Independent Banker

JULY 31, 2022

The Social Bankers, a collective of community bank marketers, offers inspiration, information and professional development advice to community bankers focused on marketing and social media. Membership is open to non-competing community bankers throughout the United States. Illustration by miakievy/iStock.

social media 224

social media Trends Community Groups 224

PYMNTS

DECEMBER 28, 2020

The pandemic has cost more than 300,000 lives in the United States alone, and it has also challenged many institutions — such as credit unions (CUs) — that were never designed to operate on a primarily remote basis. Canada’s largest community credit union has announced that it is expanding its commercial network.

North Carolina 197

North Carolina Houston Fraud Innovation 197

PYMNTS

MARCH 9, 2020

There is good news, and there is bad news with regards to the path to addressing the unbanked and underbanked in the United States. In a recent interview with PYMNTS, Michael Coghlan, CEO of banking technology provider Verdigris Holdings , explored the challenge of banking the underbanked small business community.

Community Bank 188

Community Bank Community Innovation Regional 188

PYMNTS

MARCH 17, 2020

1 to reply to communications from lenders without being cut off from their cards. The company is waiving online ordering fees, gift card fees, SkyTab mobile payment fees, SkyTab monthly data fees or overage charges, and SkyTab hardware costs. The report also noted that cardholders who are in debt will now have until Oct.

America 141

America United States Community Conference 141

PYMNTS

SEPTEMBER 25, 2019

As a company whose own leadership team has meaningful connections to the French community, we look forward to being a part of that growth.”. The company already has operations through the Asia Pacific, Europe and the United States. Checkout.com can issue, provide payment services and manage businesses all autonomously.

Payments 116

Payments United States Leadership Community 116

PYMNTS

MARCH 12, 2020

In terms of sheer size and locations, the United States Postal Service (USPS) is the biggest retailer in the country, with 31,000 locations covering pretty much every town. billion in revenue and cost $5 billion to operate. Quick: Who’s the biggest retailer in the U.S.? Not Walmart (5,500 stores).

Retail 169

Retail US Survey Examples 169

PYMNTS

AUGUST 17, 2020

Each sMALL Surprises pack includes a selection of sensory toys/games, trendy accessories, sanitizing samples, activity cards, stickers and school supplies. Consumers can visit SmallSurprises.Shop , access a questionnaire and then select a customized pack to be delivered anywhere in the United States. Coradino , CEO of PREIT.

Philadelphia 164

Philadelphia Regional United States Community 164

PYMNTS

SEPTEMBER 13, 2016

Along with that growth in card numbers, said the firm, purchase transactions and volumes are also on the upswing. million EMV-enabled payment cards issued across the platform in the U.S. million EMV-enabled payment cards issued across the platform in the U.S. in the past year. in the past year.

Case Study 100

Case Study United States Analysis National 100

Gonzobanker

DECEMBER 14, 2023

Not the financial industry’s “Troublemakers ” – those regional and community banks, credit unions and supporting fintech entrepreneurs who continue to engage customers and communities and find niches that keep the grassroots of our country’s financial system alive and kicking. We are in awe. Seriously in awe.

Fintech 194

Fintech Community Regional Technology 194

PYMNTS

MARCH 15, 2019

In other news, the firm Emailage has estimated that 48 percent of 1,000 smaller firms surveyed in the United States and Canada think they are “not big enough” to be attacked by fraudsters — which means, as Small Business Trends reported, that complacency is a risk to those same firms.

Fraud 130

Fraud Report Nebraska United States 130

PYMNTS

OCTOBER 8, 2019

Three months away from the end of 2019 and the dawn of the 2020s, the state of the credit union is stable, due to a healthy foundation that is already in place, according to Charles E. Pairing those strengths with robust credit card offerings, he said, helps CUs market a full suite of financial offerings that are comparable to marquee FIs. “As

United States 102

United States Millennials Course Lending 102

PYMNTS

MAY 31, 2019

As has been reported, Global Payments is the third largest merchant acquirer in the United States, while TSYS is the third largest card processor in the country. Citi Said ‘Thanks, But No Thanks’ To The Apple Card. Visa CEO Throws Shade On Real-Time Payments.

Lending 122

Lending Payments Apple social media 122

PYMNTS

SEPTEMBER 27, 2019

Even say in a dispensary that is legally operating under state law. Consumers in states with legalization regimes can buy marijuana without fear of arrest — and merchants can sell it with similar confidence — but those transactions all must happen in cash. However, that situation could potentially be changing if the U.S,

Taxes 151

Taxes Compliance District of Columbia Industry 151

PYMNTS

AUGUST 12, 2020

To gauge the economic health and vitality of local economies, one need look no further than the financial stability of the small and medium-sized businesses that line the main streets and side streets of communities across the nation.

Maine 183

Maine Survey Study Tools 183

Gonzobanker

JANUARY 17, 2020

In the soon to be released What’s Going On In Banking study, Cornerstone ’s Ron Shevlin shows that both bank and credit union execs are most fearful of big tech (Amazon Prime, Venmo, Apple Card) primarily because of their great data reach and ability to drive customer experience. Community banks and credit unions do not fear each other.

Customer Experience 126

Customer Experience Fintech Regional Cards 126

PYMNTS

MAY 28, 2019

million buyers who operate in industries such as website development, logo design and blog writing. The company integrated GO-PAY into the GO-JEK app, which lets customers store money on their mobile phones, much like a digital debit card. billion – of funds were lost to card fraud in 2018, up from $1.4 billion in 2017.

Apple 159

Apple Mobile Fraud Branding 159

PYMNTS

AUGUST 6, 2019

“The Fed’s interest in faster payments was never simply as an interested, but passive, bystander … The Fed sees an opportunity to introduce competition in the faster payments space as a second operator of faster payments rails, like it is today with ACH,” she noted. Why Now For FedNow. We have a real-time payments network.

System 214

System Payments Operations United States 214

Abrigo

JANUARY 13, 2021

Within the United States, human trafficking is widely unreported for a variety of reasons, including fear or immigration status, but the ILO estimates that approximately 403,000 persons are trafficked here at any one time. Agricultural communities are plagued with labor trafficking. Cities across the U.S. Who are the U.S.

Training 195

Training Fraud National United States 195

PYMNTS

OCTOBER 15, 2018

As the controversy makes its way through the courts, worry is increasing among some in the marketing community about what the addition of the citizenship question might mean for future retail and business efforts. An “undercount would affect data projections used by companies in the U.S.

US 143

US Los Angeles Data Retail 143

FICO

FEBRUARY 21, 2023

Another full year is in the books As 2022 came to a close, the economic environment in the United States is teetering on the edge of a recession. Increasing of the fed funding rates leads to higher interest rates when seeking new credit or carrying balances on credit cards. out of recession even when growth was negative.

Trends 52

Trends Industry US Cards 52

PYMNTS

JANUARY 1, 2021

You hear a lot about the new normal and stuff like that, but I really see it as banking at the speed of life,” said CarrieAnne Cormier , senior vice president of Retail Operations and Strategy at Avidia. As told by Citi and GE , the pandemic prompted a massive online shift as stores closed and consumers became wary about venturing out.

Trends 259

Trends Video Retail Payments 259

PYMNTS

JANUARY 14, 2020

Simon wondered if he wanted to open a store or have an online venture, but he considered the latter because he knew more about how the web works than how to operate a brick-and-mortar store. It is from a restaurant in Los Angeles that, in a way, brought Oaxacan cuisine to the United States.

Los Angeles 101

Los Angeles San Francisco United States California 101

PYMNTS

FEBRUARY 13, 2017

Firms that opt in will be able to store their products at FedEx warehouses in the United States and Canada. They also tend to be focused a bit differently, with a focus on mortgages, credit cards and auto loans, specifically. Bank of America opened 31 new branches in 2016 and, as of today, operates 4,579 financial centers.

Data 122

Data Retail America Minneapolis 122

PYMNTS

SEPTEMBER 12, 2016

While it’s not hard to foresee the CFPB fining a bank in any given week, the fact that one of the biggest banks in the country had employees creating scores of fake credit card and bank accounts was something that was hard for anyone to truly predict was in the offing. Well, no one but maybe Amazon. Aéropostale And The Retail Miracle.

Bitcoin 100

Bitcoin Video Guidelines Policies 100

NCR

MARCH 17, 2016

Skimming, shimming, sniffing …no they’re not symptoms of the latest flu bug but this outbreak is equally as unhealthy for the ATM community. We have seen card skimming attacks nearly triple in the United States. ATM operators need to keep in mind that card data breach is not just occurring at the card-entry bezel.

ATM 40

ATM Trends Security Cards 40

PYMNTS

AUGUST 19, 2019

It’s an important point, because the data so far, even now, during a lingering trade war between the United States and China, and a global economic slowdown, the U.S. consumer remains solid. This allowed us to keep competing and as rates went up, rates moved up more slowly for banks. This made our assets attractive.”.

Lending 123

Lending Capital United States National 123

Independent Banker

NOVEMBER 25, 2015

Even with technology’s increasing influence on retail banking, it’s not typical for a community bank to have one of its most senior and trusted executives concentrate primarily on leading consumer product and payments innovation. billion-asset, 85-branch community bank based in Rockland, Mass., Photo by Ken Richardson. is not typical.

Innovation 70

Innovation Community Bank social media Community 70

MyBankTracker

MAY 14, 2020

Credit unions are a popular alternative to banks because of their community focus. The NCUA is an independent federal agency that helps provide insurance to credit unions in the United States. It is backed by the full faith and credit of the United States government, giving it similar creditworthiness to US government bonds.

FDIC 52

FDIC United States Management National 52

PYMNTS

MARCH 22, 2018

Corporate One operates as a corporate credit union , providing wholesale financial services to credit unions in the United States. He believes that credit unions, being so enmeshed in their communities, have the opportunity to be stewards and bring SMBs into the faster payments environment.

United States 116

United States Payments User Experience Millennials 116

PYMNTS

MAY 29, 2020

The lockdown of the United States economy quickly and radically changed the way consumers browsed, shopped and paid for services as well as goods — and not all small and medium-sized businesses (SMBs) were prepared. SBA reports show that $510.5 billion in the net amount of approvals on Thursday (May 28) — approximately $2.7

Maine 130

Maine ATM Innovation Millennials 130

PYMNTS

SEPTEMBER 30, 2016

That was the date that lives on in payments history since it was the date that Target announced it had been the victim of a massive POS breach that exposed the card data of some 40 million consumers. Not surprising, since there are more than 700 million chip cards in circulation in the U.S. There’s plenty of positive data to look at.

Fraud 100

Fraud Cards United States Payments 100

Jeff For Banks

DECEMBER 22, 2013

and its subsidiary BofI Federal Bank aspire to be the most innovative branchless bank in the United States providing products and services superior to their competitors, branch-based or otherwise. So, as a branchless bank, BofI has leveraged its significantly lower operating expenses into profit. BofI Holdings Inc. Well done! #4.

Community Bank 84

Community Bank Atlanta Community Strategy 84

PYMNTS

JUNE 17, 2016

every card transaction has to be authorized. We were thrilled to report that the health of those businesses that line the side streets and main streets of Any Town, USA are not only healthy and growing but making the local economies in which they operate healthy, too. Private Label Cards. And, that’s not all the good news.

Apple 100

Apple Maine Retail Course 100

Independent Banker

FEBRUARY 25, 2015

Community banks, which will continue to face a growing number of senior customers with everyday cash needs and built-up home equity, should explore this niche lending opportunity, two community bankers providing these specialty loans suggest. It’s not like cross-selling a credit card.” FirstBank, which has $2.3

Trends 70

Trends Community Lending Community Bank 70

CFPB Monitor

SEPTEMBER 21, 2020

The definition of a “business concern” under the SBA’s regulations is limited to for-profit entities with a place of business located in the United States and that operate primarily within the United States or which make a significant contribution to the U.S.

Data 125

Data Regulation Meeting Report 125

PYMNTS

APRIL 22, 2016

The urgency of robust and multilayered fraud detection systems becomes especially clear against a backdrop where card-not-present fraud is likely to grow by leaps and bounds in the wake of the EMV liability shift from last year. BW: The ecosystem in which we operate. PYMNTS: Where do you look for innovative ideas and why?

Fraud 100

Fraud Idaho Innovation San Francisco 100

Jeff For Banks

DECEMBER 12, 2015

If a bank deems a vendor critical to its operation, it must analyze the vendor's financial statements to be confident in its viability. There are frictions to having access to peoples' money in the United States. It helped users save money across verticals including cell phones, credit cards, cable bills, and savings accounts.

Fintech 60

Fintech Capital Cards Bitcoin 60