Abrigo

APRIL 28, 2016

Small Business Administration What creates two out of three net new American jobs; produces close to half of our nation’s goods and services (nonfarm private GDP); and can be found, coast to coast, in every small town, big city and rural enclave? Tune in all week for live-streaming , beginning at 7:30 p.m. Every business starts small.

National 150

National San Jose Los Angeles United States 150

BankInovation

JULY 21, 2020

Radius Bank reaches a national customer base through its digital channels and powers banking services for fintechs like Brex and NorthOne. It’s a business plan the former community bank, which was founded in 1987, spent years developing and continues to improve today. “As

Community Bank 59

Community Bank Community National Fintech 59

Jeff For Banks

DECEMBER 18, 2014

Open Bank (OTCQB: OPBK) Open Bank commenced operations in 2005 as First Standard Bank in the Koreatown section of Los Angeles. They are built as a relationship bank serving the Korean community in LA and surrounding areas. Well done! #3. BNCCORP, Inc. OTCQX: BNCC) BNCCORP, Inc.,

North Dakota 91

North Dakota Arizona Minnesota Los Angeles 91

Abrigo

MARCH 17, 2015

According to the latest FDIC Quarterly Banking Profile, community banks continue to thrive and lead the industry. As more banks turn profitable – 90.3 Unfortunately, competing on price alone is not likely to get you far in today’s environment.

How To 150

How To Community Bank Community FDIC 150

PYMNTS

SEPTEMBER 13, 2016

In one recent case study tied to instant issuance, Entrust Datacard stated that Woodforest National Bank, a community bank operating across 17 U.S. The firm has said that, to date, it has instant issuance deployments at more than 30,000 locations globally, with more than 10.6 in the past year.

Case Study 100

Case Study United States Analysis National 100

Jeff For Banks

JULY 5, 2022

Two percent is a big matzah ball out there to overcome and compete with Ally Bank. So banks, even community banks like [bank name] must take a sharp pencil to prune their branch network to compete with the higher interest rates of online banks, make investments in people and technology, and deliver to their shareholders.

Millennials 78

Millennials Community Pennsylvania Community Bank 78

Independent Banker

JULY 30, 2015

An interview with Paul McGuire, ICBA’s executive vice president, national solutions group. These institutions are comprised of Subchapter C corporations, Subchapter S corporations, mutual banks, savings banks and closely held family banks. Community Bank Career Center. Community Bank Locator.

Resources 70

Resources Tools Community Bank Community 70

Independent Banker

SEPTEMBER 25, 2014

Anticipating what’s new for your community bank’s next field examination. This is particularly true for community banks preparing to undergo their next regulatory safety and soundness or compliance examination. As Barr points out, most community banks—close to 75 percent—are now growing their loan portfolios.

Compliance 101

Compliance Regulation Community Bank Community 101

CFPB Monitor

AUGUST 22, 2016

The CFPB has announced the appointment of new members to its Consumer Advisory Board, Community Bank Advisory Council, Credit Union Advisory Council, and Academic Research Council. Chi Chi Wu, Staff Attorney, National Consumer Law Center, Boston, MA. Community Bank Advisory Council Members. ”

San Antonio 60

San Antonio Kansas City Groups CA 60

Independent Banker

AUGUST 9, 2016

Community banks should evaluate solutions that align with their service-oriented traditions and bring value to customers throughout their communities. If unable to support in-house marketing teams, community banks should look for a program that offers branded marketing support. 2014, August 8).

Community 70

Community Millennials Community Bank America 70

Gonzobanker

DECEMBER 22, 2020

Banks and credit unions had to fundamentally change their delivery, support and relationship management models at scopes and speeds that were unheard of. And how did community banks and credit unions respond to the COVID craziness? Bad things about the banking industry. John Beale , longtime CIO of City National Bank.

Idaho 181

Idaho Community Industry Strategy 181

American Banker

MAY 31, 2016

Arjun Sirrah takes great pride in his company's national-level success as a community bank in Connecticut competing against digital lending startups in student loan refinancing. billion in loans in the last couple of years. …

Connecticut 28

Connecticut Digital Banking Community Bank Lending 28

American Banker

MAY 31, 2016

Arjun Sirrah takes great pride in his company's national-level success as a community bank in Connecticut competing against digital lending startups in student loan refinancing. billion in loans in the last couple of years. …

Connecticut 28

Connecticut Digital Banking Community Bank Lending 28

Independent Banker

SEPTEMBER 26, 2014

Many community bankers concluded that the EGRPRA is little more than a “check the box” process for regulators. In fact, our opening salvo in the 2014-16 EGRPRA review offers not just a sampling of banking regulation in need of reform, but also advice on how regulators could maximize their effectiveness over the next two years.

Washington 70

Washington Fort Worth Regulation Community Bank 70

Independent Banker

DECEMBER 28, 2015

Robert Clark, executive vice president at Adirondack Bank in Utica, N.Y., remembers relaxing at home watching local resident Erin Hamlin on TV race down the luge track at the 2014 Winter Olympics in Sochi, Russia. “I You’ve got to do something to set yourself apart from regional banks,” he offers. “It

Nevada 70

Nevada Regional New York Marketing Strategies 70

Jeff For Banks

AUGUST 12, 2018

The second quarter of 2018 saw growth of 4.1% (the highest quarterly growth since 2014) and the third quarter may be close. Housing has done well, despite median sales price growth which is less than national averages and lower inventories of properties for sale, which may be propping up prices. The economy has grown 2.2%

Marketing 60

Marketing Philadelphia Omaha US 60

Abrigo

NOVEMBER 29, 2021

Takeaway 3 Community banks have seen less volatility in noninterest income, and many are still eyeing growth across the category. Currently, banks are flush with “surge” deposits , which could be contributing to this additional source of income. The Consumer Financial Protection Bureau (CFPB) in 2020 ordered TD Bank, N.A.

Community Bank 195

Community Bank Community FDIC Trends 195

Independent Banker

SEPTEMBER 22, 2015

Recently Congress passed the Biggert-Waters Flood Insurance Reform Act of 2012, followed by the Homeowner Flood Insurance Affordability Act of 2014 (HFIAA). Both of these laws pointedly changed the National Flood Insurance Program requirements over which of the banking agencies have jurisdiction. Small-lender exception.

Regulation 70

Regulation Policies Community Bank Taxes 70

Jeff For Banks

DECEMBER 19, 2015

Before we begin and for comparison purposes, here are last year's top five , as measured in December, 2014: #1. Open Bank (OTCQB: OPBK) #2. Mercantile Bank Corporation (Nasdaq: MBWM) This year's list is in the table below: BNCCORP celebrates its second straight year on this august list. Coastal Banking Company, Inc.

North Dakota 60

North Dakota Arizona Michigan Florida 60

Jeff For Banks

JULY 24, 2015

60% of them voted “no” in a national referendum on July 5 th and thus rejected a deal with creditors and the likely chance to stay in the Euro. Greece may have to go bankrupt, impacting the many financial institutions who own the sovereign debt of Greece and impacting the many consumers who will lose part of their deposits as banks fail.

Puerto Rico 60

Puerto Rico Community Bank Community Risk Management 60

Fintech Labs Insights

JULY 16, 2015

.” Previous investors in the company include Live Oak Banking Company and Wellington Management, which led the company’s last funding round, a $6.5 million fundraising, in May 2014. Malauzai specializes in developing innovative banking apps for community banks and credit unions.

San Jose 12

San Jose Austin Iowa Software 12

Gonzobanker

DECEMBER 22, 2014

It’s time for the 2014 GonzoBanker Awards! THE BANKING AWARDS. Bank Acquisition of the Year - BB&T Corp. Nice community bank culture fit between the two as well. Bank Merger of the Year – California United Bank and 1 st Enterprise Bank in Los Angeles. but let’s just dive into it!

Los Angeles 101

Los Angeles Apple Risk Management California 101

Tech and Finance

JULY 13, 2016

Regional and mid-tier banks face an uphill battle on the digital front, but have advantages they can capitalize on with some focus and determination. Alarm bells are sounding in boardrooms of regional and mid-tier banks across the U.S. Mobile Banking Functionality Benchmark. The big banks’ advantage in technology is not new.

Regional 28

Regional Mobile Millennials Study 28

American Banker

SEPTEMBER 25, 2016

Under Jill Castilla, who became president and chief executive in early 2014, Citizens Bank of Edmond has won scores of fans — and customers — by creating and sponsoring a monthly street festival that has breathed new life into downtown Edmond.

Community Bank 28

Community Bank Regional National Community 28

American Banker

SEPTEMBER 25, 2016

Luzio joined the global bank in December 2014 as head of multinational coverage for the Americas. It took just eight months for Cate Luzio to earn her first promotion at HSBC. Her group produced results so quickly that in August 2015, HSBC assigned Luzio the same role globally.

America 28

America Groups Community Bank Regional 28

American Banker

FEBRUARY 26, 2016

Texas has had a fair share of M&A since the financial crisis, but deal volume has declined since oil prices began to plummet in late 2014. Uncertainty over sellers' exposure and depressed stock prices for aspiring buyers are largely to blame.

Texas 28

Texas Community Bank Regional National 28

American Banker

APRIL 20, 2016

Research published in 2014 found that just 18% of U.S. checking account holders pay 91% of all bank overdraft fees.

Report 28

Report Community Bank Regional National 28

Jeff For Banks

DECEMBER 12, 2017

(Nasdaq: OSBC) Old Second is a single-bank holding company headquartered in Aurora, Illinois. The Bank, Old Second National Bank, lost a whopping $156 million in 2009 and 2010. Independent Bank Corporation (Nasdaq: IBCP) Independent Bank dates back to 1864 as the First National Bank of Iona.

Minnesota 60

Minnesota West Virginia Virginia Iowa 60

Gonzobanker

DECEMBER 19, 2022

All three of these banks made the top 10 of U.S. bank deals announced in 2022, and Professional was #2 on the list after TD’s announcement of First Horizon. Since 2014, Seacoast has been on a buying spree acquiring 14 banks. Merger (MOE) of the Year: Bank. banks by market value.”. Bravo April!

Community 216

Community Fintech Industry Innovation 216

Abrigo

AUGUST 30, 2016

According to Sageworks’ Bank Information resource there are nearly 12,000 community banks and credit unions across the United States. Last week Hillary Clinton released her plan to support community banks and credit unions.

Community Bank 150

Community Bank Community United States Policies 150

PYMNTS

SEPTEMBER 23, 2016

The Senators also had many questions about Carrie Tolstedt — the recently retired, much lauded and now very rich community banking head that ran the division where all of the fraud took place. Doubly disturbing. Retailers are trying to wind back this fizzle. rather than government networks.

Data 100

Data Retail Groups Payments 100

Jeff For Banks

APRIL 14, 2022

2019 Mehrsa Baradaran Baradaran, Mehrsa The Color of Money: Black Banks and the Racial Wealth Gap 2019 Neil Barofsky Barofsky, Neil Bailout: An Inside Account of How Washington Abandoned Main Street While Rescuing Wall Street 2012 Patricia Beard Beard, Patricia Blue Blood and Mutiny: The Fight for the Soul of Morgan Stanley 2007 Ben S.

America 78

America National Denver United States 78

NCR

OCTOBER 28, 2016

That was an early appearance for this topic on a national stage, and it hasn’t let up since. In fact, student debt for undergraduates in the class of 2014 reached an average of $28,950 , up 2% from the previous year, and the number is undoubtedly higher for the majority of students in fields such as law and medicine.

Community Bank 40

Community Bank San Francisco Community National 40

NCR

OCTOBER 7, 2016

That was an early appearance for this topic on a national stage, and it hasn’t let up since. In fact, student debt for undergraduates in the class of 2014 reached an average of $28,950 , up 2% from the previous year, and the number is undoubtedly higher for the majority of students in fields such as law and medicine.

Community Bank 40

Community Bank San Francisco Community National 40

Fintech Labs Insights

JULY 22, 2015

Fidor Bank introduced community banking five years ago. Now it is the first bank to offer open RESTful APIs with OAuth2.0, Build one-to-one and many-to-many video communication into your banking apps with the Linqto APCs. It embraced Bitcoin and Ripple two years ago.

San Francisco 12

San Francisco Video Fintech Data 12

PYMNTS

DECEMBER 23, 2019

Financial institutions have been abandoning American smaller towns in striking numbers over the past decade, presenting a significant economic challenge in the communities they serve, according to a report from Bloomberg. More than 1,500 bank branches shuttered between 2012 and 2017, according to a recent Federal Reserve report.

South Carolina 131

South Carolina Report US Georgia 131

Abrigo

JULY 23, 2021

It is a concept that we have all heard of, however, the concept remains somewhat of a mystery in the community bank world. The North Korean government has been also found to have used chemical weapons against its own nationals. Now that there are new requirements in this area it’s time to unravel some of the mystery.

National 195

National Training United States Regulation 195