Independent Banker

NOVEMBER 25, 2015

Even with technology’s increasing influence on retail banking, it’s not typical for a community bank to have one of its most senior and trusted executives concentrate primarily on leading consumer product and payments innovation. Retail offices: 85. But then again, Rockland Trust Co. is not typical. Alex Jimenez. Rockland, Mass.

Innovation 70

Innovation Community Bank social media Community 70

Bank Innovation

MARCH 7, 2018

In 2017, in the United States, overall VC funding -- a barometer of startup activity and appeal.Read More. At this time last year, fintech was in a downturn. Fintech venture funding was down more than 9% year-over-year; valuations seemed stuck. But the fintech market has rebounded.

San Francisco 236

San Francisco Fintech United States Marketing 236

PYMNTS

NOVEMBER 5, 2018

Facebook has announced that it is opening its first small business pop-up concept in nine Macy’s locations across the United States. The move will bring 100 popular small businesses and digital brands on Facebook and Instagram into retail stores — just in time for the holiday shopping season.

Las Vegas 149

Las Vegas San Antonio Los Angeles San Francisco 149

PYMNTS

MARCH 31, 2017

With 35 higher education institutions in the Boston area pumping out innovative tech startup companies left and right, the city has attracted big-time players in the industry. million people, making it the tenth largest metropolitan area in the United States. The greater Boston area has a population of 4.7 billion in 2015.

Boston 100

Boston United States social media Google 100

PYMNTS

JANUARY 28, 2020

To help consumers remember their favorite moments, eCommerce innovators are making it possible for them to order framed prints from pictures they have taken on their phones. It is currently available in three countries: Canada, Australia and the United States. Payments and Logistics.

Mobile 141

Mobile social media United States Cards 141

PYMNTS

DECEMBER 19, 2018

Increasingly, companies like Oculus, which has been owned and operated by social media company Facebook since 2014, are already using it to enhance everything from the way enterprises train their employees to the way customers treat entertainment. VR as a Tool for the Retail Experience. VR as an Enterprise Tool.

Tools 136

Tools Training Retail Technology 136

PYMNTS

SEPTEMBER 4, 2019

Beyond its website, the company’s products are in brick-and-mortar retailers such as Whole Foods and Gelson’s Market, among others. For promotion, the company is very active on social media and also has events. The antioxidant bar, on the other hand, features ginger as well as sunflower seeds, blueberries and cranberries.

social media 148

social media United States Millennials Branding 148

PYMNTS

AUGUST 11, 2017

This stems from emerging markets like China, Russia and the United Arab Emirates starting to move into the luxury purchasing arena, with 70 percent of consumers increasing their spending. Within these emerging markets, we’ve seen retailers make large bets on luxury.

Millennials 122

Millennials Survey Retail social media 122

PYMNTS

JANUARY 31, 2020

BMO on Taking a Digital-First Approach to Retail Banking. eCommerce promises to bring more subscription services as well as retail into our daily lives. It’s not just food, cosmetics or streaming media that will drive this. The social media platform released its fourth-quarter earnings and full-year 2019 financials on Jan.

Cards 131

Cards Technology social media Meeting 131

PYMNTS

APRIL 30, 2018

Home shopping used to mean something quite different in the United States than it does today. As the prominent global video-commerce retailer, and North America’s third-largest mobile and eCommerce retailer, the combined company will be well-positioned to help shape the next generation of retailing.”.

Branding 129

Branding Millennials Retail social media 129

PYMNTS

DECEMBER 5, 2016

billion tickets were sold in the United States and Canada, a bit up from the year before, but down from the 10-year high of 1.42 New York City–based startup Atom Tickets, a social ticketing mobile app and website, is looking to put butts back into movie theater seats. In 2015, 1.32 billion in 2009.

New York City 100

New York City New York social media United States 100

PYMNTS

MAY 31, 2019

As has been reported, Global Payments is the third largest merchant acquirer in the United States, while TSYS is the third largest card processor in the country. More of today’s consumers are looking to the car as a smart guide to parking or safe driving, as a way to interact with social media and, most importantly, as a way to shop.

Lending 122

Lending Payments Apple social media 122

PYMNTS

MAY 6, 2017

It’s been chronicled in these virtual pages that millennials are the driving force behind change – change in how payments are done, how banking is banked, how social media influences commerce (or doesn’t) and how shopping may become a hybrid of high touch across the digital and physical realms. What would Sinatra say? Think blazers.

Millennials 101

Millennials Branding social media Operations 101

PYMNTS

AUGUST 10, 2018

What follows is a quick look at the current privacy landscape, and what that means for retailers and other companies that are competing for larger shares of the digital market — including potential business opportunities. Overall, 69 percent of consumers favor GDPR-like regulations in the United States. Except, maybe not.

Online 101

Online social media Baltimore Data 101

NCR

OCTOBER 16, 2017

But despite the fact consumers are so familiar with this option, one area where drive-up convenience hasn’t gained such momentum outside the United States and Middle East is within retail banking. Consumers in the UK, for example, do appear to be very attracted by the idea of drive-up convenience using the ATM.

ATM 75

ATM Regional social media Metro 75

PYMNTS

JANUARY 19, 2019

And classic films aren’t the only place where a flop can presage a hit: In fact, many of today’s favorite consumer innovations come care of a failed first iteration that was widely derided before it was praised. Attempts to get the product distributed in the United States were also beset by a series of false starts. The Tablet.

Video 152

Video Los Angeles System United States 152

Jeff For Banks

JUNE 2, 2023

The early 1980s was a difficult time for the United States, as consumers faced rising prices, high unemployment, and the effects of a supply shock—an oil embargo—which caused energy prices to skyrocket. First municipalities and larger commercial customers, and more sophisticated retail depositors. What caused a dot-com bubble?

FDIC 78

FDIC Community Bank Regulation Lending 78

PYMNTS

DECEMBER 24, 2019

21, the last Saturday shopping day before Christmas 2019, has been confirmed as the single biggest retail sales day in U.S. According to retail research firm Customer Growth Partners, consumers on Super Saturday spent a total of $34.4 More customers are shopping online, as well, as retailers offer improved web platforms. (58

Retail 186

Retail social media United States Millennials 186

PYMNTS

JUNE 17, 2016

Successful innovation is about solving a problem or introducing a better experience – and at least when it comes to the restaurant sector, mobile and apps have delivered for consumers and the hometown restaurants that are reaping the benefits. But now that we know why, hopefully, big retail can get to work on fixing the problem.

Apple 100

Apple Maine Retail Course 100

PYMNTS

MARCH 5, 2018

Best Picture — Payments Innovation. By offering QR-based digital payments, smaller retailers can achieve these goals and create greater customer stickiness with little to no investment beyond the phone they already have,” said Jorn Lambert, EVP, Digital Channels and Regions, Mastercard. And the winners are….

Regulation 108

Regulation Data Regional America 108

South State Correspondent

JANUARY 3, 2024

These books span a range of banking topics but emphasize second-order thinking, productivity, building client relationships, and innovation. This work offers bankers a set of rules for successfully capitalizing on innovation and a guide of when bankers should innovate and when not.

Leadership 370

Leadership Management Strategy How To 370

PYMNTS

OCTOBER 29, 2018

Social media is a terrific breeding ground for travel envy — there is no faster way to find yourself wishing you were in a more exotic, warmer and more pleasant climate than to view someone else’s social media images of already being there. In light of that, it isn’t much of a surprise that 48.8

social media 144

social media United States National Tools 144

PYMNTS

DECEMBER 11, 2019

To enable pet owners to feed their dogs snacks sourced from sustainable ingredients, innovators are upcycling products that might go to waste. Co-founder James Bello initially worked at the headquarters of a major retail chain, and then moved to Boston to serve in their innovation group.

Millennials 144

Millennials social media Retail United States 144

CB Insights

MARCH 19, 2019

Samsung and AT&T have partnered to create the United States’ first manufacturing-focused 5G “ Innovation Zone ” in Austin, Texas. 5G could lead to innovative solutions in energy production, transmission, distribution, and usage. As networks continue to adopt 5G, more manufacturing use cases will come to light.

Industry 78

Industry Video Mobile Technology 78

PYMNTS

AUGUST 31, 2018

The easiest possible summary is that in a post-apocalyptic future, the United States has become the Kingdom of Panem, which consists of a rich, technologically vibrant capital city ringed by 12 impoverished agrarian or industrial districts that are exploited for their resources by wealthy residents of the capitol. District 2: Walmart.

Branding 101

Branding Florida Retail Online 101

Fintech Labs Insights

OCTOBER 16, 2016

The agreement enables consumers to make transactions of up to £30 ($36.60) at 400,000 retail locations. It’s been one year since EMV regulation in the United States was placed into effect. From partnering with innovative startups to acquisitions, incumbent insurance firms are increasingly aware of the challenge.

Trends 12

Trends Fintech blockchain America 12

CB Insights

JULY 17, 2018

In the past decade, restaurant and bar purchases have grown at twice the rate of general retail spending. Market share is simply shifting away from big chains that haven’t successfully innovated, flowing instead to new models for creating and selling food to customers. Photo credit: Tasting Table. Photo credit: Forbes.

San Francisco 69

San Francisco California United States CA 69

PYMNTS

AUGUST 4, 2017

The first QR codes were rolled out by Toyota in 1994 as an innovation meant to help streamline the manufacturing process. Silly uses — and the social media logging of them — soon became the thing for which QR codes became best known. As a result, the company is shuttering all 379 Teavana retail operations in the United States.

Payments 124

Payments Mobile United States Technology 124

FICO

AUGUST 28, 2017

It can be used to generate a wide range of predictive characteristics such as Ratios of Cash to Total Spend in last X week(s) or Ratios of Spend in last X week(s) to last Y week(s) and even characteristics based on the number, frequency and value of transactions at different retailer types. Social Profile Data. Social Profile Data.

Data 52

Data Analytics social media Technology 52

FICO

AUGUST 29, 2017

It can be used to generate a wide range of predictive characteristics such as Ratios of Cash to Total Spend in last X week(s) or Ratios of Spend in last X week(s) to last Y week(s) and even characteristics based on the number, frequency and value of transactions at different retailer types. Social Profile Data. Social Profile Data.

Data 67

Data Analytics social media United States 67

CB Insights

JUNE 6, 2019

The marketplace blended crowdsourcing and social media to create hype around new inventions; help inventors find partners, funding, and manufacturing resources; and sell their gadgets to major nationwide retailers such as Home Depot and Target. Nasty Gal: Applying the hyper-growth model to physical retail is hard.

Apple 78

Apple Branding Google Company 78

CB Insights

JANUARY 4, 2018

Recruiters spend 60% of their time reading CVs… Why should a person read 300 resumes if a machine can propose the top 10?” – Juergen Mueller, SAP’s chief innovation officer, Wall Street Journal. Persado’s clients include travel and retail giants like Norwegian CruiseLine, Hotels.com, Burlington, and Sears. Conclusion.

Software 75

Software Compliance Training Google 75

PYMNTS

APRIL 6, 2020

Barry’s CEO Jerry Gonzalez said in a statement per the report, “Innovation is at the core of everything we do, so pivoting from in-person to social media to host live-at home workouts was instinctual for us.”. The company, for its part, was started in 2006 and has studios in the United States, the United Kingdom and Canada.

Online 130

Online social media United States Guidelines 130

Insights on Business

DECEMBER 14, 2016

However, in light of macroeconomic challenges, increased regulation, and competition from fintechs (particularly for the highest value retail, product, and payments opportunities) revenue growth has remained sluggish. With revenues challenged, many banks have been focusing on operational efficiencies to drive financial performance.

social media 70

social media United States Regulation Operations 70

Lex Sokolin

AUGUST 19, 2020

Comparisons and Takeaways There’s some blowback in the Fintech social media saying that we should not be critical of these results, but rather champion the innovation and change they have brought about. It’s just super hard with Revolut and Starling needing to do the same.

Comparison 52

Comparison Fintech Lending Analysis 52

PYMNTS

NOVEMBER 20, 2018

As one takes a bigger look around the world (to places like India, Australia and China, for example), those differences in approach around mobile payments become more clear — and more instructional — on how and what payments innovation will work best, and where. India’s Unique Experiment. India is a unique market in a variety of ways.

Mobile 188

Mobile Payments Cards Data 188

PYMNTS

OCTOBER 7, 2020

Misguided interventions in the free market would kill off independent retailers and punish consumers by forcing small businesses out of popular online stores, raising prices, and reducing consumer choice and convenience,” the world’s largest online retailer protested. Facebook: We Poured Billions Into Instagram and WhatsApp.

Google 198

Google Apple Report social media 198