PYMNTS

APRIL 15, 2020

That report (measured before the majority of states locked down non-essential retail) showed that 56.9 percent of consumers had shifted their purchase to online retail. App Annie, a site that measures app downloads and activity, says overall time spent in fashion apps is up 20 percent compared to 2019. Fast forward two weeks.

Online 141

Online Retail Survey Comparison 141

PYMNTS

MARCH 4, 2020

Ant Financial is China’s biggest firm in the $27 trillion Chinese payments market and is expanding into consumer lending. Alipay, and the wider Alibaba Group, have truly set the global pace on retail innovation and the app economy. The app has been downloaded over 200,000 times more than its closest U.S.rival.

Samsung 160

Samsung Groups Capital Fintech 160

PYMNTS

JULY 15, 2016

When Amazon, the largest retailer by market cap, says that it had its best day ever , it’s hard not to call that a sizzle – and then some. Lending Club Algorithms . It is truly not our intention to call out Lending Club week after week in this column as a fizzle. Pokémon GO: Pet Rock or Opportunity To Rock Retail?

Retail 100

Retail FDIC Bitcoin Lending 100

Abrigo

AUGUST 8, 2021

Larger or more complex institutions might have credit risk review functions entirely separate from their lending functions. An effective credit risk review system evaluates the activities of lending personnel and management, including compliance with lending policies and the quality of their loan approval, monitoring, and risk assessment.

System 195

System Lending Policies Regulation 195

CB Insights

JANUARY 26, 2023

DOWNLOAD THE STATE OF FINTECH 2022 REPORT Get the latest data on global fintech investment trends, the unicorn club, sectors from banking to payments, and more. Notable investments include: SpotOn ($300M Series F): SpotOn offers a cloud-based platform that provides payment solutions for restaurants and small retailers.

Strategy 101

Strategy Fintech blockchain Lending 101

PYMNTS

MARCH 10, 2020

What instant lending innovation have shoppers fallen in love with? Between 2018 and 2019, there was a 162 percent increase in buy now, pay later (BNPL) downloads – rising to roughly six million – of the most popular new “layaway” apps by the close of last year. Here’s a hint: We’ll tell you now … and you can thank us later.

Case Study 135

Case Study Retail Millennials Branding 135

PYMNTS

MARCH 27, 2019

It’s what makes sellers feel comfortable with lending their personal properties to buyers whom they have never met. For more on the latest in sharing economy market trends, download the Playbook. Online retail giant Amazon is also making a similar push to ensure the reliability of its brand. In the U.S., About the Playbook.

Payments 145

Payments Case Study Lending Study 145

PYMNTS

JUNE 9, 2020

Plus, retail dispute management firm Chargeback raised $6.6 The alternate payment company said the offering is available through its app, which users can download from the Google Play Store or App Store, and comes with 1.30 Retail dispute management firm Chargeback announced Monday (June 8) that it has closed a $6.6

Payments 130

Payments Retail Security Management 130

Bank Innovation

MAY 23, 2019

Payday advance app Earnin, which has been downloaded more than 11 million times according to Aptopia data, is on track to become a personal finance platform. It's building out its feature set through in-app bill management features that let users know when bills are due, negotiating with bill payees and offering cash back rewards.

Data 186

Data Management Groups Lending 186

South State Correspondent

APRIL 27, 2022

You can download it HERE. Consider a regional bank with a “digital transformation initiative” that rolled out its new “digital user experience” for its retail customers in 2020. We have prepared a free ebook that contains brainstorming questions to help you better understand total experience.

Customer Experience 195

Customer Experience eBook User Experience Policies 195

Abrigo

MARCH 13, 2024

CRE is now arguably the riskiest asset class due to a perfect storm of: Systemic changes in the way we utilize real estate (not just office, but retail, housing, and other sectors). keep me informed Download Success story Loan review is critical for identifying emerging credit risks. Inflationary impacts on costs of various inputs.

Strategy 221

Strategy Course Meeting Taxes 221

CB Insights

OCTOBER 10, 2018

DOWNLOAD THE 61-PAGE consumer banking REPORT. Startups targeting retail and commercial banking have been emerging globally, spurred by favorable tech regulations, an uptick in mobile adoption, and shifting customer demographics. Table of contents: Market map: the startups disrupting retail & commercial banking.

Retail 78

Retail Cards Millennials Mobile 78

PYMNTS

JUNE 29, 2018

In one such partnership, wine and spirits retailers Total Wine & More recently announced a collaboration with Forter , a provider of fraud prevention solutions, to help guard against credit and debit card fraud. Mapping Data To Guide Smarter Real Estate Lending. Notable Digital ID News. contact-form-7] About The Tracker.

Data 101

Data Fraud Lending Security 101

Abrigo

MARCH 9, 2017

Terms range broadly based on the interests of the bank and the activities and needs of the CDFI—from short term operating lines of credit to long term loans that support a CDFI’s lending to affordable housing and community facilities developers, for example. Banks and CDFIs will also frequently co-invest in projects.

Community 246

Community San Francisco Capital Philadelphia 246

PYMNTS

MAY 28, 2019

Indonesian ride-hailing and online payment company GO-JEK , for instance, is expanding its financial technology services through partnerships with peer-to-peer (P2P) lending firms Dana Cita, Aktivaku and Findaya. Smartphones contributed one trillion dollars to overall retail sales in the United States during 2018.

Apple 159

Apple Mobile Fraud Branding 159

PYMNTS

DECEMBER 14, 2017

While these companies will be doing the work of Santa Claus this holiday season, there is, unfortunately, no fleet of flying reindeer to lend a hand (or hoof) with the workload. Retail customers can now use the service to receive payments from the UAE’s RAKBANK. That potentially means slower deliveries and missed Christmas presents.

Trends 115

Trends Payments blockchain Report 115

Abrigo

AUGUST 3, 2015

By capping the amount that banks can charge retailers for debit swipes, Dodd-Frank forced many to cover for the losses by ending free checking for low-end clients.” Cities And Towns , also highlighted the Act’s impact on the nation’s community banks. “By

Compliance 150

Compliance Community Bank Community Survey 150

Gonzobanker

FEBRUARY 19, 2020

The percentage of institutions planning to modify or improve lending systems is up across the board, and the commercial loan origination system is among the top five technologies slated for addition/replacement. Enhancing commercial online and mobile banking capabilities are planned by an increasing percentage of institutions in 2020.

Strategy 110

Strategy Fintech Study Customer Experience 110

CB Insights

APRIL 29, 2020

Retail, CPG, & Supply Chain. Download our 68-page report to find out the top trends poised to reshape industries in 2020. Download the CB Insights and PwC MoneyTree Report to see all the data. Download the free report to learn about the biggest emerging trends in health insurance, from payviders to risk carve-outs.

Trends 66

Trends Resources Retail Fintech 66

PYMNTS

FEBRUARY 19, 2020

Kivanc Onan, head of B2B North America Financial Products for Alibaba , explained how features like lending services can help sellers get paid up front, while delivery guarantees that buyers feel more comfortable. To find more on these and the rest of the latest headlines, download the Report.

Mobile 197

Mobile Online Payments Tools 197

CB Insights

MARCH 27, 2019

As investor preferences shift, download our free 106-page fintech report to see what trends to watch in 2019. Download the free report to learn about the biggest trends from fintech in 2018 and ones to watch for 2019. PREPARE FOR THE FINTECH FUTURE. GET THE 106-PAGE FINTECH TRENDS REPORT.

Millennials 77

Millennials Fintech Trends Report 77

PYMNTS

JULY 17, 2016

On face the fast fashion concept is backed by two such fundamentally good ideas that it seemed only natural that it would it would become the shape of things to come in clothing retail. A natural enough conclusion – but apparel retail is something of a funny animal that is particularly given to trends.

Retail 100

Retail New York Millennials Branding 100

PYMNTS

OCTOBER 13, 2016

For example, PayPal’s Braintree recently announced a new partnership with PayPal and Visa to allow Visa Checkout to be accessible to Braintree retailers in 2017. To download the October edition of the PYMNTS X-Border Payments Optimization Tracker™, click the button below. About The Tracker.

Operations 100

Operations System Analysis Payments 100

Abrigo

APRIL 19, 2016

In a recent whitepaper (download), the regulator outlined the general approach it will take as it evaluates innovative products, services and processes that OCC-regulated banks may offer or perform. They could choose to continue with business as usual and write off fintech or alternative lending as just another threat that could come and go.

Innovation 150

Innovation Fintech Risk Management Community Bank 150

CB Insights

OCTOBER 21, 2018

Download the free report for a data-driven look. Business Lending & Financing. General Lending & Marketplaces. Mortgage Lending. Point-of-Sale & Personal Lending. Retail Investing & Secondary Markets. Business Lending. Business Lending. Business Lending. Business Lending.

Fintech 78

Fintech Lending Capital Analytics 78

CB Insights

MARCH 20, 2019

Free download: Get the data on ALL the 310 unicorns . Company Description: GreenSky is a digital lending platform that partners with home contractors, specialty retailers, and healthcare professionals to offer consumers point-of-sale financing. Free download: Get the data on ALL the 310 unicorns . Total Funding: $610M.

Company 70

Company San Francisco Capital Software 70

Fintech Labs Insights

APRIL 12, 2022

We’ve been on both sides of the table, 25 years running a small business, 5 years working in a bank, and 25 years advising banks on their digital retail banking and lending services. Downloadable transactions (common file formats). Commercial lending*. buy-now-pay-later lending)*. ACH/electronic payments*.

Digital Banking 15

Digital Banking Lending Fraud Cards 15

Fintech Labs Insights

APRIL 12, 2024

Innovations from 1995 to 2014 (with launch dates) Note: Ranking as of Jan 2014 Wells Fargo is first in the world to offer Web-statement access (launched May 1995) Security First Network Bank launches first full-service Internet bank brand (Oct 1995, disbanded 2002) PayPal launches first online optimized payment system (Nov 1999, bought by eBay in 2003) (..)

Innovation 15

Innovation Fintech Online Mobile 15

PYMNTS

NOVEMBER 28, 2017

A consumer who downloads the Fair app can use it to snap a photo of his or her driver’s license to initiate a credit check. We’re finding it’s working for everybody, because we’re not lending money [and] we’re more open to every credit profile.”. A phone-first vehicle shopping tool. Kicking the pricing transparency tires.

Mobile 102

Mobile Millennials Los Angeles Trends 102

Independent Banker

AUGUST 26, 2015

Legally and operationally, digital John Hancocks come of age in lending. Electronic signatures “absolutely” have helped PrivatePlus Mortgage expand its residential mortgage lending reach nationwide, says Lia Webster. By Howard Schneider. The process can begin much faster.”. We get great feedback from customers.”. Fewer errors.

San Francisco 70

San Francisco Lending System Atlanta 70

Jeff For Banks

DECEMBER 28, 2023

And they can download anything they see within the portal for their own analysis and dashboards. If you want the head of commercial lending or retail banking to take ownership of the continuous improvement of their spreads so the bank can improve its net interest margin, you must first measure it.

Groups 85

Groups Capital US Community 85

Social Assurance

JULY 17, 2020

The final rule will increase qualifying CRA-related activities in an effort to help better meet the need for access to credit, more responsible lending, and greater access to banking services. Download Timeline. Comments and the final rule are available online. October 2020. The final rule will go into effect on October 1, 2020.

Compliance 15

Compliance Community Regulation Branding 15

PYMNTS

MAY 10, 2016

” He added that in 2016, roughly a quarter of European banking revenue (€128B) will come from retail payments. Those numbers will only rise as 2020 approaches – the date that the card networks have given European retailers to install terminals that are capable of accepting contactless payments. 19 percent; Germany, 66 percent.

Regional 100

Regional Payments Study Cards 100

CB Insights

DECEMBER 19, 2019

From payments to insurtech to lending, fintech companies are attracting investor attention. Download the free report for all the details. Beijing-based electronics retailer Qudian raised nearly $955M in funding before going public at a valuation of $7.9B GET THE 88-PAGE q3 2019 FINTECH TRENDS REPORT.

Fintech 51

Fintech Regional Analytics Groups 51

PYMNTS

SEPTEMBER 20, 2017

Doug Marshall, BECU’s senior vice president of retail, recently told PYMNTS that BECU has chosen the latter approach. Among the companies approached is Even, a supply-side marketplace lending company. TO DOWNLOAD THE SEPTEMBER EDITION OF THE PYMNTS CREDIT UNION TRACKER™ , POWERED BY CO-OP FINANCIAL SERVICES, CLICK THE BUTTON BELOW.

Fintech 123

Fintech Innovation US Mobile 123

Gonzobanker

JULY 7, 2015

Niche players Everbank and CIT use Internet deposits as cheap funding for commercial finance and lending activities. But here’s the real clincher: in the same period that the Top 10 Internet only banks grew deposits by $175 billion, the three major legacy retail powerhouses – Chase, Wells and Bank of America – grew deposits by $1.27

Digital Banking 60

Digital Banking Industry Capital Strategy 60

PYMNTS

FEBRUARY 3, 2017

Seventy-five percent of retailers in the country now accept mobile payments, 10 percent of domestic transactions use contactless payments, and overall, usage of the payment method is growing at a rate of roughly 1 percent a month. Users can also take advantage of the Flexible Rewards and Lending program via their mobile phones.

Payments 100

Payments Mobile Apple Study 100