Abrigo

JULY 18, 2016

MountainSeed is a national AMC that serves several hundred community, regional, national, and international financial institutions and credit unions, and today we will share what we’ve dubbed our “Common Deficiencies Greatest Hits,” or the most Common Deficiencies in backordered appraisals.

Analysis 150

Analysis Software National Examples 150

PYMNTS

JANUARY 9, 2018

Community banks are much better positioned to provide personalized service to small business customers; large national banks simply aren’t equipped or motivated to do so.”. As the community banking sector explores how to address the FinTech competitive threat, they’re also facing headwinds from regulators. percent.

Community Bank 131

Community Bank Community Fintech Lending 131

Jeff For Banks

FEBRUARY 3, 2018

Because the nation's balance sheet and income statement is not improving. That yielded 291 total institutions, broken down by region. And I have never heard a regulator say the phrase "over capitalized". Some regions are experiencing slightly elevated non-performers from the previous year. But what of banking?

Taxes 60

Taxes Regional Industry Trends 60

American Banker

JUNE 27, 2016

Perhaps you read on vacation to escape the financial services grind, or perhaps you read to hone your business craft. Numerous titles on this year's list — recommended by American Banker readers, BankThink contributors, our staff and others — fall somewhere in between. Read about the lives of figures like Elon Musk or Barney Frank.

How To 44

How To Management Community Bank Regional 44

American Banker

JANUARY 5, 2017

2016 was very good to these financial services executives, who succeeded where others failed, sold their businesses for large sums, felt the love of regulators or could finally breathe a sigh of relief.

Regulation 48

Regulation FDIC Community Bank Regional 48

PYMNTS

SEPTEMBER 22, 2017

That’s nearly a billion dollars in funding, comparing favorably with the 45 percent logged in 2016. The slowdown in new businesses being founded in the 1980s and 90s was largely quarantined to certain segments – especially retail, where corner stores and regional brands were falling to larger national chains.

US 108

US Apple Innovation Regulation 108

PYMNTS

APRIL 6, 2017

While these new ACH offerings are promising to quicken the pace of monetary transactions, the changes are also bringing new rules and regulations that directly impact how banks and other financial players operate. local time after Same Day ACH Phase One rolled out in September 2016.

Resources 100

Resources Training Payments Regulation 100

CFPB Monitor

MAY 10, 2019

Bureau Research, Markets and Regulations Associate Director David Silberman moderated the discussion that followed and External Affairs Policy Associate Director Andrew Duke provided introductory remarks. The Bureau was asked whether its rulemaking had altered the scope of the FDCPA.

Industry 68

Industry Philadelphia Pennsylvania Analysis 68

American Banker

DECEMBER 30, 2016

From Dimon's campaign against earnings guidance to the bottom-line implications of rising rates, here are more of our favorite stories of the year. See part I here.).

Community Bank 39

Community Bank Regional National Community 39

Independent Banker

FEBRUARY 24, 2016

New inspirations, fresh experiences await at ICBA’s national convention. It’s Community Banking LIVE 2016 in New Orleans. ICBA’s national convention offers an educational lineup this year of more than 60 workshops and networking sessions. State/Regional Partners Reception*. Regulators Luncheon*. General Session.

Community Bank 70

Community Bank Community Innovation Customer Experience 70

American Banker

DECEMBER 23, 2016

From the election's policy implications for banking to deep analysis of the Wells Fargo scandal, here are some of our favorite stories of the year. Stay tuned for Part II.

Analysis 28

Analysis Policies Community Bank Regional 28

CB Insights

NOVEMBER 22, 2017

Commercial operation of offshore fish farms has been limited to date due to regulations, as well as the challenges of efficiently operating a large farming operation far from land. Offshore farming regulations are loosening. Offshore fish farming has seen growing interest in the last decade. link] [link].

Study 45

Study Operations Regulation Regional 45

CB Insights

FEBRUARY 1, 2019

orders, or a daily average of 700,000 orders, in Q3’18, and reached 12M orders on Indonesia’s National Online Shopping Day in December. As such, regulators are encouraging the use of digital channels in insurance and have publicly voiced that “no regulation is needed to regulate insurance marketing through digital means.”.

Policies 61

Policies Lending Operations Examples 61

PYMNTS

OCTOBER 24, 2017

Whether it’s fitness, eating establishments or even building contractors, the number of Main Street storefronts is increasing, and Q2 2016 sees these trends continue to bear out. regions are growing, not all of them are growing at the same rate. That said, some regions are still doing better than others. And while all U.S.

Maine 104

Maine Regional United States Retail 104

Abrigo

JULY 7, 2022

What Will Auditors and Regulators Expect with CECL Accounting? A panel of CECL accounting experts described how auditors and regulators are viewing various aspects of implementation. . Takeaway 2 Auditors and regulators don't have preconceived expectations about how CECL reserves might change for an institution.

Regulation 195

Regulation Management Video Data 195

CB Insights

DECEMBER 4, 2019

The regions involved in the initial pilot included Colombia, Chile, Hong Kong, Kenya, Indonesia, Malaysia, the Philippines, Peru, Taiwan, and Thailand. In these regions, consumers can pay for Amazon purchases by visiting a Western Union location and making a deposit in cash. US households, composed of 14.1M adults and 6.4M

Cards 101

Cards Lending Strategy US 101

CB Insights

JUNE 11, 2018

In recent months, the Chinese government has increasingly eased regulations on autonomous vehicles in a number of cities to accelerate the path to commercialization. Additionally, when naming the national champions of AI in November, the Chinese Ministry of Science and Technology designated Baidu as the leader in autonomous driving.

Google 71

Google Industry Software Data 71

CB Insights

MAY 8, 2018

While recreational drones are strictly prohibited in active forest fire regions, they have proved useful when operated by the appropriate teams. However, access to modern medicine has been rather difficult in many rural regions around the world. Regulation requires certain standards to minimize the risk of environmental damage.

Exercises 78

Exercises Data Technology Industry 78

PYMNTS

JANUARY 31, 2019

The bank is one of several newly proposed community banks in the region, with goals of disrupting the financial services landscape, including business and corporate banking. The FDIC held a meeting in 2016 with community bankers about their concerns with facing competitive headwinds, not only from large FIs, but from FinTech firms as well. “I

Community Bank 122

Community Bank Community FDIC Marketing 122

PYMNTS

OCTOBER 11, 2019

Proponents in the government and private sectors note that the wide use of facial recognition technology — particularly when paired with India’s national biometric ID system — is critical to both the Indian economy’s entry into the modern digital era of financial services and commerce and protecting citizen and national security.

Detroit 116

Detroit National System Technology 116

CB Insights

DECEMBER 7, 2017

As of September 2016, that share dropped to 21%. In 2016, non-bank lenders like Quicken Loans accounted for six of the top 10. Quicken Loans founder Dan Gilbert’s innovation in mortgages was to assign regional-specific loan application reviewers, who familiarized themselves with the regulations of certain geographies.

Millennials 69

Millennials Lending United States Technology 69

Jeff For Banks

DECEMBER 12, 2017

Before we begin and for comparison purposes, here are last year's top five , as measured in December 2016: #1. The Bank, Old Second National Bank, lost a whopping $156 million in 2009 and 2010. That got regulator's attention in the form of a May 2011 Consent Order (CO). One in 2016 and one this year. Nasdaq: WSBF) #3.

Minnesota 60

Minnesota West Virginia Virginia Iowa 60

PYMNTS

OCTOBER 26, 2017

and CEMEA regions. billion acquisition and subsequent integration of Visa Europe , a topic that Kelly acknowledged has been top of mind for many since the deal was announced in November of 2015 and closed in June of 2016. Kelly also highlighted a number of new solutions that leverage Visa’s card rails and that are getting traction.

Payments 123

Payments Marketing Cards Regional 123

CB Insights

FEBRUARY 19, 2019

Regulation will be essential. Increasingly scientists think there should be some regulatory oversight maybe at the national and international level, just to make sure that we don’t do something very foolish. We cannot regulate technology that we cannot predict. ‘AI nationalism’ could fuel political conflict.

Technology 78

Technology System National US 78

PYMNTS

NOVEMBER 23, 2016

Payvision recently released its “Mobile Payments Report 2016,” which chronicles the evolution of mobile and the challenges that remain. Now, he added, mobile is slowly being adopted as technology is improving along different fronts, including authentication, and even along regional divides.

Mobile 100

Mobile Payments Millennials United States 100

PYMNTS

FEBRUARY 13, 2017

Furman, in his speech, said that an Economist report published in 2016 showed that the top four companies in more than 40 percent of the 900 industries they examined controlled more than a third of the market. Economists increasingly point to a concentration of businesses now across just about every sector.

Retail 134

Retail Innovation Maine Community 134

CB Insights

OCTOBER 31, 2019

In 2016, chatbots were all the rage. There are many reasons why chat didn’t take off in 2016. In 2016, virtually all of the world’s biggest tech companies were announcing competing chatbot projects. CEO Satya Nadella proclaimed that “bots are the new apps” in March 2016. The chatbot movement gains momentum.

Industry 78

Industry Examples Tools Retail 78

CB Insights

MARCH 6, 2019

Centers for Medicare and Medicaid Services inspected a Theranos laboratory in 2015 and released a letter in January 2016 stating that it violated several clinical standards. Once the darling of the London startup scene, mobile payments company Powa Technologies crashed and burned in spectacular fashion in the spring of 2016.

Report 78

Report San Francisco Capital New York 78