PYMNTS

APRIL 16, 2019

Another recently introduced piece of legislation aims to protect individuals by regulating facial-recognition cameras. While security concerns remain, the IoT market is continuing to expand. IoT-related revenue grew by 15 percent in 2018, according to an industry study. About the Tracker.

Regulation 204

Regulation Data Nevada blockchain 204

PYMNTS

SEPTEMBER 30, 2020

Consumers and businesses have been moving online in recent years, and regulators from the European Union to the Middle East and North Africa (MENA) region have worked to keep up with this migration. The pandemic is dramatically altering how merchants can transact, which data they can store and where they can store it, however.

Regulation 175

Regulation Data Regional Examples 175

PYMNTS

APRIL 24, 2019

Regulators want to have a greater stake in the way sharing platforms operate. Many of these regulators also now expect sharing and payment services to comply with shifting data regulations, like GDPR. Read more about Hostelz.com and its move to a payment-free platform in the Playbook’s case study.

Marketing 179

Marketing Regulation Case Study Security 179

PYMNTS

JANUARY 7, 2019

In Ireland, reported CryptoGlobe , the Irish cabinet has approved legislation that will bring more regulation to the sector. Separately, in India, the action toward crypto regulation seems to be … inaction. Frankly, recent market movements have not given us any reason to be concerned,” she said. In the U.S.,

Regulation 151

Regulation cryptocurrency National Capital 151

Jeff For Banks

APRIL 6, 2021

Note that the study was limited to Federal Housing Administration (FHA) loans. The study analyzed FHA lenders that were subject to CFPB oversight, which were non-bank FHA lenders and bank FHA lenders with greater than $10 billion in total assets. Conclusions The study revealed intended and unintended consequences. as low as 500.

Regulation 78

Regulation Philadelphia Study Lending 78

PYMNTS

SEPTEMBER 16, 2019

17) will discuss the fraud problem stemming from influencer marketing. The event strives to unite the worlds of communications and marketing to stimulate conversations about digital marketing and influencer campaigns, PR Daily reported on Monday (Sept. The first Influencer Fraudnomics Summit in New York City on Tuesday (Sept.

social media 150

social media Regulation New York City Baltimore 150

PYMNTS

NOVEMBER 9, 2020

Regulation. EU Gears Up To Propose New Big Tech Regulations. The European Commission has rolled out high-profile probes into firms such as Google, Apple, Facebook and Amazon over worries that their market supremacy is negatively impacting competition. Australian Regulator Looks Into Merger Law Changes.

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Regulation social media Compliance California 211

PYMNTS

AUGUST 6, 2020

Artificial intelligence (AI) is also driving payments innovations, with a study finding that it could add $1.2 Corporates crave fast payments from banks, but financial institution (FI) payments are often hamstrung by regulations and cross-border frictions that FinTechs do not face.

Regulation 245

Regulation Payments Innovation Fintech 245

CFPB Monitor

NOVEMBER 28, 2022

On November 17, 2022, the Consumer Financial Protection Bureau (“CFPB”) announced in a blog post that it is in seeking to build a new data set that “will allow for a more robust understanding of market trends” in the auto market. But, despite its size, we know much less about the auto lending market.

Data 147

Data Marketing Lending Trends 147

PYMNTS

FEBRUARY 28, 2020

The JFTC said that Rakuten’s new initiative could be a disadvantage to some sellers on the site, and that it is still studying what impact the move would have on the market as a whole. The organization is the watchdog for business practices in the country.

Regulation 131

Regulation Maine Study Retail 131

South State Correspondent

MAY 15, 2024

Regulators are focused on certain CRE concentrations and categories (such as office and multifamily). While this study dealt with equity investments, the correlation with bank assets would be highly transitive. The geographic diversification argument has been studied extensively. However, there is an especially important caveat.

Community Bank 195

Community Bank Community Lending Study 195

South State Correspondent

MAY 15, 2024

Regulators are focused on certain CRE concentrations and categories (such as office and multifamily). While this study dealt with equity investments, the correlation with bank assets would be highly transitive. The geographic diversification argument has been studied extensively. However, there is an especially important caveat.

Community Bank 195

Community Bank Community Lending Study 195

PYMNTS

NOVEMBER 23, 2020

A recent report released by the United Nations found that 132 out of 194 countries have now introduced data protection regulations of some kind, all varying in terms of what type of information they protect and the severity of their restrictions. Meanwhile, other markets are continuing to adjust with their own data protection laws.

Industry 298

Industry Regulation Data Study 298

PYMNTS

AUGUST 20, 2020

A recent study found that 32 percent of U.S. The jump in online fraud represents a growing problem for both merchants and banks as well as the regulators tasked with monitoring digital transactions. Both fraudsters and regulators are responding to consumers’ and merchants’ payment needs, which dramatically shifted nearly overnight.

Data 289

Data Fraud Regulation Online 289

PYMNTS

SEPTEMBER 12, 2019

Facebook’s Libra project has renewed focus on how cryptocurrencies are regulated, with current rules on the sector patchy and varying from country to country. A 2019 study underscored this point, discovering that even though the AML software market is slated to grow 15.25 The drivers of AML initiatives in the U.S.

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cryptocurrency Regulation Compliance blockchain 116

BankUnderground

JANUARY 21, 2021

But how much competition in insurance markets is there? There are very few studies that address this question (see here for a summary), unlike for banking where there is a wide literature. However, competition regulators have found practices in specific markets that harm consumers. Why did we carry out the research?

Marketing 104

Marketing Analysis Policies Regulation 104

PYMNTS

FEBRUARY 5, 2018

Last month, Canada’s Competition Bureau released its final study on tech-led innovation in FinTech, offering regulators some thoughts on competition in the payments sphere, along with suggestions on where the competitive landscape could be improved. Canada might be viewed as a different market when it comes to financial services.

Regulation 103

Regulation Bitcoin Innovation Study 103

PYMNTS

DECEMBER 15, 2017

The concern, hinted the newswire, means that bitcoin and other financial innovations might be more closely regulated in the future. As Reuters stated, the watchdog is being watched to see if there will be a pullback in financial regulations. Any revisions must come from at least five of the 10 members on the FSOC.

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Regulation Innovation United States Bitcoin 117

PYMNTS

NOVEMBER 19, 2018

He continued, “In addition, fraudsters use the lure of coin offerings and the promise of new currencies to bilk unsuspecting investors, promote scams and engage in market manipulation.”. laws for anti-money laundering (AML) regulate digital currencies, per CoinDesk. As it stands, the U.S.

Regulation 148

Regulation Bitcoin Study cryptocurrency 148

PYMNTS

NOVEMBER 14, 2017

The recent release of a study by the Cleveland Federal Reserve has managed to increase the decibel level of that debate. The Cleveland Federal Reserve Bank captured a lot of headlines with the release of its online lending study – particularly due to its use of the words “predatory” and “needs additional regulation.”

Study 101

Study Lending Cleveland Online 101

PYMNTS

JULY 27, 2018

watchdog in charge of investor oversight proposed tough new regulations regarding peer-to-peer (P2P) lending platforms, in a bid to help consumers wade through the new landscape, according to a report by Reuters. has also sought clarity on regulations as a means to better compete against established banks.

Lending 102

Lending Regulation Fintech Study 102

PYMNTS

AUGUST 24, 2020

Marketplaces must often manage currency conversions and meet other localized payment preferences that vary by market. Global markets are volatile, and hirers and freelance tutors are likely to value the transparency of having prices and payments listed in their domestic currencies. Delivering On Digital Demands .

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Study Payments Meeting Online 152

PYMNTS

FEBRUARY 24, 2020

The move, if approved by Haoxiangni shareholders and China’s top market regulators, would make Pepsi “China’s leading consumer-centric food and beverage company.”. China’s snack market is very profitable and grew 400 percent from 2006 through 2016, according to a study in 2019 by China’s Ministry of Commerce.

Marketing 130

Marketing Regional Study Course 130

Abrigo

DECEMBER 1, 2022

Takeaway 2 A recent study resulting from the AMLA has highlighted several ways criminals are using art to launder money. . The fact that this market has been loosely regulated in the United States leaves the industry open to illegal actors in the dark market and open trade, such as auction houses and the internet.

Regulation 195

Regulation Study Training Resources 195

Abrigo

DECEMBER 23, 2022

Our top ten blogs were created by Abrigo's team, which includes former bankers, regulators, and industry experts. Takeaway 1 Changing economic landscapes, investment markets, interest rates, customer demand, mergers, and acquisitions affect ALM decisions. Would you like other articles like this in your inbox?

Resources 195

Resources Risk Management Study Strategy 195

BankUnderground

SEPTEMBER 14, 2023

Yuliya Baranova, Eleanor Holbrook, David MacDonald, William Rawstorne, Nicholas Vause and Georgia Waddington The functioning of major government bond and related repo markets has deteriorated on several occasions in recent years as trading demand has overwhelmed dealers’ intermediation capacity.

Marketing 99

Marketing Policies Capital Georgia 99

PYMNTS

APRIL 20, 2020

Two law researchers say regulators should take the cryptomarket into serious consideration, according to an Oxford Law blog post. And they noted that many studies find a weak correlation or no correlation between the cryptomarket and the stock market. As a result, investors might find a safe haven in them.

blockchain 151

blockchain Marketing Bitcoin Policies 151

PYMNTS

JANUARY 31, 2019

According to a study by the accountant firm Price Bailey, restaurants are struggling because of the proliferation of delivery apps, and also the saturation of the market. Many middle-market eateries expanded too quickly, Price Bailey said, and that meant too many restaurants were fighting for the same customers.

Marketing 143

Marketing Study Data Examples 143

PYMNTS

JULY 21, 2020

Open banking is appealing to financial institutions (FIs) and regulators in many markets, even as the pandemic sweeps across the world. Regulators in other regions, including Latin America, are also shaping and announcing plans to enable open banking and better support digital financial systems.

Mobile 229

Mobile Report America Regulation 229

Perficient

JANUARY 7, 2021

Studies show that when you stack up the best-selling EVs against the best selling ICE vehicles, EVs have a lower total cost of ownership. The government has regulations for greenhouse gas emissions, and companies have carbon-neutral goals. What about the cost-savings that come with EVs, like not having to fill up or get oil changes?

Marketing 309

Marketing Industry Mobile Massachusetts 309

Long Lasting Ideas

JUNE 28, 2018

Subprime mortgages, greedy big banks and brokered deposits were at the root of the 2007 financial crisis, or so goes the case of federal regulators who helped saddle institutions big and small with Dodd- Frank. But a recent study by a former bank regulator and respected scholar, James R.

FDIC 49

FDIC Study Marketing Strategies Regulation 49

PYMNTS

SEPTEMBER 4, 2018

A new report says that India’s e-commerce market could hit $150 billion by 2022 due to rising incomes and a boost in Internet users. In addition, the study predicts that the number of Internet users will nearly double to 850 million in five years from 450 in 2017.

Marketing 128

Marketing Retail Leadership Study 128

PYMNTS

FEBRUARY 15, 2017

Aiming to beef up security in connected and driverless cars , a group of lawmakers have introduced a bipartisan bill in the House of Representatives that would put the National Highway Traffic Safety Administration (NHTSA) in charge of studying security issues for cars and trucks that are connected and eventually driverless.

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Study Security CA National 120

CFPB Monitor

SEPTEMBER 27, 2021

Omarova is currently a law professor at Cornell University, where she serves as the Director of the Program on the Law and Regulation of Financial Institutions and Markets of Cornell’s Jack Clarke Institute for the Study and Practice of Business Law. Before joining academia, Ms.

New York 148

New York Study Regulation System 148

BankUnderground

JANUARY 19, 2023

To what extent are prices of Environmental, Social and Governance (ESG) assets driven by the sentiment of market participants, as opposed to economic fundamentals? To answer this question, I make use of Natural Language Processing ( NLP ) tools and an original corpus of tweets to capture market sentiment around climate change.

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Marketing Analysis Policies Tools 91

PYMNTS

SEPTEMBER 18, 2017

The credit bureaus were included in the CFPB’s scope of oversight in 2012, and she’s asked the agency to let her know what additional power it might need to better regulate the credit reporting agencies going forward. There aren’t many markets where consumers actually have little to no other choice, but this is one of them.

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Report Regulation Data Retail 202

PYMNTS

JULY 26, 2016

Digital currency is all the rage among a small section of the population, but it’s about to get more mainstream with the launch of the first regulated bitcoin product in Europe. Dubbed BitcoinETI, it will be available through regulated brokerages across Europe. The settlements will be taken care of by Clearstream and Euroclear.

Bitcoin 100

Bitcoin Regulation Study Online 100