Perficient

APRIL 14, 2022

With the rise in vaccination rates and a hopeful return to a “new normal,” it won’t be possible to put the genie back in the bottle and return to legacy operations. Transparency and control – Enhanced digital tools can help improve the commerce experience with improved research and comparison tools. . Don’t Automate a Bad Process .

Strategy 332

Strategy Tools Industry Customer Experience 332

PYMNTS

NOVEMBER 12, 2020

as well as 21 European Union (EU) countries — sent a letter to antitrust regulators asking that they throw the book at Google as fast as possible, according to a Reuters statement on Thursday (Nov. The group said it is the biggest collaboration to write to EU antitrust regulators urging a fast response. 20 by the U.S.

Google 158

Google US Comparison Washington 158

Bobsguide

MARCH 24, 2022

Finastra and CloudMargin Collateral Management as a Service offering accelerates compliance with UMR regulation. Stuart Connolly, CEO of CloudMargin, said, “Now is the time for Phase 6 firms, that will be subject to UMR for initial margin calls, to start addressing operational and technological challenges ahead of the deadline.

Compliance 60

Compliance Management Regulation Software 60

PYMNTS

NOVEMBER 7, 2019

There’s a worry with regulators, Vestager said, because Fitbit is a data-heavy company. “In The Google deal has rivals calling regulators to make sure everything is on the up and up. Vestager said regulators need to consider how the acquisition affects other companies. Google made a deal to buy Fitbit for $2.1 billion euro ($2.65

Google 100

Google Compliance Comparison Regulation 100

PYMNTS

NOVEMBER 7, 2019

There’s a worry with regulators, Vestager said, because Fitbit is a data-heavy company. “In The Google deal has rivals calling regulators to make sure everything is on the up and up. Vestager said regulators need to consider how the acquisition affects other companies. Google made a deal to buy Fitbit for $2.1 billion euro ($2.65

Big Data 100

Big Data Data Google Comparison 100

PYMNTS

FEBRUARY 13, 2019

The Colorado Department of Revenue has revealed that the state’s regulated marijuana industry sales have topped $6 billion since sales began in 2014. Last year, regulated marijuana sales in Colorado were nearly $1.55 In comparison, California ‘s marijuana market has struggled since sales began in January 2018.

Industry 155

Industry Colorado Taxes California 155

PYMNTS

DECEMBER 2, 2019

These groups also face a common small- to medium-sized business (SMB) challenge — needing to track every transaction to prove fiscal responsibility to donors and regulators. according to the latest figures from the IRS, which monitors and regulates such organizations. average is 66 percent, by comparison.

Management 141

Management Taxes Groups Regulation 141

PYMNTS

JULY 18, 2018

billion antitrust fine from the European Union over what the EU calls an abuse of the Android operating system. Apart from the hefty fine, the EC gave Google 90 days to “stop its illegal conduct” and offer other price comparison services the chance to compete on a balanced playing field. tech heavy hitters.

Google 100

Google Comparison Leadership Regulation 100

PYMNTS

DECEMBER 5, 2019

The DHS said in a government filing by Customs and Border Protection (CBP) that it wanted to “amend the regulations to provide that all travelers, including U.S. 4) and is “committed to keeping the public informed about our use of facial comparison technology.” . citizens to provide photographs upon entry and exit” from the country.

US 130

US Policies Comparison Security 130

PYMNTS

JUNE 27, 2017

Apart from the hefty fine, the EC has given Google 90 days to “stop its illegal conduct” and offer other price comparison services the chance to compete on a balanced playing field. Critics of the move, particularly stateside, have complained that the EC is targeting successful American firms that operate overseas. billion euros ($2.7

Google 111

Google Comparison Operations Regulation 111

Independent Banker

AUGUST 31, 2022

Community banks can get up to speed on current legislation and regulations to both protect their customers from unauthorized or false deposit account transactions and to prevent them from happening in the future. The primary resource for deposit account error resolution is Regulation E—the Electronic Funds Transfer Act (EFTA).

Community Bank 91

Community Bank Regulation Community Training 91

Independent Banker

OCTOBER 1, 2021

Bank regulators created the UBPR “peer analysis” to help further their own mission of prudential regulation, and it’s not a great substitute for the bank’s own performance benchmarking. In short, their operating models deliver stellar results and cannot be easily written off as risky or anomalous. Peer analysis vs. benchmarking?

Analysis 91

Analysis Texas Groups Examples 91

PYMNTS

JULY 4, 2018

The top court in India is keeping in place a ban that prevents banks, financial institutions and other regulated entities from providing services related to cryptocurrencies, Bloomberg reported. By comparison, only $266 million was stolen from those exchanges for all of last year. In all, the company reported that losses could top 1.5

Bitcoin 104

Bitcoin cryptocurrency Comparison Regulation 104

PYMNTS

JULY 19, 2018

The Federal Trade Commission Chairman Joseph Simons told lawmakers Wednesday (July 18) that he will look at the European Union’s move to fine Google $5 billion for antitrust violations pertaining to the Android mobile operating system. Last year the EU fined Google €2.4

Google 101

Google Comparison Mobile Apple 101

Insights on Business

MARCH 19, 2018

Up to 200 regulatory changes occur every day, varying from large scale regulation like Dodd Frank, to minute changes to the font and size of footnotes in regulation text. Banks and financial institutions are looking for any advantage they can get to streamline operations and reduce compliance costs.

Compliance 135

Compliance Meeting Regulation Comparison 135

CFPB Monitor

OCTOBER 9, 2018

The operating system (e.g. search engine or price comparison site). The researchers also comment that regulators are likely to closely watch the use of digital footprints, noting that U.S. The researchers considered ten digital footprint variables that included: The device type (e.g. tablet or mobile). iOS or Android).

FDIC 92

FDIC Comparison Lending Examples 92

PYMNTS

OCTOBER 8, 2019

Furthermore, according to the latest edition of PYMNTS’ PSD2 Tracker , only 40 percent of merchants operating in the European Union that are aware of SCA reported being ready as of that date. Hungary, by comparison, has announced a shorter time frame than the U.K. or France: Industry players have only 12 months to get SCA on board.

Compliance 156

Compliance Security Industry Regulation 156

PYMNTS

JUNE 6, 2018

After a European Union report gave Alphabet a “negative result” and fine of up to $11 billion for abusing its power through its Android operating system, shares of the company fell by under 1 percent as reported on Wednesday (June 6). The EC is in the midst of creating new regulations for eCommerce, app stores and search engines.

Report 117

Report Google Comparison Regulation 117

PYMNTS

MARCH 13, 2019

By way of comparison, there are 11,000 pawn shops in the United States, but the average loan size is only around $100. As of now, the country’s insurance and banking regulator is beginning to draft new rules aiming to toughen up oversight in the pawn shop lending industry, according to sources cited by Bloomberg.

Lending 108

Lending United States Comparison Regulation 108

CFPB Monitor

DECEMBER 19, 2019

The OCC and FDIC have issued a joint proposal to revise their regulations implementing the Community Reinvestment Act (CRA). Although the Federal Reserve, OCC and FDIC, are the primary CRA regulators, the Fed did not join the proposal and presumably will issue a separate proposal.

FDIC 78

FDIC Regulation Community Retail 78

PYMNTS

MAY 13, 2016

Because he believes there should be proper protection and regulation over them. His comparison? How Bill Clinton’s administration dealt with the Internet in order to ensure it was not over-regulated. The point: to ensure laws and regulation would not negatively impact innovation. So, why digital currencies?

Bitcoin 100

Bitcoin blockchain Regulation Operations 100

PYMNTS

FEBRUARY 14, 2018

And while some want more cryptocurrency regulation, it may not come from the European Central Bank (ECB), Reuters reported. ECB President Mario Draghi said it’s not the ECB’s job to regulate digital coins.

Bitcoin 100

Bitcoin Rhode Island cryptocurrency New Hampshire 100

PYMNTS

MARCH 8, 2018

WorldRemit is focused on P2P , and its experience has implications for B2B operations, Nazzaro said. He added that the company’s decision to operate digitally makes these kinds of checks easier and more robust. Having those compliance checks in place is crucial for a cross-border operation. Taking Transfers Online.

Compliance 101

Compliance Regulation Online Payments 101

PYMNTS

NOVEMBER 27, 2018

The next-highest category, consumer-to-business (C2B) cross-border payments, paled in comparison at just $54 billion. Yet, the regulatory landscape of global payments remains a big question mark, as does the ability for markets, regulators and PSPs to standardize operations for seamless services.

Payments 123

Payments Innovation Comparison Meeting 123

CFPB Monitor

OCTOBER 17, 2022

The CFPB’s key findings are: Based on a comparison of data from 2009 with year-end 2021 data, the number of college credit card agreements, overall payments from issuers to IHEs, and open accounts continue to decrease. ED also stated that it “will monitor compliance and take corrective action to enforce these regulations when necessary.”.

Cards 78

Cards Report Regulation FDIC 78

Abrigo

JUNE 5, 2023

In addition, even before the recent banking troubles, regulators have emphasized the financial institution’s responsibility to provide leaders with information on key areas of planning, operations, and risk management. Regulators review them to assess safety and soundness.

Report 195

Report Risk Management Capital Data 195

PYMNTS

JUNE 21, 2019

While there were no mega-deals in the B2B startup funding realm this week, it was still a busy time for companies and investors, with many funders targeting companies operating in less common markets. The debt funding marks the largest provided to an Indian startup in about two years, reports in VCCircle said. Growth Street.

Marketing 109

Marketing Capital San Francisco Management 109

PYMNTS

JUNE 22, 2018

With Japan’s Financial Services Agency (FSA) bringing business improvement orders against multiple exchanges, some crypto exchanges are limiting their operations: At least one exchange said it would stop taking on new clients and review some of its existing clients, Seeking Alpha reported. The price of bitcoin was $6,196.19 as of 4:02 p.m.,

Bitcoin 100

Bitcoin Comparison cryptocurrency Risk Management 100

PYMNTS

AUGUST 16, 2018

In an announcement , the FCA said that under new rules, customers will be able to easily find information on providers’ websites, including how and when services and helplines are available, contact details, how often the firm had to report major operation and security incidents and the level of complaints lodged at the company.

Comparison 100

Comparison Fraud Online Branding 100

PYMNTS

MARCH 15, 2019

billion) fine last year for using its Android operating system to block competitors. billion euro fine in 2017 for the blocking of competition on shopping comparison sites. European Competition Commissioner Margrethe Vestager has said she was putting the final touches on the case. . Google was hit with a 4.34 billion euro ($4.91

Google 116

Google Exercises Apple Comparison 116

PYMNTS

AUGUST 17, 2018

Thailand’s financial watchdog has published the names of seven firms that have applied for a license to operate in the cryptocurrency space within the country, Cryptovest reported. By comparison, 7,222 of those contracts had changed hands on Wednesday (Aug. Trading sites such as Coin Asset, TDAX, Bitcoin Co.

Bitcoin 102

Bitcoin cryptocurrency Comparison Groups 102

PYMNTS

MAY 29, 2019

As a result of that legal status, it is not clear if Align and firms like it are required to comply with federal “truth in lending” regulations, which require for borrowers to be given a sheet, showing them the effective interest rate, or whether they must conform to things like state-regulated caps on APRs.

Arizona 148

Arizona Lending Comparison Capital 148

PYMNTS

OCTOBER 5, 2016

As one might expect of a financial product that has so rapidly become so widely popular, the prepaid card industry managed to catch the attention of the Consumer Finance Protection Bureau, which has been considering new regulations for some time that would create “strong federal consumer protections for prepaid account users.”

Cards 189

Cards Google Tools Regulation 189

FICO

JUNE 12, 2020

In comparison to others in the Asia Pacific region, regulation has evolved due to last year’s Royal Commission, updates to the privacy act as well as changes enacted by global bodies such as the FATF (Financial Action Task Force). Like other advanced financial sectors, Australia has a complex and evolving regulatory environment.

Fraud 52

Fraud Compliance Regional System 52

PYMNTS

MARCH 18, 2019

Last week, NACHA issued an ACH operations bulletin announcing the delay of the rollout of a third Same Day ACH (SDA) processing window by six months, to March 19, 2021. The regulator notified NACHA that they need more time to evaluate required changes to their system before giving it the green light. A Couple of Important Dots.

Payments 201

Payments Cards Operations System 201

PYMNTS

JUNE 20, 2019

According to the new Credit Union Tracker , as of March 2019 there were an estimated 5,572 CUs in operation and in the same month 324,000 consumers joined CUs. In comparison, 89.8 Federal regulations cap the credit card interest that credit unions can offer and was restricted to 15 percent in 1980.

Innovation 100

Innovation Cards Analytics Video 100

BankUnderground

NOVEMBER 30, 2021

In our paper , we use balance sheet data for 118 UK banks to empirically investigate whether the asset compositions of banks involved in the UK QE operations reacted differently in comparison to banks not involved in the initial rounds of QE between March 2009 and July 2012. QE and central bank reserves.

Lending 82

Lending Capital Groups Policies 82