Abrigo

OCTOBER 23, 2019

The following article was first published in ABA Banking Journal on October 17, 2019. In a marketplace where data is shared and distributed at record speeds, third-party or vendor risk management is a challenge for most businesses. The banking industry is no stranger to this. Get it in writing. Know how many parties are involved.

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Abrigo

OCTOBER 21, 2019

The following article was first published in ABA Banking Journal on October 17, 2019. Cybersecurity | 4 minute read Key Takeaways Third-party/vendor risk management is becoming increasingly challenging with more cloud-based providers. 6 key areas of due diligence to consider before signing a contract. Cyber Due Diligence.

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Perficient

SEPTEMBER 21, 2023

This article breaks down how data powers intelligence automation. Some data may exist in secure warehouses, others within Salesforce, or Amazon Web Services S3. Salesforce Data Cloud Securely Brings It All Together Businesses can leverage the power of tools such as Salesforce’s Data Cloud to bring together multiple data sets.

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South State Correspondent

JANUARY 17, 2024

In our last article ( HERE ), we highlighted the methodology around why banks should calculate and drive value through customer profitability and product profitability. In this article, we wanted a different approach to arrive at the same conclusion but in a slightly different context. BB&T was the more asset-productive bank.

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Abrigo

FEBRUARY 24, 2022

Would you like other articles like this in your inbox? As described in the first post of this series , a key component of effective asset/liability management (ALM) is managing risks. ALM 101: Introduction to Asset/Liability Management. Earnings at Risk. Measuring interest rate risk accurately.

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American Banker

JUNE 1, 2023

Curt Farmer, CEO of the Dallas company, defends its management of a Treasury Department program that provides federal benefits on prepaid cards.

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Perficient

JANUARY 28, 2021

This article was co-written by Iman Watson, senior solutions architect, and Kailey Hughes, lead development representative. As we mostly are working remotely these days, securing your space when you’re not in the safeguards of the office walls are critical. Create a Secure Password. Secure your Wi-Fi Network.

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Perficient

MARCH 30, 2023

Blockchain Simplifies and Centralizes Trade Flows In the last series of articles published by members of Perficient’s Digital Assets Team , we wrote about the use of blockchain-based supply chains to assist supply chain transaction partners to share data through permission-based Blockchain solutions. I’m giving it all we’ve got.

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South State Correspondent

MARCH 19, 2024

In two previous articles ( here and here ) we discussed how loan size and loan term affect the profitability of commercial loans. In this article, we consider the common features of upselling and cross-selling. In this article, we consider the common features of upselling and cross-selling.

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PYMNTS

MARCH 14, 2019

Wirecard, a German payments company, said an internal investigation has cleared its Asia-Pacific accounting manager who was accused of faking transactions to boost revenue numbers. Shares in Wirecard fell as much as 25 percent after the article was published, and closed down 13.4 percent on Jan. The next day, the shares fell 0.3

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South State Correspondent

APRIL 23, 2023

The root cause of Silicon Valley Bank’s (SVB) failure is poor risk management – plain and simple. Bankers need to understand and manage their business on the fair value of assets and liabilities instead of managing their business on net interest margin and the amortized historical cost of assets and liabilities.

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Abrigo

OCTOBER 20, 2014

states that a mix of value-based cultures is pivotal in the effective management of a bank. A sound project management culture, Cooley argues, should be in the forefront of financial professionals’ minds. How, then, would a financial institution improve their project management culture across the board?

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PYMNTS

JANUARY 11, 2021

Today in B2B payments, the SBA releases guidance for the next round of PPP loans, while xSuite secures Peppol invoice certification. Corporate travel management platform TripActions said in a press release that its TripActions Liquid payments and expense system now integrates with leading corporate finance systems.

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TrustBank

AUGUST 1, 2023

The SECURE Act 2.0 If you recall, the original SECURE Act (Setting Every Community Up for Retirement Enhancement) was passed in 2019, but it needed some changes and add-on’s. The general idea of the SECURE Acts was to get people saving more for their retirement since the days of pensions are fading in the rear-view mirror.

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South State Correspondent

JULY 10, 2023

This article will review domestic banks’ adoption of interest rate swaps. Next week’s article will consider the challenges and possible solutions for community banks to adopt loan hedging programs. A recent paper analyzed domestic banks’ use of interest rate swaps, and we will summarize their findings in this article.

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Abrigo

MAY 19, 2016

Monitoring credit risk management, interest rate risk and banks’ ability to stress test loans affected by low oil prices are among the priorities for supervisors at the Office of the Comptroller of the Currency (OCC) these days, according to the agency’s recent mid-year status report on its operating plan.

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South State Correspondent

MARCH 26, 2024

In our previous articles ( here and here and here ) we discussed some of the drivers of commercial relationship profitability. In this article, we consider and define relationship banking and how relationship banking can increase commercial loan profitability.

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South State Correspondent

FEBRUARY 27, 2024

In this article, we would like to define loan pricing discipline and cover bid, why it matters, and demonstrate how most community banks currently are not using loan pricing discipline. Bankers need to manage credit relationships to ROA/ROE and not credit spreads. Community bankers need to practice realistic loan pricing discipline.

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Perficient

DECEMBER 14, 2020

Serverless functions eliminate the need for server software and hardware management, allowing developers to focus on optimizing application code. In the previously cited article, it is projected that an additional 20% of enterprises will prepare for IT workload disruptions by protecting data in the public cloud.

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Perficient

FEBRUARY 1, 2021

In today’s blog, we’ll discuss some of the latest and greatest features around Teams collaboration, meetings, calling, and security/compliance! Looking for an easy way to create, manage, and share approvals without even leaving Teams? Security and Compliance Updates. Manage the card content lifecycle in Teams.

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South State Correspondent

OCTOBER 9, 2023

In two articles in the past few weeks ( here and here ), we discussed how the “higher-for-longer” interest rate environment will affect the community bank sector – continued increase in the cost of funds (COF), steady yields on loans, and a decrease in net interest margin (NIM) will put severe pressure on ROE for new loan originations.

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BankBazaar

FEBRUARY 3, 2024

By understanding and addressing key factors like C redit S cores, income stability, debt management, and card selection , you can significantly boost your chances of C redit C ard approval. However, not everyone finds it easy to secure a Credit Card , especially if they are unaware of the factors that influence approval decisions.

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Perficient

JUNE 24, 2023

Overcoming Hurdles and Driving Results In this series of articles, we will explore how Optimizely tools can help businesses overcome these hurdles and drive results. While Optimizely is used as an example, the concepts discussed can apply to other digital experience tools as well.

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BankBazaar

JANUARY 31, 2024

Repaying a loan and managing EMIs can sometimes become a challenging endeavour, potentially leading to concerns about defaulting. In this article, we’ll explore the rights and options available to borrowers who find themselves in this predicament. By elongating the repayment period, EMIs become more manageable.

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Perficient

OCTOBER 22, 2020

Welcome back to our “Four Microsoft 365 network connectivity principles you need to know” blog series, it has been almost 2 months since the first article (sorry for the large gap), so if you haven’t had a chance to read the first blog, you can check it out here.

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Accenture

JULY 19, 2017

The PSD2 regulatory technical standards for strong customer authentication (SCA) and secure communication (SC) are proving difficult to finalize. The security, authentication, fraud monitoring and secure communication methods (covered in the RTS) are the bank/PSP’s choice, between January 2018 and the RTS date (in 2019).

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PYMNTS

SEPTEMBER 23, 2020

Federal investigators alleged that after the newsletter published an article about litigation involving eBay last year, two members of eBay’s executive leadership sent text messages suggesting that it was time to “take down” the newsletter’s editor, the prosecutors allege.

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BankBazaar

JANUARY 14, 2024

In this article, we’ll explore actionable steps to help you establish a robust credit history. A savings account is a fundamental financial tool that demonstrates your ability to manage money responsibly. Apply For A Secured Credit Card A secured Credit Card is an excellent option for individuals with no credit history.

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Abrigo

JULY 25, 2023

How offering FedNow instant payments affects fraud & AML/CFT compliance What financial crime staff can do to prepare fraud and AML functions for implementing the FedNow Service for instant payments. Would you like other articles on fraud and AML/CFT compliance in your inbox? The payment rail has some built-in anti-fraud capabilities.

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PYMNTS

JUNE 15, 2020

Federal investigators alleged after the newsletter published an article about litigation involving eBay last summer, two members of eBay’s executive leadership sent text messages suggesting that it was time to “take down” the newsletter’s editor, according to the release.

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Insights on Business

JULY 20, 2018

Media coverage of the milestone release was very positive including high profile articles in Forbes and American Banker. On July 16, Gartner published the 2018 Magic Quadrant for Integrated Risk Management and IBM was once again positioned in the leader’s quadrant for its OpenPages solution. Wheeler, Jie Zhang, Earl Perkins.

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Independent Banker

APRIL 30, 2022

For this and other reasons, now is a good time to review and refresh articles, bylaws and committee charters to ensure resilience and bolster risk management. But if they see it as a risk management tool, it’s a game changer. By Susan Springer. For organizations that view corporate governance as a checklist, it’s a burden.

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FluentBanking

MAY 11, 2020

This article is thus, essential for you. Here I’ll discuss the present economic situation of the world and Bangladesh and also the ways to manage your finances in this pandemic. But you can minimize the damage by managing your finances. If you want to secure your future, you have to act now. What is the World Facing?

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South State Correspondent

FEBRUARY 28, 2023

Many community banks today are willing to underwrite real estate secured loans on just two metrics: debt-service-coverage ratio (DSCR) and loan-to-appraised value (LTV). We will consider the minimal project DSCR in this article and cover the debt yield topic in future blogs.

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Gonzobanker

SEPTEMBER 21, 2023

Treasury management provider Dragonfly Financial Technologies launched independently from an ACI Worldwide sale. Alkami partnered with Clinc for conversational AI, Atomic for direct deposit switching and FINBOA for payment dispute management. Personal loan and credit card provider Avant secured funding from Ares Management Corporation.

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Insights on Business

OCTOBER 11, 2018

IBM OpenPages is again in the Leader’s quadrant of the new 2018 Gartner Magic Quadrant for Integrated Risk Management (IRM). In May 2018, IBM proudly accepted two distinguished RegTech Awards – for “Best AI Solution for Regulatory Compliance” and “Best Regulatory Alert Management Solution”. Wheeler, Jie Zhang, Earl Perkins.

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PYMNTS

NOVEMBER 1, 2018

Or, as a recent CNBC article put it, quoting a source, “a mass extinction event.”. Among the latest chronicles of that struggle came this week via a CNBC article , which includes this quote from a 2016 McKinsey & Co. So far, at least, global banks are holding up, based on their most recent reporting periods,” the article says.

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