Lex Sokolin

AUGUST 19, 2020

In American terms, you should think of Visa or MasterCard as a comparison, or maybe American Express. Whereas Monzo benefits from the powers of the community on Crowdcube and Revolut has the endless pockets of DST behind it, Starling affiliates with more traditional banks and high-net-worth investors, keeping its valuations private.

Comparison 52

Comparison Fintech Lending Analysis 52

Gonzobanker

JANUARY 14, 2016

Hey, community bank and credit union marketers: Imagine that you’re sitting in your office, and your CEO comes in and says, “Got a minute? Thanks to technology, that decision is often made long before someone walks into the branch. In many community-based FIs, however, Marketing isn’t good at doing that.

Community 60

Community Marketing Mobile US 60

PYMNTS

MARCH 3, 2020

With a round led by ACA Investments, comparison shopping platform iPrice Group has notched $10 million in Series B funding. The round also came with participation from Daiwa PI Partners as well as returning investors Asia Growth Fund, Mirae Asset-Naver, and Line Ventures, according to reports. It now purports to bring together over 1.5

Groups 130

Groups Comparison Online Community 130

PYMNTS

OCTOBER 9, 2020

Attorney General William Barr said that while cryptocurrency could fundamentally transform how human beings interact and how we organize society, “ensuring that use of this technology is safe and does not imperil our public safety or our national security is vitally important to America and its allies.”. Lagging Consumer Use Cases.

cryptocurrency 205

cryptocurrency Bitcoin US Security 205

Jeff For Banks

DECEMBER 10, 2023

Before we begin and for comparison purposes, here are last year's top five , as measured in December 2022: #1. Communities First Financial Corporation (Now FFB Bancorp) (OTCQX: FFBB) #2. Treasury as a Community Development Financial Institution (CDFI). Coastal Financial Corporation (Nasdaq: CCB) #3. OFG Bancorp (NYSE: OFG) #4.

Fresno 101

Fresno North Carolina Raleigh FDIC 101

Celent Banking

APRIL 27, 2015

Celent recently released the report On the Margins: A Comparison of Banks and Credit Unions by Asset Tier , where community institutions of the same size are compared across a number of performance metrics, mainly efficiency ratio. Credit unions are generally more customer-centric and have higher technology adoption.

Community 100

Community Resources Comparison Maine 100

PYMNTS

JUNE 12, 2019

Price Comparison Shopping. They find unique pieces; their purchases create jobs locally, which result in positive environmental outcomes for the global community.”. Other Goodwill member organizations are also tapping into technology platforms. A certificate is created when an item is deemed authentic.

Regional 145

Regional San Antonio San Francisco New York 145

Jeff For Banks

DECEMBER 16, 2022

Before we begin and for comparison purposes, here are last year's top five , as measured in December 2021: #1. The bank consists of two segments: 1) the traditional community bank, and 2) CCBX, which is its Banking as a Service (BaaS) division started in 2018. Silvergate Capital Corporation (NYSE: SI) #2. MetroCity Bankshares, Inc.

Puerto Rico 78

Puerto Rico Virgin Islands Community Community Bank 78

PYMNTS

APRIL 3, 2019

They find unique pieces and their purchases create jobs locally, which results in positive environmental outcomes for the global community.”. In another tie-up between a Goodwill organization and a tech firm, Goodwill of Orange County’s ShopGoodwill.com is tapping into solutions from product authentication technology company Entrupy.

New Jersey 102

New Jersey New York Technology Operations 102

Abrigo

MAY 20, 2015

It’s not just the technology industry that is constantly evolving – many other industries must also remain adaptable to the changing landscape of the American consumer. An innovation like that can make the Apple Watch and Bitcoin seem archaic in comparison. For community banks and credit unions, this may be more of a challenge.

Apple 150

Apple Comparison Mobile Innovation 150

PYMNTS

NOVEMBER 20, 2020

By a strict look at the macro numbers, Target still pales in comparison. Target has invested in technology and acquisitions to keep its digital assets in-house. And when attention turns to loyalty programs, the comparison is even more dramatic. Stores: Walmart, 11,500; Target, 1,868.

Comparison 165

Comparison Strategy Retail Minneapolis 165

Bobsguide

MARCH 24, 2022

Stuart Connolly, CEO of CloudMargin, said, “Now is the time for Phase 6 firms, that will be subject to UMR for initial margin calls, to start addressing operational and technological challenges ahead of the deadline. For further information please contact: Caroline Duff. Global Head of PR. T +44 (0)7917 613586. E caroline.duff@finastra.com.

Compliance 60

Compliance Management Regulation Software 60

PYMNTS

MARCH 2, 2017

New Balance, by comparison, brings in a mere $3 billion annually — certainly nothing to shake a stick at, but still 90 percent smaller than Nike. The watch is also water-resistant and will sync with Strava so that exercisers can share their workouts online with the rest of the Strava international running community. The Run Hub. “We

Retail 100

Retail Boston Community Branding 100

PYMNTS

NOVEMBER 14, 2018

Zeidan’s company is vertically integrated from development to design, as well as operations and technology. Other hotels, by comparison, don’t often own their booking engines, according to Zeidan. For guests who do want to check in with a person, they can visit with a community manager for the more traditional hotel experience.

Miami 115

Miami Branding Comparison Software 115

PYMNTS

MAY 28, 2019

Indonesian ride-hailing and online payment company GO-JEK , for instance, is expanding its financial technology services through partnerships with peer-to-peer (P2P) lending firms Dana Cita, Aktivaku and Findaya. GO-JEK’s payment system GO-PAY rolled out last year, accounting for more than half of the startup’s transactions.

Apple 159

Apple Mobile Fraud Branding 159

PYMNTS

JANUARY 19, 2018

Automakers that want in on ridesharing, self-driving cars or innovative car financing options aren’t always developing their own technologies or starting their own ventures. But the company is licensed to test self-driving cars on the state’s roads in 2018, and it’s refining its technology and service with feedback from users.

Capital 109

Capital Las Vegas San Jose California 109

PYMNTS

JUNE 10, 2019

The New York Daily News reported last week that the city’s contract with source-to-pay technology firm Ivalua has seen its price tag increase from $30.5 ” These technologies are often designed to address the particular needs of companies within the supply chain that procure materials and goods in order to sell their own products.

New York City 145

New York City New York Nevada Payments 145

Perficient

JANUARY 21, 2021

In a conversation with Gustavo Arroyave , a technical delivery leader with Perficient Latin America, he shares more about the unique culture that elevates our team in comparison to other outsourcing software vendors. He also highlights successful outcomes with our long-term clients and the ways we’ve exceeded their expectations.

Software 309

Software Big Data America Innovation 309

Independent Banker

MARCH 15, 2015

Technology companies are releasing ever-more sophisticated and accessible biometric authentication systems for banks, from real-time voice recognition, to fingerprint and ear scans, to facial scans via selfies, to detecting an individual’s particular behavior patterns. Avivah Litan, a technology analyst at Gartner Inc. in Potomac, Md.,

San Francisco 70

San Francisco Community Bank System Technology 70

Independent Banker

FEBRUARY 24, 2015

Technology companies are releasing ever-more sophisticated and accessible biometric authentication systems for banks, from real-time voice recognition, to fingerprint and ear scans, to facial scans via selfies, to detecting an individual’s particular behavior patterns. Avivah Litan, a technology analyst at Gartner Inc. in Potomac, Md.,

San Francisco 70

San Francisco Community Bank System Technology 70

Abrigo

JULY 28, 2021

Community financial institutions required to complete the current expected credit loss (CECL) standard implementation by 2023 are undoubtedly busy managing record-low net interest margins, pandemic-related uncertainties, and operational issues, as well as their own strategic initiatives. Start Now’. Benefits of earlier CECL implementation.

Resources 195

Resources San Antonio Data Regulation 195

Gonzobanker

MARCH 6, 2020

To stay relevant, banks and credit unions need to continually evaluate their people (organization, staffing, roles), processes, technology and enterprise/departmental strategic objectives to ensure they are achieving optimal performance. Technology: The ‘Must Have’ List Is Growing.

Operations 86

Operations System Groups Technology 86

Abrigo

MARCH 15, 2022

As early as August 2019, about 1 in 5 Americans already banked with digital-only banks like Chime or Aspiration, according to a survey by comparison platform Finder.com. In late February, for example, SoFi Technologies Inc. You might like this whitepaper: " Propel Growth and Profitability Beyond PPP with Technology ".

Online 195

Online Lending Survey Digital Banking 195

South State Correspondent

MAY 9, 2023

A bank can modify its tiers all it wants, but that effort pales in comparison to making sure you are driving the right product mix or having competitive products. This is critical to understand, as many bankers turn to rate and/or tiering off rate before even considering if the bank has the right product and the right product attributes.

Data 195

Data Training National System 195

Abrigo

FEBRUARY 10, 2021

Solar A solar diversification opportunity can be created with as land as section corners for community solar projects to thousands of acres for economy of scale. Keep in mind that contiguous acreage is preferred from a developer’s perspective, but there are both small community opportunities and larger, more lucrative opportunities available.

Lending 195

Lending West Virginia Resources Operations 195

PYMNTS

NOVEMBER 29, 2017

As a point of comparison, U.S. Ralston argued it’s a situation blockchain technology is uniquely well-suited to solve. And so, when we talk to the community, we are seeing a lot of demand of a different solution that provides more function.”. consumers spent a roughly equivalent amount ( $55 billion ) on smartphones last year.

blockchain 102

blockchain Industry District of Columbia Florida 102

PYMNTS

MARCH 22, 2017

Ohio, by comparison, attracted $303 million, and Kentucky $22 million. “A Vance is coming off his appearance at Innovation Project 2017 last week — where he spoke to the assembled about one of the central problems affecting rural communities, which is simply a lack of interest, and his larger interest in tapping into their potential.

Ohio 100

Ohio Columbus Kentucky Capital 100

Jeff For Banks

JUNE 2, 2023

More recently and by comparison, the mortgage meltdown and subsequent global financial crisis took down more than 500 banks between 2007 and 2014, with total assets of nearly $959 billion. By comparison, non-high-tech industries lost 689,000 jobs between 2001 and 2002 but recovered the lost jobs by 2004. trillion failed.

FDIC 78

FDIC Community Bank Regulation Lending 78

NCR

DECEMBER 4, 2017

Crucial to this shift in mindset is understanding and utilizing application programming interfaces (APIs) – technology that facilitates data-sharing between different organizations by allowing one piece of software to engage with another. The role of APIs in open banking.

social media 75

social media Data Industry Technology 75

Gonzobanker

SEPTEMBER 28, 2017

A decade ago, many financial institutions were bringing as much technology as possible in-house as a way of controlling their destinies and customizing their core platforms and data warehouses. In the cloud” is common technology vendor-speak for ASP, service bureau, outsourcing, pay-per-click, and a variety of other delivery models.

Data 62

Data How To San Jose San Francisco 62

Lex Sokolin

DECEMBER 3, 2020

These are your industry comparisons. For 2020 at least, Yearn is the Bill Gross of crypto, playing across trading fees, interest maximization, dividend farming, governance rewards, and various other technological innovations that lead to capital appreciation. This merger is not about the technology. billion is a chunk of change.

Community 52

Community Capital Security blockchain 52

Jeff For Banks

DECEMBER 29, 2020

Before we begin and for comparison purposes, here are last year's top five , as measured in December 2019: #1. It has been an industry darling due to its dedication to technology experimentation. This puts its price to tangible book ratio slightly north of 2x, high by traditional community bank standards today. FS Bancorp, Inc.

North Carolina 147

North Carolina Capital Community Bank Wisconsin 147

Jeff For Banks

JULY 8, 2019

Which is becoming more challenging for the community financial institution due to heavy competition from money center and super-regional banks, credit unions, and fintech firms. I don't think community financial institutions can fund themselves solely from their commercial customers. My focus today is on consumer banking.

Retail 60

Retail Community Taxes Strategy 60

Gonzobanker

MAY 8, 2015

The lending attack on community banks and credit unions has been waged. Outside of some stout representation from the likes of Citibank and CapitalOne, there was only one credit union and one community bank in attendance. I’ll repeat that: one credit union and one community bank. THE PLAYERS.

Conference 60

Conference Lending Community Bank Community 60

Gonzobanker

MAY 8, 2020

Using quarterly comparisons from last year’s performance, we forecasted each bank’s income statement as follows: Net interest margin contracted by 15 basis points Non-interest income declined 15% Loan loss provisions increased by 350% from the same quarter last year. Build transparency around I.T.

Lending 104

Lending Analytics Analysis Capital 104

Jeff For Banks

DECEMBER 22, 2013

For comparison purposes, here are last year''s top five , as measured during December, 2012: #1. Nasdaq: MRLN) Continuing the theme of niche banks, Marlin is a direct lender providing financing to business so they can acquire new equipment and technology while preserving capital. BofI Holdings, Inc. #2. Bank of the Ozarks, Inc. #3.

Community Bank 84

Community Bank Atlanta Community Strategy 84

NCR

JUNE 20, 2016

This is true for all industries and service segments including established institutions such as the banking community. Thrive in team oriented settings and communities. Be tech saavy – at least in comparison to other generational groups. Technology plays a huge role here. Social media plays a huge role in this.

Millennials 40

Millennials social media Guidelines Branding 40