BankInovation

JUNE 15, 2021

In pursuit of greater efficiency and cost savings, banks are finding identifying new processes to automate with robot process automation (RPA) bots in the commercial lending space. Commercial lending platform vendor AFS surveyed its banking clients about how they’re using RPA, which provided fodder for a Thursday webinar on the topic.

Lending 98

Lending Survey 98

Celent Banking

MARCH 30, 2016

Last week, I participated in a Finextra webinar on the topic of “Connected Credit and Compliance for Lending Growth” with panelists from ING, Vertus Partners, Misys and Credits Vision. Connectivity with clients and partners will increasingly be the hallmark of a successful commercial lender. Cost of compliance.

Lending 100

Lending Compliance Training Capital 100

Abrigo

APRIL 21, 2023

Focus loan reviews on risk in the portfolio Continuous loan review monitoring helps banks and credit unions ensure credit review systems support safe and sound lending. discussed how they use continuous monitoring in their efforts to ensure safe and sound lending practices.

Lending 195

Lending Risk Management Software System 195

FICO

JUNE 30, 2021

Lending Improved With Data-Driven Decisions. a , the largest commercial bank in Slovakia, has chosen FICO® Decision Optimizer to increase profitability and improve portfolio management for its cash loan portfolio. For a complex lending market like the one today, optimization has become an essential tool.”. Slovenská sporite??a

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Lending Case Study Strategy Software 52

Abrigo

JUNE 23, 2023

Stay up to date on the CFPB 1071 data collection rule and other lending compliance topics. We can help you navigate small business lending amid changing regulatory requirements. Whitepaper Lending & Credit Risk Loan Origination System How Many of These Origination Frustrations Can Your Financial Institution Avoid?

Data 195

Data Lending System Management 195

South State Correspondent

SEPTEMBER 11, 2023

This quarterly publication provides a comprehensive financial results summary for all FDIC-insured institutions (4,645 commercial banks and savings institutions insured by the FDIC). PrecisionLender published a working paper on this topic, and their graph below shows an average community bank’s fee income by customer quartile.

Community Bank 195

Community Bank Community FDIC Industry 195

South State Correspondent

JULY 10, 2023

The paper summarizes that banks use interest rate hedging tools to bridge a natural risk on a bank balance sheet: borrow short and lend long, which exposes lenders to interest rate risk. Hedging tools on the lending side are indispensable in specific scenarios to help banks manage risk and meet client demand. On average, 80.4%

Community Bank 195

Community Bank Community Tools Management 195

Gonzobanker

APRIL 2, 2018

Video Transcript: Daryl Jones : Cornerstone Advisors here to talk to you about the two top most important topics in lending for 2018 Daryl Jones joined here by Joel Pruis wanted to ask you Joel I guess what are some of the things that you’re seeing in lending that lenders out there should be looking forward to in 2018.

Lending 60

Lending Community Bank Community Video 60

Javelin Strategy & Research

NOVEMBER 7, 2023

Open Positions Accordian Reports Section 2024 Trends & Predictions: Digital Wealth — Advisor Javelin Report Date: November 7, 2023 Authors: William Trout , Greg O'Gara , Disha Bheda Research Topic(s): Digital Wealth — Advisor , Wealth Management Modern wealth management is undergoing a transformation driven by artificial intelligence.

Trends 45

Trends Fraud Digital Banking Strategy 45

Abrigo

MARCH 16, 2016

Rob has more than twenty years of capital markets and commercial banking experience as both a portfolio manager and risk manager, with a primary focus on mortgage-backed securities, whole loan portfolios and commercial lending. Sign up for the webinar.

Risk Management 150

Risk Management How To Capital Management 150

Gonzobanker

MAY 4, 2022

No doubt this focus on talent is at least partially the result of the sheer number of new topics requiring industry expertise. Yet every one of these are now topics that boards are asking about in terms of the FI’s strategy. . that really can only be learned on the job.

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Training Survey System Data 157

Abrigo

AUGUST 19, 2015

Earlier this summer, the NCUA unanimously approved a series of proposed changes to their regulations on member business lending (MBL). These amendments, if adopted, would lessen current restrictions to make it easier for credit unions to lend to businesses. CUSOs hire professionals who are well-versed in commercial lending.

Lending 150

Lending Training Resources Analysis 150

Abrigo

JULY 9, 2015

The growth at smaller banks is led by commercial and industrial (C&I), commercial real estate (CRE) and residential mortgage lending. For more on the topic, access the recorded webinar: Instilling the Right Credit Risk Culture. percent loan growth during the same period.

Maine 150

Maine Policies Survey Lending 150

Independent Banker

JULY 31, 2022

We’ve been able to cover hot topics in the industry, like financial literacy and cybersecurity, through our monthly email newsletters,” says Jennifer Wheeler, Social Bankers member and marketing and social media specialist at $24 million-asset Stillman Bank in Stillman Valley, Ill. Here are four insights from active members.

social media 224

social media Trends Community Groups 224

Abrigo

MAY 22, 2015

The topic of affordable rental housing is likely to be an increasingly popular one in the coming years, given the number of baby boomers expected to downsize as they retire and the rising share of millennials choosing rentals over homeownership. Image credit: Rob Young via Flickr CC.

Marketing 150

Marketing Community United States Guidelines 150

Bussman Advisory

MAY 20, 2022

Decision makers out of the Financial Service Industry will share views on current and relevant topics in the digital aaset, RegTech and compliance area. We offer advisory services for the executive team and in-person or virtual courses with tailored topics. Subscribe now to our weekly newsletter. Request your free invite today: link.

Apple 52

Apple social media Fintech blockchain 52

Abrigo

JULY 13, 2016

Illustrate to lenders when they should say “no” to a loan – which could otherwise be a difficult concept Recommended Whitepaper: Improving Loan Profitability It’s uncommon that business development officers have a complete and clear understanding of the costs of running a commercial banking organization.

Analysis 150

Analysis Risk Management Taxes Lending 150

Perficient

NOVEMBER 21, 2023

With nearly three decades of experience directing commercial lending, corporate finance, and insurance for leading brands, Perficient’s Insurance Principal, Brian Bell, stands at the forefront of our financial services practice.

Industry 221

Industry Conference Meeting Maine 221

Jack Henry

FEBRUARY 25, 2015

CEOs and Chief Lending Officers, have you ever met a young lender that seemed to see his/her shadow while out on a business development call? In the last 60 days, I had several conversations with bank executives in Minneapolis, Oklahoma City, Fresno and Atlanta on that very topic. lenders loan growth commercial lending'

Oklahoma City 60

Oklahoma City Fresno Oklahoma Minneapolis 60

FICO

DECEMBER 18, 2018

There is an art to small business and commercial and industrial (C&I) lending. Underwriters across the financial spectrum of banks, credit unions, and independents do a great job of mitigating risk when dealing with large, complex lending requests. What do I mean when I say there’s an art to C&I lending?

Lending 53

Lending How To Strategy Analytics 53

South State Correspondent

MAY 30, 2023

Loan Structuring With The Current Yield Curve The graph below shows the lending curve from three months to 20 years and demonstrates the average commercial loan rates for different repricing terms. Banker As Trusted Advisor Below are the common topics that bankers should discuss with borrowers.

Examples 195

Examples Course Community Management 195

CFPB Monitor

DECEMBER 5, 2018

The DBO’s invitation provides an important opportunity for providers of commercial financing products to engage with and educate the DBO as it develops proposed regulations. Types of financing requiring estimated annualized rates (The DBO asks for the types of commercial financing that will require estimated annualized rates and why.).

Regulation 74

Regulation CA Policies Examples 74

Gonzobanker

FEBRUARY 15, 2019

Just six weeks into the new year, and another monster deal is positioned to shake up the industry, this time in lending. Lending Rollup : The deal represents a continuing rollup of loan automation providers for Thoma. And, Thoma has had a leading back-office lending-process enabler in its portfolio for some time in Hyland.

Lending 102

Lending Data System Software 102

BankUnderground

JULY 29, 2020

Over the past four months, the macroeconomic literature on these topics has expanded rapidly. This is formalised in the model of Kumhof and Wang (2020) , where insufficient willingness to lend implies money creation that is insufficient to support an adequate level of real economic activity.

Policies 101

Policies Lending System Tools 101

PYMNTS

MAY 24, 2016

The threat that is alternative lending is no more, according to a new report by Deloitte. The firm published a paper on the marketplace lending industry this week following a rocky month for the sector — the sudden exit of Lending Club’s CEO sent stocks tumbling. Soon after, the U.S. ” . . Nothing To Fear.

Report 100

Report Lending Industry Analysis 100

Accenture

NOVEMBER 27, 2017

Faster Payments in the UK has announced a renewal programme and has requested expressions of interest, a hot topic among technology companies in the exhibition booths at Sibos. A key theme we observed is that corporate banking needs to address its constituents holistically—lending, payments, FX and trade. Market infrastructure renewal.

Innovation 171

Innovation Conference Fintech blockchain 171

Abrigo

DECEMBER 29, 2023

Abrigo's most popular whitepapers and checklists on lending and credit risk Abrigo experts' insights on CFPB 1071, loan policies, and risk ratings were popular with banking professionals. Watch NOW Takeaway 1 Abrigo's experts produced many pieces on lending and credit risk to provide strategies and tools to help banking professionals.

Resources 221

Resources Lending Risk Management Policies 221

Independent Banker

DECEMBER 31, 2021

One topic that’s surfacing for community banks is investor expectations of environmental, social and governance issues (ESG) and potential climate-related disclosure requirements. For example, we don’t do mortgage lending right now, because we don’t have the compliance expertise and staff knowledge,” Silveria says. Click to enlarge.

Community Bank 144

Community Bank Community Lending Louisiana 144

Independent Banker

JANUARY 31, 2022

Gallman says that for Drummond Community Bank, which has a large book of commercial accounts, the right fintech will focus on how business accounts, not just consumer ones, are opened digitally. While community banks have a dazzling array of fintechs to choose from, it’s not always easy to find one that fits your business needs.

Community Bank 159

Community Bank Community Fintech Risk Management 159

Jeff For Banks

AUGUST 27, 2011

For example, there would be a Senior Lender that has commercial, consumer, and residential loans reporting to them. The second part of my topic revolved around the evolution of org structures. The second part of my topic revolved around the evolution of org structures. Shouldn’t the FIs strategy drive its structure?

Strategy 67

Strategy North Carolina Exercises Lending 67

Abrigo

JANUARY 11, 2022

The series, "ALM 101: Introduction to Asset/Liability Management," will explore topics like capital planning , interest rate risk, and others that highlight how ALM is an ongoing, useful process for banks and credit unions rather than simply a “check the box” report required by regulators. Lending & Credit Risk. Asset/Liability.

Management 195

Management Meeting Capital Strategy 195

Gonzobanker

DECEMBER 22, 2020

The big topic was the impending war for deposits. Financial institutions went from having no PPP lending program at all to funding their first loan in 90 days – and this with literally last-minute regulatory guidance. BCU has worked tenaciously to create a near-lights-out lending process with its consumer originations.

Idaho 183

Idaho Community Industry Strategy 183

Gonzobanker

JULY 28, 2014

While mortgage origination seems to be the hottest topic on the street today, GonzoLender also sees growing activity in the Consumer LOS area. Lending execs across the country were clearly dissatisfied with how manual processes and lackluster technology were used to stumble through those massive re-fi volumes. Now we’re talking! .

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System Lending Data US 109

Gonzobanker

JANUARY 4, 2016

Tackling the topic of digital signatures , CIOs developed a specific action plan for incorporating Docusign technology into the commercial lending process. GonzoBanker Credit Union Consumer Lending Officer Roundtable Phoenix Mar 13-15. They shared the content and format of their policies to identify best practices.

San Diego 60

San Diego Phoenix social media Strategy 60

Independent Banker

JULY 29, 2016

For example, the Auditing Institute, which leads to a Certified Community Bank Internal Auditor designation for those who successfully complete the coursework, covers topics such as the steps to establish an internal audit function, the phases of a complete audit cycle, and the use of risk assessment to develop an annual audit plan.

Minneapolis 70

Minneapolis Community Bank Community San Antonio 70

CFPB Monitor

DECEMBER 10, 2015

Instead, consumers will be matched with the lender that was willing to pay the most for the opportunity to make the loan through the ping tree reverse auction process described in our first post on this topic. Of course, that’s exactly what consumers do in the online lending space. This, they claim, is inherently deceptive.

Online 60

Online Comparison Lending Operations 60

Gonzobanker

MAY 30, 2017

It’s the topic we all have in common now … from “robust tech stacks” for techies to lenders interested in – to paraphrase Marketing Profiles, Inc. The busiest expo booths were one-off specialists like lending analytics campaign provider Intuvo and digital banking provider Alkami talking about applying data. It’s everywhere.

Analytics 97

Analytics Data System social media 97