PYMNTS

NOVEMBER 2, 2020

In years to come, it’ll be hard to find anything as studied and surveyed as COVID-19’s effects on commerce. Payments Innovation Leads the Way . As Mastercard EVP of Products and Innovation Jess Turner recently told PYMNTS, “consumers want cards, they want them quickly, and they want those cards [delivered] in a digital way.”.

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Study Cards Payments Innovation 205

PYMNTS

NOVEMBER 4, 2020

These innovations have revolutionized diners’ experiences and transformed the purchasing process. The following Deep Dive explores the ways in which QSR customers’ ordering and payment habits are shifting, as well as how restaurants are changing their operations to meet consumers’ new payment demands. The Evolution Of Ordering.

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Meeting Payments New York City Denver 230

PYMNTS

JANUARY 25, 2021

The National Retail Federation ’s annual convention may have come and gone but the sentiments, strategies and lessons learned from facing nearly a year of pandemic-led changes by some of the world’s largest merchants are going nowhere fast — especially when it comes to their embrace of increased digitalization. Stores As Social Centers.

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Community Retail Strategy National 269

PYMNTS

JANUARY 21, 2021

Well-funded and organized fraud operations, meanwhile, continued to amass more capital, manpower and technology. For example, we sponsored a study, developed by Javelin Strategy & Research, that found that “over 60 percent of fraud is self-identified by consumers using various monitoring techniques.” It’s time to fight back.

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Fraud social media Strategy Maine 180

PYMNTS

OCTOBER 8, 2019

And the Swiss National Bank (SNB) and the Bank for International Settlements (BIS) announced that they have signed an operational agreement on the BIS Innovation Hub Centre in Switzerland. Robertson recently agreed to return about C$12 million of assets to Quadriga as part of a settlement.

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Bitcoin Taxes cryptocurrency Innovation 181

PYMNTS

JULY 17, 2017

Virtually unheard of even a few years ago, these days there are over 1,000 bike-share operations in locations around the globe — and research firm Berger expects that by year 2020, the industry will be worth almost $6 billion annually. Bike-sharing has become big business worldwide in a relatively short span of time. As of the latest U.S.

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Innovation Los Angeles Metro Mobile 120

PYMNTS

JUNE 26, 2020

Financial institutions (FIs) worked quickly to ensure they could operate smoothly as the pandemic kept consumers at home and closed brick-and-mortar branches in Europe, the United Kingdom and the United States. How N26 Is Using Cloud Core Banking for Nimble Mobile Innovation. The FI officially opened the digital platform to U.S.

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Meeting Mobile Digital Banking Tools 227

PYMNTS

SEPTEMBER 18, 2018

The nation is forming a Direct FAST industry group, where the members will include traditional financial institutions (FIs), FinTech firms and the Monetary Authority of Singapore (MAS). The movement to open that FinTech access, said the minister, brings “greater convenience to consumers” as those individuals use their eWallets.

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PYMNTS

NOVEMBER 11, 2019

A new study also found that 34 percent of consumers used delivery more than they did a year ago. It’s no wonder more than three-fourths (78 percent) of operators considered off-premises programs strategic priorities. . While drive-thrus can be a source of retail innovation , traditional operations aren’t what they used to be.

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Study New York City Minnesota Dallas 108

PYMNTS

FEBRUARY 25, 2019

The Conference of State Bank Supervisors (CSBS) said earlier this month that it had put in place a set of action items to standardize the national experience of FinTechs and non-bank entities. We had some robust discussions with them about community banking and innovation. This is an area that we are studying.”.

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Regulation Fintech Community Bank Community 147

PYMNTS

JANUARY 21, 2020

JPMorgan has created a $100 billion funding arm to expand investments in emerging markets and help the United Nations meet its sustainable development goals. Mastercard on Helping Retailers Strike the Right Innovation Balance. JPMorgan Creates $100B Funding Arm to Help UN.

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Retail Groups Payments Innovation 130

PYMNTS

JULY 21, 2020

The National Restaurant Association recently reported that the industry lost $120 billion during the pandemic’s first three months and that these losses could total $240 billion by the end of the year. Checkers and Rally’s, as well as other QSRs with robust drive-thru operations, are evaluating how best to appeal to their customers.

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Mobile Tampa Study Florida 143

PYMNTS

DECEMBER 24, 2020

And that shift has persisted throughout a year where mobile and digital expansion and innovations have been a rare bit of bright spot in an otherwise incredibly challenging environment. Digital Innovations Will Outlast the Pandemic That Inspired Them. ChowNow Co-founder and Chief Operating Officer Eric Jaffe.

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Study Industry United States Innovation 206

PYMNTS

JANUARY 29, 2019

The Union of Arab Banks (UAB) has said in a study that such a movement would change the way Arab banks provide financial services. . In an interview with Reuters, Finxact CEO Frank Sanchez said the company will use the funding to grow operations and technology. Finxact’s own offerings operate in the cloud. “I Outside U.S.

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Fintech Cards System Groups 145

PYMNTS

AUGUST 12, 2020

To gauge the economic health and vitality of local economies, one need look no further than the financial stability of the small and medium-sized businesses that line the main streets and side streets of communities across the nation. Many are therefore forced to cover expenses with their own personal funds.

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Maine Survey Study Tools 183

PYMNTS

MARCH 26, 2019

Innovators are seeing the potential to shape the way consumers place their orders at quick-service restaurants (QSRs) through digital technology. The company is targeting both regional and national businesses with a minimum of 10 locations.

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Technology Maine Study Google 121

PYMNTS

NOVEMBER 29, 2018

Investment in Intelligence of Things (IoT) is expected to surge in the coming years, with companies projected to increase spending on the design, creation and operation of IoT solutions from $186.1 Recently, the National Institute of Standards and Technology drafted a report advising federal agencies on IoT security. billion by 2023.

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Trends Security Study California 173

PYMNTS

FEBRUARY 24, 2020

Financial institutions (FIs) and merchants from other regions have been dipping their toes into the Chinese market, but open banking has compounded the difficulty involved in setting up operations. as they upgrade their online data and financial rules to support global digital banking innovations. The law is still ambiguous.

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Regulation Policies Data Compliance 160

PYMNTS

NOVEMBER 14, 2019

The Uber of furniture ,” P2P closet-sharing and crowdshipping all certainly sound innovative. Many are more operational in nature, and intended to give consumers more choice. According to an FDIC study , 6.5 According to a study , 77 percent of U.S. digital and physical goods that’s expected by 2024. percent of U.S.

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Payments United States Online Google 124

PYMNTS

JANUARY 27, 2020

Amazon is not the only biometric player when it comes to retail innovation. According to a new study from the National Restaurant Association and Technomic, in fact, 22 percent of consumers used kiosks to order food last year, demonstrating the power of that trend in the QSR world. Larger Trends.

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Retail New York Dallas Trends 264

PYMNTS

SEPTEMBER 9, 2019

As PYMNTS readers know, the QSR space is not only an area of payments and commerce where massive innovation and disruption is taking place — much of it centered around mobile and loyalty — but a place of fierce competition. Consider the daily or near-daily coffee run to the same QSR operation for more evidence of that point.

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Innovation Maine Mobile Branding 145

Independent Banker

NOVEMBER 30, 2022

Clockwise from top left: Grand Ridge National Bank, Wheaton, Ill.; In our annual workplace survey, employees of ICBA’s best community banks to work for told us they benefit from engaging cultures, opportunities for advancement and innovative benefits. We don’t operate from a position of fear.”. Grand Ridge National Bank.

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Community Bank Community Montana Leadership 169

PYMNTS

JUNE 4, 2020

There was already disparity in how patients were receiving funds from providers and the methods they wanted to use, with one pre-outbreak Ingo Money study noting that less than 10 percent of U.S. Thirty-six percent recently reported concerns about affording COVID-19 testing, for example, and a separate study found that 26 million U.S.

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Study Payments Tools Online 130

Bobsguide

JULY 28, 2022

ICJ aims to support effective dialogue between companies and investors, and the realization of greater operational efficiency and provision of valuable services for general shareholder meeting participants.” ” Digitizing and Streamlining.

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Company Meeting Capital Exercises 68

Filene

JULY 8, 2016

A sustainable credit union seals operational gaps and streamlines service to members. A consistent process improvement program helps achieve this ideal state of exemplary member loyalty, financial growth, and operational efficiency that so many organizations long for. After all, members are the most important factor in this equation.

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Case Study Colorado Study National 42

PYMNTS

AUGUST 27, 2019

According to PYMNTS’ Credit Union Innovation Index , 65 percent of CU members said they chose a CU as their primary financial institution (FI) because they trusted it, as opposed to 45 percent of non-CU members who said the same. While the PYMNTS study found loyalty programs are members’ most popular desire at 49.1 percent in the U.K.

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Data Report Los Angeles California 122

PYMNTS

JUNE 19, 2018

And though some restaurants are making strides on technological innovation, some restaurants still have a way to go. As restaurants seek to innovate with consumer preferences in mind, here are some online features that consumers look for in their preferred restaurants: Third-Party Aggregator App. Debit Cards.

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Survey Cards Study Innovation 115

PYMNTS

JUNE 8, 2017

Hudson Riehle, senior vice president of the National Restaurant Association’s research and knowledge group, and Peter Backman, managing partner at Peter Backman FS, explored the possibilities during a joint presentation at the National Restaurant Show in Chicago. In particular, they looked at restaurant trends in the U.S.

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Chicago National Trends Branding 100

PYMNTS

JANUARY 21, 2019

That was the day that an advocacy group, Financial Innovation Now (FIN), submitted a public comment letter to the Fed in response to its proposal to create and operate a real-time payments system in the U.S. It flew in on Dec. 14, the Friday before the week before Christmas, so you might not have noticed.

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Payments System Innovation Cards 194

Chris Skinner

MARCH 2, 2017

I was chairing a panel where Romana Kumar, Head of Global Transaction Banking for the National Bank of Abu Dhabi (NBAD), was discussing their trial of Ripple. It made me laugh today. There was quite an interesting discussion about how this worked, as Ripple has been added to existing infrastructure?

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Payments System Financial Technology Innovation 150

PYMNTS

OCTOBER 12, 2020

And, the studies show, consumers are in this for the long haul – as of September, the majority of consumers were predicting that it will be another 374 days before they feel comfortable getting back out there, traveling and intermixing with large crowds again. Three-quarters of the nearly 22,000 restaurants that closed across the U.S.

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Retail Study Report Boston 220

PYMNTS

JUNE 1, 2020

And that will become this salon’s standard operating procedure going forward. Although I haven’t asked, it seems likely that the restaurant operator will stick with this protocol for regulars when the establishment reopens for dine-in services. That’s likely why in PYMNTS’ national study of 14,000 consumers, more than half (58.6

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Cards Study Maine Payments 147

Qudos Bank

FEBRUARY 15, 2024

Her female-only workforce developed a niche in operational research work, like scheduling freight trains, timetabling buses, and stock control programming. It’s not only good for women, but studies show that organisations with more women in leadership roles produce results up to 35% stronger. If you see it, ask why it is?

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Leadership Innovation Community Technology 52

PYMNTS

FEBRUARY 28, 2019

With more than 5 million worldwide listings, Airbnb has to stay up to date with local, state and national digital security regulations as it operates in over 191 countries, according to Logan Vander Linden, payments partnerships lead for Airbnb, in a recent PYMNTS interview. To read the Case Study, download the Playbook.

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Payments User Experience Training Case Study 183

PYMNTS

APRIL 16, 2019

A solution, he told PYMNTS four years ago , that had nothing to do with financial services or lending at all — they were actually studying hiring and figuring out ways to track employability over time with data. Today, Upstart is a profitable firm, which means it didn’t need to raise $50 million to fund operations.

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Kansas City Lending Omaha Kansas 223

PYMNTS

OCTOBER 3, 2019

In fact, the eCommerce operator is itself facing more competition for the smart home market. Again, let’s go back to the PYMNTS How We Will Pay research: That study of more than 5,000 U.S. Alexa will let customers know when supplies used by your device are running low or parts need replacement.”. IKEA Steps Up. Smartphone Decline.

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Apple Innovation Retail Examples 110

Perficient

MAY 21, 2021

In her first semester at Southwest Minnesota State University, she majored in Computer Science and learned quite a lot about terminals, using Jedit, and also learned about gates and machine languages operating off binary numbers. Emily Merline, originally from Milwaukee, WI, attended Arizona State University on a National Merit Scholarship.

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Milwaukee Software Course Detroit 348