CFPB Monitor

MARCH 6, 2017

In a new white paper, “ An Overview of the Analytical Flaws and Methodological Shortcomings of the CFPB’s Survey of Consumer Experiences with Debt Collection ,” ACA International takes aim at the report released by the CFPB in January 2017 that presented the findings of the CFPB’s national debt collection consumer survey.

Survey 79

Survey National Analytics Examples 79

PYMNTS

DECEMBER 16, 2020

16), the National Restaurant Association offered up seven public policy tenets that – in collaboration with delivery aggregators – are being billed as a “framework” for the delivery industry. The principles debut at a time when, according to the Association, 70 percent of adults surveyed said they had ordered delivery from a restaurant.

National 160

National New York City Policies New Jersey 160

CFPB Monitor

SEPTEMBER 9, 2015

On August 27, 2015, the CFPB issued two Technical Reports: one on the National Mortgage Database (NMDB), and the other on the National Survey of Mortgage Borrowers (NSMB). Mortgage Market based on a 5% sample of residential mortgages. For the CFPB, the project will support policymaking and market monitoring.

National 60

National Survey Report Data 60

PYMNTS

NOVEMBER 11, 2016

That’s why marketers will be leveraging mobile in their holiday shopping strategies this year, with new and creative strategies that focus more on omnichannel solutions and less on generic mobile coupons. The BDO survey shows that CMOs are predicting a 4.7 That figure is tied with the highest projection ever in the 11-year survey.

Mobile 188

Mobile Marketing Survey Marketing Strategies 188

Jeff For Banks

MARCH 21, 2024

Our lives changed forever from this whole experience of the government’s declaration of a national emergency, leading to forced shutdowns of businesses and schools, mandated mask wearing, forcing 6-foot distances between people, travel restrictions, fear mongering with case and death counts, and forced vaccines/boosters. Here's a rant.

Marketing 148

Marketing Policies Report Atlanta 148

South State Correspondent

MARCH 5, 2024

These larger companies have already withstood the test of time and have survived business downturns, and the market has validated their business models. Cross-sell opportunities, especially demand deposits in today’s market, can double the ROA/ROE on an average-sized commercial loan. Some of the results are shown in the table below.

Community Bank 195

Community Bank Community National Lending 195

South State Correspondent

MARCH 5, 2024

These larger companies have already withstood the test of time and have survived business downturns, and the market has validated their business models. Cross-sell opportunities, especially demand deposits in today’s market, can double the ROA/ROE on an average-sized commercial loan. Some of the results are shown in the table below.

Community Bank 195

Community Bank Community National Lending 195

Bank Innovation

JANUARY 2, 2020

Gartner’s Digital IQ Index for 2019 surveyed 80 banking and financial brands, including national banks, regional banks, online banks and fintech startups. It examined 1,200 data […].

Regional 273

Regional Study Survey National 273

BankUnderground

OCTOBER 5, 2022

But bonuses could be really important to understand labour market tightness – a topic of much interest at the moment. A frequently used measure of pay by the Bank of England is Average Weekly Earnings (AWE) regular pay for the private sector , published by the Office for National Statistics (ONS).

Marketing 90

Marketing Policies Industry Data 90

MyBankTracker

NOVEMBER 13, 2020

MyBankTracker surveyed 1,001 people aged from 25 to 34 to see how much of a budget setback the pandemic recession has been. This article will highlight the key findings of that survey, and offer tips on how millennials can overcome recent economic setbacks. Over 1/2 of Those Surveyed Reined in Spending. Key Findings.

Millennials 52

Millennials Survey Study Marketing 52

PYMNTS

DECEMBER 10, 2018

While entrepreneurs continue to reflect record-level optimism, their top concerns are increasingly including the tight labor market and the importance of retaining staff in such a climate. “And that’s the way the market economy works, for better or worse.” How did small businesses fare in job growth last month?

Marketing 148

Marketing Data Survey America 148

PYMNTS

AUGUST 18, 2016

Prudential Financial is gearing up to release findings from what it said is one of the largest ever surveys of financial experiences and behaviors among Asian Americans and Pacific Islanders. In a press release , the financial services company said the findings will be released on Aug. That dovetails well with international trends.

Survey 100

Survey Trends Lending National 100

PYMNTS

MAY 15, 2020

As the pandemic quickly transformed the labor market, layoffs in the U.S. In its Job Openings and Labor Turnover Survey (JOLTS) survey, the Labor Department indicated that discharges as well as layoffs rose to 11.4 surged to an all-time high in March. million by 9.5 million in March. million by 9.5 million in March.

Survey 224

Survey Policies National Report 224

CFPB Monitor

FEBRUARY 4, 2019

The CFPB published two notices in today’s Federal Register seeking OMB approval for two surveys, one dealing with debt collection and the other with household balance sheets. Accordingly, the survey’s timing would seem to make it unlikely that the Bureau will issue an NPRM in March. Debt collection. Household balance sheets.

Survey 60

Survey Meeting National Marketing 60

CFPB Monitor

FEBRUARY 4, 2019

The CFPB published two notices in today’s Federal Register seeking OMB approval for two surveys, one dealing with debt collection and the other with household balance sheets. Accordingly, the survey’s timing would seem to make it unlikely that the Bureau will issue an NPRM in March. Debt collection. Household balance sheets.

Survey 60

Survey Meeting National Marketing 60

PYMNTS

FEBRUARY 8, 2018

A 2016 survey by the Association for Financial Professionals (AFP) reports 62 percent of respondents anticipated faster payments would have a somewhat or extremely positive impact. banks before it can become interoperable with other nations’ schemes, according to Art Brieske, head of faster payments at JPMorgan Chase.

National 109

National Payments System Marketing 109

PYMNTS

SEPTEMBER 25, 2020

Notably, China’s central bank is already developing and testing a national digital currency in the Asian nation. However, she added that “issues raised by central bank digital currency related to financial stability, market structure, security, privacy and monetary policy all need to be better understood.”.

Cleveland 330

Cleveland Massachusetts Boston Survey 330

PYMNTS

JULY 1, 2016

Singapore is on a mission to build up a Smart Nation by utilizing innovation and technology to create opportunities and strengthen communities. Startups are estimated to employ nearly 300,000 on the island nation. Singapore is poised to become the world’s first country to make the notion of a “Smart Nation” an actual reality.

National 133

National Training Bitcoin Samsung 133

South State Correspondent

SEPTEMBER 20, 2023

For starters, a customer may carry large balances but not generate franchise value if those balances are all in high-paying money market accounts or are highly volatile. Finding this intersection is the key to the efficient use of sales and marketing resources. We ranked the Top 20 Deposit-Rich Industries ( HERE ).

Management 195

Management Survey Industry Community Bank 195

PYMNTS

APRIL 12, 2020

The coronavirus has flipped the table on what was, until earlier this year, a stable housing market. According to the National Association of Realtors, home sales could fall by around 10 percent because of the pandemic. A Federal Reserve March consumer survey had the prospective growth at only 1.32

Survey 340

Survey National Payments Marketing 340

PYMNTS

MARCH 22, 2017

Freshbooks VP of Strategy Matthew Baker highlighted these findings in a chat with PYMNTS to weave through the research and sound off on some of the survey results that most caught his attention. It’s a large responsibility, but as Freshbooks’ survey found, many small business owners are learning how to operate with a trial-and-error mindset.

Survey 102

Survey Lending Resources Report 102

PYMNTS

JUNE 14, 2017

Through a 70-question survey, TMF Group asked the accounting and tax professionals to assess their local regulatory climates. Turkey, the report found, was the most complex market for regulatory compliance, followed by Brazil, Italy, Greece and Vietnam. Rounding out the list are Colombia, China, Belgium, Argentina and India.

Compliance 146

Compliance Marketing Taxes Groups 146

PYMNTS

NOVEMBER 26, 2018

billion, according to surveys commissioned by the company. In addition to supporting brick-and-mortar businesses, 41 percent of consumers surveyed said they shopped small businesses online. Small business owners surveyed said they count on an average of 29 percent of annual sales to happen during the holiday season.

social media 193

social media Survey National Community 193

PYMNTS

OCTOBER 23, 2020

To that end, and in terms of the data announced by the National Association of Realtors, existing home sales grew by 9.4 million homes on the market. In terms of turnaround, properties were on the market for only 21 days. This implies that first-time buyers are being priced out of the market. million units.

Survey 227

Survey Maine New York Millennials 227

PYMNTS

JUNE 24, 2016

India led the competition with the most funding rounds, as investors supported the nation’s efforts to develop the digitization and sophistication of more traditional business operations: eProcurement, eInvoicing, logistics and supply chain management. market struggles with investor doubt and regulatory scrutiny. But the U.S.

National 100

National Trends Lending Capital 100

Abrigo

DECEMBER 18, 2023

Takeaway 2 Advisors recommend that financial institutions look behind some of the headlines and examine their own markets before ruling out CRE altogether. But understanding trends in their own portfolios and local markets can allow lenders to identify risk-appropriate CRE credits. They’re not your hometown.

Risk Management 221

Risk Management Management Lending Capital 221

PYMNTS

JUNE 12, 2020

A surprising improvement in the jobs market and states reopening for business are combining to lift the spirits of U.S. consumers, according to data from a University of Michigan consumer survey released Friday (June 12). The widely-watched gauge of consumer sentiment posted its biggest gains in four years, showing a jump of 9.1

Michigan 145

Michigan Survey Study National 145

PYMNTS

NOVEMBER 25, 2020

According to economists surveyed by the paper, consumer spending likely rose in October for the sixth straight month. triggering various lockdowns and business shutdowns across the nation. 24) issued its new Consumer Confidence Survey report , which gave a gloomier picture. Layoffs took off as the economy shrank.

US 143

US Conference Survey National 143

Jeff For Banks

NOVEMBER 3, 2023

Financial Markets & Economic Update - Fourth Quarter 2023 Summer Update On this warm October day, I am staring at my Bloomberg screen, still heartbroken over the Phillies Phailure. Mortgage rates are now close to 8.00%; affordability is at its lowest point since 1989, according to the National Association of Realtors. for the FHFA.

Marketing 87

Marketing Community Bank Policies Community 87

CFPB Monitor

JULY 19, 2022

On July 13, 2022, the House Committee on Oversight and Reform, Subcommittee on National Security held a hearing entitled “Protecting Military Servicemembers and Veterans from Financial Scams and Fraud.” A recording of the hearing is available here. .

Fraud 78

Fraud National Security social media 78

PYMNTS

SEPTEMBER 6, 2016

.’s share of the global currencies trading market dropped to 37.1 New data from the Bank for International Settlements (BIS) has also confirmed what analysts have been eyeing in recent months, too: Asia is rising to the top of the global FX trading market. now accounting for 21 percent of the sector. China Rises.

Marketing 100

Marketing Regional Survey National 100

CFPB Monitor

AUGUST 13, 2020

The article begins with a discussion of a 1972 report issued by the National Commission on Consumer Finance (NCCF). The NCCF was established by the Consumer Credit Protection Act of 1968) to study consumer credit markets and recommend improvements in consumer credit regulations. A $594 loan required a 103.54

Study 148

Study Survey National Analysis 148

PYMNTS

OCTOBER 6, 2016

Retailers continue to rely on paid search and email marketing channels, but mobile marketing and social media are continuing to increase in popularity as a way for businesses to grow their customer acquisition, according to a new study.

social media 205

social media Survey Retail Online 205

CB Insights

SEPTEMBER 24, 2018

We received a response from a subscriber explaining the trick that market researchers use to do this. I’m a long time marketing researcher (35+ years) and I learned this trick in my first job back in the mid-80’s. So we did a national survey about what brand was your favorite breakfast sausage.

Marketing 50

Marketing Regional San Francisco New York 50

PYMNTS

FEBRUARY 2, 2020

Those offerings include Money Market Savings and OneBusiness Interest Checking accounts. OneWest also lets clients apply for equipment financing via its parent company, CIT, as well as its national Small Business Solutions arm. Power survey suggests small businesses have started to embrace mobile banking. Power 2019 U.S.

Mobile 131

Mobile Survey California Retail 131

PYMNTS

JULY 20, 2020

The National Retailer Federation (NRF) recently put out an even rosier forecast for the K-12 market, suggesting that back-to-school sales are likely to reach $789 per student this year, up from $697 last year. Deloitte predicted roughly flat year-over-year U.S. back-to-school spending of $28.1

Retail 130

Retail United States Survey Analytics 130

Abrigo

SEPTEMBER 16, 2019

More than two-thirds of community banks surveyed for the Conference of State Bank Supervisors (CSBS) Community Bank Sentiment Index indicated they expect business conditions will be the same or better in the next 12 months. The survey for the inaugural index included 512 FDIC banks responding from early in the second quarter through July 5.

Community Bank 150

Community Bank Community Policies Survey 150