PYMNTS

DECEMBER 9, 2020

Clearly there's regional saturation, which leads to consolidation.”. All of these new FinTechs and digital innovators are changing the landscape as the role of payments rapidly shifts in the broader financial services arena. But fast-forward to 2020, and the world is a very different place.

Innovation 306

Innovation Fintech Payments Regulation 306

PYMNTS

JANUARY 18, 2018

Regulation has undoubtedly acted as a catalyst to major financial services trends in areas like small business (SMB) lending, faster payments and, most recently, open banking and collaboration with FinTechs. The results are a bit more varied across the Asia-Pacific region, however, which influences how these FIs invest in innovation.

Regulation 156

Regulation Innovation Fintech Marketing 156

PYMNTS

SEPTEMBER 4, 2019

challenger bank B-North has tapped two FinTechs to power its small business lending and banking operations. The partnerships will enable B-North to accelerate loan processing for small business customers and allow the bank to embrace flexible infrastructure to “future-proof” its operations. In a press release Tuesday (Sept.

Lending 115

Lending Regional Fintech Operations 115

PYMNTS

SEPTEMBER 28, 2020

One area where the pandemic may significantly impact emerging data protection and open banking rules is the Middle East and North African region (MENA). The ongoing pandemic has caused many regulators in the MENA region to examine the digital and open banking infrastructure they have in place. Around The Data Protection World.

Online 151

Online Report Payments Regulation 151

PYMNTS

JANUARY 2, 2020

Banks and FinTechs in the European Union have settled into a period of harmony with the revised Payment Services Directive (PSD2). Regulators are looking to PSD2 as a blueprint as they seek to innovate the way they treat online consumer data, privacy and security in their own regions. and Turkey.

Regulation 131

Regulation California Regional Fintech 131

PYMNTS

JANUARY 7, 2020

Singapore’s FinTech firm ADVANCE.AI , Hong Kong’s financial services company Sheng Ye Capital and Singapore’s firm Phillip Capital are the most recent in a series of contenders for critical business permits in Singapore. Winners will be announced in mid-2020.

Digital Banking 131

Digital Banking Capital Leadership Fintech 131

PYMNTS

JULY 23, 2020

Regulators in Mexico passed a law governing FinTechs in March 2018, just two months after PSD2 went into effect in the European Union, and others in the region have since followed suit. the region. There were 441 FinTechs operating in Mexico in 2019, a 14 percent increase from 2018.

America 165

America Regulation Regional Tools 165

PYMNTS

JULY 22, 2020

FinTech apps, for example, saw a 72 percent increase in usage in the first quarter of 2020 alone. In-branch operations have been severely impacted by the pandemic, with many banks instituting an appointment-only mandate for meetings be tween bank staff and customers to reduce the risk of infection.

ATM 225

ATM Digital Banking Alabama Study 225

PYMNTS

SEPTEMBER 28, 2020

As 2020 limps toward its exhausting conclusion, get ready for a massive rebound in 2021 — for consumer spending , for small- to medium-sized businesses’ ( SMBs ’) top lines, and for the U.S. FinTechs To The Rescue? It's not the responsibility of the FinTech sector to get businesses up and running,” he contended.

Fintech 291

Fintech Examples Industry Management 291

PYMNTS

JUNE 2, 2020

Banking app downloads have increased 60 percent since the pandemic became widespread, with banking app revenue growing 17 percent,” according to PYMNTS’ May 2020 Digital-First Banking Tracker® , a collaboration with NCR. “Consumers are now leaning heavily on digital banking to meet their financial needs.

Digital Banking 133

Digital Banking User Experience Meeting Fintech 133

PYMNTS

JANUARY 2, 2020

Founded in 2018 by former Santander and Atom Bank executives, the FinTech has applied for its banking license. The funding will be used to introduce B-North’s regional “Lending Pods” across Manchester in the second quarter of 2020. Customers will gain more flexibility and access to funds with quick credit decisions.

Lending 131

Lending Regional Study Fintech 131

PYMNTS

DECEMBER 8, 2019

Founded in 2018, B-North is looking to obtain its banking license in the first quarter of 2020. In September, the company announced that it was working with Banking-as-a-Service firm Mambu and cloud-based loan and deposit origination platform provider nCino to power its small business lending and banking operations.

Lending 131

Lending Regional Policies Operations 131

PYMNTS

JUNE 8, 2020

Founded in 2005, the FinTech AffiniPay now processes over $6 billion annually on behalf of 150,000 professionals, according to a news release announcing the appointment. Paytronix clearly delivers value to the market by enabling operators to drive incremental sales and deliver safer environments for staff and guests.”.

Industry 130

Industry Payments Austin Boston 130

PYMNTS

JUNE 6, 2019

LINE Pay, the operator of digital wallet and FinTech services on the LINE messaging app, announced on Thursday (June 6) that it has inked a partnership with Visa to create new financial services experiences for consumers and merchants around the globe. The Visa co-brand program that currently serves 2.3

Fintech 148

Fintech Branding Regional blockchain 148

PYMNTS

OCTOBER 8, 2019

CUs are no longer confined to operating primarily as regional players, moving beyond the confines of original charters that had limited them to, say, specific communities or employers. As has been seen in other industries across financial services, credit unions, too, are consolidating, which means that scale is solidifying, too.

United States 102

United States Millennials Course Lending 102

PYMNTS

FEBRUARY 10, 2017

The region is also home to an active and fast-growing startup scene. Brussels the third wealthiest region in terms of GDP per capita due to this number being twice as high as the European average. The city was ranked as a strong innovator by the latest edition of the Regional Innovation Scoreboard (RIS 2016). environment.

Capital 100

Capital Regional Innovation Fintech 100

PYMNTS

JANUARY 3, 2020

The move follows Hong Kong’s early 2019 decision to issue digital banking licenses as the two economies are strong competitors in the region. And after six months of waiting to see which firms exactly would be competing to snatch up those licenses, the answers started rolling out with the first week of 2020. Grab + Singtel .

Digital Banking 130

Digital Banking Groups Regional Mobile 130

CB Insights

AUGUST 26, 2021

In the fiscal year ending March 2020, SoftBank disclosed a loss of nearly $18B from its Vision Fund 1, with almost $10B in losses coming from WeWork and Uber alone. Many of SoftBank’s portfolio companies operate across a variety of different industries. But SoftBank has wasted no time in seeking returns elsewhere. .

Regional 94

Regional Fintech Analysis Company 94

PYMNTS

JUNE 8, 2020

Many customers want access to convenient, digital financial solutions from FinTechs that are using open banking integrations to provide robust services. A European FinTech reported recently that customers used its apps 72 percent more in just one week.

Security 151

Security Fintech Data Comparison 151

PYMNTS

JANUARY 31, 2020

Some companies have been able to adjust quicker than others, leading to the first-ever fines issued and collected for breach of GPDR within the region. The regulation is now slated to roll out in July 2020, rather than the February 2020 deadline previously proposed.

Digital Banking 136

Digital Banking Guidelines Regulation Data 136

FICO

MAY 18, 2023

The innovative pay-as-you-go solution allows Dock’s clients, including banks, fintechs, and retailers, to intercept fraudulent transactions and protect their operations, while also improving the user experience. Dock began implementing Falcon Fraud Manager in 2019 and added CCS in 2020.

Fraud 52

Fraud Technology social media Innovation 52

Bobsguide

FEBRUARY 22, 2022

Through focused, innovative products, services, and a redefined operating model, BDB has been stimulating and driving entrepreneurial activity in the country. Furthering the government’s vision of moving operations and infrastructure to the cloud, BDB wanted to host the entire core banking platform on a public cloud.

Innovation 78

Innovation Customer Experience Strategy Operations 78

PYMNTS

JANUARY 6, 2020

will be expected to open their platforms and application programming interfaces (APIs) to smaller FinTechs and third-party players in ways that comply with PSD2, potentially including SCA. 1, 2020, and banks and regulators had been ensuring that they will be fully prepared, and most local FIs are already waiting with PSD2-compliant APIs.

Regulation 131

Regulation Industry Data Regional 131

Gonzobanker

DECEMBER 17, 2021

A few years ago, very few people would have guessed that tens of billions of dollars would be invested in fintech vendors and solutions annually – except it happened. 2021 fintech investments, merger activities, and overall focus were off the charts. From nowhere, sizable regional players are being created. THE BANKER AWARDS.

Fintech 147

Fintech Strategy Leadership Lending 147

PYMNTS

JUNE 27, 2019

Digital enterprises are going regional and instant payments are going national (and earlier than originally scheduled). Nubank’s $10B Regional Expansion . Were the deal to go through, Nubank would be the second-highest valued FinTech in the world, trailing Stripe , which is currently valued north of $20 billion.

blockchain 147

blockchain Payments Regional America 147

PYMNTS

MAY 29, 2020

FIs Or FinTechs: Who Will Power Banking’s Big Digital Shift? How are CUs utilizing videoconferencing capabilities on interactive teller machines (ITMs) to maintain their branch operations during the pandemic, and how is biometric technology helping them offer more secure, quicker and touchless ATM services?

Maine 130

Maine ATM Innovation Millennials 130

PYMNTS

NOVEMBER 13, 2017

The competition in India for digital payments dominance got that much more competitive this week with the announcement that PayPal has officially launched domestic operations in India. The Federal Reserve is taking a newfound interest in FinTechs – and the potential disruptions they may be bringing in their wake. PayPal’s India Push.

St. Louis 108

St. Louis cryptocurrency Cyber Security Fintech 108

FICO

JANUARY 13, 2022

A mass of digital solutions and fintech innovations offering real-time Open Banking data alongside transactional insight into customer affordability and vulnerability are being touted to Tier-1 lenders. In September 2020 there were 111 initiatives listed. Changing the Operating Model in Debt Collection.

Industry 52

Industry Operations Regional Analytics 52

CB Insights

FEBRUARY 13, 2020

In an interview at CB Insights’ 2019 Future of Fintech conference, CFO and CPO William Gaybrick indicated that businesses are more constrained by developer resources than by capital. Sigma aims to streamline business operations. The global e-commerce market is currently estimated to be worth $4T in 2020, according to eMarketer.

Online 98

Online Company Retail Payments 98

Tech and Finance

APRIL 29, 2016

In its report on Retail Banking 2020 — Evolution or Revolution, PWC optimistically ignores many of the details of its survey and concludes that banking has a great days ahead. It suggests that top regional banks in the U.S. PWC Retail banking.

Retail 28

Retail Regional Innovation Survey 28

Tech and Finance

APRIL 29, 2016

In its report on Retail Banking 2020 — Evolution or Revolution, PWC optimistically ignores many of the details of its survey and concludes that banking has a great days ahead. It suggests that top regional banks in the U.S. PWC Retail banking.

Retail 28

Retail Regional Innovation Survey 28

Tech and Finance

MAY 7, 2019

ATB has a goal to increase revenues by 40% by 2020 and double the number of deposits with new products. ITSS was named Temenos Regional Partner of the Year 2019. Temenos’ pre-integrated, packaged banking software will provide ATB with faster time-to-market and dramatically reduce operational complexity and costs.

Software 31

Software Digital Banking US Regional 31

Gonzobanker

SEPTEMBER 10, 2019

At 5X Kony’s expected 2020 revenues of $115M, based on other recent deals in the space the purchase price seems like a decent deal for Temenos. “So Any overlaps between Akcelerant in loan operations and Avoka in sales/origination appear to have been sorted out in the Infinity product line. This is yet another fintech deal to watch.

United States 89

United States Texas Austin Kansas City 89

FICO

DECEMBER 9, 2019

Now, what does 2020 promise on the C&R front? Creditors have a lot to grapple with.The SSM Risk Map for 2020 still has NPLs in the mix, especially the execution of strategies to deal with the NPLs. Drastic changes in creditor’s operating models will help debtors — in some places. Here’s what I see. Source: [link].

Analytics 52

Analytics Regional Strategy Regulation 52

Banking 2020

DECEMBER 16, 2014

Telecommunications is also global, for example, but regulated on a regional level. Obvious examples include functions like technology, data, security, finance; and business groups like payments, fintech and retail banking. But this shift has also occurred in more traditional businesses.

Leadership 52

Leadership Regional America Industry 52

CB Insights

DECEMBER 4, 2019

In parallel, Amazon has made several fintech investments, mostly focused on international markets (India and Mexico, among others) where partners can help serve Amazon’s core strategic goal. This report is a collection of everything we know about Amazon’s foray into banking, financial services, and fintech.

Cards 101

Cards Lending Strategy US 101

Independent Banker

AUGUST 31, 2021

One Thursday in October 2020, police officers were called out to the streets near the Augusta Civic Center, where a huge traffic jam had formed. That day’s event was just one of the many ways in which Kennebec Savings Bank stepped up to help its community in 2020. In 2020, Kennebec Savings Bank donated $1.1

Community Bank 196

Community Bank Community National Fresno 196