BankUnderground

MARCH 5, 2020

We focus on firm level employment and ask which firms do the most hiring and firing when monetary policy adjusts. Furthermore, do these patterns of responses tell us something about how monetary policy affects the economy? This blurs differences between firms’ access to finance and the market conditions they face.

Policies 55

Policies Regional US Groups 55

PYMNTS

MAY 22, 2020

Treasury’s difficulties getting relief money to individuals, has renewed calls for the government to accelerate its FedNow national real-time payments network, still not expected to be operational until at least 2023. The Fed’s Failure. But the plight of American SMBs and consumers seems more pressing at the moment. Problem No.

Payments 344

Payments Policies Guidelines National 344

PYMNTS

JANUARY 19, 2021

The shift to digital commerce has opened up new markets for companies across all verticals and sizes. But reaching a broader range of consumers, accommodating their payment preferences, and satisfying regulatory and tax issues in unfamiliar territory introduces a host of new operational challenges for these companies.

Branding 322

Branding Taxes Fraud Regulation 322

PYMNTS

MAY 20, 2020

Making cross-border payments in the EU therefore requires interconnectivity between the regions’ various real-time payments rails. SCT Inst was developed in 2017 to establish operational guidelines by which all real-time payment rails in the EU are required to comply. Official guidelines and regulations can only go so far, however.

Payments 210

Payments Guidelines Regional Strategy 210

PYMNTS

DECEMBER 8, 2019

B-North wants to disrupt the £154 billion UK business lending market. The majority of SME lending is via the big High Street banks and our experience shows they often use outdated ‘legacy’ systems, rigid lending policies, and faceless, centralized processing centers. UK-based business lender B-North is looking to raise £1,750,000 ($2.3

Lending 131

Lending Regional Policies Operations 131

PYMNTS

APRIL 27, 2020

the California-based online payments system, on Monday (April 27) released its annual Global Impact Report , which typically highlights the firm’s progress on advancing profitability, promoting a diverse workforce, minimizing pollution and operating responsibly. PayPal Holdings Inc.,

Report 168

Report Community California Regional 168

PYMNTS

FEBRUARY 24, 2020

billion-strong, high-spending consumers and their willingness to adapt to new technologies, trends and products may represent the economy of the future for many banks and businesses, but it is notoriously difficult for firms to enter and compete in this market. Confronting the Chinese Privacy Myth .

Regulation 160

Regulation Policies Data Compliance 160

PYMNTS

MARCH 24, 2020

Business is restricted to drive-thru, carryout and delivery in the United States and select other markets. And the firm noted that the impact on sales is very different by region. In another region, some mayors in important agricultural regions of Brazil are stopping transportation to help stop the virus from spreading.

United States 100

United States Georgia Regional Payments 100

PYMNTS

DECEMBER 2, 2019

China has implemented a new policy requiring citizens who want new phone service to scan their faces to verify identities instead of simply presenting ID cards, according to a report in The Wall Street Journal. The law doesn’t say anything about nationality or mobile virtual network operators, which are in the business of reselling services.

Policies 130

Policies Mobile Maine Fraud 130

PYMNTS

SEPTEMBER 8, 2019

As a matter of policy, we do not provide comment on funding speculation until we have news to announce,” said Allison Van Houten, Getaround vice president of marketing, according to Yahoo Finance. In April, Getaround announced its acquisition of Drivy , a Paris-headquartered car sharing startup that operates in 170 European cities.

San Francisco 125

San Francisco United States User Experience Regional 125

PYMNTS

SEPTEMBER 3, 2019

The Subcommittee also is interested in soliciting input from policy analysts, market participants, and other stakeholders on whether legislative action relating to such mergers is needed to ensure digital markets remain competitive,” Lee said. 24 but didn’t say who the witnesses were going to be, the report noted. .

Minnesota 181

Minnesota Utah social media Regulation 181

PYMNTS

FEBRUARY 22, 2018

Regulatory efforts to promote FinTech innovation, a bustling climate for blockchain and interest from other markets eyeing the region for expansion have all led to Southeast Asia’s impressive standing in this space.

Fintech 104

Fintech Regional Resources blockchain 104

PYMNTS

FEBRUARY 25, 2020

Chinese banking and business practices’ potential impacts are favored topics for bankers and merchants: Changes in this market often have ripple effects on global finances. These are blanket requirements for any company operating in China, meaning foreign firms are also expected to share internal data with the government. and the U.S.

Regulation 140

Regulation Compliance Online Data 140

Abrigo

FEBRUARY 23, 2023

The local decision-making and strong relationships with customers that are hallmarks of small community banks provide leaders with fresh chances to positively affect their towns, cities, and regions while growing a healthy institution. Balance runoff is picking up speed, according to financial consulting firm Curinos. The result? The result?

Community Bank 195

Community Bank Kansas City Community Lending 195

PYMNTS

JULY 17, 2019

In an interview with Karen Webster, Trulioo General Manager Zac Cohen took a multi-market look at government and thematic approaches to setting (and settling on) ID infrastructures. It remains to be seen how such oversight might carry over, or not, into other markets. But looking globally, a fragmented landscape frames the debate.

Course 185

Course Regional Policies Data 185

PYMNTS

AUGUST 9, 2019

HSBC has added six foreign currencies supported by its commercial card products in Europe in support of corporates operating across borders in the region. We now offer a full range of commercial card products to clients across 26 countries in Europe and 43 countries globally, with the same core capabilities in each market.

Cards 100

Cards Management Regional Policies 100

Gonzobanker

DECEMBER 14, 2023

Not the financial industry’s “Troublemakers ” – those regional and community banks, credit unions and supporting fintech entrepreneurs who continue to engage customers and communities and find niches that keep the grassroots of our country’s financial system alive and kicking. billion bank in the Mid-Atlantic region.

Fintech 194

Fintech Community Regional Technology 194

PYMNTS

NOVEMBER 3, 2016

With the recent announcement by Tradeshift that the firm would be expanding its operations into Australia and New Zealand, the firm has brought its strategy to bear on a region that serves as a springboard to growth for its own clients in their pursuit of expanded supply chains and also proximity to Asia.

Regional 100

Regional Policies National Industry 100

PYMNTS

MARCH 13, 2020

Three quarters — or 75 percent — of companies in a poll noted they sidelined trips to Hong Kong, Taiwan, China and other places in the Asia-Pacific region. And Princess Cruises stopped operating its cruise ships for two months after two boats transported passengers who had the virus.

Retail 151

Retail New York City New York Boston 151

Abrigo

APRIL 21, 2023

Kirby “If you do it correctly, you can shrink your scope size and look at riskier portfolios,” said Kent Kirby, a retired banker with 39 years of experience in all aspects of commercial banking: lending, loan review, back-room operations, credit policy, portfolio management, and portfolio analytics. Automation can help here, too.

Lending 195

Lending Risk Management Software System 195

PYMNTS

NOVEMBER 22, 2016

And while that trend is universal, the Asia-Pacific region is a particular hotbed for mobile FinTech. “Recent focus on financial inclusion policies in various countries has given a boost to connecting the unbanked.” million from investors in Thailand, which will also help the company enter the Thai market.

Regional 100

Regional Mobile Payments Trends 100

BankUnderground

NOVEMBER 16, 2023

Company accounts provide a window into how profits have evolved Large companies that are listed on the stock market publish company accounts at regular intervals, which give a summary of their operating performance. Why look at large companies? Value added is defined as EBIT plus total wage and salary costs at the company level.

Company 108

Company Trends Policies Taxes 108

PYMNTS

JANUARY 25, 2017

The past year has seen significant changes in regulatory policy, as well as several market and firm-specific events relevant to the online alternative finance industry,” he said in a statement. Right now, we are seeing a certain amount of model consolidation, reflective of the pre-existing financial structures in their home market.”

America 100

America Lending Regulation Regional 100

PYMNTS

MAY 5, 2019

The New York State Attorney General ( NYAG ) Letitia James wants to see documents regarding an alleged deal made between cryptocurrency exchange Bitfinex and stablecoin operator Tether that “misled their clients and investors.”. And Ripple has announced that Yoshitaka Kitao, Representative Director, President & CEO of SBI Holdings Inc.,

Bitcoin 136

Bitcoin blockchain Massachusetts New York 136

TrustBank

JUNE 3, 2021

If you are looking to buy a house, you have likely observed that the real estate market is very competitive, with increased bidding activity leading to higher prices. One reason that the real estate market is so hot is that there is very low housing inventory available. National Home Price NSA Index reported a 13.2%

Metro 52

Metro Portland United States Washington 52

PYMNTS

MARCH 11, 2020

Regulators are passing stricter policies, as well as cracking down on anti-money laundering (AML), Know Your Customer (KYC) and sanctions noncompliance. Keeping everything safe when operating globally is challenging because there’s no one-size-fits-all profile for a risky transaction or suspicious company, however. About The Tracker.

Fraud 150

Fraud Payments Guidelines Regulation 150

PYMNTS

JANUARY 1, 2021

The operation also will provide traditional banking services, according to the backers. This will allow us to build, scale and offer customized financial and crypto products for the local Indian markets,” said Unicas Chief Executive Dinesh Kukreja said in a prepared statement.

Miami 201

Miami Bitcoin cryptocurrency Florida 201

PYMNTS

APRIL 1, 2020

Network providers are very aware of those procedures, though, and have been actively seeking to claim larger shares of both the payment routing market and resultant revenues through associated fees. Debit cards secured with PINs came into wide use in the 1990s, and regional card networks often processed such payments at the time.

Cards 141

Cards Payments Security Fraud 141

PYMNTS

FEBRUARY 10, 2017

The region is also home to an active and fast-growing startup scene. Brussels the third wealthiest region in terms of GDP per capita due to this number being twice as high as the European average. The city was ranked as a strong innovator by the latest edition of the Regional Innovation Scoreboard (RIS 2016). environment.

Capital 100

Capital Regional Innovation Fintech 100

South State Correspondent

MAY 9, 2022

In this article, we further discuss how the expected monetary policy changes will affect the industry in the next few years, specifically community banks’ deposit betas. The Fed is data-dependent but has reinforced the market’s view of front-end loading interest rates at 50bps per meeting. Influences on Deposit Beta.

Community Bank 195

Community Bank Community Industry Online 195

Gonzobanker

FEBRUARY 8, 2022

COVID may have accelerated things, but talk of booster shots and workplace policies wasn’t the most striking contrast at AOBA 2022. At the same time, Michaud shared compelling data concerning just how big players like PayPal and Square have become relative to the market caps of traditional banks. Let’s put COVID aside for a minute.

Fintech 166

Fintech Customer Experience Conference Technology 166

PYMNTS

MARCH 29, 2018

Like all businesses operating in China, Airbnb China must comply with local laws and regulations,” a company spokesperson told BuzzFeed. In order to keep their Chinese listings on the platform, Airbnb hosts were asked to agree to the new policy. The company raised funds from China Broadband Capital and Sequoia China in 2015.

Regulation 101

Regulation Regional Policies Capital 101

PYMNTS

APRIL 5, 2018

retailers (or any foreign players) to establish a strong presence in the Chinese market. billion worth of emerging market stocks and bonds were purchased by foreign investors in March — an “ impressive ” investment value according to the Institute of International Finance , considering what a volatile month it proved to be.

Retail 115

Retail US Regional Branding 115

PYMNTS

SEPTEMBER 20, 2017

Other hotspots include Canada, Singapore and Hong Kong, marked by relatively liberal immigration policies. . Flywire has also seen growth through agility, sporting short times to market with new features, as students and their families pay for studies abroad. focused operations on the other side of the pond.

Payments 112

Payments Study Regional United States 112

PYMNTS

AUGUST 3, 2020

The 17-person company has to ensure that even farmers in very remote regions of the world — including the Amazon rainforest — can conveniently receive payments, and that it can handle transactions smoothly despite current market disruptions. For cocoa farmers around the world, this is really bad,” he said.

Missouri 204

Missouri Payments Tools Regional 204

FICO

MARCH 26, 2021

Importantly, the user-friendly nature of the platform allows credit managers to implement policies themselves in a matter of hours. One of the key issues was that the systems in place were operating in silos and credit policy was based on regions instead of being individualized.

Policies 52

Policies System Management Regional 52

PYMNTS

JANUARY 14, 2019

The ingredients for a revolution in payments across the region, fueled by demographics and technology, seem to be there. You can imagine how all of these factors will come together to drive eCommerce across the region.”. Africa as next great eCommerce frontier? A Roadmap That Includes Cash.

Mobile 212

Mobile social media Taxes Technology 212