PYMNTS

OCTOBER 18, 2017

That’s the trend that led Temenos to reintroduce its Payments Hub solution, first launched in 2013, into the cloud via the Microsoft Azure platform. The cloud has become an increasingly important risk management tool for banks just as it has for companies themselves, the executive noted, thanks to its scalability and affordability.

Risk Management 122

Risk Management Meeting Survey Payments 122

Abrigo

OCTOBER 29, 2014

This metric surged from 2 percent as of June 30, 2013, to 4.4 ” As a regulatory body, the OCC said it will focus on the following to address the increasing risk: • Execution of bank strategic plans and management of strategic risk. • Liquidity risk management and adequacy of contingency funding plans.

Rhode Island 236

Rhode Island District of Columbia West Virginia New Jersey 236

Abrigo

MARCH 2, 2015

percent in Q4 of 2013. This is up from $193 billion as of Q3 2013, and $173 billion the year prior. Recent comments from Darrin Benhart , deputy comptroller for supervision risk at the OCC, highlighted the OCC’s concerns about the evolution of the auto loan market and the risks that are being taken.

Risk Management 150

Risk Management Tools Conference Management 150

Abrigo

APRIL 1, 2015

As noted in the OCC’s document, Common Sense Approach to Community Banking , a bank’s board of directors “must determine whether the risks the bank assumes are warranted, effectively managed, and consistent with safe and sound banking practices.” What is the pace of change in the organization and markets served? Audit committee?

Risk Management 150

Risk Management Community Bank Regulation Boston 150

Abrigo

MAY 5, 2022

Thankfully for bank and credit union executives, lenders, risk managers, and Bank Secrecy Act (BSA) Officers, banking podcasts and podcasts for credit unions are plentiful, and options are growing. or largely focused on the domestic banking market. We have webinars , whitepapers , and other resources to make your job easier.

Community 195

Community Lending Maine Resources 195

Abrigo

NOVEMBER 21, 2014

banks is up $157 billion from the same period in 2013. banks, the list was determined by reviewing a bank’s Q3 2013 C&I loan total alongside its Q3 2014 figure and calculating the percentage increase. Specifically for businesses, are commercial loans on the rise? Nationally, the picture is a fine one.

Lending 186

Lending South Carolina Miami Community Bank 186

BankUnderground

MARCH 6, 2024

Refinancing of bond debt is important as the UK corporate funding landscape has materially evolved since the late 2000s with companies reducing their dependence on bank borrowing and increasing their use of market-based finance (MBF). in 2013 ( Bank Rate of 0.5% as at December 2013 plus high-yield OIS spread of 4.4%).

Policies 74

Policies Lending Data Marketing 74

Celent Banking

JULY 22, 2016

Given the cards' dominance in merchant payments today (at least in the UK, US and quite a few other markets), solutions such as Zapp may be seen as a threat to card-based transactions. As I discussed in another recent blog , Visa controls 97% of the debit card market in the UK.

Cards 100

Cards Case Study Payments Mobile 100

Abrigo

OCTOBER 9, 2019

Charge offs were close to zero for most banks since 2013, according to call report data from S&P Market Intelligence. Institutions utilize current, forecast, and historical market data to put scenarios in context and, in some cases, combine scenarios to assess their impact.

Data 150

Data Exercises Software Tools 150

PYMNTS

MAY 5, 2016

For every new path cut through the market, the retailers standing in the way are cut down. From 2009 to 2013, same-store sales increased by marginal amounts in 2011 only and decreased by 6 percent in 2009, 10 percent in 2012 and 4 percent in 2013. Yes, that seems an appropriately fine number to panic over. April — Vestis.

Retail 100

Retail Branding Denver Management 100

Independent Banker

MAY 24, 2016

This leaves federal crop insurance support as a key risk-management tool. It’s a crucial risk-management tool” for 1.7 Falling crop prices—exaggerated by weak currencies in many foreign markets—are expected to pressure U.S. A total of 300 million acres are covered by crop insurance. Ongoing concerns.

Community Bank 70

Community Bank Kansas City Community Iowa 70

Abrigo

MARCH 18, 2016

“Your marketplace, if you want to look at strategic valuations, is open to about everyone who has a business, so there’s a huge market,” McDaniel said during a recent webinar hosted by Sageworks. There’s a huge opportunity for all of us in the valuation field to assist our owners in valuations and in succession and exit planning.”

Ohio 150

Ohio Meeting Risk Management Video 150

PYMNTS

JULY 24, 2017

Rewind to 2013, Fiserv partnered with a few of its key corporate clients to pilot a digital disbursement solution in the marketplace with a subset of these corporates’ consumers. First, as demonstrated by the homeowner’s insurance hypothetical, different markets have different needs.

Payments 101

Payments Mobile Marketing Examples 101

Jeff For Banks

MAY 2, 2014

The equity markets are reaching new highs, expecting the economy to emerge from the deep freeze in the first quarter. The bond markets unwound the benefits of QE during 2013, so it quickly became apparent to the Fed to reduce it. Bond markets quickly adjusted to rate hikes sooner than expected. in the second quarter.

Philadelphia 86

Philadelphia Marketing Pennsylvania Regional 86

PYMNTS

OCTOBER 10, 2018

billion via business wire fraud between October 2013 and December 2016, the FBI calculated. “More than ever, though, KYC [Know Your Customer] and risk management are critical to protect a financial institution and its customers.” Thieves attempted to steal $5.3 counterparts are not available.

Fraud 116

Fraud Compliance Innovation Payments 116

CFPB Monitor

AUGUST 29, 2016

The CFPB announced that it has entered into a consent order with First National Bank of Omaha to settle charges that the bank engaged in unfair or deceptive acts or practices in connection with the marketing and sale of credit card add-on products and the billing of consumers for such products.

Cards 84

Cards Omaha Policies Compliance 84

CB Insights

SEPTEMBER 22, 2017

Deals to regtech startups have increased steadily (if at times slowly) over the past few years, from 83 deals in 2013 to 147 last year. You can see 100+ startups innovating in this area in our regtech market map.). Using CB Insights data, we dug into deal and funding trends to regtech startups, 2013 – 2017 YTD (9/10/17).

Compliance 46

Compliance Trends Software Capital 46

PYMNTS

OCTOBER 1, 2018

By using funds managed by LCA to benefit its parent company, LCA and Laplanche failed to do so.”. We have full confidence in our new management team and we are a better company today.”. When LendingClub entered the market in 2006, Laplanche had one idea in mind: disrupt the banks. Attorney Alex Tse. “We The Response.

Lending 135

Lending Fraud Management San Francisco 135

Jeff For Banks

JULY 15, 2013

Shell Shocked If you are a fixed income investor, you have seen the worst that the markets have to offer in the second quarter of 2013. You are not alone in trying to understand how quickly the markets changed. We have the strong stock market, but of course that is where Ben Bernanke wanted you to put your money.

Marketing 83

Marketing Dallas Policies Groups 83

PYMNTS

JULY 3, 2017

Even in the quiet seasons, the online travel market is susceptible to the trade winds, and they don’t always blow in agents’ favor. In 2013, new limits were set on the amount merchants were legally allowed to charge customers for paying by credit or debit card, and come 2018, that amount will be slashed to zero.

Online 112

Online Payments Fraud Cards 112

Jeff For Banks

OCTOBER 27, 2013

Throughout the summer, the great bond market selloff of 2013 continued on. Treasuries, Agencies, mortgage backed securities, corporate, municipals- all were battered because the markets believed that the Federal Reserve was about to cut the amount of, or “taper,” its $85 billion of monthly purchases of long term bonds.

Washington 79

Washington Marketing Data Regulation 79

CB Insights

DECEMBER 5, 2017

Assurant most recently made a $5M investment in professional rental management company Vacasa , while AIG made investments in 2015 in construction-site wearable safety firm Human Condition Safety and cyber defense services and compliance firm K2 Intelligence. Investment frequency: Average of 4 new portfolio companies per year since 2013.

Strategy 28

Strategy Marketing Analytics Innovation 28

South State Correspondent

APRIL 11, 2024

The data indicates that, in all probability, you will most definitely get a question about capital management, mostly around buybacks, credit, reserves, and the economy, mostly around what the bank is seeing in their market. The Probability of Bank Earnings Call Questions For any given earnings call, you will likely get 17 questions.

Trends 195

Trends Management Capital Regional 195

Jeff For Banks

JULY 9, 2012

The markets did not care for the Supreme Court decision, with stocks ending slightly down for the day on the prospect of increased taxes. But the markets loved the Eurozone agreement, especially Angela Merkel’s capitulation, and stocks rose about 2.5% and for 2013 by 0.4% Yeah, I agree. to 3% on the last day of the quarter.

Taxes 66

Taxes Washington Risk Management Marketing 66

Jeff For Banks

JANUARY 19, 2013

more “promises,” and a constant flow of new money into the markets. The biggest beneficiary of all this Fed activity has been the stock market—which ended the year at some pretty good “handles,” with the Dow above 13,000, S&P 500 above 1,400, and the Nasdaq above 3,000. 4% in 2013, rather than -1.2% for the whole cliff.

Taxes 71

Taxes Philadelphia DC New Jersey 71

Jeff For Banks

MAY 20, 2017

They need a marketing person to title their reports. To summarize, banking institutions exceeding the concentration levels should have in place enhanced credit risk controls, including stress testing of CRE, and may be subject to further supervisory analysis. The OCC did an excellent analysis of the impact of this guidance in 2013.

Lending 60

Lending Regulation Community Community Bank 60

Jeff For Banks

JANUARY 16, 2016

US stocks fell 6% to 7% during the first week of January, following world stock markets in a downward spiral. Its stock markets are said to have led the world markets plunge, with clumsy attempts by their regulators’ circuit breakers to stem declines actually making them worse. First and foremost, China is at it again.

Community Bank 60

Community Bank Atlanta Data Marketing 60

Jeff For Banks

OCTOBER 11, 2011

Another Volatile Quarter I know I risk sounding too negative, but we cannot seem to shake the crisis mentality that keeps whipsawing bond and stock markets. There has been a lot of talk about rescues from the European Union, but the markets want action. So why were the markets disappointed in the Fed’s forward guidance?

DC 66

DC Security Washington Risk Management 66

Jeff For Banks

JANUARY 12, 2012

These events led to the stock market taking a beating of -12% to -14% in the third quarter, but a fourth quarter recovery of +8% to +12% and a Santa Claus rally of close to +1% saved the day. Actually, the Dow Jones Industrial Average was the only major stock market index in the world to increase in 2011. Volatility, anyone?

National 75

National Groups Survey Marketing 75

Jeff For Banks

JULY 24, 2015

If selling in stocks and bonds begins in earnest over this crisis, we will have some of the first tests of liquidity in the markets since new regulations kicked in and restricted financial institutions from trading or making markets. Large Hadron Collider Update Our favorite machine is back in business- bigger and faster than ever!

Puerto Rico 60

Puerto Rico Community Bank Community Risk Management 60

Fintech Labs Insights

APRIL 27, 2016

“FinTech continues to be at the forefront of innovation, and that requires equally innovative RegTech solutions for risk management, security, and fraud,” Zac Cohen, Trulioo General Manager said. ” Innovation in Money Transfer/FX: Azimo – FinovateEurope 2013. Innovation in Lending: Marketinvoice.

Innovation 12

Innovation Fintech San Jose Cyber Security 12

FICO

JANUARY 15, 2021

In our top post, Vice President and General Manager of Scores, Sally Taylor explained the new FICO Resilience Index, designed to provide lenders with a more precise assessment of consumer credit risk and consumers with demonstrated talent for weathering economic storms greater access to credit. Credit Reporting in the U.S.

Report 59

Report Payments Cards Data 59

Tefkin

MAY 6, 2015

In markets such as the UK, 56% of consumers declared having used a price comparison website in the last 2 years. But that transparency is starting to expand beyond just pricing but how an insurance policy covers an individual’s risk at granular level. Online comparators have brought unheard of transparency in pricing.

Industry 50

Industry Examples Google Big Data 50

Jeff For Banks

OCTOBER 19, 2012

First of all, if they continue to buy securities, they are removing many of the high quality securities from the marketplace, possibly causing a disruption or shortage in the markets. We may be skeptical, but the markets keep telling us: Don’t fight the Fed! So stay tuned! Thanks for reading.

National 79

National Security US Massachusetts 79

Jeff For Banks

OCTOBER 21, 2010

What are the Markets Thinking? Bond markets have been the big winners in the third quarter. Rates have fallen to incredible lows; Pimco, a large money manager, has referred to them as “Eisenhower” lows because they were prevalent in the 1950s. As the outlook improves, these companies will seek higher returns through investments.

Taxes 60

Taxes Marketing Capital Policies 60

Abrigo

JUNE 29, 2022

Both payments and higher prices had helped ag producers in 2020 and 2021 generate their highest levels of net farm income since 2013. Russia’s invasion and policy responses affecting trade sent global commodity markets into turmoil, given those countries’ production and export of wheat, corn, oil, and natural gas. Related Subhead.

Kansas City 195

Kansas City Kansas Lending Oklahoma 195

Gonzobanker

DECEMBER 22, 2015

Community bank marketing resources. With market opportunity heating up and big bank and big credit union competitors hitting hard, too many community banks lack marketing resources … or they have 2X more spending in sponsorships than the campaigns, analytics and digital sales improvements that actually bring in new business. ‘It

Community Bank 60

Community Bank Apple Community Technology 60