Abrigo

OCTOBER 2, 2014

Following the recent financial crisis, the Basel Committee of Banking Supervision (BCBS) set out to “strengthen global capital and liquidity rules with the goal of promoting a more resilient banking sector.” The three pillars include maintaining minimum capital requirements, a supervisory review process and market discipline.

How To 236

How To Capital Community Bank Maine 236

PYMNTS

JUNE 18, 2018

Biz2Credit’s latest Small Business Lending Index found that loan approval rates at alternative lenders stagnated – and at credit unions, they actually fell. Thirty percent of small business loan applications at big banks got approved in May, according to Biz2Credit’s latest Small Business Lending Index.

Lending 112

Lending Community Bank Regional Community 112

PYMNTS

MAY 2, 2017

Auto lending, particularly to subprime borrowers, has been looking especially concerning as delinquencies and default rates have steadily climbed. Add to that the diminished value of used cars — down about 8 percent this year — and auto lenders like Ally Financial are predicting a market that will be contracting this year.

Millennials 103

Millennials Lending Capital Cards 103

BankUnderground

AUGUST 17, 2021

Chart 2 shows that the shock also triggers a substantial and persistent contraction in private banks’ equity capital. This tightening in financial conditions is evidence that the transmission mechanism of monetary policy operates via financial markets and its link with investment.

Policies 100

Policies Capital Comparison Marketing 100

Jeff For Banks

MARCH 20, 2016

After its most recent capital raise in September, SoFi, a marketplace lender that focuses on millennials, has raised nearly $1.5 billion in equity capital since its founding in 2011. billion in equity capital, with a market capitalization close to book value. By comparison, over 100 year old and $7.7

Virginia 60

Virginia Risk Management Capital Comparison 60

Celent Banking

NOVEMBER 17, 2015

In the FinTech space, much of the focus is on consumer-oriented solutions like Mint for financial management, Venmo for P2P payments, and Prosper for social lending. Online small business lending by direct credit providers has especially taken off. Morgan Stanley reports that US small business direct lending grew to around $7.5B

Report 100

Report FDIC Lending Fintech 100

CB Insights

AUGUST 1, 2017

This teardown features annotations & commentary by four Social Capital partners. Thanks to the Social Capital team for updating/confirming their portfolio data on the CB Insights Editor. Social Capital is a VC fund with a focus on healthcare and education. CB Insights Note. Investment syndicates. BEST OF DISRUPTION REPORT.

Capital 34

Capital Software Google Company 34

PYMNTS

APRIL 30, 2018

Marketplace lending. The blockchain can even end world poverty and transform society by making it safer for total strangers to lend each other money — without any third-party intermediary — and without any risk. In 2011, Buffett made a $10 billion investment in the company in support of then-new CEO Ginni Rometty’s turnaround plans.

Fintech 183

Fintech blockchain Lending Digital Banking 183

PYMNTS

OCTOBER 1, 2018

The DOJ investigation centered on whether LendingClub had – between January 2009 to September 2010 – misled its FDIC-insured loan originator, WebBank , leading the bank to underwrite over 200 loans that did not conform to the bank’s lending requirements. Attorney Alex Tse. “We The Response. The Rundown on the Run-up to the Decisions.

Lending 135

Lending Fraud Management San Francisco 135

PYMNTS

SEPTEMBER 14, 2016

referendum would impact the markets, but immediately after the nation voted to leave the European Union, it was too soon to decipher who got it right and wrong. ” But what about SMEs in other geographic markets? Analysts quarreled over how the U.K. Only 10 percent cited political uncertainty as a top barrier. as well as the U.S.,

Survey 100

Survey Trends Capital Lending 100

Abrigo

AUGUST 1, 2022

Consider the potential consequences of using incorrect or misapplied models to conduct stress testing , assess capital adequacy, estimate credit losses, or monitor and manage high-risk customers. SR 11-7, issued by the Federal Reserve and OCC in 2011, is the supervisory guidance on model risk management. Lending & Credit Risk.

Risk Management 195

Risk Management Management Regulation Analysis 195

Independent Banker

SEPTEMBER 22, 2015

Treasury program that’s the well-kept secret in small-business lending. Community banks are vital providers of small-business credit because of their extensive local market knowledge and deep customer relationships. In 2011, the company purchased a Costa Rica-based company with the intention of moving its operations to Rockford, Ill.

Oregon 70

Oregon Illinois Community Bank Lending 70

CB Insights

DECEMBER 4, 2019

In parallel, Amazon has made several fintech investments, mostly focused on international markets (India and Mexico, among others) where partners can help serve Amazon’s core strategic goal. Market strategy outside the US. Through trial and error, the company has set up key financial pillars across payments, cash deposits, and lending.

Cards 101

Cards Lending Strategy US 101

CB Insights

FEBRUARY 13, 2020

This growth has created major opportunities in the payments space, and companies like Stripe — the payments unicorn valued at a masive $35B — are hungry to capitalize on them. Market opportunity. Business lending and corporate cards. Stripe is ramping up its private market investments. Expansion into emerging markets.

Online 98

Online Company Retail Payments 98

BankUnderground

JUNE 9, 2020

The Covid-19 shock had a big impact on stock markets worldwide. Using a newspaper-based Equity Market Volatility (EMV) tracker Baker et al (2020) show that no previous infectious disease outbreak, including the Spanish Flu, has impacted the stock market as powerfully as the Covid-19 pandemic. How do firms shore up on liquidity?

Policies 70

Policies Marketing US Study 70

FICO

DECEMBER 13, 2019

In China, online P2P lending exploded in popularity, with the number of P2P lenders growing from 50 in 2011 to 6,000 in 2015. Then the whole industry imploded when it was revealed that 40% of P2P lending platforms were Ponzi schemes. and China). A Prediction for the 2020s. Disruption-friendly regulations.

Regulation 52

Regulation Fintech Lending Branding 52

PYMNTS

NOVEMBER 28, 2016

Plus, the latest developments on Wells Fargo and what its scandal means for its market peers. corporates over the last five years, a 25 percent increase between 2011 and 2016, according to alternative lender Funding Options. We dive into the latest banking news from around the world. $30

America 100

America Guidelines Report System 100

Fintech Labs Insights

MARCH 2, 2017

Franchise owners will work with local small business owners in their community to support their needs for working capital. The Salt Lake City-based company will support franchisees by giving them access to Lendio’s marketplace and technology, training, marketing tools, national advertising, and partnerships.

Lending 12

Lending Community Training Capital 12

CB Insights

APRIL 17, 2018

For the third consecutive year, we worked with The New York Times to identify and rank the top 100 venture capital professionals from around the globe. Below are the detailed profiles of the Top 20 Venture Capital Partners. PROFILES OF THE TOP 20 VENTURE CAPITAL PARTNERS. Current Firm: First Round Capital (Founding Partner).

San Francisco 71

San Francisco CA Capital Operations 71

PYMNTS

MAY 18, 2018

The move marks Ocado’s first official foray into the American market, and the firm’s fourth international deal overall. while Kroger gets a stake in the company worth about 5 percent of existing share capital, valued at $247.5 market, though Ocado plans to have talks with other U.S.-based million. “The based retailers.

San Francisco 100

San Francisco California Operations social media 100

South State Correspondent

MAY 1, 2024

Gentle Monster Background Founded in 2011 by Kim, Gentle Monster initially struggled to break through against large brands like Luxottica which controls an estimated 30% of the US market, and is behind almost every single designer eyeglass brand you can think of, including Ray-Ban, Oakley, Armani, Ralph Lauren, Chanel, Prada and many more.

Innovation 195

Innovation social media Branding Marketing 195

Fintech Labs Insights

OCTOBER 6, 2016

Today, Financeit pulled in a $17 million venture funding round that was led by new investors Pritzker family business interests advised by The Pritzker Organization and DNS Capital. The new installment boosts the Canada-based company’s total funding up to more than $38 million since it was established in 2011.

Capital 19

Capital Mobile Lending Groups 19

Fintech Labs Insights

FEBRUARY 2, 2021

But given it’s position as powering alternative energy lending at the POS, it seemed to be more the former. The startups is expecting to go public in early 2021 via a SPAC with an estimated market cap of $1.3B. Sunlight Financial : We debated whether NYC-based Sunlight is more fintech or financial institution. values as of 2 Feb 2021).

United States 15

United States Fintech Utah Lending 15

Jeff For Banks

DECEMBER 19, 2015

I chose five years because banks that focus on year over year returns tend to cut strategic investments come budget time, which hurts their market position, earnings power, and future relevance than those that make those investments. Total return includes two components: capital appreciation and dividends. But management went to work.

North Dakota 60

North Dakota Arizona Michigan Florida 60

Fintech Labs Insights

FEBRUARY 2, 2021

But given it’s position as powering alternative energy lending at the POS, it seemed to be more the former. The startups is expecting to go public in early 2021 via a SPAC with an estimated market cap of $1.3B. Sunlight Financial : We debated whether NYC-based Sunlight is more fintech or financial institution. values as of 2 Feb 2021).

United States 15

United States Fintech Utah Software 15

CB Insights

OCTOBER 29, 2018

In a deal that aimed to open the Chinese coal markets, US heavy-equipment behemoth Caterpillar paid $677M in 2012 to acquire ERA Mining Machinery Ltd. The Chinese coal market is one of the biggest in the world and this deal looked like easy money. Date: October 2011. Date: August 15, 2011. HP and Autonomy. ” 11.

Google 76

Google Software Innovation Company 76

Fintech Labs Insights

SEPTEMBER 21, 2020

Founded: 2011. Capital Markets & WealthTech. The UK-based independent fintech industry group attracted 100 entries resulting in 22 finalists across 8 categories, 8 category winners and one overall champion. Founded: 2018. Funding: $1.3M (Jan 2020). Pirkz pitch with Q&A (7 minutes). Winner: QuoteVine. HQ: Bedford, UK.

Innovation 15

Innovation Fintech blockchain Capital 15

Gonzobanker

DECEMBER 19, 2017

Rainbolt has quietly built a community bank in the past 20 years that is closing in on $2 billion of market cap. For 35 years, Wilmers led M&T with creativity, integrity and the “old-school” wisdom of a community banker who created a $26 billion market cap company. Oh, by the way, that Fintech darling of two years ago Lending Club?

Conference 101

Conference Industry Community Bank Community 101

Tefkin

MARCH 12, 2014

In the last years, most of the focus on innovation in financial services has been, it seems, on banking (investing and lending) and payment. To give a few numbers, non-life insurance market world-wide in 2011 was estimated at $1,877.2 The global life insurance market had total gross written premiums of $2,464.2

Comparison 34

Comparison Lending Examples Data 34

Jeff For Banks

OCTOBER 21, 2010

What are the Markets Thinking? Bond markets have been the big winners in the third quarter. Stock markets performed exceptionally well in September after a summer selloff that took the Dow below the 10,000 level again. Still, with stock markets having done so well during September, I would have expected rates to rise somewhat.

Taxes 60

Taxes Marketing Capital Policies 60

Jeff For Banks

OCTOBER 11, 2011

Another Volatile Quarter I know I risk sounding too negative, but we cannot seem to shake the crisis mentality that keeps whipsawing bond and stock markets. Liquidity is becoming a problem for these banks, and with their stocks battered daily, they have no ready sources of capital. in the second quarter of 2011.

DC 66

DC Security Washington Risk Management 66

CB Insights

SEPTEMBER 10, 2019

Being comfortable with the idea of alternative financial systems has opened the door to a variety of innovations, from alternative investment vehicles like cryptocurrency to point-of-sale lending alternatives. Borrowing: Credit-shy millennials embrace PoS lending. Investing: Robo-advisors and micro-investing lower barriers to entry.

Millennials 77

Millennials Mobile Lending Cards 77

CB Insights

DECEMBER 7, 2017

The impact of tech on the mortgage market is still in the early innings. In 2011, three banks accounted for half of new mortgage loans, according to the Washington Post. In 2011, just two of the top 10 biggest lenders were non-bank lenders. Digitally fluent home buyers are entering the market and expect a digitized loan process.

Millennials 69

Millennials Lending United States Technology 69

PYMNTS

FEBRUARY 29, 2016

1 trillion has passed through Citi’s mobile banking solutions for corporates , the bank announced last week, hitting a milestone since CitiDirect BE Mobile launched in 2011. Reports note, however, that the survey was conducted last November, before stock market swings. We break down all the numbers below. $1

blockchain 100

blockchain Lending Payments Mobile 100

CB Insights

MAY 23, 2019

Crescent Ridge Capital Partners’ elaborate Ponzi scheme. Select Investors: AllianceBernstein, Lightspeed Venture Partners, Glade Brook Capital Partners. Actress Jessica Alba founded The Honest Company in 2011 to offer consumers healthy, natural alternatives to heavily processed household goods such as cleansers and toiletries.

Fraud 78

Fraud Las Vegas Company Video 78

Fintech Labs Insights

JANUARY 21, 2022

Their total market value is now $2.1 Total market value. Secondary market May 21. At FintechLab s we maintain a list of 21st-century fintech unicorns* updated constantly ( current list here ). In December, we added 7 new unicorns for a month-end total of 273. trillion, down $110B from last month. Total (Dec 31) = 273.

Fintech 15

Fintech Lending Payments Security 15

Fintech Labs Insights

OCTOBER 19, 2021

Their total market value is now $2.21 Total market value = $2.21 Secondary market May 21. At FintechLIVE we maintain a list of 21st-century fintech unicorns* updated monthly (full list here ). In August, we added 17 new unicorns for a total of 238. trillion, up $100B from last month. 14 born this month (see below). _.

Fintech 15

Fintech Lending Payments Analytics 15