PYMNTS

NOVEMBER 3, 2020

The food and grocery supply chains within India look a lot different, too, with local mom-and-pop Kirana stores facing a fragmented market to procure the items they need for their customers. That can only happen, however, if the technology is able to meet the unique needs of India's market. Tackling Unique Pain Points.

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Payments Retail United States Online 211

South State Correspondent

JANUARY 4, 2023

For any banker looking for clarity, we present five New Year’s resolutions, no matter your size, that provide a roadmap to accomplish both the short and long-term objectives of a top-performing bank. In addition, they may consider focusing on these five critical areas: Improve Operating Leverage. Why “Growth” is Not on The List.

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Community Bank Capital Lending Training 195

PYMNTS

NOVEMBER 19, 2020

Visa will be working with the National Football League (NFL) on fully digital, cashless payments for the Super Bowl, a press release says. Mary Ann Reilly , senior vice president and head of North America marketing with Visa, said the new developments were important to keeping the NFL safe amid the pandemic.

ATM 201

ATM America Cards Payments 201

Bobsguide

SEPTEMBER 13, 2022

In response to the growing drive for higher corporate governance standards – both globally and at a national market level – Broadridge Financial Solutions announced it has commenced live operations of its new “golden copy” event notification and direct vote execution service for the Danish market.

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Meeting Security Operations Marketing 88

South State Correspondent

FEBRUARY 22, 2024

For example, at present, return on equity performance is about 12% for the average community bank. A three-year time horizon isn’t long enough if say you want to take your lending platform nationally such as specializing in lending on robotics. You can buy loans, but you can’t buy bulk deposits for below market rates.

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How To Strategy Capital Lending 195

South State Correspondent

JUNE 13, 2023

On our loan hedging desk, we work with hundreds of banks ranging in size from just over $100mm in assets to some national banks with over $1T in assets. We see borrowers trying to out-predict the market by guessing what the Fed might do, analyzing economic trends, studying graphs, or talking to friends at cocktail parties.

Marketing 195

Marketing Examples Capital Management 195

PYMNTS

OCTOBER 6, 2019

After the acquisition, ModCloth will continue to operate out of its current operational set up, with Go Global Retail investing in its digital capabilities including artificial intelligence and predictive analytics. Walmart acquired the assets and operations of ModCloth in March 2017 for an undisclosed amount.

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Retail Branding Strategy Digital Strategies 129

South State Correspondent

DECEMBER 8, 2023

The real reason that this conference makes our favorites list is that this is one of the few conferences where we can learn what the largest and most progressive banks are doing in the market. We sat through almost every presentation and took pages of notes. Many banks were looking to install more automation to lower operating costs.

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Conference Retail Community Bank Technology 195

PYMNTS

JANUARY 25, 2021

The National Retail Federation ’s annual convention may have come and gone but the sentiments, strategies and lessons learned from facing nearly a year of pandemic-led changes by some of the world’s largest merchants are going nowhere fast — especially when it comes to their embrace of increased digitalization. Stores As Social Centers.

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Community Retail Strategy National 269

PYMNTS

AUGUST 2, 2019

This means that companies looking to pay suppliers abroad must transact in currencies less familiar — and certainly less liquid — than those tied to developed nations. Against that backdrop, London-based VertoFX , which also has a unit operating out of Lagos, Nigeria, said last month that it raised $2.1

Marketing 102

Marketing National Payments Examples 102

South State Correspondent

MARCH 16, 2022

In a competitive market for commercial loans, every feature that can preserve credit quality or maintain pricing can be valuable to the lender. Many community banks will market their fixed rate loans based on the simplicity of the prepayment provision, and this starts by understanding the value that each provision creates.

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How To Community Bank Community National 195

PYMNTS

DECEMBER 2, 2019

But beyond the scope of individuals or teams that look toward cryptos for ill-gotten gains … lie nation states that see cryptos as a way to operate in the dark, in a bid to foster illicit activities, too. citizen and Singapore resident, was arrested for traveling to North Korea and delivering a presentation.

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Fraud Report cryptocurrency National 130

PYMNTS

OCTOBER 19, 2020

Two government officials from European nations have advocated to have watchdogs engage in preventative measures against Big Tech to reduce their strength and handle on the market, according to reports. It is probable that size and market share will be determining factors in who lands on the “Big Tech hit list.”. Regulation.

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Taxes Compliance Regulation Google 143

PYMNTS

FEBRUARY 27, 2019

These market conditions may not seem ripe for FinTech innovation, but where there are challenges, there are opportunities. Like many markets around the globe, a generational divide has created a rift between what younger entrepreneurs are seeking from their financial services providers and what the legacy banking sector has to offer.

Technology 190

Technology Industry Innovation Big Data 190

PYMNTS

DECEMBER 2, 2019

China has implemented a new policy requiring citizens who want new phone service to scan their faces to verify identities instead of simply presenting ID cards, according to a report in The Wall Street Journal. The law doesn’t say anything about nationality or mobile virtual network operators, which are in the business of reselling services.

Policies 130

Policies Mobile Maine Fraud 130

PYMNTS

JUNE 16, 2018

Russia’s corporate treasurers are working with the nation’s central bank on a blockchain initiative, reports in CoinDesk said Friday (June 15). Russia’s FinTech Association and 14 of the nation’s largest banks collaborated on the development of Masterchain, reports noted, citing a white paper.

blockchain 113

blockchain National New York cryptocurrency 113

PYMNTS

JUNE 29, 2020

Singapore’s Commercial Affairs Department (CAD), the white-collar crime unit, has been probing Wirecard’s Singapore operations for 16 months, the news service reported. “In Shares have fallen by more than 90 percent and the company has lost nearly $12 billion of market value, the report said. and the Bank of the Philippine Islands.

Report 141

Report National Examples System 141

PYMNTS

MAY 18, 2018

With the small business accounting software market competition heating up, Xero is vying to get ahead and announced its launch of operations into a new market. The company also pointed to Statistics Canada data, which found about half of SMBs in Canada close within five years of launching operations.

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Software Data Operations National 116

PYMNTS

JUNE 3, 2020

His ringing endorsement of the luxury goods market, released yesterday as his annual letter to shareholders , was a clarion call to the frontlines of retailing during a decidedly difficult time. percent over 2018 to $2.647 billion, adjusted operating margins reached 14.3 No one ever said RH Chairman and CEO Gary Friedman was shy.

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Retail Online Marketing Study 130

PYMNTS

SEPTEMBER 28, 2020

Plus, a new challenger bank in Italy has plans for the nation's largest open banking platform. This week's look at the latest in bank-FinTech collaboration and open banking initiatives finds treasury management in the spotlight. HighRadius & Commerce Bank. Tink & Enel X.

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Fintech Tools Groups Management 204

PYMNTS

DECEMBER 2, 2019

But beyond the scope of individuals or teams that look toward cryptos for ill-gotten gains … lie nation states that see cryptos as a way to operate in the dark, in a bid to foster illicit activities, too. citizen and Singapore resident, was arrested for traveling to North Korea and delivering a presentation.

cryptocurrency 101

cryptocurrency National Fraud Security 101

PYMNTS

FEBRUARY 13, 2020

At its investor day presentation Tuesday (Feb. McInerney also pointed to government to consumer (G2C), which is a “more nascent” market, with presence in government benefits and tax refunds. He said that the $120 trillion B2B market, as measured in payments volume, is tied to lower velocity but higher value flows. The Consumer.

Payments 163

Payments Regional America Cards 163

PYMNTS

JULY 16, 2019

The solutions are designed for what Xolo dubbed the “virtual company” to mitigate friction of new businesses launching in a world where they must interact with national governments and operate across borders. He added that the largest markets for Xolo are Germany, Spain, France, the U.K., Ukraine and Turkey.

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Tools Compliance Taxes National 100

South State Correspondent

MARCH 6, 2023

Credits will deteriorate much faster if an economic downturn stresses net operating income (NOI). Many national and regional banks incorporate a minimum debt yield ratio as an underwriting criterion. That is a standard commercial real estate loan in today’s community bank market (1.15X DSCR and 67% LTV).

Community Bank 195

Community Bank Community Lending Regional 195

PYMNTS

JULY 8, 2020

That includes paying for everything from clothes to restaurant deliveries through online and card-not-present transactions. But in an interview with PYMNTS, Scott Anderson , director of software product management and go-to-market, banking at Diebold Nixdorf , said that predictions of cash’s imminent demise are premature.

ATM 214

ATM Regional Mobile Payments 214

PYMNTS

FEBRUARY 27, 2019

A wide range of biometric solutions are being used to develop national identification systems around the world. The following Deep Dive examines the potential use cases for biometrics in national identification systems and the security pitfalls they could encounter. . A reported 3.6 Digitizing government services .

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Security National Wyoming Idaho 159

PYMNTS

APRIL 11, 2018

From day one, Bitcoin was marketed to the world as a fast & cheap global payments network. And, after the Kitco presenter compared gold to a pet rock, Cuban said, “Pretty much, but I’d buy the pet rock first.”. Through its operations, the gang allegedly laundered more than eight million euros.

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Bitcoin Cyber Security cryptocurrency Report 102

Independent Banker

NOVEMBER 30, 2022

Clockwise from top left: Grand Ridge National Bank, Wheaton, Ill.; Once we’ve been here for 10 years, we are awarded a three-month paid sabbatical,” says Emilie Johnston, chief operations officer. We don’t operate from a position of fear.”. Grand Ridge National Bank: The premier league. Grand Ridge National Bank.

Community Bank 169

Community Bank Community Montana Leadership 169

PYMNTS

DECEMBER 2, 2019

based The Access Group recently drove market consolidation with two takeovers, announced last month: that of human resources (HR) solutions provider People HR, and of payroll technology company the Payroll Service Company. Speeding Up Wages. Among the largest, she said, is an accelerating pay cycle. Unlike the U.S., ”

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Innovation Data Payments Groups 186

PYMNTS

JULY 11, 2018

market expansion,” on-delivery firm Postmates has launched in 100 cities across the United States, a move the company has said brings its coverage to one in two households across the nation. In total, the company operates across more than 385 locations nationwide and also has a presence in Mexico.

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US United States National Examples 100

PYMNTS

APRIL 23, 2018

According to Swiss research agency m1nd-set , this market (which is worth more than $63.5 Third, it’s a customs-controlled retail operation. And finally, the shopper base comprises billions of travelers from more than 200 nationalities traveling in different channels. But it’s not just about nationality, Mohn added.

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National Retail Tools Data 108

Perficient

JULY 11, 2022

Since Square purchased Afterpay, customers can get an Afterpay card to use with participating retailers that operate with Square, which lets customers use Afterpay for in-store purchases. Afterpay is offered at thousands of merchants – notable names include Nordstrom, Bed, Bath & Beyond, and Nike.

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Fintech Trends South Dakota Apple 474

PYMNTS

JUNE 13, 2019

In early May, Mastercard , in partnership with SEDESSON, the Mexico state agency for social benefits, and Edenred Bank, announced a first-of-its-kind test in Mexico’s Sonora state – the first regional test of biometric card technology in national history. In the U.S.

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Cards Security United States Technology 187

PYMNTS

SEPTEMBER 7, 2020

unemployment rate, even as the nation engages in its annual celebration of workers. And in the case of a labor market that’s gone topsy-turvy in recent months, that silver lining is the raw creativity of America’s workforce in finding work, even when traditional jobs are hard to come by. In fact, many U.S. Durian-Fruit Deliverers .

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District of Columbia Washington Survey Course 220

PYMNTS

FEBRUARY 12, 2019

Fidelity National Information Services (FIS) reported results that beat on the bottom line, and missed Wall Street expectations slightly on the top line, driven by banks’ continuing need to modernize their payments infrastructure and embrace digital offerings. Adjusted Q4 earnings of $1.60 bested consensus by 2 pennies; revenues of $2.17

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Payments America Software National 116

PYMNTS

JUNE 26, 2020

Financial institutions (FIs) worked quickly to ensure they could operate smoothly as the pandemic kept consumers at home and closed brick-and-mortar branches in Europe, the United Kingdom and the United States. FACILE will be marketed as a competitor to other digital-only banks making headway in the U.S., customers in late May.

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Meeting Mobile Digital Banking Tools 227

PYMNTS

JANUARY 26, 2018

More than $150 million in venture capital bolstered the B2B FinTech market this week, and while investors made big steps into areas like human resources, fleet management and artificial intelligence (AI), it was an old favorite that saw the most, and largest, investment rounds: alternative lending. StreetShares.

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Capital Lending Resources Oregon 135