Independent Banker

NOVEMBER 30, 2021

By Jim Reber, ICBA Securities. Liquidity, in the sense of how efficiently your bonds can be sold, starts to dwindle as we get to mid-December, even for generic bonds like mortgage-backed securities (MBS). I don’t see how we’re going to do better next year than we’ve done in 2021.”. This is Jim Reber.”. “Hi I sure do, Charlie.

Community 126

Community Community Bank Taxes Security 126

PYMNTS

DECEMBER 29, 2020

parent company of luxury online retailer Mytheresa , announced that it's filed a registration statement with the SEC for an initial public offering (IPO), according to a press release. The securities can't be sold and offers to buy can't be accepted before the registration becomes active. MYT Netherlands Parent B.V., LLC and J.P.

Company 159

Company Retail Study Online 159

PYMNTS

OCTOBER 21, 2016

The fleet management market is estimated to grow from $9.54 billion by 2021 at a CAGR of 23.9 According to MarketsandMarkets, the increasing need for operational efficiency is expected to be the primary driver for the fleet management market during the forecast period. billion in 2016 to $27.9

Management 100

Management Marketing Regional System 100

Cisco

MARCH 26, 2021

Get ready to TURN IT UP at our all-digital Cisco Live 2021. Join us for our engaging industry sessions across financial services and retail. All financial services and retail session are future focused; taking the lessons learned from 2020 and building toward a more sustainable and inclusive future. Financial Services.

Customer Experience 71

Customer Experience Retail Operations Security 71

PYMNTS

APRIL 10, 2019

From CVS to T-Mobile , retailers and technology providers are catering to the trend of contactless payment acceptance with new solutions and methods of handling cards from customers. consumers are expected to use in-store mobile payments by 2021. consumers are expected to use in-store mobile payments by 2021. Businesses pay 2.75

Retail 259

Retail Payments Mobile Apple 259

FICO

JANUARY 29, 2021

Today it gives me great pleasure to announce the winners of the 2021 FICO® Decisions Awards. . This year we received a bumper crop of entries from more than 30 different companies across the globe from banking and finance, retail, telecommunications, automotive, FMCG and healthcare. 2021 Decisions Award Winners. 2021 Judges. .

Meeting 98

Meeting Analytics Florida Fraud 98

Abrigo

APRIL 25, 2024

Recent data and trends of the small business lending market SMB Lending Insights is a snapshot of current financial trends and metrics that impact small and medium-sized business (SMB) lending and financial institutions. Starting with loans originated in January 2021, delinquency rates begin to fall and even dip below historical averages.

Lending 195

Lending Trends Capital Strategy 195

Cisco

NOVEMBER 16, 2020

Ways to leverage IoT sensors, and networking & security solutions for remote work & branch ATMs. Secure and compliant remote work enablement. Aligning employee video conferencing and collaboration use with your security, risk, and compliance requirements. Create the Next Generation Agile, Secure and Intelligent Campus.

Security 138

Security Compliance Video ATM 138

PYMNTS

JANUARY 11, 2021

Today in B2B payments, the SBA releases guidance for the next round of PPP loans, while xSuite secures Peppol invoice certification. The last day to apply for a PPP loan is March 31, 2021, according to the SBA guidelines. Goldiam International Debuts B2B Website for US Retail Jewelry. retail jewelry industry.

Security 139

Security System Guidelines Retail 139

PYMNTS

JANUARY 19, 2021

19) that it has finished its sale of Cost Plus World Market (CPWM) to California-based private equity firm Kingswood Capital Management, according to a statement. Riley Securities Inc. The deal had been expected to close prior to the conclusion of Bed Bath & Beyond’s fiscal year end in February 2021. said on Tuesday (Jan.

Marketing 130

Marketing California Branding Capital 130

Gonzobanker

JANUARY 25, 2023

According to a 2021 Federal Reserve survey , nearly 40% of Americans don’t have the funds to cover an unexpected expense of $400. in October 2021. Act (the SECURE 2.0 The Impact of SECURE 2.0 The Secure 2.0 Financial Institutions’ Response to SECURE 2.0 of 401(k) participants in October 2022, up from 0.3%

Security 78

Security Taxes Tools Marketing 78

PYMNTS

SEPTEMBER 27, 2020

Sezzle , the installments payments platform, will be working on buy now, pay later (BNPL) services with Target , a press release says, which will test how the popular payment trend works with the retail giant's operations.

Leadership 302

Leadership Millennials Retail Study 302

PYMNTS

JANUARY 21, 2021

The pandemic has driven consumers to make the bulk of their purchases online, leading many businesses and retailers to struggle with securing their digital infrastructures and payments processes while managing floods of orders. retailers have digital oversights that leave them vulnerable to attacks. Debit And The Fraud Catch .

Fraud 148

Fraud Strategy Study Cards 148

South State Correspondent

JANUARY 17, 2024

The takeaway is that banks interested in increasing their market-to-book ratio should consider allocating more resources and capital to deposit products and deposit marketing. Loans, by contrast, usually drive 75% of total asset productivity but only impact market-to-book changes by 8%. The answer is – most likely.

Study 195

Study Maine Analytics Capital 195

PYMNTS

OCTOBER 21, 2016

Retailers that are unable to call on substantial financial reserves are struggling in the current environment. Mobile shopping is growing and a key focus of retailers going into the holiday season. Mobile shopping is growing and a key focus of retailers going into the holiday season. to less than $0.29. Sears Holdings Corp.

Retail 100

Retail Marketing Branding Austin 100

South State Correspondent

APRIL 12, 2022

Recently, JP Morgan Chase released its 64-page 2021 shareholder letter and 340-page annual report. Jamie Dimon believes that the Fed may hike rates more than the market expects and has indicated that the strongest inflation in 40 years may prompt officials to rethink the pace of the hiking cycle. 2) Leadership Matters.

Community 195

Community Community Bank Leadership Lending 195

PYMNTS

AUGUST 9, 2018

Unattended retail is on the move, with the American interactive kiosk market projected to grow by 7.2 percent annually through 2021. Self-service kiosks generated annual revenues of $218 million in 2016, and vending machines bring in $7 billion in sales each year, according to the PYMNTS Unattended Retail Tracker.

Retail 100

Retail Payments Technology System 100

PYMNTS

DECEMBER 9, 2020

PayPal has introduced QR code payments in iZettle’s point-of-sale app to advance secure, contactless transactions in the U.K. Robinhood In Talks With Goldman On Possible 2021 IPO. In the 2021 AI Business Plan Playbook For Banks, PYMNTS provides a six-step framework to help banks use AI to manage credit risk. businesses.

National 204

National Payments Tools Resources 204

FICO

MAY 27, 2021

A Dozen Top Achievers in 2021. Earlier this year we provided a list of the winning companies in our 2021 FICO® Decisions Awards. This year the 12 winners have demonstrated extraordinary innovation in very different industries and markets. . Fraud & Security. Our 2021 Industry Judges. FICO Industry Vanguard Award.

Analytics 52

Analytics Fraud Management America 52

Perficient

APRIL 2, 2021

These technologies are also used to better target marketing in retail and customize trade recommendations in wealth management. AI may also be used in liquidity risk management, for example, to enhance monitoring of market conditions or collateral management. Email: 2021-RFI-AI@cfpb.gov. Credit Decisions.

Regulation 309

Regulation Industry Risk Management Analysis 309

FICO

NOVEMBER 11, 2020

FICO has announced its panel of independent judges for the 2021 FICO® Decisions Awards which honor clients achieving outstanding results using analytics and decision management technology to grow their business, manage risk and reduce costs. René Javier Guzmán, market & liquidity risks director at Banreservas (previous winner).

Meeting 52

Meeting Analytics Big Data Management 52

PYMNTS

NOVEMBER 18, 2019

18) that it has secured a distributor license from California, bringing it one step closer to bringing its first electric SUV, Byton M-Byte, to the United States. and the European Union in 2021, according to Reuters. At the same time, we are also confirmed in our concept by the current developments on the various European markets.

US 155

US California United States Retail 155

PYMNTS

JULY 5, 2018

In Germany, security matters. As digital technology keeps bringing new efficiencies to transactions, and more consumers around the world turn to eCommerce for retail and other purchases, an accompanying trend is making life interesting for merchants and payment providers. In China, one must make sure to bring their top mobile game.

Retail 108

Retail Payments Cards United States 108

PYMNTS

SEPTEMBER 29, 2020

is in talks for as much as a $25 billion stake in a Mumbai, India conglomerate that is planning to launch a “ super app ” designed to offer a mega selection of retail products, sources told Mint. Walmart Inc. It allows users to apply and track application requests, raise draw-down requests and track transactions and repayment schedules.

Groups 199

Groups User Experience Capital Retail 199

PYMNTS

JANUARY 25, 2021

The combined company aims to facilitate easier connections between retail and banking customers. NCR is a software- and services-led enterprise provider in the financial, retail and hospitality verticals. The deal is expected to close in mid-year 2021.

Software 204

Software ATM America Retail 204

PYMNTS

NOVEMBER 10, 2020

He added that considering Walmart's “size, scope and scale in the domestic retail market,” the partnership accelerates the expansion for “in-app and in-browser payments in Canada.". Even before the pandemic, merchants had been looking for secure, seamless digital solutions to meet customers’ needs. .

Retail 146

Retail Security Cards Online 146

PYMNTS

SEPTEMBER 17, 2020

Securities and Exchange Commission (SEC). The company has determined not to pursue a public offering of the securities covered by the registration statement at this time,” LoanDepot wrote in its filing. In the company blog at the time, Hsieh said the recent volatility in the stock market, citing rivals LendingClub Corp.

San Francisco 160

San Francisco New York Lending California 160

PYMNTS

DECEMBER 27, 2020

Securities and Exchange Commission approved a plan by the New York Stock Exchange to approve “direct” listings by companies, which let companies come to market without the underwriters (typically) large banks that charge hefty fees to bring the deals to the Street and reach institutional and retail investors.

New York 270

New York US Examples Training 270

PYMNTS

NOVEMBER 5, 2020

It shows retail flow. A self-managed identity also protects the security of the information and ensures that it cannot be altered. The self-managed digital identity project is expected to be brought to a real production environment in May 2021, after completing phase two of testing, which is set to roll out this month.

Bitcoin 214

Bitcoin blockchain cryptocurrency Management 214

PYMNTS

AUGUST 14, 2020

The Canadian firm said it has a total of $77 billion in securities, cash and other available capital available when including uncalled capital commitments from clients, Bloomberg reported. However, the turmoil in the market impacted the company’s earnings in the quarter.

Management 131

Management United States Capital Retail 131

PYMNTS

DECEMBER 23, 2020

News came this week that the United States Securities and Exchange Commission has filed suit against Ripple over its XRP cryptocurrency. billion unregistered securities offering, and named CEO Brad Garlinghouse and Co-Founder Chris Larsen in the suit. Currencies are excluded from the statutory definition of a security.

cryptocurrency 234

cryptocurrency Security Bitcoin Regulation 234

PYMNTS

JULY 13, 2020

” But Sung Tae-yoon , an economist with Yonsei University, warned that taxing cryptocurrencies could slow the country’s tech markets. Crypto exchange Kraken , for example, plans to double its legal team’s size by 2021. And, the U.S. Abra, which works by letting users bet on price movements of listed U.S.

Taxes 170

Taxes Bitcoin Capital cryptocurrency 170

PYMNTS

DECEMBER 3, 2020

After the year we’ve seen so far, uncertainty is probably just about the last thing the retail segment wants as a holiday present for 2020. Piatt said those are figures align nicely with recently released National Retail Federation (NRF) data indicating that 39 percent of holiday shopping will happen online this season.

Cards 210

Cards Online Trends Survey 210

PYMNTS

JANUARY 26, 2021

A more independent Alexa, however, is just the start of the new features being rolled out for 2021. Along with the new Alexa capabilities, Amazon is also rolling out its Guard Plus home security subscription service. It seems more digital home oases are on the horizon for 2021.

Millennials 175

Millennials Data Trends Security 175

Abrigo

MAY 24, 2023

Bipartisan support The SAFE Banking Act's long road to the Senate Many in the AML/CFT community have been watching the unfolding of the Secure and Fair Enforcement (SAFE) Banking Act for some time now with no significant progress. banks and about 4 percent of all credit unions actively provide banking services to cannabis-related businesses.

Lending 195

Lending Fraud Operations Ohio 195

PYMNTS

OCTOBER 5, 2020

And CVS in August became the first major retailer to introduce PayPal QR code technology, which it plans to roll out in its 8,200 U.S. For example, PayPal waived transaction fees for QR code sales in May when it introduced QR codes to 28 markets worldwide. “We stand-alone stores. It’s Not Just Customers That Want Them.

Payments 360

Payments Cards Retail Branding 360

PYMNTS

MAY 4, 2020

Mastercard’s European businesses cater to more than 950 million people via business partnerships with retailers, financial institutions (FIs) and other companies. Barnett brings to his new role a deep understanding of emerging payment technologies and 20-plus years of retail banking and payments industry experience, per the announcement.

Operations 141

Operations Regulation Regional Retail 141