South State Correspondent

APRIL 30, 2024

Community banks’ main goals are to diligently support their local communities and make an acceptable return on capital in these challenging times. In talking to community bankers, here are the main reasons provided: Improved Credit Quality : Banks can stabilize the borrower’s debt service coverage ratio (DSCR).

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Community Bank FDIC Community National 195

South State Correspondent

APRIL 30, 2024

Community banks’ main goals are to diligently support their local communities and make an acceptable return on capital in these challenging times. In talking to community bankers, here are the main reasons provided: Improved Credit Quality : Banks can stabilize the borrower’s debt service coverage ratio (DSCR).

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Community Bank FDIC Community National 195

PYMNTS

SEPTEMBER 21, 2016

market, which currently stands at number one. Despite intense competition from local ride-hailing apps in India, Uber is seeing a 40 percent month-on-month growth in its Indian market, which spans across more than 100 cities and towns. In fact, India is on pace to overtake Uber’s U.S.

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Maine Customer Experience Regional National 100

PYMNTS

APRIL 24, 2019

As data security and transparency become greater concerns across a number of markets, some services are already working to confront the challenges. In India, Google Pay is up against t he New Delhi High Court over its operations in the region, facing a debate over how the payment service should be regulated.

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Marketing Regulation Case Study Security 179

PYMNTS

NOVEMBER 6, 2018

He also saw that candy sales were important, and, lastly, he imported products from other regions of the world. But years later, shoppers traded Woolworth’s along with other Main Street stores for locations near the highways. In 1997, the company said it would close its remaining 400 brick-and-mortar stores.

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Maine Retail Pennsylvania Study 139

PYMNTS

OCTOBER 23, 2020

Behind the data lie a slew of lifestyle changes and demographic shifts, which may have positive ripple effects for the SMBs that line Main Street, and bode well for consumer spending trends overall. million homes on the market. In terms of turnaround, properties were on the market for only 21 days. million units.

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Survey Maine New York Millennials 227

PYMNTS

OCTOBER 27, 2017

India has overtaken the United States to become the world’s second largest smartphone market. According to news from a report by Canalys , smartphone shipments in India grew 23 percent year over year in Q3 2017 to reach just over 40 million units, making the country the world’s second largest smartphone market after China.

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PYMNTS

JUNE 24, 2019

The parties rarely meet in person, presenting a trust issue that can become an even bigger problem when employers have to make payments across borders as payment preferences vary between regions. Fiverr provides this by studying and understanding local markets’ preferences.

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PYMNTS

SEPTEMBER 3, 2019

It’s another thing to walk the walk, especially when it comes to giving sellers the chance to gain new revenue via online marketplaces and new markets. Tsang told Webster that the firm had opened up shop in Vietnam, putting feet on the street in this emerging market for cross-border commerce. Main Lesson. Other Markets.

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Marketing Mobile Payments Online 116

PYMNTS

FEBRUARY 18, 2020

South Asia is the fastest-growing market in FinTech and eCommerce, according to Credify. The area is projected to be a $72 billion market for FinTech in 2020, at an CAGR of 72.5 percent, and is expected to be a $102 billion eCommerce market by 2025. An average of 1.6

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Regional Lending Fraud Maine 171

PYMNTS

MARCH 6, 2018

s exit from the bloc next year, the EU’s executive is set to propose a draft law aimed at boosting the FinTech market throughout the region. This is another step the EU is taking to boost FinTech market growth before the U.K. since the region represents the main FinTech market in Europe.

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Fintech blockchain Maine Guidelines 136

PYMNTS

NOVEMBER 7, 2018

But that doesn’t mean other types of apps aren’t finding increasing use among consumers — one of the changes going on that relate to the future earning and marketing power of apps and app stores. Russia’s app market is hot, according to analysis from Forbes , and promises to account for more app store spending in the coming years.

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Marketing Google Apple Mobile 122

PYMNTS

JANUARY 18, 2017

This can become increasingly difficult in emerging markets, where Kunal Patel, global head of product strategy and mobile payments at GoSwiff , explained that merchants are focused on operating in cash-driven economies. KW: How do you get the consumers — who, in many of these markets, are very cash-centric — on board?

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Marketing Regional Mobile Regulation 100

PYMNTS

DECEMBER 29, 2016

Technavio, the research firm, is forecasting the global mobile card reader market will grow at a CAGR of close to 54 percent from 2017 to 2021. According to a press release highlighting the new forecast, Technavio said the magnetic stripe technology was the most commonly used technology in 2016 with more than 53 percent market share.

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Mobile Cards Marketing Maine 105

PYMNTS

JANUARY 26, 2021

Klook concentrated on two main areas: digitizing the experiences booking sector and launching new verticals like staycations and car rentals. During the past year, he said Klook quickly pivoted to meet the demands triggered by the pandemic.

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Capital Maine Regional Innovation 241

PYMNTS

JULY 1, 2020

billion non-cash goodwill charge before tax, as the retailer’s long-haul forecast and market capitalization shifted, mainly due to the coronavirus health crisis. Gennette also said the company does not expect another complete closure, but is “staying flexible” and is “prepared to address increases in cases on a regional level.”.

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PYMNTS

JANUARY 7, 2020

The company has teamed up with Regions Bank to provide the possibility of virtual loans to consumers in Texas, the South and the Midwest. When someone goes to the auto center section of the Regions Bank website , they’ll be routed to a new, co-branded site from the two companies. and Carvana has next-day delivery in 146 markets.

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Trends Retail Fort Worth Regional 134

PYMNTS

JANUARY 8, 2020

This collaboration will expand UnionPay’s market penetration and further a Chinese government initiative for same-sector partnership. Regional rival Alipay interacts with its customers with a similar, but not integrated software system. The collaboration also increases options for consumers.

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Mobile Payments Regional Software 112

PYMNTS

JUNE 23, 2020

The Federal Court’s order supersedes a lower court order, reimposes an order by the Federal Cartel Office and rules that Facebook took advantage of its massive market dominance to unjustly gather user data. The ruling is a setback for the U.S. Facebook said there was no antitrust abuse and vowed to continue fighting the ruling.

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Data social media Regulation Maine 209

PYMNTS

AUGUST 12, 2020

Seamless customer experiences are essential because consumers that face onboarding strains are likely to seek services elsewhere, Rodrigo Rodríguez , assortment and merchandising regional manager for Latin American eCommerce marketplace Linio , explained in a recent PYMNTS interview.

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PYMNTS

MARCH 25, 2020

Competition and Markets Authority (CMA), which is the governmental agency that can approve the proposed deal, has contested two big upcoming tie ups: Amazon’s deal with Deliveroo as well as Takeaway.com’s proposed $8 billion purchase of Just Eat. As food delivery companies are surging in the U.K.

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PYMNTS

JUNE 2, 2016

In fact, according to most estimates, Singapore has the highest smartphone per capita in the world with more than 100 percent smartphone market penetration. Apple Pay, which officially joined the Singapore market in April 2016 with American Express as its only supporter, has within the past week gained others. Outside the U.S.,

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PYMNTS

FEBRUARY 13, 2020

McInerney also pointed to government to consumer (G2C), which is a “more nascent” market, with presence in government benefits and tax refunds. He said that the $120 trillion B2B market, as measured in payments volume, is tied to lower velocity but higher value flows. In the U.S. Asia Pacific. trillion in payments volume.

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PYMNTS

MAY 10, 2016

The only way to predict what the emerging payments trends are for today is to seek out the one group of people who has the power to control the entire market: consumers. But, of course, no two consumers are exactly alike – especially when comparing consumers across different regions of the world. and German market.

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Regional Payments Study Cards 100

PYMNTS

JANUARY 18, 2019

Southeast Asia has lately been a hotspot for global investing, and companies like Alibaba and Tencent have dropped hundreds of millions of dollars in the region. Vietnam has a market of almost 100 million people, about 25 percent of whom are under 25 years old. Right now, he wants to keep the app in Vietnam.

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Mobile Fintech Maine Regional 183

PYMNTS

APRIL 4, 2019

While the company’s main targeted demographic was budget-focused customers, it has since expanded to include travelers, mostly in the business field. We are sure that OYO Hotels Japan will contribute to the revitalisation of the travel market, including inbound tourism and regional revitalisation in Japan.”

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Maine Branding Regional Marketing 116

PYMNTS

FEBRUARY 26, 2020

The potential buyers, Walmart said, share the company’s desire to grow the business in the region. billion in 1999, and after the merger with Sainsbury’s didn’t go through, it said that it was considering putting the grocery store on a different stock market listing. . Asda is the number three supermarket in the U.K.,

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Strategy Maine Regional Resources 131

PYMNTS

NOVEMBER 27, 2019

The bigger players take up more space at the table, and, for various reasons, often face fewer barriers to market entry and expansion than small- and medium-sized businesses (SMBs). A recent study on the region showed that almost 65 percent of entrepreneurs in the UAE think banking is their biggest challenge.

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PYMNTS

FEBRUARY 25, 2020

The news comes after a difficult time for the stock market, which saw its worst day in two years. Draghi spoke after the ECB announced it was going to launch a stimulus package that had a lower main deposit rate and a new bond-buying program. The interest rate in the region was also chopped about 10 points to -0.5, last month.

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Conference Maine Regional Marketing 130

PYMNTS

NOVEMBER 11, 2019

Latin America is becoming a new weak spot for Uber, showing a 2 percent growth, the lowest of any region for the ride-hailing company, Reuters reported on Monday (Nov. Increased competition in Latin America, mainly from the Chinese ride-hailing giant Didi Chuxing, is being blamed for Uber’s growth slowdown in that region.

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America Regional Groups Maine 118

PYMNTS

SEPTEMBER 9, 2020

And that global interest in payments in increasingly being pursued worldwide by regional players on top of either the hyper-locally focused or large global tech firms. That’s a path Addi intends to continue to follow as it expands throughout the region. Who will win the race with a BNPL product that dominates its market?

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Regional United States Retail Payments 171

PYMNTS

FEBRUARY 18, 2020

The company is owned by the monetary authority, and one of its main goals is to popularize the use of electronic payments. He used to work for new markets at Google in North Africa and the Middle East. STV is known for backing Careem, a ride-hailing service in the region that was eventually sold to Uber.

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Google Maine Regional Payments 135

PYMNTS

AUGUST 5, 2020

billion) write-down as a result of a bigger-than-expected decline in sales, as demand for its range of alcoholic beverages has plummeted in nearly all markets. By region, Diageo’s Asia sales saw the biggest drop at 16 percent. However, not all regions showed declines: North America bucked the trend and saw its sales rise 2 percent.

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South Carolina US America Regional 140

PYMNTS

MARCH 22, 2019

On of the main players in the scandals is Danske Bank , whose Estonian branch was used for some 200 billion euros ($227 billion) of suspicious payments between 2007 and 2015. Danske has a $230 billion scandal through its Estonian branch , and it’s retreating from the entire Baltic region, including Russia.

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Regulation Regional Maine Report 139

PYMNTS

JANUARY 7, 2020

But it stands as perhaps the main takeaway from a recent, turn-of-the-year PYMNTS conversation with Kevin Fox, executive vice president of NovoPayment , a banking as a service (BaaS) provider with a large presence across the Americas. That’s a bit of a mouthful. Conversation Topic.

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Mobile User Experience Regional America 139

PYMNTS

SEPTEMBER 30, 2020

Consumers and businesses have been moving online in recent years, and regulators from the European Union to the Middle East and North Africa (MENA) region have worked to keep up with this migration. Many merchants are global entities, after all, which means they must now worry about security regulations in their own markets and abroad.

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Regulation Data Regional Examples 175

PYMNTS

OCTOBER 20, 2020

Paya became the newest FinTech to join the ranks of publicly traded firms, as it made its market debut on Monday (Oct. i2c has joined with Visa’s FinTech Fast Track Program in the United States, Canada and the CEMEA region as a new enablement partner, allowing for quicker connections with the payment giant’s many programs.

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