South State Correspondent

JANUARY 4, 2023

The irony here is that more than half the banks we recently surveyed had some goal and metric around asset growth. While the current growth rate needs to be left to each bank based on their capital cost, market, and risk tolerance, the general guide is that growth should be in the 3% to 5% range for this year.

Community Bank 195

Community Bank Capital Training Lending 195

CFPB Monitor

AUGUST 13, 2020

The article begins with a discussion of a 1972 report issued by the National Commission on Consumer Finance (NCCF). The NCCF was established by the Consumer Credit Protection Act of 1968) to study consumer credit markets and recommend improvements in consumer credit regulations. A $594 loan required a 103.54

Study 148

Study Survey National Analysis 148

Abrigo

SEPTEMBER 16, 2019

More than two-thirds of community banks surveyed for the Conference of State Bank Supervisors (CSBS) Community Bank Sentiment Index indicated they expect business conditions will be the same or better in the next 12 months. Is the current period a good time to expand your operations? Grow your loan portfolio. Learn More.

Community Bank 150

Community Bank Community Policies Survey 150

PYMNTS

JANUARY 14, 2021

percent market rate that the National Retail Federation (NRF) had predicted, according to the release. PSCU found that holiday purchases took place much earlier in November compared to past years as merchants marketed “Black Friday” sales at the beginning of November to contend with market uncertainty amid the coronavirus.

Innovation Strategies 155

Innovation Strategies Cards Analytics Survey 155

PYMNTS

MARCH 12, 2020

billion in revenue and cost $5 billion to operate. However, USPS officials, postmasters GAO surveyed, and stakeholders GAO interviewed said that additional offerings may generate minimal revenue, and that USPS may face factors limiting the viability of these offerings.”. It recommends that the USPS weighs the costs and benefits.

Retail 169

Retail US Survey Examples 169

Accenture

SEPTEMBER 13, 2019

Working directly with our financial services clients on strategic, operational and technical issues, he is on the front lines of the evolution of real-time payments. The global real-time payments market is projected to reach about $26 billion by 2023. ². First, there is the immense market size and its inherent complexity.

United States 151

United States Payments US Survey 151

Gonzobanker

MAY 4, 2022

Every year, Cornerstone Advisors conducts a survey of community-based financial institution CEOs that asks what their top concerns are. The 2022 survey produced the biggest one-year change we have ever seen. combined with strong knowledge of the peculiarities of the markets, products, and systems at the bank.

Training 154

Training Survey System Data 154

PYMNTS

DECEMBER 5, 2018

The nation continues to push against cash in favor of digital payments, while both the government and private sector continue to fuel FinTech innovation. It hasn’t been easy for the nation’s small businesses, however. “Where there were 15 workers before, now there are three. Soon, we might have to ask them to go home.”

Innovation 171

Innovation Survey Operations Community 171

PYMNTS

FEBRUARY 1, 2021

This update … is another way people can shop with Black businesses across Google’s products and platforms,” Attica Jaques, Google's director of brand marketing, consumer apps, said in a blog post on Monday (Feb. The search giant is planning to wrap up Black History Month with a national Black Small Business Meetup on Feb.

Google 159

Google Training Resources Survey 159

PYMNTS

APRIL 22, 2016

The corporate treasurer at the multinational corporation is facing a particularly fierce global market today. Corporate hedging, key for businesses that need to minimize exposure to forex risk, is critical for a company doing cross-border operations. The FX Market Has Changed. All of that impacts the FX market.

Marketing 100

Marketing Security Technology Fintech 100

PYMNTS

SEPTEMBER 7, 2020

unemployment rate, even as the nation engages in its annual celebration of workers. And in the case of a labor market that’s gone topsy-turvy in recent months, that silver lining is the raw creativity of America’s workforce in finding work, even when traditional jobs are hard to come by. Survey-Takers . In fact, many U.S.

District of Columbia 220

District of Columbia Washington Survey Course 220

PYMNTS

OCTOBER 8, 2020

And restaurant operators are aware. We want restaurants to work so badly that we are willing to lie to ourselves,” Heather Mojer, co-owner and beverage director at Boston-based Big Dipper Hospitality Group , operator of the Café Du Pays, Mamaleh’s Delicatessen and State Park restaurants, wrote in an Instagram post. “We We’ve had it.

San Francisco 291

San Francisco Boston Operations Report 291

Independent Banker

NOVEMBER 30, 2022

Clockwise from top left: Grand Ridge National Bank, Wheaton, Ill.; In our annual workplace survey, employees of ICBA’s best community banks to work for told us they benefit from engaging cultures, opportunities for advancement and innovative benefits. We don’t operate from a position of fear.”. Grand Ridge National Bank.

Community Bank 169

Community Bank Community Montana Leadership 169

PYMNTS

DECEMBER 8, 2020

economic slowdown fueled by the COVID-19 pandemic is likely to continue into 2021 but could start bouncing back by mid-year as the population gets vaccinated, according to a December survey from the National Association for Business Economics (NABE). Top Chinese Watchdog Warns More Big Tech Rules Looming.

San Francisco 130

San Francisco Community Bank Video Capital 130

PYMNTS

MAY 7, 2018

Whether robots will take our jobs or take over the mundane tasks for humans to shift to more strategic operations, one thing is for sure: Automation is changing the workforce. The survey of 550 small business owners and managers found, overall, that these professionals have a positive outlook regarding automation.

Community 117

Community Big Data Survey Tools 117

Abrigo

FEBRUARY 25, 2022

Nearly 90 of 100 bankers surveyed during a recent Abrigo webinar said their institutions plan to increase the volume of small business lending or commercial lending this year. Indeed, some bankers are already giving up spreads in order to win loans, according to the January Fed Senior Loan Officer Survey. Lenders Easing Terms.

Lending 195

Lending St. Louis Community Survey 195

PYMNTS

JANUARY 28, 2019

Corporates aren’t prepared to tackle the headwinds of market risks, according to two separate reports released last week. The report explores how companies in G20 nations are preparing for risks related to technological disruption, regulation and cybersecurity. .”

Management 145

Management Risk Management Survey Security 145

PYMNTS

AUGUST 14, 2020

For the entire nation. As a bellwether of the category, AMC is being closely monitored by market watchers. PYMNTS reported in June on the chain’s SEC filing , stating that “we have never previously experienced a complete cessation of our operations, and as a consequence, our ability to be predictive is uncertain.”.

Florida 247

Florida National Report Operations 247

PYMNTS

MARCH 12, 2020

The uncertainty injected into the market, as Ning Wang, co-founder and chief business officer at PingPong , told Karen Webster in a recent conversation, is having undeniable effects worldwide – which are not likely to wear off anytime soon. PingPong did an exclusive survey of 500 merchants about their inventory level and sales expectation.

Innovation 283

Innovation Policies social media Examples 283

PYMNTS

OCTOBER 1, 2018

63 percent of SMBs sought a loan for working capital needs last year , including payroll, inventory and supplies, according to new data from S&B Global Market Intelligence. Nearly half of the small business borrowers surveyed said the main reason they haven’t used a digital lender is because they are unfamiliar with them.

Lending 115

Lending Survey Data National 115

PYMNTS

MARCH 6, 2019

As the Associated Press reports , China will stop demands that overseas firms give access to their trade and tech secrets to the government — a handover that up until now has served as a key to enter the much coveted Chinese market. Policymakers are now meeting at the National People’s Congress. The Tech Landscape.

United States 139

United States Policies Survey Meeting 139

PYMNTS

APRIL 30, 2018

National Small Business Week is this week in the U.S., But analysts from Bank of America, Square, Navcom and the National Association for the Self-Employed warn that challenges for some SMBs have reached new heights, too. and global stock markets are also top concerns among entrepreneurs surveyed by the bank.

Taxes 144

Taxes America National Community 144

PYMNTS

JUNE 3, 2020

His ringing endorsement of the luxury goods market, released yesterday as his annual letter to shareholders , was a clarion call to the frontlines of retailing during a decidedly difficult time. percent over 2018 to $2.647 billion, adjusted operating margins reached 14.3 No one ever said RH Chairman and CEO Gary Friedman was shy.

Retail 130

Retail Online Marketing Study 130

Perficient

OCTOBER 1, 2020

A recent McKinsey survey anticipates that 40% of physicians are now more likely to refer their patients to nonhospital facilities for procedures and office visits post- Covid. It soared to more than 50% in early April and now sits at 18% nationally. This is important because it builds resilience in health care delivery. .

System 364

System Examples Industry Operations 364

PYMNTS

AUGUST 20, 2018

Consider India, where EY estimates in a recent survey that in India, companies are finding it a challenge to navigate GDPR. As the research shows, 63 percent of respondents to the survey — those who were, in fact, aware of the mandates — were non-compliant.

Fintech 101

Fintech Survey Regulation Resources 101

PYMNTS

MAY 24, 2018

A new survey released this week by the U.S. Asia Pacific’s alternative finance market has more than doubled between 2015 and 2016, now worth $245.2 Moving forward, blockchain will be an instrumental innovation to continue FinTech’s disruption of the trade finance market, the DMCC said. billion, researchers found.

Survey 100

Survey Fintech blockchain New York 100

PYMNTS

JULY 8, 2020

But in an interview with PYMNTS, Scott Anderson , director of software product management and go-to-market, banking at Diebold Nixdorf , said that predictions of cash’s imminent demise are premature. That includes paying for everything from clothes to restaurant deliveries through online and card-not-present transactions.

ATM 214

ATM Regional Mobile Payments 214

PYMNTS

JUNE 19, 2018

Fifty-five percent of surveyed consumers in Q4 of 2017 said the most important reason they prefer their merchant was a third-party aggregator app. Introduced in 2014, alongside a handful of other experimental services, UberEATS operates worldwide in 29 countries. That is a $32 billion market opportunity within four years.

Survey 115

Survey Cards Study Innovation 115

Abrigo

JANUARY 22, 2015

According to a recent survey from four Federal Reserve Banks, small regional and community banks have the highest approval rate for small business loans. The 2014 Small Business Credit Survey was a joint operation conducted by the Federal Reserve Banks of New York, Atlanta, Cleveland and Philadelphia.

Community Bank 150

Community Bank Community Regional Cleveland 150

PYMNTS

APRIL 27, 2020

As Bank of America CEO Brian Moynihan said on “Face the Nation” this past week, “It’s clear that between Congress, the administration and the American people, we need to get all these funded and not make this a foot race. Banks’ websites went down, and so did the Small Business Administration (SBA’s) sites. Just get the work done.”.

Columbus 149

Columbus Ohio Capital New York 149

PYMNTS

JUNE 6, 2019

Last month, the Small Business Administration (SBA) and the National Credit Union Administration (NCUA) announced a collaboration that aims to promote credit unions’ participation in the SBA small business lending program, via webinars and training events aimed at broadening the credit union sector’s small business lending efforts.

Lending 129

Lending Analytics Data Security 129

PYMNTS

DECEMBER 4, 2020

Daniel Gouldman, CEO of crypto banking platform operator Ternio, told Karen Webster that even Grandma can now access a new way to interact with currency. A PYMNTS survey of a national sample of 2,147 U.S. In Location, Location, Location: How Location Data Can Help Banks Fight Fraud , PYMNTS surveyed over 2,000 U.S.

Cards 151

Cards Data Mobile Survey 151

Perficient

JULY 11, 2022

Since Square purchased Afterpay, customers can get an Afterpay card to use with participating retailers that operate with Square, which lets customers use Afterpay for in-store purchases. Afterpay is offered at thousands of merchants – notable names include Nordstrom, Bed, Bath & Beyond, and Nike.

Fintech 474

Fintech Trends South Dakota Apple 474

PYMNTS

FEBRUARY 21, 2018

To tackle this issue, companies are looking to infuse AI with a bit of humanity, help consumers better connect with computer-operated services and offer improved insights. For example, Amazon, Westpac and National Australia Bank are teaming up to bring voice-activated AI to Australian banking customers.

Digital Banking 163

Digital Banking Fintech Software Operations 163

PYMNTS

JUNE 21, 2016

According to a survey conducted by the chamber, there are negative effects of such legislative efforts , with businesses noting that they have been forced to increase prices for their customers as a result of regulatory impacts or have had to delay or cancel investments for growth. Last week, reports emerged that the U.S.

Survey 101

Survey Regulation Compliance National 101

PYMNTS

JULY 23, 2020

Just 13 percent of Brazil’s population subscribes to broadband internet services, for example, and more than 45 million of the nation’s adults remain unbanked. Mexico has crafted its upcoming rules with similar developments in mind, especially as its 2018 law makes the market more attractive to FinTechs.

America 165

America Regulation Regional Tools 165

PYMNTS

OCTOBER 16, 2018

This tactic involves rerouting orders to other markets — including Vietnam, the Philippines and Sri Lanka — so the orders can be labeled as having a country of origin other than China. However, the survey found only 36 percent of Chinese companies said they have felt affected by the nation’s trade dispute with the U.S.

Compliance 164

Compliance Survey United States Report 164