PYMNTS

MARCH 6, 2020

That’s even more true for community banks, which lack the resources larger FIs have to support modernization initiatives and technology investment efforts. At the same time, the logistical challenges and competitive pressures associated with digitization remain just as pertinent for community banks.

Community Bank 173

Community Bank Community How To Lending 173

PYMNTS

JANUARY 25, 2021

In dozens of virtual presentations and remote round table discussions that took place over the past two weeks, the overarching impact of the coronavirus was a dominant theme, whether that be surviving it, adapting to it or embracing teachings from it. sustainability manager for H&M told the NRF conferees.

Community 269

Community Retail Strategy National 269

PYMNTS

MARCH 10, 2020

Despite being less than halfway through, it seems clear at this point that the second week of March will make the list for wildest weeks in the market this year, or even possibly this decade. This, according to some reports , has caused some system-wide refocusing, as marketing and advertising budgets are shrinking drastically.

Community 150

Community social media Marketing Branding 150

PYMNTS

JULY 15, 2020

The apparel and footwear resale market is seeing record-setting growth during the pandemic. “The first half of the year presented unprecedented challenges with dynamic shifts in how and where consumers spend their money,” said Scott Cutler , CEO of StockX. The sneaker market is changing, too, according to the report.

Report 185

Report Marketing Trends Community 185

Perficient

NOVEMBER 27, 2020

This post is the first in a series highlighting the many cultures that enrich our Perficient community. Perficient Champions Our Diverse Community. The happy hour was a hit, with presenters spanning six cultures and over thirty event participants! ” Meet Our Presenters. Why Celebrating Diversity Matters.

St. Louis 322

St. Louis Community US Leadership 322

South State Correspondent

NOVEMBER 7, 2023

One successful loan proposal tactic for community banks to improve their acceptance rate is to embrace the old marketing rule of the “power of three.” We want to demonstrate “the power of three” for a few essential commercial loan criteria that borrowers may consider valuable in today’s market.

Community 195

Community Comparison Tools Marketing 195

PYMNTS

JANUARY 9, 2018

With big banks pulling back from small and medium-sized business (SMB) lending in the wake of the global financial crisis, the market was ripe for someone else to fill the credit gap. Community banks approved 49 percent of SMB loan applications in November, according to the latest data from the Biz2Credit Small Business Lending Index.

Community Bank 131

Community Bank Community Fintech Lending 131

South State Correspondent

AUGUST 5, 2019

It sometimes pays to be opportunistic in marketing your community bank’s products. There is currently an exceptional market opportunity for community banks to win profitable business from larger competitors.

Case Study 186

Case Study How To Community Bank Community 186

South State Correspondent

JULY 26, 2023

The bigger risk to community banks’ business model is not a moderate recession induced by aggressive interest rate increases by the Federal Reserve. The Atlanta Fed GDPNow forecast is for Q2 GDP to be just under 2.50%, and the Fed Funds futures market continues to push out the start of the interest rate cuts. Yield pickup.

Community Bank 195

Community Bank Community Strategy Atlanta 195

South State Correspondent

AUGUST 15, 2022

At SouthState, our commercial lending teams use an online proposal generator, and we make that same app available to any community bank. Our online proposal generator is an easy-to-use tool that allows lenders to create, save, update, print, and share standard formatted PDF presentations with borrowers.

Tools 195

Tools Lending Online Training 195

South State Correspondent

AUGUST 15, 2022

At SouthState, our commercial lending teams use an online proposal generator, and we make that same app available to any community bank. Our online proposal generator is an easy-to-use tool that allows lenders to create, save, update, print, and share standard formatted PDF presentations with borrowers.

Tools 195

Tools Lending Online Training 195

South State Correspondent

MARCH 26, 2024

Bankers provide advice based on the customer’s particular situation and needs, as those needs change and evolve over the customer’s lifetime and as the market changes. Community banks must be honest about their target relationship account. Identifying the right customer at inception.

Community Bank 195

Community Bank Community Security Resources 195

Independent Banker

OCTOBER 31, 2022

A convergence of economic and marketplace factors presents community banks with new opportunities for innovation and growth as they look to the new year. For community banks that have yet to start evaluating digital solutions and providers, now is the time to act. Illustration by Alex/Adobe. By Charles Potts, ICBA.

Fintech 126

Fintech Community Bank Kansas City Community 126

Abrigo

JANUARY 17, 2024

Takeaway 2 AML staff should recognize human trafficking red flags and know their customers well to help detect suspicious activity in their communities. One issue that hurts people and communities everywhere is human trafficking, and January is Human Trafficking Awareness Month.

Training 259

Training Community Software Texas 259

Gonzobanker

JANUARY 14, 2016

Hey, community bank and credit union marketers: Imagine that you’re sitting in your office, and your CEO comes in and says, “Got a minute? I’m putting together a presentation for the board, and I need to tell them what the Marketing department is really good at.” ” You’ve got a minute.

Community 60

Community Marketing Mobile US 60

PYMNTS

OCTOBER 11, 2017

Small business (SMB) lending is big business for community banks , which are a popular destination for small business borrowers, thanks to strong approval rates on loan applications. But new analysis from the Federal Reserve has identified a reversal in community banks’ position in the small business lending market.

Community Bank 108

Community Bank Community Lending Survey 108

Perficient

OCTOBER 26, 2020

The Michigan Council of Women in Technology (MCWT) virtually presented the 12 th annual Embrace the Moment – MCWT Digital Signature Gala on Saturday, October 17, 2020. The MCWT Foundation is a non-profit dedicated to inspiring girls and women in technology by encouraging, advancing, and retaining women in Michigan’s tech community.

Michigan 493

Michigan Technology United States Leadership 493

PYMNTS

JUNE 24, 2019

The parties rarely meet in person, presenting a trust issue that can become an even bigger problem when employers have to make payments across borders as payment preferences vary between regions. Fiverr provides this by studying and understanding local markets’ preferences. Building Trust From the Ground Up.

Marketing 100

Marketing Community United States Payments 100

South State Correspondent

FEBRUARY 8, 2023

The current yield curve presents various challenges for community bankers for revenue generation and risk management. In this article, we will outline the significance of the yield curve shape and what it may portend for community banks. Most of the market focuses on the relationship between the two and 10-year Treasury yields.

Community Bank 195

Community Bank Community Risk Management Strategy 195

South State Correspondent

MARCH 21, 2023

The need for a known, reliable brand creates an excellent opportunity for community banks to help small business customers while building deposit balances. Community banks can now white label this same product to onboard and process employee retention tax credits for the bank’s small business customers AND prospects.

Taxes 195

Taxes Community Bank Community Operations 195

PYMNTS

AUGUST 4, 2017

Are community banks missing the chance to climb aboard the faster payments train? Many players in the financial services market were already launching innovative solutions without knowing which guidelines the Fed would recommend for the U.S. faster payments system. faster payment system. When ‘Wait And See’ Won’t Cut It Anymore.

Community Bank 116

Community Bank Community Innovation Millennials 116

Perficient

JULY 10, 2020

Achieving these commitments will require clinical, marketing, and operations teams partnering more closely together and in a way they never have before. As these services are typically elective care, further shut-downs – as is happening in Texas right now – present additional financial loss. The $200B question.

US 522

US Marketing Automation Marketing System 522

BankInovation

OCTOBER 13, 2023

trillion bank’s consumer and community banking expenses increased 7% year over year to $8.5 billion in the quarter driven by compensation, increased personnel, and spending allocated to technology and marketing, according to the earnings presentation today. WHY […]

Community Bank 62

Community Bank Community Technology Marketing 62

South State Correspondent

OCTOBER 4, 2022

The Federal Reserve Open Market Committee (FOMC) has raised short-term interest rates by 3.00% in the six months between March and September. The market is now forecasting an additional 1.25% in hikes by year’s end, with the next move coming on November 3rd. First, Neil presents the interest rate futures curve to his borrowers.

How To 195

How To Marketing Examples Community 195

PYMNTS

SEPTEMBER 7, 2018

For middle-market companies, the need for outsourcing is pressing. Middle-market firms are particularly embracing the outsourcing model, according to Mike Cassity, CEO of Flockgen , an online platform that connects B2B businesses to partners and customers. “A lot of our partners have minimal, bare-bones accounting staff.

Marketing 100

Marketing Community Compliance Payments 100

Independent Banker

OCTOBER 31, 2020

“We are poised to lead the charge in striking the right balance of technology and connection for our customers and communities.”. This conundrum presents a significant opportunity for community bankers. This conundrum presents a significant opportunity for community bankers. A year ago, I had a smattering of them.

Community 163

Community social media Community Bank US 163

Abrigo

SEPTEMBER 21, 2020

Key Takeaways Financial institution executives wondering about changes in their market value premiums might need to look at the assumption used for modeling deposit servicing costs. Like clockwork, in times of low interest rates, financial institution executives have questions regarding the changes in their market value results.

Marketing 195

Marketing Study Analysis Course 195

Jeff For Banks

APRIL 4, 2024

The Fed has paused for nearly a year now, and it was our experience in 2006-07 that bank cost of funds continued to increase as the market closed the delta between what someone could earn in a money market mutual fund and a bank account. But not until $1 trillion went from banking to money markets.

Banking Trends 115

Banking Trends Trends Millennials Oregon 115

South State Correspondent

JULY 10, 2022

At this point in the business cycle, we believe that community banks should migrate to higher credit quality loans. However, in response to our last few blogs, some community bankers told us they have few opportunities to originate loans at 1.75X debt service coverage ratio (DSCR) and sub 60% loan-to-value (LTV).

Community Bank 195

Community Bank Community Tools Examples 195

PYMNTS

APRIL 13, 2020

In what appears to be an unprecedented move, an industry trade association is stepping in to help restart a retail community hit hard by the COVID-19 pandemic. It will be a series of virtual market weeks to help businesses connect with customers at a time when in-person events are impossible to hold. 17 to 23 and Sept.

New York 255

New York Dallas Community Industry 255

Independent Banker

AUGUST 31, 2022

Against this backdrop, agtech—the application of technology to every aspect of the food production process, from farm to table—is growing in importance to the mission of ICBA and community banks. In fact, community banks provide about $155 billion in agriculture loans. Farmers and Merchants Bank in Milligan, Neb., serves as an example.

Innovation 144

Innovation Community Bank Community Lending 144

Abrigo

NOVEMBER 4, 2014

If your accounting firm doesn''t have a formal marketing plan in place, you''re not alone. Many accounting-firm websites and marketing materials look similar, making general claims of highly qualified staff and a respected role in the community. Market specifically to your niche. Become a thought leader.

Marketing 191

Marketing Industry Case Study Groups 191

PYMNTS

JUNE 16, 2020

He said he felt good about the state of the high-end home decor market and his place in what was a rapidly growing eCommerce segment. Chairish hosted two events for the design community. The year was off to a flying start for Chairish CEO Gregg Brockway. Then came March. “It So, we’ve been helping to support that.

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North Carolina Community Maine Trends 222

South State Correspondent

OCTOBER 26, 2023

Clear introduced its reusable identity from its Sora ID acquisition and presented it at the conference for the first time to financial services companies. Generative AI: Traditional AI was ever-present in touted solutions regarding fraud, risk management, and the customer experience.

Conference 221

Conference Las Vegas Fraud Case Study 221

PYMNTS

DECEMBER 2, 2019

BMO Harris Bank, in partnership with Mastercard, has introduced the True Name feature for debit Mastercard holders, which will allow for those in the transgender and non-binary communities to use their true first names on their payment cards without the need for a legal name change, according to a release. As of Monday (Dec.

Community 166

Community Cards National Retail 166

South State Correspondent

DECEMBER 11, 2022

The yield curve shape is an excellent opportunity for community bankers to provide sound risk mitigation and balance sheet management advice to borrowers. We see many community bank borrowers desperately seeking a trusted advisor to help guide them through this volatile cycle. Community banks pride themselves as relationship lenders.

How To 195

How To Community Community Bank Examples 195

Gonzobanker

JANUARY 4, 2024

When it comes to client experience in banking, the last three years have been a long, reactionary grind of responding to COVID, a white-hot labor market driving up turnover, and rapidly shifting competitive dynamics. New client onboarding is mapped out with automated marketing touchpoints if an account is opened digitally.

Customer Experience 120

Customer Experience Community Knowledge Base Tools 120