Lex Sokolin

OCTOBER 21, 2020

Our communities and networks have become increasingly digital. That means that our physical communities are also our digital communities. People are not buying some abstract reductionist notion of “products”, they are economically participating in communities with counterparties native to those communities.

Community 52

Community Video blockchain Maine 52

South State Correspondent

OCTOBER 23, 2022

Speed and Magnitude of Past Rate Hikes in Comparison. Application to Community Banks. While we broke down the seven waves of impact that banks need to be concerned about across the enterprise ( HERE ), there are several immediate risks from inflation and persistently rising interest rates for community banks.

Community Bank 221

Community Bank Community Meeting Lending 221

Perficient

OCTOBER 8, 2020

This new activity presented comparisons with my internship I wasn’t expecting. See open jobs or join our community for career tips, job openings, company updates, and more! Goal-Setting Is Key to Success – No Matter What It Is. Learn more about what it’s like to work at Perficient at our Careers page.

Marketing 322

Marketing Comparison Community Training 322

PYMNTS

JUNE 18, 2018

With this size, spaces like Craftwork can work in more sprawled areas of a city: By comparison, a lot of coworking spaces, by necessity, have to be in denser areas. But, with spaces such as Craftwork, remote workers and gig employees may be able to feel a part of a community — and the workforce as a whole.

Community 119

Community Austin Texas Comparison 119

South State Correspondent

NOVEMBER 7, 2023

One successful loan proposal tactic for community banks to improve their acceptance rate is to embrace the old marketing rule of the “power of three.” Positioning through comparison is a potent tool. We review hundreds of term sheets and proposals for commercial borrowers each month.

Community 195

Community Comparison Tools Marketing 195

South State Correspondent

FEBRUARY 12, 2023

The average community bank’s cost of funding is highly correlated to Fed Funds and SOFR (for the industry, the correlation has been 94% with a six-month lag over the last 20 years). The borrower chose the ten-year fixed-rate option, and the economic comparisons for the lender and borrower are outlined below.

Community Bank 195

Community Bank Community Case Study Strategy 195

South State Correspondent

MAY 23, 2022

Customers and competitors are challenging community banks to extend loan duration – borrowers are eager to lock fixed rates before they rise further, and many competitors are happy to oblige. But what are the optimal fixed terms for community banks given today’s interest rate, credit, and liquidity environment?

Lending 195

Lending Community Bank Community Capital 195

Perficient

MARCH 23, 2021

users spend more time on sports, books and literature, and in online communities. A similar comparison with a focus on mobile devices also reveals some differences: Americans still spend more time on food- and drink-related topics, but real estate is also a leading category. Similar insights appear when we look at the U.S.

Mobile 421

Mobile Study Community Industry 421

Gonzobanker

JANUARY 14, 2016

Hey, community bank and credit union marketers: Imagine that you’re sitting in your office, and your CEO comes in and says, “Got a minute? In many community-based FIs, however, Marketing isn’t good at doing that. ” You’ve got a minute. What do you say? ”]. ”]. .” That has to change.

Community 60

Community Marketing Mobile US 60

PYMNTS

OCTOBER 22, 2020

She said the global pandemic has simply advanced a movement that has been underway for years, which has sought to provide banking access and digital financial services to underserved communities, mostly through mobile devices. I think it can play a very strong role, provided it is built within the context of social justice.?”.

Payments 206

Payments Community Mobile Comparison 206

PYMNTS

SEPTEMBER 25, 2020

The concern is that an increase in people ill with COVID-19 could turn into community-wide transmission at a key time, as the city launches limited indoor dining and opens educational institutions to an increased extent. By comparison, it has been around 1 percent for weeks in other places in the city and on the state on average.

New York City 151

New York City New York Comparison US 151

PYMNTS

JUNE 2, 2020

Dick’s Sporting Goods said that eCommerce penetration for Q1 2020 was roughly 39 percent of total net sales in comparison to roughly 13 percent during Q1 2019. The company had also reopened roughly 80 percent of its retail locations per an announcement.

Comparison 131

Comparison Retail Community Branding 131

PYMNTS

MARCH 3, 2020

With a round led by ACA Investments, comparison shopping platform iPrice Group has notched $10 million in Series B funding. The round also came with participation from Daiwa PI Partners as well as returning investors Asia Growth Fund, Mirae Asset-Naver, and Line Ventures, according to reports.

Groups 130

Groups Comparison Online Community 130

PYMNTS

SEPTEMBER 22, 2020

Mall of America To Provide 'Community Commons' For Local Companies. To help local businesses encountering difficulty because of the coronavirus or civil unrest, the Mall of America is contributing a 5,000-square-foot retail space to local businesses called the Community Commons.

Philadelphia 173

Philadelphia Retail Las Vegas America 173

Social Assurance

JUNE 15, 2021

Is your community something you’re proud of? What effort are you putting in to better your community? Financial brands are truly are the heroes in their communities. Our Community Spark award recognizes banks and credits that are going above and beyond to create a spark and make a difference.

Community 15

Community How To social media Branding 15

PYMNTS

NOVEMBER 21, 2016

Earlier this past summer, the online retail behemoth launched Amazon Vehicles stateside — an online comparison shopping tool for folks in the market for a new, used or classic car. Amazon Vehicles is more a research-intensive comparison hub and community of car enthusiasts than a purchasing platform. The site offers U.S.

Comparison 100

Comparison Online Tools Conference 100

Jeff For Banks

DECEMBER 10, 2023

Before we begin and for comparison purposes, here are last year's top five , as measured in December 2022: #1. Communities First Financial Corporation (Now FFB Bancorp) (OTCQX: FFBB) #2. Treasury as a Community Development Financial Institution (CDFI). Coastal Financial Corporation (Nasdaq: CCB) #3. OFG Bancorp (NYSE: OFG) #4.

Fresno 103

Fresno North Carolina Raleigh FDIC 103

Independent Banker

AUGUST 31, 2022

Community banks can get up to speed on current legislation and regulations to both protect their customers from unauthorized or false deposit account transactions and to prevent them from happening in the future. What should a community bank do about erroneous, fraudulent or unauthorized transactions reported on a consumer’s deposit account?

Community Bank 91

Community Bank Regulation Community Training 91

PYMNTS

OCTOBER 9, 2020

That includes direct engagement with banks, financial institutions (FIs) and the community of actual cryptocurrency users. “To Its usage as a day-to-day currency pales in comparison to its popularity as a speculative investment or a tool for criminals. Lagging Consumer Use Cases.

cryptocurrency 205

cryptocurrency Bitcoin US Security 205

PYMNTS

DECEMBER 2, 2019

Nonprofit organizations are responsible for providing multiple community services, including access to shelters, clothing, food and clean water, as well as educational and mental health resources. average is 66 percent, by comparison. Recent data shows these groups are less likely than other U.S.

Management 141

Management Taxes Groups Regulation 141

PYMNTS

AUGUST 1, 2018

Perhaps the most controversial claim, designed to get a rise out of the mobile payments community, was Cook’s comparison of Apple Pay to PayPal in terms of number of transactions. As a data point, that might be correct, but in context, it misses the bigger picture of what comparisons are most relevant.

Apple 100

Apple Comparison Mobile Retail 100

Abrigo

SEPTEMBER 6, 2017

When it comes to borrower experience, 78 percent of community financial institution borrowers reported overall satisfaction as opposed to 46 percent of fintech borrowers. In delivering sound financial advice, Brown recommends offering peer comparison by sharing success stories from other business owners.

Survey 150

Survey Taxes Comparison Fintech 150

Fintech Labs Insights

MARCH 29, 2017

In November, the company acquired credit card comparison and education portal, CompareCards, in a deal valued at $130 million. In September, LendingTree was named a top workplace by The Charlotte Observer, and in June, the firm launched its CRA-Eligibility Tool to make it easier for lenders to comply with the Community Reinvestment Act.

Comparison 12

Comparison Tools North Carolina Charlotte 12

PYMNTS

MAY 8, 2020

The poll was conducted by a San Francisco-based advocacy group called Small Business Majority, and its CEO John Arensmeyer has been a proponent of community grants that exist outside of the formal banking system that has controlled government aid up to this point. In comparison, small businesses selling similar products were forced to close.

Maine 142

Maine Groups San Francisco Lending 142

PYMNTS

SEPTEMBER 15, 2020

Similarly, industry and society are moving on to new experiences in futuristic online “worlds” with functioning economies where real-world and virtual events commingle in an evolution of social media-style community offering safety from COVID and, increasingly, commerce. million viewers.

Indianapolis 160

Indianapolis social media Comparison Washington 160

PYMNTS

OCTOBER 7, 2020

According to a 2019 International Monetary Fund study , bitcoin has morphed since 2011 from being a “niche medium of exchange for the tech community” into “the currency of choice for drug dealers conducting transactions on a Dark Web” via platforms like Silk Road. The Dark Web Likes Bitcoin, Too .

Bitcoin 233

Bitcoin cryptocurrency Fraud Cards 233

PYMNTS

FEBRUARY 19, 2018

According to a report, the new group of banks to now support Apple Pay include American Eagle Financial Credit Union, Central Virginia Federal Credit Union and Community Bank & Trust of Florida, among others. percent — of payments executives are focused on price comparison tools. Since Apple launched Apple Pay in the U.S.,

Payments 144

Payments Apple Comparison Virginia 144

Jeff For Banks

DECEMBER 16, 2022

Before we begin and for comparison purposes, here are last year's top five , as measured in December 2021: #1. The bank consists of two segments: 1) the traditional community bank, and 2) CCBX, which is its Banking as a Service (BaaS) division started in 2018. Silvergate Capital Corporation (NYSE: SI) #2. MetroCity Bankshares, Inc.

Puerto Rico 78

Puerto Rico Virgin Islands Community Community Bank 78

PYMNTS

AUGUST 3, 2017

Chase in comparison has 5,567 branches as of July 18, according to FDIC figures. When you couple-in digital services, credit unions offer a financial ecosystem that is convenient, accessible and a positive force in communities.”. The CO-OP Shared Branch network announced Wednesday (Aug.

ATM 103

ATM FDIC Comparison America 103

PYMNTS

JULY 2, 2018

Australia’s alternative finance community has vowed to heighten transparency following criticism over Prospa ‘s high interest rates, which caused the FinTech to scrap its initial public offering (IPO). ” The goal of this requirement is to provide a clear breakdown of costs for borrowers.

Lending 100

Lending Comparison Fintech Compliance 100

Celent Banking

APRIL 27, 2015

Celent recently released the report On the Margins: A Comparison of Banks and Credit Unions by Asset Tier , where community institutions of the same size are compared across a number of performance metrics, mainly efficiency ratio. Credit unions are generally more customer-centric and have higher technology adoption.

Community 100

Community Resources Comparison Maine 100

Independent Banker

OCTOBER 1, 2021

For the purposes of the Q2 2021 UBPR, regulators placed a Texas-based community bank into a nationwide group of other banks with assets between $300 Million and $1 Billion (“PG5”). Viewing this bank through the lens of these nine top performers is a far better use of management time than making comparisons to national peer group averages.

Analysis 91

Analysis Texas Groups Examples 91

FICO

NOVEMBER 15, 2018

Recently, a performance announcement from a FICO competitor caused a big shakeup in the mathematical optimization community. My colleague Timo Berthold and I wrote a detailed post about MIP benchmarking on the FICO Community blog , but I thought it was worth sharing the gist of it here. Neither happened in this particular case.

Community 40

Community Comparison Tools Examples 40

PYMNTS

NOVEMBER 20, 2020

By a strict look at the macro numbers, Target still pales in comparison. And when attention turns to loyalty programs, the comparison is even more dramatic. It’s hardly competing with Amazon yet, but Target has shown more digital momentum than any major retailer during the pandemic. Stores: Walmart, 11,500; Target, 1,868.

Comparison 165

Comparison Strategy Retail Minneapolis 165

ABA Community Banking

MAY 20, 2015

An AML Tribute to David Letterman Compliance Blogs AML & Fraud BSA/AML.

Comparison 40

Comparison Fraud Compliance 40

PYMNTS

JULY 23, 2019

Some other gluten-free or vegan mixes use almond flour, by comparison, which someone with a nut allergy may not be able to eat. The target market for the company consists of “the vegan community and those who are gluten-free,” Lam said. Since day one, Lam says that the company has been valuing building a community and lifestyle.

Branding 140

Branding Comparison Community Marketing 140

PYMNTS

AUGUST 10, 2018

Hong Kong, by comparison, saw $596.8 As for InstaReM, the country also “has some of the largest expatriate and migrant communities in Southeast Asia, who are InstaReM’s target demographic,” Nanu said. million that year. million in funding for FinTechs at the time. Singapore overtook Hong Kong in FinTech funding in 2016.

Fintech 107

Fintech Marketing Comparison Innovation 107