PYMNTS

NOVEMBER 7, 2018

The popularity of lower-cost Android devices in developing nations rewarded Google Play with an advantage in app install growth last quarter at 14.3 But that doesn’t mean other types of apps aren’t finding increasing use among consumers — one of the changes going on that relate to the future earning and marketing power of apps and app stores.

Marketing 122

Marketing Google Apple Mobile 122

PYMNTS

AUGUST 5, 2020

billion) write-down as a result of a bigger-than-expected decline in sales, as demand for its range of alcoholic beverages has plummeted in nearly all markets. By region, Diageo’s Asia sales saw the biggest drop at 16 percent. However, not all regions showed declines: North America bucked the trend and saw its sales rise 2 percent.

South Carolina 140

South Carolina US America Regional 140

PYMNTS

DECEMBER 2, 2019

The technology has had its fair share of controversy, especially in the region of Xinjiang, where it has been used to spy on the area’s Uighur Muslims. The law doesn’t say anything about nationality or mobile virtual network operators, which are in the business of reselling services.

Policies 130

Policies Mobile Maine Fraud 130

PYMNTS

FEBRUARY 13, 2020

McInerney also pointed to government to consumer (G2C), which is a “more nascent” market, with presence in government benefits and tax refunds. He said that the $120 trillion B2B market, as measured in payments volume, is tied to lower velocity but higher value flows. In the U.S. Asia Pacific. trillion in payments volume.

Payments 163

Payments Regional America Cards 163

PYMNTS

SEPTEMBER 30, 2020

Consumers and businesses have been moving online in recent years, and regulators from the European Union to the Middle East and North Africa (MENA) region have worked to keep up with this migration. Many merchants are global entities, after all, which means they must now worry about security regulations in their own markets and abroad.

Regulation 175

Regulation Data Regional Examples 175

South State Correspondent

JANUARY 18, 2023

There are four main reasons why prepayment provisions increase profitability for banks. It is a standard provision at most national and larger regional banks that offer long-term fixed-rate financing. In this article, while we have discussed how to sell prepayment penalties in the past, we now look at their current importance.

Community Bank 195

Community Bank Examples Community How To 195

South State Correspondent

JANUARY 4, 2023

While the current growth rate needs to be left to each bank based on their capital cost, market, and risk tolerance, the general guide is that growth should be in the 3% to 5% range for this year. When offering a higher money market or CD rate, the direct damage done to cost of funds is often the least of a bank’s worries.

Community Bank 195

Community Bank Capital Training Lending 195

South State Correspondent

AUGUST 21, 2022

We compared and contrasted the two strategies and sized the market for community banks. In talking to community bankers, here are the main reasons community banks have chosen a loan-level hedging program: Improved Credit Quality: Banks can stabilize the borrower’s debt service coverage ratio (DSCR).

How To 195

How To Community Bank Community FDIC 195

PYMNTS

OCTOBER 4, 2019

As digital identities fast become a part of everyday life, the identity verification market is expected to reach $12.8 Technology providers are exploring a range of solutions to seamlessly verify customers’ identities, with the biometrics market projected to reach more than $59 billion by 2025. billion by 2024. About The Tracker.

Online 144

Online Ohio Knowledge Base Regional 144

South State Correspondent

JANUARY 22, 2023

We outlined the four main reasons why prepayment provisions increase profitability for banks. We believe any prepayment provision is better than none, but we acknowledge that banks are challenged in the market to obtain borrower acceptance of some of these provisions. This cost to the bank is shown in the graph below.

Community Bank 195

Community Bank Community Capital Maine 195

PYMNTS

MARCH 19, 2019

The country’s regulators have gotten tough on the shadow banking market in recent years. However, while regulators are happy to see shadow lending fade, the sector’s main borrowers — private companies — are feeling the strain. China’s $9.1 As a result, outstanding loans in the sector fell to ¥61.3 trillion ($9.1

Lending 100

Lending Regulation Maine Regional 100

PYMNTS

NOVEMBER 10, 2020

The central bank and several other commercial banks collaborated on a cross-border bank account offering that Pakistanis overseas can use to store rupees and foreign currencies as well as to pay bills and make other transactions in the nation. customers to recipients in Asia and Europe.

Report 216

Report Fintech United States Meeting 216

Abrigo

JANUARY 22, 2015

According to a recent survey from four Federal Reserve Banks, small regional and community banks have the highest approval rate for small business loans. Small regional and community banks had a much higher approval rate (90 percent) for those firms classified as “Growers.”

Community Bank 150

Community Bank Community Regional Cleveland 150

PYMNTS

JULY 21, 2020

Open banking is appealing to financial institutions (FIs) and regulators in many markets, even as the pandemic sweeps across the world. Regulators in other regions, including Latin America, are also shaping and announcing plans to enable open banking and better support digital financial systems.

Mobile 229

Mobile Report America Regulation 229

PYMNTS

MARCH 26, 2019

The Voice AI Market. Xiao noted the company is excited about where the drive-thru market is headed in general. That’s kind of … the future that we see as well,” Xiao said, adding he believes that, in addition to online and app ordering, voice ordering will be one of the main drivers.

Technology 121

Technology Maine Study Google 121

PYMNTS

AUGUST 1, 2018

The center’s Task Force on Main Street Finance — co-chaired by former Senator Olympia Snowe, former U.S. It is critical that we respond to the needs and concerns of Main Street America,” said Snowe in a statement. A new report by the Bipartisan Policy Center recommended several reforms that would help the U.S.

Policies 100

Policies Report Regulation Maine 100

PYMNTS

JULY 5, 2017

citizens’ data or national security. The company has some enviable market share in its home base of Britain, where it processes about 40 percent of all retail transactions, The New York Times reported Wednesday – and in total processes about 36 million transactions daily. company interested in Adyen.

Regional 101

Regional United States Payments New York 101

PYMNTS

JULY 24, 2020

The July Payments Powering the Platform Economy Report examines how international eCommerce platforms work to create transaction experiences that are compelling and secure for users in each market they serve. Around The eCommerce Payments W orld. Find more about these stories and the rest of the latest headlines in the Report.

Compliance 152

Compliance Report Payments Security 152

PYMNTS

MARCH 9, 2020

A French hospital, in one case, noted that nearly 2,000 surgical masks were removed from its main operating room, while a trauma doctor reportedly took 12 boxes of masks from a storage room at a hospital in Spain. Other top management members will also willingly reduce theirs by as much as 50 percent until the travel market bounces back.

Policies 141

Policies New York San Francisco Seattle 141

PYMNTS

DECEMBER 16, 2016

The former Soviet Union republic may be known for manufacturing tractors, but the region has its eye on becoming Eastern Europe’s Silicon Valley. This week, our Tech Center Roundup heads to Belarus to see how the nation has become one of the largest and most established places in Europe for information technology outsourcing.

Taxes 100

Taxes National Maine Regional 100

PYMNTS

JUNE 27, 2019

When small business (SMB) investment marketplace MainVest announced a $3 million Seed funding round last week, it did something that many Main Street SMBs cannot do. For instance, for the small business, turning toward the community for investment not only means access to capital, but supports marketing and customer acquisition.

Capital 145

Capital Community Oklahoma Maine 145

BankUnderground

JULY 5, 2023

Chart 1 compares two popular measures of supply pressure, the NY Fed GSCPI Index (cyan line, which focuses on supply chain frictions), and the Dallas Fed IGREA (orange line, which captures the global commodity market pressure) – with a Composite Supply Pressure Index (CSPI, purple line, which we construct as a simple average of the two).

Policies 88

Policies Exercises US Maine 88

American Banker

NOVEMBER 7, 2016

Deposits at big banks have swelled as corporations shifted funds around in anticipation of new money market rules. But industry experts describe the influx as a temporary blip that will serve mainly to provide yet another drag on margins in the fourth quarter.

Marketing 46

Marketing Maine Industry Regional 46

PYMNTS

JANUARY 9, 2018

With big banks pulling back from small and medium-sized business (SMB) lending in the wake of the global financial crisis, the market was ripe for someone else to fill the credit gap. Chamber of Commerce president and CEO of the Center for Capital Markets Competitiveness, in an interview with Reuters. Enter: alternative lenders.

Community Bank 131

Community Bank Community Fintech Lending 131

PYMNTS

JULY 28, 2016

The dog days of summer are upon us, and so as bankers head to the beach, shall we assume the flight to market has hit a snooze button? Airbnb , having staked its claim in urban environs, has said that it is open to market regulations in cities of scale such as Vancouver and others.

Tennessee 100

Tennessee Taxes Regulation Regional 100

PYMNTS

JUNE 19, 2018

Granted, “wait and see” was probably not the most highly recommended strategies going into the GDPR world, given how the European Union (EU) regulation essentially applies to every company making money in digital, not just those firms based in the EU’s 28 member nations. However, every group has its slowpokes and cautious movers.

Regulation 101

Regulation eBook social media Case Study 101

PYMNTS

APRIL 10, 2019

One market in which banking is heating up is China, where three of the country’s biggest companies — Ant Financial , Tencent and telecom service giant Xiaomi — are seeking digital banking licenses in Hong Kong. China isn’t the only nation where consumers have their pick of banking options, though. Around the Digital Banking World.

Mobile 185

Mobile Digital Banking social media Strategy 185

PYMNTS

JANUARY 12, 2017

Developments in cross-border payments solutions are opening borders and removing obstacles between nations and SMBs that engage in international trade. Around the world, cross-border payments companies are discovering opportunities to deliver their products to new markets. Notable news from the X-Border space. million online shoppers.

blockchain 100

blockchain Report Payments Regional 100

PYMNTS

OCTOBER 16, 2019

In regard to big national banks, or even regional banks, he said, that rule makes some sense. The intention is to prevent a variation of digital red-lining — wherein FIs can use known data about certain ZIP codes and regions as a proxy for screening data they are explicitly not allowed to use to exclude certain types of borrowers.

social media 110

social media Online Groups Community 110

PYMNTS

OCTOBER 26, 2018

The October Subscription Commerce Tracker highlights the latest players taking their first steps into the subscription market, plus the ways in which the subscription model is being used to deliver more than just meal kits and movies to subscribers. Notable Headlines From The Subscription Space. billion by 2022.

Report 110

Report Exercises Tools Atlanta 110

PYMNTS

NOVEMBER 14, 2017

Whether it’s helping brewers source the key ingredients for their latest recipes or making it easier to bring modern payment methods to foreign markets, platforms are making international commerce happen. The platform will enable these businesses to sell to Latin American consumers. .

Trends 109

Trends blockchain Payments Regional 109

Independent Banker

AUGUST 31, 2021

ICBA’s National Community Bank Service Award winners for 2021 demonstrate that when their local areas need support, community banks are there with innovative, compassionate and thoughtful responses. Location: Augusta, Maine. Silsby, president and CEO of Kennebec Savings Bank in Augusta, Maine, was on the ground helping that day.

Community Bank 196

Community Bank Community National Fresno 196

PYMNTS

JULY 13, 2017

Lines at ATMs stretched endlessly, commerce ground to a halt in some regions and workers went more than one pay cycle without being paid for their work. Hota, managing director of the National Payments Corporation of India (NPCI). Google’s testing is almost complete, and the NPCI is waiting for RBI approval,” said A.P.

Mobile 101

Mobile Google National Payments 101

PYMNTS

AUGUST 7, 2018

Post-demonetization, the market for digital payments in India has grown, which could create an opening for newer, alternative payment methods to gain ground in India, especially among younger, smartphone-savvy consumers. trillion in cash in 2016 , far more than any other nation in the region. percent from 2016 to 2021.

Report 104

Report Policies Digital Banking Payments 104

PYMNTS

JUNE 13, 2019

In early May, Mastercard , in partnership with SEDESSON, the Mexico state agency for social benefits, and Edenred Bank, announced a first-of-its-kind test in Mexico’s Sonora state – the first regional test of biometric card technology in national history. In the U.S.

Cards 187

Cards Security United States Technology 187

PYMNTS

JULY 1, 2016

Treasury Department released its report on the sector and concluded that the market would likely benefit from greater oversight from regulators. Like Lendingkart, Five Star said it would use the funding to expand across India, focusing on the southern region of the country, reports said. Alternative Lending. Lendingkart.

Lending 101

Lending Analytics Capital Industry 101

Independent Banker

DECEMBER 28, 2015

Meanwhile, Clark says, partnering with a local celebrity can be an effective marketing strategy for community banks to compete with national or regional banks. You’ve got to do something to set yourself apart from regional banks,” he offers. “It

Nevada 70

Nevada Regional New York Marketing Strategies 70