PYMNTS

MAY 30, 2016

And to make sure that everyone starts off 2016, Part II on the same footing, we thought we would bring you a few of the top trending stories, as well as hot data/research topics, that will give you a head start on that all-important planning for 2016 and beyond. Store Front Business Index: Main Street USA, A-OK? Financial Inclusion.

Trends 100

Trends Retail Fraud Mobile 100

PYMNTS

FEBRUARY 24, 2020

The move, if approved by Haoxiangni shareholders and China’s top market regulators, would make Pepsi “China’s leading consumer-centric food and beverage company.”. China’s snack market is very profitable and grew 400 percent from 2006 through 2016, according to a study in 2019 by China’s Ministry of Commerce. 24) by CNN.

Marketing 130

Marketing Regional Study Course 130

PYMNTS

FEBRUARY 24, 2020

Financial institutions (FIs) and merchants from other regions have been dipping their toes into the Chinese market, but open banking has compounded the difficulty involved in setting up operations. The country’s government and regulators are keeping pace with those in the European Union and the U.S. he remarked. “I

Regulation 160

Regulation Policies Data Compliance 160

PYMNTS

JANUARY 29, 2018

China’s rising levels of corporate debt are in the headlines again with the nation’s banking regulator reportedly introducing to lower debt levels. Regulators must keep clear heads and cannot be blindly optimistic,” the regulator stated in its report. Reports in Reuters said Friday (Jan.

National 100

National Regulation New York Regional 100

PYMNTS

MARCH 19, 2019

The country’s regulators have gotten tough on the shadow banking market in recent years. percent from the end of 2017 and hitting its lowest level since 2016. However, while regulators are happy to see shadow lending fade, the sector’s main borrowers — private companies — are feeling the strain. China’s $9.1

Lending 100

Lending Regulation Maine Regional 100

PYMNTS

MARCH 5, 2018

By offering QR-based digital payments, smaller retailers can achieve these goals and create greater customer stickiness with little to no investment beyond the phone they already have,” said Jorn Lambert, EVP, Digital Channels and Regions, Mastercard. In spring 2018, participating U.S. In spring 2018, participating U.S.

Regulation 108

Regulation Data Regional America 108

PYMNTS

FEBRUARY 4, 2019

A series of regulations was established to encourage a safer, more transparent financial services environment following the 2008 financial crisis. Failure to meet AML/KYC requirement challenges can be costly for FIs, too, with regulators issuing heavy fines for lax security practices or failure to devote sufficient resources to oversight.

How To 161

How To Regulation Compliance Meeting 161

PYMNTS

FEBRUARY 22, 2018

It can also lead to products such as pharmaceuticals or health supplements being sold in regions where regulators have not approved the sale of those substances. Jewel Paymentech extended one of its existing products, One Sentry Marketplace, in 2016 to help address these issues.

Regional 110

Regional Operations Regulation Branding 110

PYMNTS

FEBRUARY 24, 2020

In Europe, the continued evolution of data policies and regulation now point toward a single market across the Continent. As reported mid week, the European Commission is planning a single European market for data , in hopes that by pooling talent, the region can compete with Big Tech in Silicon Valley and China.

Data 130

Data Marketing Taxes Regulation 130

PYMNTS

MAY 10, 2018

According to a press release from Market Research Future , North America is the leader in the wireless POS market as the region has “advanced technological infrastructure.” As a result, the region can be an “early adopter” of the technology. However, the company said that Asia-Pacific may see the fastest market growth.

America 114

America Regional Mobile Cards 114

PYMNTS

OCTOBER 21, 2016

billion in 2016 to $27.9 The fleet management market is growing rapidly because increasing maintenance costs, fuel consumption , regulations and accidents have mandated the need for effective and efficient fleet management solutions and services, the researcher said in a press release. billion by 2021 at a CAGR of 23.9

Management 100

Management Marketing Regional System 100

Bank Innovation

DECEMBER 13, 2016

It’s almost time to wave goodbye to 2016. This was a big year for fintech, with new regulations, new startups, and new technologies displayed across events like Sibos and Money20/20, making it clear that the progress of fintech can’t really be stopped. But how will it continue? That’s the real Read More.

Fintech 150

Fintech Regulation Technology Regional 150

PYMNTS

JUNE 19, 2019

The central bank’s efforts would home in on areas such as financial information exchange, anti-money laundering (AML) regulation and asset recovery, Reuters reported. From 2014 to 2016, it recovered illegal funds of $1.25 billion or 8.6 billion yuan from more than 90 countries.

Regulation 100

Regulation Regional Course National 100

PYMNTS

MAY 31, 2017

Under Mack’s leadership , Bob Chlebowski has been named branch distribution executive, Laurey Cosentino will lead the customer and branch experience team, Celeste Finley will lead the regional services group and Jonathan Velline has been named head of business strategy and administration. prosecutor and federal regulators in September 2016.

San Francisco 100

San Francisco Leadership Regional Retail 100

PYMNTS

MARCH 14, 2017

Regulators are instead concerned about small lending startups that they fear simply don’t know enough about underwriting and risk mitigation to be a safe and productive player in the ecosystem. Securitization of small-loan assets hit Rmb82bn in 2016, up from Rmb13bn a year earlier, according to data from Wind Info.

Lending 115

Lending Big Data Online Regulation 115

PYMNTS

FEBRUARY 21, 2018

A regional government in Russia is now working with state-backed VEB, reports in CoinDesk said this week, as authorities explore how to use blockchain “to improve the quality of management decisions.”. Ubin was first announced in 2016 with the central bank launching a partnership with blockchain company R3.

blockchain 130

blockchain Los Angeles Regulation Oregon 130

PYMNTS

JANUARY 9, 2017

In a panel that included the FAA’s Marke “Hoot” Gibson and Matt Hancock, Britain’s digital minister, Misener said that it would be best to have globally consistent commercial drone regulations, though variations between large regions — like between Europe and Asia — wouldn’t be problematic.

Las Vegas 100

Las Vegas Arkansas Washington Texas 100

PYMNTS

JANUARY 25, 2017

Will 2016 once again present an explosion in alt-lending transaction value? Proponents of the industry say the space continues to fill the gaps for SME and individual borrowers that are rejected for a loan, but critics argue that a lack of regulation and high fees mean the days for alternative lending are numbered.

America 100

America Lending Regulation Regional 100

PYMNTS

SEPTEMBER 7, 2018

In addition, the official noted that the region has “seen cases recently where AML issues have compromised the functioning and even the viability of some banks, so it is very important here to move forward.”. Monitoring money-laundering, however, is usually handled at the national level.

Regional 109

Regional Compliance Regulation Meeting 109

BankUnderground

JUNE 8, 2022

There is a lively debate about whether and how capital regulations for banks and insurers should be adjusted in response to climate change. First, these measures are likely to be directly influenced by the market reaction to regulators’ actions. Marco Bardoscia, Benjamin Guin and Misa Tanaka.

Capital 100

Capital Policies Tools Regulation 100

PYMNTS

DECEMBER 19, 2019

eCommerce platforms have to abide by regional rules and that could make it harder for Airbnb to do business. . “We The CJEU in 2016 designated Uber as a transportation service, not a tech platform. The classification as an information society service falls under eCommerce in the EU Directive 2000/31.

Taxes 130

Taxes Regional Online Industry 130

PYMNTS

JUNE 5, 2017

Welcome to the inaugural issue of the Regulatory Tracker , where from here on out we’ll keep an eye on the rules and regulations that govern who pays what, who pays who, and where, and when. For Google, fines loom , as antitrust regulators in the European Union are targeting the firm’s shopping service.

Regulation 100

Regulation Google Survey Regional 100

PYMNTS

AUGUST 1, 2018

Small businesses are essential job generators, and the major driver of economic growth and vibrancy for all regions of the country.”. It is critical that we respond to the needs and concerns of Main Street America,” said Snowe in a statement. Suggestions included that the U.S.

Policies 100

Policies Report Regulation Maine 100

PYMNTS

JUNE 6, 2019

billion) at the end of 2016. The bank’s non-performing loan ratio, as of December 2016, was 1.68 The Barclays report said that “We expect more ‘exits’ of smaller banks or non-bank financial institutions (likely through takeover or M&A with bigger parties), most likely with some regional significance.”. billion yuan ($22.68

Report 108

Report Regional Examples Data 108

Tech and Finance

JULY 13, 2016

Regional and mid-tier banks face an uphill battle on the digital front, but have advantages they can capitalize on with some focus and determination. Alarm bells are sounding in boardrooms of regional and mid-tier banks across the U.S. The 2016 U.S. Or at least they should be. Mobile Banking Functionality Benchmark.

Regional 28

Regional Mobile Millennials Study 28

PYMNTS

FEBRUARY 10, 2017

The region is also home to an active and fast-growing startup scene. Brussels the third wealthiest region in terms of GDP per capita due to this number being twice as high as the European average. The city was ranked as a strong innovator by the latest edition of the Regional Innovation Scoreboard (RIS 2016).

Capital 100

Capital Regional Innovation Fintech 100

PYMNTS

OCTOBER 10, 2016

Banks are reportedly growing more concerned over what could be a “global shortage” of trade finance, according to new research from the ICC 2016 Global Survey on Trade Finance. Regional and global banks are more likely to report a lack of trade financing, compared to global banks, the ICC added. ”

Survey 100

Survey Regulation Maine Regional 100

PYMNTS

MARCH 28, 2018

“After being AWOL and failing to stop Wells Fargo’s decade-long illegal conduct, the president of the San Francisco Fed should not be promoted to be president of the most important regional office in the entire Federal Reserve System,” Better Markets President Dennis Kelleher said in a statement.

San Francisco 115

San Francisco Los Angeles New York Risk Management 115

PYMNTS

AUGUST 2, 2016

Department of Commerce’s International Trade Administration said in its “ 2016 Top Markets Report Financial Technology ” that Asia will hold sway over other regions. Regulation is also giving a tailwind, said the report, and demographics skew toward younger and higher-income customers, relatively speaking.

Fintech 100

Fintech US Big Data Trends 100

PYMNTS

AUGUST 30, 2017

While the homeowner was initially told that Wells Fargo would pay to extend the home interest rate lock, a regional manager reversed that decision, according to court documents. Reuters reported news that Victor Muniz alleges that he was charged $287.50

San Francisco 121

San Francisco Nevada Regional Analysis 121

Celent Banking

MARCH 30, 2016

As I prepared for the webinar, I thought back to my first exposure to commercial lending when I worked for a large regional bank and I recalled the 4C’s of commercial lending from credit training: character, capacity, capital and collateral.

Lending 100

Lending Compliance Training Capital 100

Tefkin

JANUARY 5, 2016

Looking at 2016 with the experience of the past 7 years in financial services. While banks are still experiencing the effect of the crisis notably through restrictive regulation and a continuing string of financial scandals, their public messaging is one of innovation and change. it will be a pivotal year for financial services.

Fintech 31

Fintech Marketing Maine Trends 31

William Mills

SEPTEMBER 9, 2016

William Mills Agency will be live blogging at Finovate Fall 2016. I believe SEC regulations require a company to go public if they have more than 500 shareholders. Demo: Customer Insight Dashboard for Regional Manager who can view their forward looking metrics such as customer attrition and look forward several quarters.

social media 40

social media ATM Mobile Customer Experience 40

PYMNTS

MARCH 1, 2016

And while some of these strategy revamps have been telegraphed, the numbers show some impact from regulations and investigations, as the firm posted a net loss of roughly $547 million (394 million pounds), which is far worse than a year ago at 174 million pounds. Staley, on board. Staley took the reins as CEO at the end of last year.

Operations 100

Operations Strategy United States Regional 100

PYMNTS

JULY 21, 2017

Fraud varies country to country, region to region. As has been widely noted, the region has paved the way for the adoption of EMV, and its embrace by merchants in the EU, mandated though it has been, has steered hackers and criminals to online methods of siphoning funds from consumers and cheating companies.

Fraud 116

Fraud United States Regional Cards 116

PYMNTS

JANUARY 10, 2019

Daniel Widmann, a technology law expert at Pinsent Masons, said in 2016 that this could cause trouble for the company. A regional consumer protection watchdog organization brought the case against Amazon, arguing that Dash buttons don’t let customers know what they’re paying.

Comparison 143

Comparison Innovation Regional Technology 143

PYMNTS

AUGUST 30, 2016

Uber is a powerful matchmaker with many stakeholders to keep happy on a good day — drivers, passengers and, of course, those state and local regulators. Uber launched services in Abu Dhabi in 2013 and had planned to invest $250 million in the Middle East and North Africa, its fastest-growing market region. This past Friday (Aug.

Regional 110

Regional Course Regulation Report 110