Gonzobanker

NOVEMBER 16, 2023

Banking leaders looking for the next wave of growth need to think differently about marketing to half the population. This means a significant contribution in terms of budget and resources from the marketing department. The neobanking application with 15 million users reportedly spent $80 million on marketing in 2021.

social media 97

social media Marketing Millennials Trends 97

PYMNTS

JULY 16, 2020

Other areas of change were in our sales and marketing efforts. As trade shows were postponed and canceled, we quickly shifted our marketing approach, opting for a robust digital strategy. This included the issuing of topical studies, thought leadership pieces and webinars.

Meeting 154

Meeting Leadership US Conference 154

PYMNTS

JANUARY 28, 2021

With more emerging use cases and an increasingly accepting regulatory landscape, cryptocurrencies are gaining traction in new areas of the market, and corporate treasurers want in. Early adopters were placing bitcoin on their balance sheets, for example, or accepting payment in cryptocurrency.

cryptocurrency 212

cryptocurrency Management Leadership Tools 212

Independent Banker

AUGUST 31, 2022

But equally important is what they should be doing to keep the talented employees that they already have, both to avoid a short-term staffing crisis and to keep the pipeline of leadership full. Here at Malvern Bank, we try not to focus on ‘talent retention,’” says Katelin George, human resources and marketing manager. Quick Stat.

How To 91

How To Louisville Community Bank Training 91

Gonzobanker

DECEMBER 19, 2022

A few modest examples of the 2022 roller coaster ride: The Fed rate hikes in 2022 totaled 425 basis points. 2022 was the year the fintech industry and venture capital firms figured out that banking is harder than everybody thought. She is known for her knowledge, leadership, dedication, and willingness to partner with her colleagues.

Community 216

Community Fintech Industry Innovation 216

Gonzobanker

AUGUST 11, 2020

OnDeck’s fire sale aside, recent deals at nCino, Black Knight and Ellie Mae are a shot in the arm to a market in need of some good news. 2020 is the wildest downward ride in the market since 1929, which, one would think, is taking its toll on the fintech ecosystem serving banks and credit unions.

Lending 158

Lending Fintech Analytics UX 158

Independent Banker

JANUARY 31, 2022

The state is growing an impressive technology roster, for example. There’s really not a lot we can’t do,” says Travis Edlund, senior vice president and regional manager of the San Antonio market for Amarillo National Bank. Some clients who have relationships with ANB have expanded their businesses into downstate markets.

Texas 182

Texas San Antonio Community Bank Community 182

PYMNTS

NOVEMBER 5, 2019

Uber users, instead, will be able to save on rides by, for example, walking to a pre-determined pickup location (through Express Pool). Notable growth markets include Japan, where growth has been above 60 percent. And in remarks to analysts, Khosrowshahi said the ride-hailing business hit two milestones in the quarter.

Conference 100

Conference Leadership Capital California 100

PYMNTS

MARCH 11, 2020

It’s just one example of how a function designed to facilitate capital inflow can actually be an expensive waste of valuable resources. The market is definitely starting to mature,” said Harvey, “but there will always be a need to educate and provide concrete proof that focusing effort on AR will yield a healthy ROI.”.

Data 130

Data Strategy Payments Trends 130

Independent Banker

NOVEMBER 30, 2022

An entrepreneur with a background in accounting and finance, CEO and chairman of the board Thomas Swenson set up Montana Business Capital Corporation in 1998 with a focus on job creation and economic development lending. Our leadership consistently articulates and demonstrates a commitment to being a great place to work.”.

Community Bank 169

Community Bank Community Montana Leadership 169

PYMNTS

OCTOBER 1, 2019

In stats offered by CoinDesk, in one example of the audience for remittances, 200,000 Filipino domestic helpers reside in Hong Kong, and many of them send cash home to family. This includes support with software development, management, recruiting, public relations and fundraising as requested by the leadership at those companies.

blockchain 109

blockchain Leadership Technology Maine 109

Gonzobanker

DECEMBER 14, 2023

Merger of Equals Deal of the Year (Credit Union) – Spire Credit Union and Hiway Credit Union put 2+2 together to make a $4 billion institution in the Minnesota market. While Huntington is down like most bank stocks, the pain hasn’t been as severe, and Huntington doubled down on local markets in 2023 by consolidating business units.

Fintech 195

Fintech Community Regional Technology 195

Perficient

MAY 21, 2021

With so many amazing examples of ingenuity, we are breaking our Bright Paths student profiles into two posts. Deepti Dhar’s Bright Paths Project: Welcome to Stock Market. Bright Paths Project: Welcome to Stock Market. More About Deepti Dhar’s Bright Paths Project: Welcome to Stock Market.

Milwaukee 348

Milwaukee Software Course Detroit 348

PYMNTS

APRIL 16, 2019

to help build a new, free and public library in the capital of the Midwest – a gesture that can still make the city’s locals smile with awe and gratitude. Take the example of NMI, a commerce enablement company, from late last year. One famous effort took the form of donated books sent from common people (and royalty) in the U.K.

Payments 182

Payments Chicago Strategy Digital Strategies 182

Abrigo

MARCH 21, 2023

Takeaway 2 Some banks and credit unions were late movers and are now scrambling to lock in funding for the short term to meet liquidity and capital needs. Liquidity and capital impacts Funding competition and the yield curve Competition for funding can be extremely aggressive in a rising rate environment.

Risk Management 195

Risk Management Management Strategy Lending 195

PYMNTS

MAY 17, 2018

A few key themes emerged from the fallout, however, with analysts citing Carillion as a prime example of how a consolidated auditing market risks lackluster accounting standards, as well as how late payments by large corporates can have detrimental impacts on small suppliers. Last month, reports emerged that U.K.

Report 100

Report National Industry Leadership 100

Celent Banking

AUGUST 8, 2014

Yet, increasingly, conversations with banks, especially in the US, reveal that many institutions aren’t looking too far outside of their market, let alone their vertical, industry, or country, for inspiration on how to innovate. There are plenty of examples globally.

Innovation 169

Innovation ATM Survey Industry 169

PYMNTS

APRIL 9, 2018

The transition, which has reportedly been code-named Kalamata, remains in its infancy – though the broad stroke is said to have been approved by Apple’s executive leadership. Stifel analyst Kevin Cassidy said in a note that he believed the market was “overreacting” to the report. “We Drivers also get 1.5

Apple 140

Apple Cards Lending Report 140

PYMNTS

AUGUST 23, 2017

The restaurant industry is a notoriously difficult market to crack, not least of all because of narrow margins, among other factors. With that in mind, you may think restaurants would be slow to adopt new technology, but in today’s market, it’s quite the opposite.

Software 133

Software Industry Tools Management 133

PYMNTS

SEPTEMBER 26, 2019

Wenig said in the earnings release , in that segment “we continue to execute our playbook of building market-leading horizontal marketplaces complemented by scale vertical experiences in categories including motors and real estate.”. The purchase price, as reported by Springer and Capital, would be about $10 billion.

United States 108

United States Report Washington Leadership 108

Gonzobanker

DECEMBER 20, 2019

The company’s market capitalization, which after declining to less than $600 million in the 2009 recession, has now grown to almost $3 billion. Yet the Gonzo team has to give a shout out to the late entry of Texas Capital and Independent Bank. Expect more of these slam-dunk in-market mergers that reduce locations 10%+.

Idaho 148

Idaho Conference Data Marketing 148

Independent Banker

JUNE 30, 2022

He sensed the family’s passion and liked their idea of starting with selling milk at farmers’ markets, roadside shops and small grocery stores. In each new market opened in 2021, the community bank found an experienced ag lender who was seeking a new position. First Capital Bank. Bunnell listened. Lee’s Summit, Mo. Charleston.

Community Bank 172

Community Bank Community National Philadelphia 172

Cisco

MAY 5, 2021

You already have a CRM, a Marketing Automation platform, or Call Center software. That’s why imimobile spent years perfecting our Natural Language Chatbots with pre-built scenarios so you can get up and running quickly with common use-cases like scheduling appointments, or delaying payment, for example.

Customer Experience 129

Customer Experience Branding Tools Strategy 129

Gonzobanker

NOVEMBER 12, 2018

The deal’s value represents about 30% of IBM’s current stock-market capitalization. Examples include: Fedora. Many industry analysts view this acquisition as a desperation move by IBM to play catch-up in the cloud market space. The footprint of Red Hat is much larger than just the software that IBM is acquiring.

Software 84

Software System UX Community 84

Bussman Advisory

OCTOBER 4, 2017

We think banks must focus on putting the infrastructure in place to build such value chains in financial services too – for example, by taking advantage of the burgeoning third-party Fintech offering. This can be within financial services, for example by providing insurance, accounting and tax services, or data analytics. Image Source.

Google 67

Google Examples Innovation Analytics 67

Independent Banker

DECEMBER 31, 2021

is facing increased competition in its home market from other banks, nonbanks and even credit unions that are aggressively pricing loans to businesses, says president and CEO Steve Dehnert. In 2022, existing staff—Dehnert included—will continue to wear multiple hats until labor market conditions ease. For example, just 2.1%

Community Bank 144

Community Bank Community Lending Louisiana 144

PYMNTS

MAY 24, 2019

Self-driving cars, for example, could assist with Amazon’s last-mile logistics and reduce its shipping costs, which climbed 21 percent to $7.3 Alexa’s reach is long and getting longer, now integrated into 100,000 smart home devices in the market. billion in the last quarter. Left Turn of the Week: Gifts Cards For Body Scans.

New York 109

New York New York City Vermont Meeting 109

Gonzobanker

DECEMBER 22, 2020

This is a classic bank deal – one acronym buys another at a good price and plans to cut the hell out of cost while adding markets. Market cap in January: $19B. You know that dog either has Capital One or Delta Amex. Dorothy was the example of community citizens coming together to do great work as credit union volunteers.

Idaho 181

Idaho Community Industry Strategy 181

Gonzobanker

DECEMBER 20, 2018

PNC made a Gonzo move with a national digital expansion in 2018 with the unique idea of building a small number of branches in target metro markets like Kansas City and Dallas. Goes to the always-sharp Mitch Feiger and the team at MB Financial for the bank’s sale to Fifth Third at a 24% premium to market price in May.

Fintech 105

Fintech Conference Innovation Community 105

FICO

AUGUST 20, 2017

Keeping pace with the competition and ensuring long-term market relevance can be a daunting task. The one certain in a thick of uncertainty is that the decision to harness the power of digital to drive business results and ensure long-term market relevance is no longer a question of if, but a question of how.

Study 69

Study Google Technology Industry 69

Independent Banker

JANUARY 26, 2016

However, capital isn’t the only or even primary need of startups, various business incubator experts agree. Some startups may be the brainchild of an engineers with a feature-rich product, but with no idea how to market it or even if a market exists for their gee-whiz product. Some entrepreneurs have never raised capital.

Miami 70

Miami Community Bank Community Resources 70

Bussman Advisory

SEPTEMBER 11, 2017

When it finally recedes, we can expect a fundamentally transformed market infrastructure to be left behind in its wake. It provides thought leadership and advisory services above all in digital transformation, innovation orchestration, and business model re-creation. By Falk Rieker and Oliver Bussmann. In Industry 4.0, Image Source.

Industry 64

Industry Innovation Fintech Leadership 64

Banking 2020

MARCH 10, 2015

Kyle Enger, known for his thought leadership in the world of relationship banking on the West Coast said it best, “Traditional banks have to embrace digital lending in their hometowns to compete.”. Here are a few ways Kyle described how this concept might work: Marketing to the local community and actively becoming a part of it.

Community 40

Community Lending Capital Conference 40

PYMNTS

OCTOBER 19, 2016

In a letter to Terry London, chairman of Pier 1’s board, Alden Global Capital had harsh words , saying that London and the board “cannot be trusted to protect the best interest of Pier 1 shareholders.”. We intend to take our time listening to our guests and tweaking the app before launching it in additional markets.”.

New York City 100

New York City Retail Mobile Company 100

CFPB Monitor

MARCH 30, 2015

Virginia Attorney General, Mark Herring gave opening remarks, during which he asserted that Virginia is perceived as the “predatory lending capital of the East Coast,” suggesting that payday and auto title lenders were a large part of the problem. Michael Calhoun, President, Center for Responsible Lending.

Virginia 60

Virginia Lending Regulation America 60

Gonzobanker

DECEMBER 22, 2015

How about fighting harder with better examples and holding compliance officers as accountable as everybody else. Community bank marketing resources. We don’t know what Los Alamos National Bank’s marketing department was drinking when it designed the customized water bottle labels, but we’re giving them big points for creativity.

Community Bank 60

Community Bank Apple Community Technology 60

Gonzobanker

NOVEMBER 9, 2015

Continuing on the “Pay” theme, we know all about Apple Pay and the noise it caused in the market last year. For example, the payment process to get a ride in Uber is so imbedded into the process that a person is simply crossing the “t” or dotting the “i” rather than the payment being its own separate event. Apple Pay … not.

blockchain 60

blockchain Bitcoin Lending Innovation 60