Tech and Finance

JULY 13, 2016

Regional and mid-tier banks face an uphill battle on the digital front, but have advantages they can capitalize on with some focus and determination. Alarm bells are sounding in boardrooms of regional and mid-tier banks across the U.S. Or at least they should be. The 2016 U.S. Retail Banking Customer Satisfaction Study from J.D.

Regional 28

Regional Mobile Millennials Study 28

NCR

MARCH 23, 2017

Countries like the UK, China and the US are traditionally seen as the powerhouses of the fintech world, but it’s testament to the expanding global presence of this market that the Middle East and North Africa (MENA) region could be its next big growth engine. Up to 250 new businesses could be launched by 2020.

Fintech 45

Fintech Regional Innovation Lending 45

Banking 2020

JANUARY 27, 2016

per cent recorded in 2013. Many nations around the world, both developed and emerging, have enjoyed strong growth in non-cash payments in the past few years, with Germany, the UK, Belgium and France all contributing to an increase of 5.1 The ‘Emerging Asia’ region as a whole saw growth of 21.6 per cent in 2013.

National 40

National Mobile Technology Payments 40

PYMNTS

SEPTEMBER 11, 2019

One of the first neobanks in the region, Nubank , traces its genesis back to 2013, having raised hundreds of millions of dollars to expand across several financing rounds. In addition, passporting can help companies expand services across nations. In terms of technology, APIs help facilitate access to that data.

Digital Banking 160

Digital Banking Millennials Mobile Regulation 160

Abrigo

OCTOBER 9, 2019

In a recent survey by the National Association for Business Economics, 74% of economists who responded expect a recession by the end of 2021. Charge offs were close to zero for most banks since 2013, according to call report data from S&P Market Intelligence. According to economists, a recession is looming.

Data 150

Data Exercises Software Tools 150

CFPB Monitor

APRIL 14, 2016

Before working in government, Mr. Hedgespeth led two different national small business community development financial institution lenders and created several businesses focused on underserved markets at some of the nation’s largest banks. Mr. Schroeder previously served in the same position on an acting basis.

Leadership 60

Leadership Lending Marketing Regional 60

PYMNTS

DECEMBER 5, 2017

Projections from the United Nations show that the total number of online shoppers, as measured globally, should grow by 50 percent between 2013 to 2018 to as many as 1.62 We found that merchants should not strive to offer all payment types in a region or country. Why should retail be any different?

Survey 109

Survey Course Mobile United States 109

PYMNTS

JUNE 20, 2016

Most, the bureau noted, involved requests for wire transfers into bank accounts in Hong Kong and China, though 79 nations were identified within these requests, reports said. businesses last year due to cybercrime , a figure that marks a 22 percent increase in cybercrime in the nation, reports from Get Safe Online and Action Fraud said.

Management 104

Management Bitcoin Survey Report 104

Jeff For Banks

MARCH 29, 2014

It is annual report season, meaning publicly traded financial institutions are finalizing their 2013 numbers and submitting their 10k''s to the Securities and Exchange Commission (SEC). billion during 2013 of which approximately $2.30 In preparation for meetings, I frequently read 10k''s. NYSE: PB) "Prosperity Bancshares, Inc.®,

Strategy 101

Strategy Texas San Antonio Fort Worth 101

Jeff For Banks

FEBRUARY 3, 2018

In 2013, there were 6,812 FDIC-insured financial institutions. Because the nation's balance sheet and income statement is not improving. That yielded 291 total institutions, broken down by region. Some regions are experiencing slightly elevated non-performers from the previous year. Where are we and where have we been?

Taxes 60

Taxes Regional Industry Trends 60

CB Insights

DECEMBER 19, 2019

China and Hong Kong have been no exception to the trend: fintech companies in the region raised a record $26B in 2018, and exits in the sector have been elevated over the past few years. No billion-dollar fintech exits in the region occurred prior to 2017, as shown below. GET THE 88-PAGE q3 2019 FINTECH TRENDS REPORT. Key takeaways.

Fintech 51

Fintech Regional Analytics Groups 51

Bankelele

JANUARY 21, 2015

The local newspapers have an ad by QNB Group ( QNB - Qatar National Bank ). A newspaper opinion piece last year linked QNB with a bid to buy government shares in one of Kenya’s state-owned local banks – one with a regional presence in East Africa.

Regional 28

Regional National Capital Groups 28

PYMNTS

AUGUST 19, 2019

“We continue to see double-digit increases in new customer wins each month, demonstrating continued demand for Zelle from national and regional banks and credit unions.”. First introduced in 2013 alongside the rise of EMV, the service will reportedly be shuttered in favor of a new EMV SRC-based service.

Apple 128

Apple Google Data Cards 128

Jeff For Banks

MAY 2, 2014

The ice storm that hit our region (Philadelphia Region) with damage and over 700,0000 power outages was perhaps the worst storm. The bond markets unwound the benefits of QE during 2013, so it quickly became apparent to the Fed to reduce it. nationally. The constant barrage of snowstorms was mind numbing.

Philadelphia 86

Philadelphia Marketing Pennsylvania Regional 86

American Banker

JANUARY 5, 2017

A California consumer group on Thursday urged the Senate Finance Committee to delay Treasury Secretary-designate Steven Mnuchin's nomination hearing after a leaked 2013 memo described alleged illegal foreclosure practices at OneWest Bank when he was chairman and CEO.

California 42

California Groups FDIC Regional 42

CB Insights

JULY 21, 2017

Earlier this week, Bank Indonesia, the central bank of Indonesia, nominated three companies for its award for the fintech company most supportive of the “non-cash national movement of inclusion.” At risk are the region’s banks, insurers, and even local startups amid an aggressive land grab by larger players.

Fintech 37

Fintech DC Baltimore Regional 37

PYMNTS

MARCH 24, 2016

The world of mobile payments news this week started out in the one region of the world that doesn’t often make much news when it comes to what U.S. In Schulman’s remarks about Cuba, he also shared that Xoom would soon be coming to Cuba in order to make remittances between the two nations faster and cheaper.

Mobile 100

Mobile US Apple Payments 100

American Banker

SEPTEMBER 25, 2016

Bancorp is one of the largest, most respected financial institutions in the country, so it seems almost hard to believe that until Kate Quinn was hired in 2013, it didn't have a consistent branding strategy.

Strategy 28

Strategy Branding Community Bank Regional 28

American Banker

MARCH 18, 2016

The Consumer Financial Protection Bureau claimed victory Friday in resolving a long-standing lawsuit against the bankrupt Nevada debt-relief company Morgan Drexen, which preemptively sued the agency in 2013.

Nevada 28

Nevada Company Regional National 28

American Banker

SEPTEMBER 23, 2016

The subprime auto lender continues to struggle to get its arms around accounting issues that date to 2013.

Regional 28

Regional National 28

American Banker

FEBRUARY 25, 2016

Given the contentious political battle over Cordray's recess appointment and ultimate confirmation by the Senate in 2013, some former officials say it may wait until after the election to make a choice. The Consumer Financial Protection Bureau has not named a permanent deputy director since July. Here's why.

Regional 28

Regional National Regulation 28

American Banker

DECEMBER 22, 2016

The ruling, which can't be appealed, follows a 2013 decision by Spain's highest court that outlawed "mortgage floor" agreements on loans because banks didn't pass along the savings from low rates to customers. The ECJ confirmed the Spanish court decision but also said borrowers could seek reimbursement for…

Payments 28

Payments Regional National 28

Tomorrow's Transactions

JANUARY 13, 2015

Regional, national, local, community, hyper-local? Cumberland Farms, a 600 store gasoline/convenience chain implemented a mobile pay at the pump app back in early 2013. I’m convinced there’s going to be a re-localisation of payments. This provides a useful case study to illustrate my point.

System 30

System Mobile Community National 30

CFPB Monitor

JANUARY 12, 2017

A House Committee Report issued during the last Congress indicates, for example, that “the Obama Administration issued on average 81 new major regulations per year” from 2009 through 2013. 114-214, pt. 1, at 10 (2015).

United States 60

United States Examples Regulation Report 60

Bankelele

OCTOBER 15, 2015

Past incentives don’t seem to have worked and while most manufactured products go to the region, there is completion from India and China – while local companies face poor transport, high input, and high credit cost. In 2012-13 national government was 24% of (XX), today it’s 26%.

Taxes 28

Taxes National Video Regional 28

Independent Banker

NOVEMBER 24, 2014

National Award Recipient. Two years later, Nelson moved as a single mom to Oakland, where she again found a job as a teller at a regional bank. She worked her way up to become a senior vice president and senior manager of that regional bank. —Shirley Nelson, Summit Bank. By Beth Mattson-Teig. Shirley Nelson , Summit Bank.

Oakland 98

Oakland Community Bank Community Industry 98

Gonzobanker

DECEMBER 19, 2016

Mergerama Region of the Year – The Midwest: Huntington-First Merit, Chemical-Talmer, Old National-Anchor … the list goes on. Or the need to take market share in a slowest growth region? Hats off to Fiserv to putting muscle and resources behind the DNA core product acquired from OSI in 2013. Is it in the water?

Utah 60

Utah System Community Marketing 60

Gonzobanker

DECEMBER 19, 2016

Mergerama Region of the Year – The Midwest: Huntington-First Merit, Chemical-Talmer, Old National-Anchor … the list goes on. Or the need to take market share in a slowest growth region? Hats off to Fiserv to putting muscle and resources behind the DNA core product acquired from OSI in 2013. Is it in the water?

Utah 60

Utah System Community Marketing 60

Banking 2020

MAY 14, 2015

This presents a serious problem, as financial institutions are facing the most daunting level of cyber threats they have ever seen: According to the FBI, hackers stole 500 million financial records in a 12 month period spanning 2013-2014, according to the FBI. Bob is Founder and President of KillerIT.

Cyber Security 40

Cyber Security Software Study Industry 40

Fintech Labs Insights

SEPTEMBER 19, 2016

Founded in 2012 and headquartered in San Francisco, California, Ripple demonstrated its technology as OpenCoin at FinovateSpring 2013. National Australia Bank (NAB). Ripple currently features 15 of the top 50 global banks in its global network, with pilot projects for more than 30 banks already completed. Mizuho Financial Group (MHFG).

San Francisco 12

San Francisco New York Financial Technology Technology 12

CB Insights

APRIL 10, 2019

The university was granted a patent around “hallucinating facial features” — a method to help law enforcement agencies identify masked suspects by reconstructing a full face when only the periocular region of the face is captured. Tracking these changes could better position hospital staff to more effectively monitor and treat patients.

Industry 78

Industry Examples Security Technology 78

Independent Banker

FEBRUARY 16, 2015

Sherrod Brown (D-Ohio) appears before ICBA community bankers in 2013 to explain ICBA-backed legislation he co-sponsored that would have increased minimum capital requirements on the country’s very largest banks, as well as provided important regulatory relief for community banks. Shelby: Alabama roots.

Community Bank 70

Community Bank Alabama Ohio Community 70

CB Insights

FEBRUARY 1, 2019

orders, or a daily average of 700,000 orders, in Q3’18, and reached 12M orders on Indonesia’s National Online Shopping Day in December. in 2013 to 15.8% Recent data from Indonesia’s leading e-commerce player Shopee supports optimistic growth prospects. The platform recorded 63.7M Source: Google and Temasek.

Policies 61

Policies Lending Operations Examples 61

CB Insights

JUNE 11, 2018

Baidu has the most extensive mobile maps service in China (called Baidu Maps) and has been working on HD maps since 2013. Additionally, when naming the national champions of AI in November, the Chinese Ministry of Science and Technology designated Baidu as the leader in autonomous driving.

Google 71

Google Industry Software Data 71

PYMNTS

AUGUST 5, 2019

Security is important, though, as the tally of major publicly reported cyberattacks rose 165 percent between 2013 and 2017.

Payments 115

Payments Compliance Operations System 115

PYMNTS

AUGUST 3, 2019

White Castle, a fast-food chain with a much smaller regional footprint, has already rolled out a different Impossible Burger recipe for its signature slider burgers. Given the explosion, and the seemingly genuine enthusiasm for the product, one might wonder if there is a big shift underway in our national eating habits. Then again….

St. Louis 177

St. Louis Maine United States Groups 177

PYMNTS

FEBRUARY 13, 2017

By 2013, those numbers had deteriorated — and by a lot. The “crisis” in traditional retail is one we’ve documented very well over the years — flagging the issue of retail’s death spiral some three years ago when reports about the decline in foot traffic over the holiday season in 2013 surfaced.

Retail 134

Retail Innovation Maine Community 134