PYMNTS

NOVEMBER 4, 2020

Research confirms that QSR patrons are seeking multiple online and offline ordering methods. A recent survey revealed that more than one-third of customers now prefer to order through restaurants’ websites or apps for delivery, for example, while 42 percent use those platforms for curbside pickup. . The Evolution Of Ordering.

Meeting 230

Meeting Payments New York City Denver 230

PYMNTS

SEPTEMBER 16, 2020

Yelp’s new “Local Economic Impact Report” said that the number of business closures in the pandemic has continued to increase nationally: “As of Aug. Such operations range from family doctors to hospitals. OpenTable made the prediction based on the pace of reservations made through its online platform, which works with 60,000 U.S.

San Francisco 149

San Francisco Retail Survey Operations 149

PYMNTS

DECEMBER 8, 2020

Plus, online lending startup SoFi is looking to go public through a SPAC. economic slowdown fueled by the COVID-19 pandemic is likely to continue into 2021 but could start bouncing back by mid-year as the population gets vaccinated, according to a December survey from the National Association for Business Economics (NABE).

San Francisco 130

San Francisco Community Bank Video Capital 130

PYMNTS

OCTOBER 12, 2020

The report and its objectives (with foundational principles for CBDCs) was done in collaboration between the Bank of Canada, the Bank of England, the Bank of Japan, the European Central Bank, the Federal Reserve, Sveriges Riksbank, the Swiss National Bank and the BIS. In an interview with Karen Webster published Monday (Oct.

Boston 233

Boston System Online Payments 233

South State Correspondent

JANUARY 4, 2023

The irony here is that more than half the banks we recently surveyed had some goal and metric around asset growth. In addition, they may consider focusing on these five critical areas: Improve Operating Leverage. To the extent projects improve operating leverage and the total experience, so much the better.

Community Bank 195

Community Bank Capital Training Lending 195

PYMNTS

NOVEMBER 23, 2020

According to the survey, a large swath of those early shoppers were parents of children under 18 years of age, 44 percent of whom had managed to wrap up their holiday shopping before outfitting their kids in Halloween costumes this year. To say the least, the retail industry finds itself in the middle of a tricky holiday season.

Retail 248

Retail Online Survey Course 248

PYMNTS

DECEMBER 4, 2020

This week, Stripe introduced banking services, we get a glimpse of the EU's upcoming Digital Services Act and PYMNTS' data reveals online purchases ruled Black Friday. Daniel Gouldman, CEO of crypto banking platform operator Ternio, told Karen Webster that even Grandma can now access a new way to interact with currency.

Cards 151

Cards Data Mobile Survey 151

Abrigo

DECEMBER 1, 2020

farms), nearly half of principal operators and spouses rely on a job off the farm to supplement low or negative farm income. While still lower than a year earlier, farm income in the third quarter improved from the second quarter, according to the latest Federal Reserve District Ag Credit Survey. Ag outlook improved, but lenders wary.

Lending 195

Lending Survey Operations Payments 195

Perficient

JULY 11, 2022

When online shopping, if a retailer has a partnership with a BNPL platform, the customer can choose it as their payment method when placing their order at checkout. which is a huge draw to using BNPL as a non-cash payment method. Although this is certainly expensive for merchants, it has proven to be a worthy investment.

Fintech 474

Fintech Trends South Dakota Apple 474

PYMNTS

OCTOBER 1, 2018

SMBs are too unfamiliar with alternative finance to turn to online players. Nearly half of the small business borrowers surveyed said the main reason they haven’t used a digital lender is because they are unfamiliar with them. Fifty-five percent of small businesses surveyed said they are unable to access funding to grow.

Lending 115

Lending Survey Data National 115

PYMNTS

JULY 23, 2020

Growing interest in open banking typically coincides with the expanding use of online financial platforms and tools. A similar pattern is unfolding in Latin America, with interest in online services spiking as digital tools and solutions steadily filter into the region. The creation of open banking initiatives in the E.U.

America 165

America Regulation Regional Tools 165

PYMNTS

JUNE 3, 2020

RH, which operates several online brands such as RH Teen and RH Ski House, and whose retail presence is also known as Restoration Hardware, is one of the most successful curators of luxury furnishings and décor. percent over 2018 to $2.647 billion, adjusted operating margins reached 14.3 Will luxury move online?

Retail 130

Retail Online Marketing Study 130

PYMNTS

SEPTEMBER 24, 2020

Retail sales have seen very modest year-over-year gains since June, but many brick-and-mortar operations continue to suffer amid the pandemic. PJ SOLOMON , the New York global investment financial services company, and the National Retail Federation (NRF), the world’s largest retail trade association, announced on Thursday (Sept.

Retail 111

Retail Survey New York California 111

Abrigo

JANUARY 22, 2015

According to a recent survey from four Federal Reserve Banks, small regional and community banks have the highest approval rate for small business loans. The 2014 Small Business Credit Survey was a joint operation conducted by the Federal Reserve Banks of New York, Atlanta, Cleveland and Philadelphia.

Community Bank 150

Community Bank Community Regional Cleveland 150

Independent Banker

DECEMBER 1, 2021

Additionally, a recent survey by FIS shows that 37% of consumers began a new banking relationship with a major national or global bank that had a well-established online portal in the past 12 months. 18% of these consumers opened an account with an online-only direct bank. Increasing role of technology.

Community Bank 91

Community Bank Community Fintech Guidelines 91

PYMNTS

APRIL 30, 2018

National Small Business Week is this week in the U.S., But analysts from Bank of America, Square, Navcom and the National Association for the Self-Employed warn that challenges for some SMBs have reached new heights, too. and global stock markets are also top concerns among entrepreneurs surveyed by the bank.

Taxes 144

Taxes America National Community 144

PYMNTS

MARCH 12, 2020

PingPong did an exclusive survey of 500 merchants about their inventory level and sales expectation. More than half of respondents indicated that their total inventory in possession (FBA, in transit or received) will last less than two months, while close to 25 percent of those surveyed had inventory for less than a month.

Innovation 283

Innovation Policies social media Examples 283

PYMNTS

DECEMBER 21, 2020

And you can see it in the hustle by retailers and brands large and small to pivot their businesses and business models — and the disclaimers on just about every retail site starting a week or more ago that orders placed online might not make it in time for Christmas. Source: PYMNTS.com survey of 2,683 consumers conducted between Nov.

Apple 227

Apple Study Innovation Survey 227

PYMNTS

JANUARY 20, 2021

As we continue probing the digital-first trends taking hold online and off, PYMNTS recent Global Digital Shopping Index found that “top-performing merchants distinguish themselves by offering many digital features while also prioritizing customers’ convenience and security. something that consumers feel comfortable with.”.

Payments 130

Payments United States Survey Trends 130

PYMNTS

AUGUST 24, 2017

PayPal has spent much of the last year creating partnerships with many of the world’s more luminary players in the payments and commerce space, Apple, Samsung, Visa, Mastercard, Chase and Android is the abbreviated version of that list, as it executes on its post-IPO mission to build the global operating system for digital commerce.

Survey 125

Survey Maine Samsung Security 125

PYMNTS

NOVEMBER 14, 2019

There’s a lot of competition to capture the $6 trillion in online payments for U.S. Marketplaces and their partners want to satisfy consumers who are comfortable with the convenience of online shopping. Many are more operational in nature, and intended to give consumers more choice. According to an FDIC study , 6.5

Payments 124

Payments United States Online Google 124

PYMNTS

JULY 8, 2020

That includes paying for everything from clothes to restaurant deliveries through online and card-not-present transactions. As lockdowns and restrictions have eased, Anderson said people are transacting in cash across many of the same conduits that were seen before – spanning home care services, lawn cutters and even national grocery chains.

ATM 214

ATM Regional Mobile Payments 214

PYMNTS

DECEMBER 22, 2020

This pressure to innovate is affecting QSRs of all sizes, from independent eateries serving loyal local followings to national or even international behemoths reaching millions of customers each year. The past year has proved to be challenging and at times perilous for QSRs as they work to take all facets of their operations digital.

Customer Experience 162

Customer Experience Tools New York Strategy 162

PYMNTS

MAY 31, 2018

It kicked in last Friday, May 25, and promises to guide, influence and rule digital data practices, not only in the EU’s 28 member nations, but also the rest of world. According to The Wall Street Journal , Google is an early beneficiary of changes in online behavior so far. billion in damages. Take B2B, for instance.

Google 116

Google Regulation Online Data 116

PYMNTS

DECEMBER 5, 2017

Projections from the United Nations show that the total number of online shoppers, as measured globally, should grow by 50 percent between 2013 to 2018 to as many as 1.62 For companies plying their wares online, the onus is on them to offer multiple language options and payment methods. to the United States. Among the findings….

Survey 109

Survey Course Mobile United States 109

Gonzobanker

JULY 20, 2022

financial institution executives surveyed for What’s Going On In Banking 2022 , 19% of community banks and 10% of credit unions had not launched a digital transformation strategy prior to this year, and another 15% had no plans to do so. While a digital product manager may have operations or I.T. Among 300 U.S.

Digital Strategies 174

Digital Strategies Strategy Leadership Customer Experience 174

PYMNTS

JULY 16, 2020

According to The Real Deal, “In June, national chain retailers paid 68 percent of their rent, according to a report from Datex Property Solutions. That was up from the 58 percent that chains paid in May, according to Datex, which surveyed 141 of the largest retail chain stores across the country.

Groups 151

Groups Retail Comparison Survey 151

PYMNTS

DECEMBER 3, 2020

“With Self-Delivery, we set out to build a product that would enable Jimmy John’s, and other restaurants, to reach DoorDash’s customer base while complementing their own existing delivery operations,” said Sanjay Kotte, head of strategic partnerships at DoorDash. Their enthusiasm for eating in restaurants is high.

Branding 157

Branding Atlanta Survey US 157

PYMNTS

JUNE 19, 2018

As restaurants seek to innovate with consumer preferences in mind, here are some online features that consumers look for in their preferred restaurants: Third-Party Aggregator App. Fifty-five percent of surveyed consumers in Q4 of 2017 said the most important reason they prefer their merchant was a third-party aggregator app.

Survey 115

Survey Cards Study Innovation 115

PYMNTS

JANUARY 22, 2021

One PYMNTS survey revealed up to 84 percent of consumers are choosing businesses that customize their engagement efforts to their needs. Andrew Cuomo launched the second phase of a digital initiative in which the state partnered with commission-free online ordering system Ritual to offer its platform, Ritual One, for free through April.

Data 144

Data Customer Experience United States Policies 144

PYMNTS

JUNE 6, 2019

When it comes to small business (SMB) lending, the top two contenders for business owners are banks and alternative financiers or online marketplaces. percent of credit unions surveyed saying FinTech firms are their most important solution partners. government wants to change that.

Lending 129

Lending Analytics Data Security 129

PYMNTS

AUGUST 5, 2020

Disney said it will also release “Mulan” in theaters in nations like China, where Disney+ isn’t available but theaters are open. However, Chapek went on to note how excited Disney is to see how a major film performs in an online release. Instead, they’ll wait for movies to stream online. The Bigger Picture.

Survey 131

Survey Company Video Operations 131

PYMNTS

NOVEMBER 2, 2020

In years to come, it’ll be hard to find anything as studied and surveyed as COVID-19’s effects on commerce. As PYMNTS noted in the Pandenomics report in early October, “the biggest change of all will likely be the share of consumers shopping for groceries online. Our research shows that 85.3 Payments Innovation Leads the Way .

Study 205

Study Cards Payments Innovation 205

CFPB Monitor

FEBRUARY 20, 2019

Building an online database of state licensing and fintech guidance, while encouraging a common standard. Developing a new technology offering, a State Examination System, to simplify examinations of nonbanks operating in more than one state. Creating a standardized call report for consumer finance businesses.

Fintech 68

Fintech Conference Survey Regulation 68

PYMNTS

AUGUST 8, 2017

British online newspaper The Independent reported news that a number of highly-regarded, U.K.-based government’s first position for the negotiations, this lack of clarity is causing considerable concern for EU nationals at our universities and impacting on our ability to recruit talented staff from the EU.”. Brexit is getting schooled.

Groups 100

Groups Survey National Report 100

Abrigo

JANUARY 6, 2017

“We’re seeing broad pickup in cloud services and other emerging technologies,” Asgeirsson said in a recent news release describing results from a recent survey by CPA.com and the AICPA’s Private Companies Practice Section. Some 90 percent of respondents in the Future of the Cloud Computing Survey reported they use the cloud in some way.

Trends 218

Trends blockchain Taxes Survey 218

PYMNTS

JULY 14, 2017

Kenya, ranked third in the region, provides a good example of co-operation through its National Kenya Computer Incident Response Team Coordination Centre (National KECIRT/CC),” said ITU. Among 144 countries surveyed, Kenya ranked 45 th. Despite reports that it was hit, the Wolf Creek Nuclear Operating Corp.

Operations 118

Operations Study social media Security 118