PYMNTS

NOVEMBER 11, 2019

billion USD) fine two years ago for favoring its own price comparison shopping service over rivals. The movement would come despite requests from lawmakers and regulators not to do so, because criminal activity would ostensibly be harder to track. “In general, we have a concern if companies merge because of data,” Vestager said.

Apple 100

Apple Regulation Comparison Data 100

PYMNTS

JULY 29, 2019

Proposed regulations would give small businesses in California the nation’s most extensive set of truth-in-lending protections for small business borrowers. . The mandate says borrowers must be given the opportunity to understand the financing being offered in a clear, concise manner that enables informed comparisons across different options.

Lending 182

Lending California Comparison Regulation 182

PYMNTS

DECEMBER 20, 2019

Apple, Facebook, Google and Amazon have all been in the cross-hairs of regulators around the globe, and several probes by the U.S. Google has also been under the microscope by other regulators besides France for what it promotes in search results and ads. government are happening as well. In other Google news , The U.S.

Google 131

Google Comparison United States Regulation 131

PYMNTS

MARCH 20, 2019

While Google is making ad changes to appease European Union regulators, it isn’t enough to help its rivals, according to Yelp. In an effort to appease EU regulators, Google is now attempting to boost rivals like Kelkoo , a French price-comparison search service. Two years ago, the European Commission fined Google a whopping $2.7

Google 108

Google Comparison Regulation Policies 108

PYMNTS

MAY 9, 2016

The SMART Box is an easy-to-read chart that breaks down and explains the multitude of offerings that industry players provide to small business borrowers and acts as a mechanism for standard, streamlined product comparison. Is the alternative lending space concerned about incoming regulation? “No,

Regulation 100

Regulation Lending Capital Industry 100

PYMNTS

JUNE 6, 2019

British price comparison site Kelkoo is ready to take its complaint against Google to U.S. antitrust regulators. The comments come as Kelkoo and other companies believe that EU efforts to ensure competitive fairness have been inadequate, as it has accused Google of unfairly promoting its own comparison shopping service.

Google 108

Google Comparison US Compliance 108

Bobsguide

MARCH 24, 2022

Finastra and CloudMargin Collateral Management as a Service offering accelerates compliance with UMR regulation. The post Finastra and CloudMargin Collateral Management as a Service offering accelerates compliance with UMR regulation appeared first on Bobsguide. For further information please contact: Caroline Duff. About Finastra.

Compliance 60

Compliance Management Regulation Software 60

PYMNTS

MARCH 18, 2019

In an apparent effort to appease European Union antitrust regulators, Google is attempting to boost rivals like Kelkoo, a French price-comparison service, according to report by Reuters. Last week, Google has announced a new Ad placement on its search pages: Comparison Listing Ads (CLAs).

Google 116

Google Comparison Regulation Report 116

PYMNTS

NOVEMBER 12, 2020

as well as 21 European Union (EU) countries — sent a letter to antitrust regulators asking that they throw the book at Google as fast as possible, according to a Reuters statement on Thursday (Nov. The group said it is the biggest collaboration to write to EU antitrust regulators urging a fast response.

Google 158

Google US Comparison Washington 158

PYMNTS

MAY 18, 2016

Among the proposals: new online comparison tools and also better knowledge about switching costs and monthly maximum charges tied to overdrafts. The CMA also maintained that banning some products that may be enjoyed by customers (but that may not offer the best returns) would cut into choices, so bans would be detrimental.

Retail 100

Retail Regulation Comparison Tools 100

Abrigo

FEBRUARY 6, 2024

Perform satisfactory appraisal reviews with appropriate assumptions, methodology, and market comparisons. Geographic risks: If loans outside the credit union's market area aren't restricted, draft policies outlining criteria for granting them. Use well-supported appraisals for credit decisions.

Lending 221

Lending How To Risk Management Policies 221

PYMNTS

MAY 22, 2019

billion) about two years ago for promoting its own comparison shopping service over competitors. Overall, there has been no meaningful change in the number of users accessing comparison services other than Google’s,” Kelkoo Chief Executive Richard Stables said. The European Commission slapped Google with a fine of 2.4

Google 108

Google Comparison Compliance Regulation 108

PYMNTS

NOVEMBER 7, 2019

There’s a worry with regulators, Vestager said, because Fitbit is a data-heavy company. “In The Google deal has rivals calling regulators to make sure everything is on the up and up. Vestager said regulators need to consider how the acquisition affects other companies. Google made a deal to buy Fitbit for $2.1 billion euro ($2.65

Google 100

Google Compliance Comparison Regulation 100

PYMNTS

NOVEMBER 7, 2019

There’s a worry with regulators, Vestager said, because Fitbit is a data-heavy company. “In The Google deal has rivals calling regulators to make sure everything is on the up and up. Vestager said regulators need to consider how the acquisition affects other companies. Google made a deal to buy Fitbit for $2.1 billion euro ($2.65

Big Data 100

Big Data Data Google Comparison 100

Abrigo

JULY 31, 2022

Takeaway 2 Financial institutions can use the statistics to gauge how aggressive or conservative regulators may view models. . based on the comparison. As noted earlier, comparing your internal model values to these statistics can be helpful as sort of a “temperature check” against what regulators have been seeing.

Report 195

Report Survey Comparison Regulation 195

South State Correspondent

MAY 7, 2024

On April 26, 2024, Republic First Bank (DBA Republic Bank) was seized by state regulators and the long running bank drama came to an end. Also, interest rates are not high by historical comparison (especially when eliminating the pandemic monetary response), and bank managers’ job is to manage uncertatiny (also called risk).

Risk Management 195

Risk Management Security Management Groups 195

PYMNTS

JUNE 29, 2020

percent to $141 million for the quarter concluding March 31 of this year, in comparison to $69.1 The American workforce has transitioned to telecommuting nearly overnight, and regulators have discovered methods to accelerate decision-making from months and years to hours and days.

United States 224

United States Comparison Training Analytics 224

CFPB Monitor

MARCH 30, 2015

On March 26th, the Community Financial Services Association (“CFSA”) held a press call to address the CFPB’s rulemaking process for developing payday loan regulations. Shaul expressed concerns about the impact of any CFPB regulations that could negatively impact customers that are well-served by payday loans.

Regulation 60

Regulation Lending Comparison Community 60

PYMNTS

JANUARY 20, 2021

The WSJ said that regulators fear a new wave of SMB defaults could mean big losses for European banks. In comparison, only about a quarter of U.S. The region’s banks have 2 trillion euros out on loan to small businesses — two-fifths of what is on their business loan books. Compounding the problem are low interest rates.

United States 152

United States Comparison Lending Regulation 152

PYMNTS

FEBRUARY 9, 2020

In 2017 and 2018, by comparison, the various schemes and fraudulent activity was $3 billion combined. Reports of high percentages of weak checks on cryptocurrency, along with the reported fraud, have prompted calls for regulation on the new forms of currency. The cost of crimes involving bitcoin and cryptocurrency hit $4.3

Fraud 207

Fraud cryptocurrency Bitcoin Comparison 207

PYMNTS

APRIL 30, 2020

European banks, by comparison, have earmarked $11.5 In China, banks were already facing mountains of bad debt, and the crisis had regulators letting them be more lenient with how bad debt was classified. Some are more exposed to credit card debt and lending to oil and gas companies. billion for the effort.

Lending 188

Lending Comparison Regional Capital 188

PYMNTS

OCTOBER 11, 2018

“It’s an apples-to-oranges comparison,” he told PYMNTS about the regulatory approach toward open banking in Europe versus the U.S. One of the biggest challenges is the number of financial regulators in the U.S. One of the biggest challenges is the number of financial regulators in the U.S. In the U.S.,

US 190

US Regulation Data Security 190

BankUnderground

DECEMBER 8, 2021

This is because the official scores are based on a relative comparison of banks within the sample, which implies, for example, that an increase in the average score of all non G-SIBs would mechanically lead to a decline in the average score of G-SIBs. We adjust the official G-SIB score to make it suitable for our analysis.

Regulation 85

Regulation Analysis Capital System 85

PYMNTS

FEBRUARY 13, 2019

The Colorado Department of Revenue has revealed that the state’s regulated marijuana industry sales have topped $6 billion since sales began in 2014. Last year, regulated marijuana sales in Colorado were nearly $1.55 In comparison, California ‘s marijuana market has struggled since sales began in January 2018.

Industry 155

Industry Colorado Taxes California 155

Perficient

DECEMBER 7, 2020

Health plan organizations must conquer mountains of data, increasing regulations, and escalating consumer expectations. Common Risks and Consequences for Health Plans Not Embracing Digital Transformation: Digital transformation in regulated industries, such as health insurance, can feel daunting, to say the least.

Groups 294

Groups Comparison Industry Tools 294

PYMNTS

JULY 30, 2018

A bit more than two months in, GDPR (shorthand for General Data Protection Regulation) is having an impact. There was Facebook, of course, where commentary during second-quarter earnings conference calls with analysts showed that as a result of the new regulations, the firm lost about one million monthly active users in Europe.

Regulation 100

Regulation Comparison Compliance Conference 100

PYMNTS

OCTOBER 2, 2018

Google has handed over a second report to European Union (EU) antitrust regulators, detailing its proposal to allow more shopping rivals to bid for ads on top of its search page. Last year, the company was hit with a €2.4 billion (nearly $2.8

Google 100

Google Report Comparison Regulation 100

PYMNTS

JULY 22, 2019

The decision to launch a standalone shopping page came about in September 2017 as an effort to appease European antitrust regulators and to avoid paying more fines. billion in fines over antitrust practices with its comparison Google Shopping unit. In June 2017, Google was slapped with a record $2.7

Google 154

Google US Comparison Online 154

PYMNTS

MARCH 22, 2019

The report claims that trading on regulated exchanges falls into specific patterns: The volume of trading, in one case, increases and decreases at times that come amid hours when people sleep and work. At the same time, many trades were in round numbers, while smaller trades were more common in comparison to larger trades.

Bitcoin 180

Bitcoin Report San Francisco Comparison 180

PYMNTS

JULY 18, 2018

The fine stems from an inquiry by antitrust regulators at the European Union into whether or not Google abused its position with the Android OS, which is on more than 80 percent of the smartphones around the globe, by favoring its own mobile apps and services including its search engine. tech heavy hitters.

Google 100

Google Comparison Leadership Regulation 100

Independent Banker

AUGUST 31, 2022

Community banks can get up to speed on current legislation and regulations to both protect their customers from unauthorized or false deposit account transactions and to prevent them from happening in the future. The primary resource for deposit account error resolution is Regulation E—the Electronic Funds Transfer Act (EFTA).

Community Bank 91

Community Bank Regulation Community Training 91

PYMNTS

OCTOBER 7, 2018

Mosegaard, however, told the newswire that “it’s very difficult to see any comparison between the two cases.”. And Mosegaard wrote in a note that it is “more likely” that the DOJ won’t use the Patriot Act, but “substantial fines from both European regulators and U.S. regulators are a possibility.”

Comparison 148

Comparison Regulation National Report 148

PYMNTS

DECEMBER 2, 2019

These groups also face a common small- to medium-sized business (SMB) challenge — needing to track every transaction to prove fiscal responsibility to donors and regulators. according to the latest figures from the IRS, which monitors and regulates such organizations. average is 66 percent, by comparison.

Management 141

Management Taxes Groups Regulation 141

PYMNTS

DECEMBER 26, 2019

1 through Christmas Eve in comparison to the same time in the prior year. LVMH’s and Tiffany’s boards approved the deal, and the transaction is forecasted to close in the middle of next year, subject to approval by regulators and by Tiffany’s shareholders. Global sales climbed approximately 1 percent to 3 percent from Nov.

United States 131

United States Comparison New York Branding 131

PYMNTS

DECEMBER 5, 2019

The DHS said in a government filing by Customs and Border Protection (CBP) that it wanted to “amend the regulations to provide that all travelers, including U.S. 4) and is “committed to keeping the public informed about our use of facial comparison technology.” .

US 130

US Policies Comparison Security 130

Perficient

APRIL 14, 2022

In addition to adherence to increasing privacy regulations, it will be important for insurance carriers to demonstrate responsible data custodianship and judiciously use data sets in the commerce process. . Unfortunately, insurance also ranks in the global top 10 not trusted industries. Don’t Automate a Bad Process .

Strategy 332

Strategy Tools Industry Customer Experience 332

PYMNTS

APRIL 12, 2019

As CNBC reported, these companies, which have been subjected to less regulation than traditional banks, have seen a 75 percent jump from 2010, the year after the financial crisis ended. By comparison, traditional bank assets had a 35 percent boost to reach $148 trillion during that same period. While the U.S. trillion ($9.1

Lending 123

Lending US Comparison Regulation 123