PYMNTS

SEPTEMBER 13, 2016

In one recent case study tied to instant issuance, Entrust Datacard stated that Woodforest National Bank, a community bank operating across 17 U.S. states and 700 branches, sought to enhance customer experience with an instant issuance solution and also needed EMV capability.

Case Study 100

Case Study United States Analysis National 100

PYMNTS

NOVEMBER 17, 2019

The new group will provide a full suite of lending and banking products for growing technology companies at every development stage, including asset-based solutions, recurring revenue-based revolving lines of credit, treasury management, foreign exchange and more. “We Roberts has nearly 20 years of banking experience.

Groups 116

Groups Innovation Capital Leadership 116

PYMNTS

MAY 29, 2018

Whenever it happens, it’s safe to say that a $150 billion valuation would make Ant’s IPO one of the biggest ever, putting it ahead of Facebook ’s $104 billion IPO in 2012 and behind Alibaba’s $168 billion IPO in 2014. The deal was established in the lead-up to Alibaba’s 2014 IPO. Reasons To Invest. It posted 9.18 billion yuan ($1.4

Capital 101

Capital Security Lending National 101

PYMNTS

MAY 1, 2020

Quite the contrary,” says Bob Brennan, chairman of the National Expansion Council and one of the directors of a nonprofit organization called Entrepreneurship for All (EforAll) based in Boston, Massachusetts. “I You manage the misses. A Spanish language business accelerator program in Lawrence – EparaTodos – followed in 2014.

Community 148

Community Massachusetts Boston social media 148

Abrigo

JANUARY 6, 2017

The thing about databases is they’re siloed and they’re generally centralized, and they’re owned and managed by someone who has unilateral editorial rights. Asgeirsson noted that cloud computing has helped turn client accounting services into a high-margin, high-growth line of business for many firms.

Trends 218

Trends blockchain Taxes Survey 218

PYMNTS

JULY 25, 2017

In recent studies, as noted by EKN Research and Radial, developed nations are seeing an increase in card not present (CNP) fraud, which now accounts for as much as 70 percent of all card fraud and is growing at double-digit percentage rates in some nations. . the year before. Phishing follows close behind at 66 percent.

Fraud 120

Fraud Retail Cards National 120

PYMNTS

JUNE 28, 2017

Accounts receivable professionals are preparing for paper checks to decline and automated clearing house (ACH) payments to rise, according to a new report by the National Automated Clearing House Association (NACHA) and the Credit Research Foundation (CRF).

Survey 100

Survey Payments Cards Resources 100

PYMNTS

SEPTEMBER 17, 2018

He and an accomplice operated from Nigeria, targeting the U.S., The scams netted an alleged $25 million from 2014 to 2016. “In In terms of data illuminating larger trends, the National Cyber Security Alliance found that roughly 50 percent of smaller firms have been victim of a cyberattack. ” The Larger Trends.

Idaho 153

Idaho Missouri Cyber Security Fraud 153

Jeff For Banks

JULY 5, 2022

My Remarks to Bank Client's Annual Meeting of Shareholders "I want to thank [Chairman] and the Board, [CEO] and the management team for asking me to come out and remark on where I think the banking industry is going over the next five years. By the way, so is your CEO and much of your management team. Not your chairman.

Millennials 78

Millennials Community Pennsylvania Community Bank 78

PYMNTS

MAY 5, 2016

Though digital and mobile are increasingly ascendent, physical commerce remains dominant and accounts for over 90 percent of all retail spending in the Western nations where Klarna operates. “We trillion in global revenue in 2014. According to McKinsey & Company estimates, the payment services industry was worth about $1.7

Samsung 100

Samsung Regional Apple Retail 100

PYMNTS

JULY 22, 2016

It feels like 2014 again with the ongoing popularity of alternative lending startups. Investors seem confident in the industry’s startups and their ability to provide adequate risk management and underwriting for their loans; VCs provided more than $11.5 Accounts Receivable Management. million for alt-lenders this week.

Lending 100

Lending Regulation Big Data Risk Management 100

PYMNTS

DECEMBER 3, 2019

SatoshiPay , a FinTech based in London and Berlin, launched in 2014 with the intention of solving micro consumer payments friction. For global businesses, national borders are less and less relevant,” SatoshiPay CEO Meinhard Benn recently told PYMNTS. “For However, he noted, global payments friction runs rampant.

Payments 134

Payments blockchain Tools Meeting 134

PYMNTS

APRIL 13, 2016

Government procurement is the face of small business support, and the adoption of source-to-pay, spend management and digital invoicing tools can become a catalyst for adoption in the private sector. days in 2014, decreasing to 11.7 That doesn’t mean work as a government supplier is easy, though. days in 2015.

Resources 100

Resources Management Trends Tools 100

PYMNTS

AUGUST 3, 2016

The event, sponsored by American Express, focused on the ways health care organizations can manage the exit of paper, manual-based accounts payable processes and progress into digital B2B payments. “Hospitals and health systems must find new ways to streamline operations to remain financially viable.” Former U.S.

Industry 100

Industry Analytics Payments System 100

PYMNTS

OCTOBER 27, 2016

We’re focused on building even more partnerships with leading banks and telecoms operators around the world so that our customers can send money to their loved ones in the most convenient, relevant ways for them.”. “We want to be known as the WhatsApp of Money,” said Brion Nazzaro, group compliance director at WorldRemit.

Mobile 100

Mobile Denver Compliance National 100

Gonzobanker

DECEMBER 22, 2020

Banks and credit unions had to fundamentally change their delivery, support and relationship management models at scopes and speeds that were unheard of. John Beale , longtime CIO of City National Bank. Remember that? Then, in 90 days, COVID-19 turned everything on its head. Everything. Drum roll please….

Idaho 181

Idaho Community Industry Strategy 181

PYMNTS

APRIL 25, 2016

Plus, the latest analysis on alternative lending demand, expense management fraud and the gap between what CFOs have for their companies and what they need. World First found a 75 percent increase in the volatility of the pound should the nation leave the European Union. billion worth of the industry in 2014.

Fraud 100

Fraud Cards Lending Analysis 100

Jeff For Banks

JANUARY 6, 2013

Once your strategy team (typically senior management and the entire board or committee of the board) determines your FIs course and identifies what success would look like in terms of goals, the next step is to lay out the tasks necessary to achieve those goals. Here is how it can work. within our markets.

Strategy 79

Strategy National Resources Groups 79

Jeff For Banks

DECEMBER 15, 2013

Fellow blogger Jim Marous asked me what I thought were hot stove issues for banking in 2014. On the surface, this looks good for a branch that might cost $600 thousand per year in operating expenses. What about paying for that army of operations, IT, compliance, finance, and executives back there at home office? But hold on.

How To 89

How To Community New Jersey social media 89

Gonzobanker

APRIL 18, 2017

Commercial cash management/fee income (sixth in 2015, second for 2016 and 2017). From 2014 to 2016, the commercial loan growth has been almost 20% in commercial and industrial (C&I) lending and just under 22% in commercial real estate (CRE). And six places later …. <= $10B. > > $10B. Hiring Trends.

Lending 60

Lending Strategy Management Marketing 60

PYMNTS

DECEMBER 31, 2019

It was 3 percent in 2014, and is 2.8 As of 2014, Amazon’s total share of consumer spending was less than 1 percent, but is 2.3 The program is expected to be operational at all 3,100 Walmart grocery locations by the end of 2019 — Walmart first began developing the program in 2017. percent as of 2019 data. compared to Amazon’s 1.9

Retail 136

Retail Online Georgia North Carolina 136

PYMNTS

JULY 24, 2017

This innovator secretly hoped the government would be so enamored with his innovation and its potential to transform commerce (and any number of other uses cases) that they’d want to own and operate it. Western Union launched its national money transfer, which provided fast payments between people and businesses, in 1871.

Innovation 119

Innovation Payments Operations System 119

PYMNTS

SEPTEMBER 29, 2017

Surely, various new outlets speculated, this latest move by Amazon would only spell certain doom and gloom for anyone not operating at the eCommerce giant’s scale. operations from 2010 to 2014, joined Drizly’s board of directors earlier this week. Bill Simon, who served as chief executive officer of Walmart’s U.S.

Retail 108

Retail Branding Georgia System 108

Independent Banker

SEPTEMBER 25, 2014

As David Barr, spokesperson for the FDIC, points out, “a vast majority of community banks remain well-rated and exhibit satisfactory corporate governance programs and compliance management systems.”. increased operational risks. Here are several timely suggestions to consider based on recent regulatory trends they see.

Compliance 101

Compliance Regulation Community Bank Community 101

CFPB Monitor

AUGUST 22, 2016

Lynn Drysdale, Managing Attorney, Consumer Law Unit, Jacksonville Area Legal Aid, Inc., Arjan Schutte, Founder and Managing Partner, Core Innovation Capital, Los Angeles, CA. Chi Chi Wu, Staff Attorney, National Consumer Law Center, Boston, MA. The new members are as follows: Consumer Advisory Board Members. Jacksonville, FL.

San Antonio 60

San Antonio Kansas City Groups CA 60

Banking 2020

JANUARY 8, 2015

Almost every enterprise has a story about attempting to transform its operations, but ultimately coming up short because it lacked the IT bandwidth to finish the venture. percent of revenue on technology, according to the 2014 Gartner IT Key Metrics Data. Powering innovation starts with transforming technology and its use.

Technology 40

Technology Software Operations Innovation 40

PYMNTS

FEBRUARY 1, 2017

For example, a 2014 report found that only 2 percent of U.K. We’re more of a conservative nation,” he said. But as consumer demand for more tech-savvy payment solutions rises, Nazari urges merchants to take steps to make sure their business operations fall in line with consumer expectations. However, in his observation, U.K.

Payments 100

Payments Technology Software Mobile 100

FICO

JUNE 22, 2017

At the time, Madoff had been running an elaborate Ponzi scheme through the wealth management arm of his business that reached $65 million by the time of his arrest in 2008, deliberately hiding the money intricately within the financial system. billion in 2014.

Tools 55

Tools Compliance Innovation social media 55

PYMNTS

OCTOBER 14, 2016

There is also a bitcoin vending machine that first appeared in 2014. Jason Gantt and his father, Vernon, operate two bitcoin mines out of their respective homes and are in the process of constructing a third. Well, to be specific, the banks want to use blockchain and its decentralized record-keeping to manage real transactions.

Bitcoin 100

Bitcoin Conference New Hampshire blockchain 100

Independent Banker

AUGUST 9, 2016

Points can be redeemed for gift certificates to local or national businesses, for travel or cash gift cards or even donations to local charities. 2014, August 8). With Buzz Points, customers earn points every time they swipe their card, and they earn double points when they patronize a local business. 2015, February 9).

Community 70

Community Millennials Community Bank America 70

TrustBank

DECEMBER 8, 2022

Households in 2014 ) and another by the J.P. As of October, the US ranked 32 nd according to the Organization for Economic Co-operation and Development (OECD) data. While access to credit grew, the costs associated with managing it were high. In fact, today we’re fairly low on the list of savers.

US 52

US Policies Taxes Washington 52

Gonzobanker

DECEMBER 22, 2014

It’s time for the 2014 GonzoBanker Awards! Rise of the Analytics Organization in a Dog-Eat-Dog World – Brush off your resumes Gonzoanalysts, at our client roundtables we heard about analytics organizations being formed and analysts and managers being hired to head them. but let’s just dive into it! THE BANKING AWARDS.

Los Angeles 101

Los Angeles Apple Risk Management California 101

Banking 2020

MAY 14, 2015

According to a recent report by McKinsey, banks that relentlessly standardize their IT infrastructure and application architecture spend an average of 41 percent less on day-to-day IT operations. million per financial services company in 2014. According to the Ponemon Institute , the cost of cyber attacks rose to $20.8

Cyber Security 40

Cyber Security Software Study Industry 40

NCR

JULY 14, 2017

That’s despite the fact that, between 2011 and 2014, the proportion of adults that hold an account increased from 42 percent to 75 percent. Consumers in developed economies now have unprecedented choice in how they make payments and manage their money. Financial exclusion isn’t just a problem for consumers.

ATM 80

ATM Industry Conference Bitcoin 80

Tomorrow's Transactions

DECEMBER 21, 2014

Last year, we caved to the marketing pressures of modern business and put out a “ hot five ” technology blog post for 2014. From Retail malware: PCI-DSS is part of the problem, says retail security specialist Slava Gomzin – 07 Aug 2014 – Computing Feature ]. 11, 2014 /PRNewswire/ – ]. Why the quotes?

Apple 50

Apple Retail Technology Trends 50

Jeff For Banks

APRIL 10, 2015

In 2014, our GDP growth was +2.4%; in the fourth quarter, it was +2.2% Oil Steals the Show The biggest story of the past year in the markets has to be the plunging price of oil, down 50% in 2014 to below $50 per barrel. The US has led the world in energy and oil production from its shale and fracking operations. Stay tuned!

Philadelphia 60

Philadelphia US Study Boston 60

CFPB Monitor

AUGUST 10, 2016

The debt collection proposals outlined by the CFPB for the SBREFA panel are driven in large part by the CFPB’s reliance on the data derived from its complaint portal and a consumer survey conducted by the Bureau over several months in 2014-15. The survey results are remarkable in how closely they mirror the complaint portal data.

Survey 60

Survey Resources Data System 60