PYMNTS

JULY 21, 2020

Open banking is appealing to financial institutions (FIs) and regulators in many markets, even as the pandemic sweeps across the world. Regulators in other regions, including Latin America, are also shaping and announcing plans to enable open banking and better support digital financial systems.

Mobile 229

Mobile Report America Regulation 229

Perficient

JANUARY 7, 2021

They had to change the way they operate with new social distancing guidelines. Studies show that when you stack up the best-selling EVs against the best selling ICE vehicles, EVs have a lower total cost of ownership. The government has regulations for greenhouse gas emissions, and companies have carbon-neutral goals.

Marketing 309

Marketing Industry Mobile Massachusetts 309

Perficient

APRIL 14, 2022

With the rise in vaccination rates and a hopeful return to a “new normal,” it won’t be possible to put the genie back in the bottle and return to legacy operations. A broad study indicates that 60% of global customers are willing to share data in return for perceived value from their insurance carrier. Understanding Our People .

Strategy 332

Strategy Tools Industry Customer Experience 332

PYMNTS

APRIL 17, 2020

British regulators have given the initial green light for Amazon’s investment in Deliveroo , the London online food delivery company that said it could go bankrupt without an infusion of cash due to COVID-19. On Friday (April 17), the Competition and Markets Authority (CMA), the U.K. s online restaurant market. “As

Regulation 160

Regulation Groups Study Marketing 160

PYMNTS

FEBRUARY 26, 2020

Back then, FinTechs asked for forgiveness instead of permission, rushing headlong into markets, disrupting them and operating in newly invented spheres of finance that regulators barely understood. For a case study in the new privacy rules at scale, people are looking to China and its Multi-Level Protection Scheme 2.0

Regulation 130

Regulation Case Study Fraud Study 130

PYMNTS

OCTOBER 21, 2016

The fleet management market is estimated to grow from $9.54 percent, according to a new study by MarketsandMarkets. According to MarketsandMarkets, the increasing need for operational efficiency is expected to be the primary driver for the fleet management market during the forecast period. billion in 2016 to $27.9

Management 100

Management Marketing Regional System 100

PYMNTS

DECEMBER 24, 2020

These O2C challenges are only compounded for businesses that conduct cross-border B2B payments, as these firms must manage shifting foreign exchange (FX) rates, varying international regulations and other variables to ensure that orders, invoices and payments are accurate. Automation's Expanding Role In The O2C Process.

Company 198

Company Payments Study Tools 198

PYMNTS

AUGUST 4, 2020

The global pandemic has changed commerce fundamentally — a fact confirmed in Visa ’s new Back to Business study. According to the eight-country study, 78 percent of consumers have changed how they pay for things so as to reduce contact in their commerce. That was very evident in the study — and not just in the U.S.

Study 315

Study Survey social media Online 315

South State Correspondent

JANUARY 16, 2024

With the development of the term SOFR market, BSBY offers no perceived advantages over SOFR, Fed Funds, or Prime. BSBY was not well received by US regulators from its inception, but the market eventually embraced SOFR over BSBY. We provide lenders with education and marketing support to sell the ARC program.

Community Bank 195

Community Bank Community Compliance CA 195

BankUnderground

FEBRUARY 5, 2021

Emerging markets (EMs) have become more exposed to the global financial cycle in recent years. In a recent paper , we propose the use of money market rates to measure transmission of global funding shocks to EMs. Money markets have been shown to play an important role in transmission of global funding conditions.

Marketing 101

Marketing Policies Study Tools 101

PYMNTS

SEPTEMBER 28, 2020

Banks, businesses and consumers fundamentally altered how they interacted with each other in the early months of the COVID-19 pandemic — and regulators tasked with making sure their data and payments are kept safe took notice. Regulators in countries like Egypt have only recently rolled out their data protection rules.

Online 151

Online Report Payments Regulation 151

PYMNTS

APRIL 27, 2016

There’s the entrance into new markets and the ability to reach new customers. But, as with any shift beyond the home market, there are growing pains. Not just staffing issues, learning the local culture in a new market and, as is germane for payments, learning the local views on cash, credit and import and export taxes.

Study 100

Study Payments America Regulation 100

PYMNTS

FEBRUARY 24, 2020

billion-strong, high-spending consumers and their willingness to adapt to new technologies, trends and products may represent the economy of the future for many banks and businesses, but it is notoriously difficult for firms to enter and compete in this market. In China, there is [an] ever-shifting gray line,” Chorzempa said.

Regulation 160

Regulation Policies Data Compliance 160

CFPB Monitor

AUGUST 13, 2020

The NCCF was established by the Consumer Credit Protection Act of 1968) to study consumer credit markets and recommend improvements in consumer credit regulations. In addition, the use of computers and communication systems and personnel to operate them also results in fixed costs. A $594 loan required a 103.54

Study 148

Study Survey National Analysis 148

PYMNTS

NOVEMBER 4, 2020

regulators have taken a more hands-off approach by issuing non-binding guidelines, thus allowing industry stakeholders to pave the way forward. regulators acknowledge that although there is a market and demand for open banking, the current regulatory structure prioritizes consumer protection.”. One need only look to the U.K.

US 171

US Boston Regulation Data 171

PYMNTS

DECEMBER 11, 2019

So-called peer-to-peer (P2P) lending has certainly faced challenges in certain markets. We had to deal with credit and trust issues very quickly,” he said, echoing other FinTech leaders and entrepreneurs who operate in the Middle East and in the Gulf countries. “We That doesn’t mean it’s been easy. More Focus on P2P Lending.

Fintech 144

Fintech Lending Regional Regulation 144

PYMNTS

MAY 8, 2020

billion by 2025, according to one study. Supreme Court decision allowed sports betting in 2018 and inspired 2019 laws that govern the fledging industry in 10 states and set guidelines such as how online casinos can operate and how sports betting would be taxed. Such sites are expecting major growth in the U.S., million in March 2019.

Online 176

Online Industry New Jersey Pennsylvania 176

PYMNTS

JULY 23, 2020

Regulators in Mexico passed a law governing FinTechs in March 2018, just two months after PSD2 went into effect in the European Union, and others in the region have since followed suit. This steady march toward online banking tools has played a key role in how Brazil’s regulators are structuring its open banking rules.

America 165

America Regulation Regional Tools 165

South State Correspondent

OCTOBER 26, 2023

As can be seen, the conference largely revolved around payments, artificial intelligence, fintech partnerships/management, regulation, and fraud/identity in its various forms. The topics were perfect, and there were some great case studies, but the substance was standard, bordering on underwhelming.

Conference 221

Conference Las Vegas Fraud Case Study 221

CFPB Monitor

NOVEMBER 24, 2014

A study of indirect auto financing commissioned by the American Financial Services Association found that the CFPB’s proxy methodology for measuring disparities in auto dealer reserve is “conceptually flawed in its application and subject to significant bias and estimation error.” Cubita and John L. Culhane, Jr.

Study 68

Study Analysis Regulation Analytics 68

PYMNTS

JULY 12, 2018

New York’s Department of Financial Services is recommending that online lenders are subjected to the same scrutiny and regulations that traditional banks face. Cuomo on June 1, 2017, required DFS to study online lending in New York State and submit a report of its findings. A bill signed by Governor Andrew M. Superintendent Maria T.

Online 100

Online New York Lending Regulation 100

PYMNTS

SEPTEMBER 24, 2020

FIs that offer remittances must also comply with a variety of regulations intended to help ensure that terrorists and other criminals are unable to abuse the services to finance illicit operations and hide ill-gotten funds. Maintaining compliance with these important regulations can be challenging, but FIs cannot afford to slip up.

Compliance 223

Compliance Tools Fraud Regulation 223

PYMNTS

FEBRUARY 28, 2019

Platforms need to pay careful attention to fraud across dozens of markets, meaning the ability to detect and manage fraud will only become more crucial as the sharing economy grows. Airbnb on Payments, User Friction and Security Challenges in a Global Market. To read the Case Study, download the Playbook. About the Playbook.

Payments 183

Payments User Experience Training Case Study 183

PYMNTS

JULY 14, 2016

At the intersection is Shannon Long, CEO of Brew Export, a turnkey service that handles legal, shipping and marketing logistics for U.S. Here’s a preview: Like with any cross-border endeavor, however, Long’s operations occasionally run into roadblocks. breweries that want to gain exposure abroad. eCommerce opens borders.

Study 100

Study Regulation Taxes Marketing 100

NCR

APRIL 6, 2018

The new regulations came into effect on January 13th 2018. Is it possible that some banks could become ‘wholesalers’, looking after the core regulated banking functions, while others take on the role of ‘retailer’? Accenture provided some evidence to back up this trend in a recent study on open banking.

Retail 69

Retail Marketing Regulation Trends 69

Gonzobanker

MAY 4, 2022

Regulations – The practical application of regulations to specific situations at the institution requires deep “inside” knowledge. Digital marketing – This is simply too new an area for there to be loads of potential applicants with loads of expertise/experience. And they vary by FI.

Training 142

Training Survey System Data 142

PYMNTS

MARCH 3, 2020

A recent study found that 75 percent of this generation’s members visit financial institutions (FIs) at least once per month. Digital-first transformations can improve personalization and operating efficiencies, but they also bring challenges, including adoption-related costs and new avenues for fraud.

ATM 151

ATM Fraud Study Regional 151

BankBazaar

NOVEMBER 22, 2021

IPO involves complex regulatory filings and months of negotiations with underwriters and regulators. Additional Reading: Should You Use A Personal Loan To Invest In The Stock Market? According to a study, investment banks can charge fees of up to 7% of gross IPO proceeds. How is SPAC better?

Case Study 122

Case Study Study Company Regulation 122

Insights on Business

JULY 30, 2019

Regulators in the US and across the globe are supporting and even encouraging experimentation with new ways to handle financial crime detection, operations and management. As regulators see the initial application of AI in some firms, they will begin expecting it at others. But the most important statistic was 87%.

Study 107

Study Survey Regulation System 107

PYMNTS

OCTOBER 15, 2020

Size and market share are likely to be determining factors in who ends up on the “Big Tech hit list.”. House of Representatives antitrust subcommittee published its report on larger technology firms and competition in digital markets. According to reports, the new rules would also change the way these firms gather and use data.

Report 100

Report US Google Apple 100

PYMNTS

NOVEMBER 26, 2018

“In addition, fraudsters use the lure of coin offerings and the promise of new currencies to bilk unsuspecting investors, promote scams and engage in market manipulation.”. In terms of cross-border activity, lenders that operate with the U.K. as their home base must have EU subsidiaries in place.

US 146

US United States Regulation cryptocurrency 146

PYMNTS

AUGUST 30, 2019

In a new PYMNTS interview with Karen Webster, Ryan Frere, the vice president of global payments at Flywire , made one of the latest cases we’ve heard about why Vietnam not only matters when it comes to payments and commerce, but why that country and that market is significant to all the things that are important to the digital economy.

Payments 192

Payments Mobile Trends Study 192

PYMNTS

MARCH 18, 2019

A new study by the Organisation for Economic Co-operation and Development (OECD) shows that trading in pirated and counterfeit goods has risen significantly, according to a report in the Financial Times. The increase has the effect of stifling a global economy driven by innovation and new ideas.

Report 124

Report Innovation Study Security 124

Abrigo

JUNE 23, 2020

As most operations have shifted to a digital-first world due to the coronavirus pandemic, institutions have had to adjust and adapt new technologies to stay competitive and thrive during these times. They will also provide you with resources (blogs, case studies, webinars, white papers, etc.) BSA Rules and Regulation.

Software 195

Software Community Fraud Resources 195

PYMNTS

NOVEMBER 27, 2019

The bigger players take up more space at the table, and, for various reasons, often face fewer barriers to market entry and expansion than small- and medium-sized businesses (SMBs). A recent study on the region showed that almost 65 percent of entrepreneurs in the UAE think banking is their biggest challenge. New Venture.

Fintech 167

Fintech Regional Regulation ATM 167

PYMNTS

AUGUST 9, 2019

But it’s the retailers that are going to be affected if they don’t comply with new regulations. In an interview with PYMNTS , Ekata CEO Rob Eleveld explained how all the talk about exemptions and extensions just illustrates the complex ecosystem in which payments operates. 14 deadline. Good News and Bad News.

Compliance 152

Compliance Regulation User Experience Retail 152

Jeff For Banks

FEBRUARY 6, 2011

The productive view about the similarity of EAs is why haven’t we been doing some of the things required by regulators in the first place? Banking is a highly regulated industry, and has been since the Great Depression. Given the highly regulated environment, bankers are kept in a tight box of things they can and can’t do.

Regulation 70

Regulation FDIC National Capital 70