CFPB Monitor

NOVEMBER 18, 2021

Earlier this week, the CFPB issued a Request for Information (RFI) regarding an assessment of the significant amendments to the Home Mortgage Disclosure Act rules, known as Regulation C, adopted in October 2015 and subsequently revised in several additional rulemakings (the “HMDA Rule”).

Compliance 78

Compliance Data Lending Operations 78

PYMNTS

AUGUST 7, 2019

6) that the nation’s central bank has suspended the company’s activities because it allegedly failed to provide the government with required financial data on its operations this year. Reports noted that the central bank sent reminders and warnings to the company to provide the financial information.

Operations 101

Operations Regional Compliance Report 101

Perficient

AUGUST 4, 2023

In today’s rapidly advancing technology landscape, businesses face a profound revolution in operations, customer interactions, and innovative endeavors. The report offers an in-depth overview of 38 digital transformation service providers, offering valuable insights into the market landscape.

Digital Strategies 419

Digital Strategies Strategy Customer Experience Report 419

PYMNTS

SEPTEMBER 15, 2020

Emerging markets have their own challenges when it comes to banking, where big, traditional financial institutions (FIs) are anything but efficient. The world needs a FinTech operating system.”. The world doesn’t need another bank,” Poovala told Webster. If you give your card, you can forget about it.”.

System 258

System Operations Fintech Taxes 258

PYMNTS

NOVEMBER 18, 2020

The health crisis has forced some eateries to close entirely, while others must operate at reduced capacities depending on state and local restrictions. The November Mobile Order-Ahead Tracker® explores the impact of AI and how eateries are using the technology to ease their operations, personalize customer offers and fight fraud.

Boston 186

Boston Fraud Marketing Mobile 186

Bobsguide

AUGUST 7, 2022

London, UK – August 3, 2022 – Finastra announced today that The Co-operative Bank has selected Finastra Kondor in the cloud, available via Microsoft Azure, to upgrade its treasury infrastructure and automate manual reporting and processes. For more information about the solution, click here. EMEA PR Manager. T +44 (0)7552 865009.

Operations 68

Operations Strategy Innovation Policies 68

PYMNTS

JUNE 22, 2020

How Customer Reviews Provide Lifeblood To Restaurant Operations. Customers can find out where their peers are happily returning after good experiences, for example, while eateries can invest time in digital platforms that provide prospective diners with information to secure their patronage. The Value In Quick Responses .

Operations 156

Operations social media Online Survey 156

PYMNTS

JANUARY 24, 2018

Refrigerators are very good at keeping food fresh and cold, but they do not provide much information about the products stored inside. Armed with information, the app is able to deliver notifications at 9:00 P.M. Armed with information, the app is able to deliver notifications at 9:00 P.M. Enter Chefling Inc. ,

Branding 121

Branding social media Samsung Software 121

Perficient

MAY 15, 2023

market trend data, economic data, etc.) Want to learn more about financial services industry-specific considerations for improving operational efficiency through data optimization? to more accurately perform “bigger picture” predictive analysis. Risk & Fraud Prevention.

Data 275

Data Conference New York City New York 275

Independent Banker

FEBRUARY 28, 2022

Kathy Strasser of IncredibleBank is evaluating marketing campaign management platforms. We asked several banking leaders how they’ve employed fintech to ramp up their marketing campaigns, hone their analytic strategies and gain new patrons in the process. Their ability to market and add banking functionality … is a natural fit.”.

Fintech 136

Fintech Marketing Community Bank Community 136

PYMNTS

SEPTEMBER 28, 2020

Not every product launches smoothly (RIP Fire Phone ), not every new endeavor delivers (Amazon’s flirtations with offering a travel platform ended abruptly) and not every new market immediately yields. Amazon still has mountains to climb, even as the market is softening toward them. Amazon is the biggest winner.”.

Marketing 237

Marketing Survey Online New York 237

PYMNTS

FEBRUARY 17, 2017

In a press release , Verizon said Skyward, which is based in Portland, adds drone management to the Verizon IoT portfolio, making drone operations easier to manage for any size company. companies rely on Skyward to manage drone operations, improve safety and lower operating costs. According to Verizon, outside of the U.S.,

Operations 100

Operations Portland Management Analytics 100

PYMNTS

JANUARY 25, 2019

Visit our News and Trends section for more information on the impact of PSD2. PSD2 is already having a strong impact on the travel market, with merchants ranging from airlines and hotels to travel aggregators working with third-party services, deploying new authentication standards while still adapting to changing customer preferences.

Operations 195

Operations Regulation Data Trends 195

PYMNTS

AUGUST 18, 2020

Early this year, Binance said it bolstered resources to take a more in-depth look at the possible ways in which so-called Bulletproof Exchangers were laundering money via the digital currency market. The firm indicated that Bulletproof Exchangers are renowned for lax anti-money laundering (AML) and know-your-customer (KYC) procedures.

blockchain 142

blockchain Operations Bitcoin cryptocurrency 142

Bank Innovation

OCTOBER 2, 2019

This week, PayPal expanded the scope of its global ambitions through a 70% equity stake in Chinese payments company Guofubao Information Technology, which is known as GoPay. Through it, PayPal acquired a license to operate in China and access to millions more customers.

Marketing 170

Marketing Operations Payments Technology 170

PYMNTS

SEPTEMBER 5, 2019

Conversely, American Express and Mastercard ’s commercial card market dropped. Founded in 1971, The Nilson Report provides news and information about the global card and mobile payment industry. American Express dropped to 29.4 percent from 29.8 percent in 2017. Mastercard declined to 27.4 Commercial card spending accounted for 24.8

Cards 188

Cards Report Marketing Payments 188

Perficient

JULY 19, 2023

By harnessing the power of AI, regional insurance carriers can streamline their operations, enhance customer experience, and make more informed decisions. By automating these processes, carriers can significantly reduce operational costs and improve efficiency.

Regional 221

Regional Customer Experience Strategy Policies 221

CFPB Monitor

OCTOBER 25, 2021

In just his first full week as CFPB Director, the CFPB sent orders to six technology platforms offering payment services directing them to provide information to the Bureau. However, in light of the breadth of the information requested, it would not be surprising for the recipients of the orders to seek additional time to respond.

Technology 78

Technology Payments Data cryptocurrency 78

PYMNTS

MARCH 29, 2018

In an effort to comply with local laws and regulations in China, Airbnb has announced that it will start sharing information with the Chinese government in a few days. As of March 30, the home sharing company may give Chinese authorities information “without further notice,” BuzzFeed reported. That funding round gave Airbnb a $25.5

Regulation 101

Regulation Regional Policies Capital 101

PYMNTS

JULY 18, 2018

Chef’d , a the meal-kit operator, has halted its business operations after using up all its cash and failing to line up more of it. While it was able to ink deals with large food companies and diet plans, it was tough to run the operation — and thus the cash burn rate. They are definitely having growing pains,” he said. “It

Operations 100

Operations Chicago Analysis Branding 100

PYMNTS

APRIL 22, 2020

When you look at the history of retailing you see that some goods and services lend themselves to the standardized experience and market disruption that you’ve seen from the Amazons of the world,” said Shift CEO Toby Russell. This is a time to promote helpful information and services and the opportunity to help others.

Marketing 195

Marketing Online Video Industry 195

Gonzobanker

MARCH 6, 2020

Addressing common loan and deposit operations process inefficiencies can help financial institutions deliver optimized value to customers and stockholders. In recent years, many financial institutions have been focused on improving their digital delivery capabilities, often at the expense of their operational groups.

Operations 93

Operations System Groups Technology 93

FICO

OCTOBER 12, 2022

Risk-Aware Marketing to Personalize Telco Customer Engagement. Innovators are shoring up their market share by opting for cloud-hosted platform technology more typically favoured by banks. Here's how technology from the banking space can help telcos compete with aggressively competitive sales and retention tactics. FICO Admin.

Marketing 96

Marketing Analytics Customer Experience Data 96

PYMNTS

JANUARY 26, 2021

Everybody wants to know what the future of corporate travel will look like in a post-pandemic market. Will businesses continue to rely on video conferencing, or will they flock back to the airport for in-person meetings?

Marketing 208

Marketing Management User Experience Tools 208

Perficient

FEBRUARY 29, 2024

Banking institutions are responding by integrating advanced technologies, particularly artificial intelligence and data analytics, into their lending operations to enhance efficiency and adaptability. The emergence of modern alternatives to traditional credit scoring signifies a broader movement toward financial inclusion.

Trends 221

Trends Industry Analytics Compliance 221

PYMNTS

JULY 24, 2019

An Indonesian startup that provides consumer brands with omnichannel marketing and sales products, including cash-back rewards, has raised $3 million in a Series A-2 funding round, according to a report by TechCrunch. The funding round for Pomona was led by Vynn Capital.

Marketing 122

Marketing Branding Capital Software 122

Perficient

JANUARY 7, 2021

They had to change the way they operate with new social distancing guidelines. It’s a fair point, but I think there is crucial information that they are missing, which can help alleviate their concerns. With this information, insurance companies can build personalized policies. No one knew what to make of it.

Marketing 309

Marketing Industry Mobile Massachusetts 309

PYMNTS

OCTOBER 17, 2019

In today’s payments news, China has allowed PayPal to operate in the country with its purchase of a majority stake in GoPay. China has allowed PayPal to operate in the country with its purchase of a majority stake in GoPay. Also, Mastercard has outlined its intentions with blockchain following its high-profile Libra Association exit.

Operations 100

Operations blockchain Payments Apple 100

PYMNTS

JULY 21, 2017

Working cooperatively, American and European authorities reported yesterday (July 20) that they have shut down two of the largest online black markets — AlphaBay and Hansa Market. Their respective operators have also been arrested. a popular post on the social network Reddit said on Thursday, using initials for dark net markets.

Marketing 100

Marketing National New York Conference 100

PYMNTS

JULY 25, 2019

Banks need to keep this requirement top of mind as they compete against other FIs in newer markets, however. It is thus imperative that those seeking to expand into new markets adjust their fraud protection strategies to better fit local customer needs. Bringing a global fraud approach to a new local market. operations.

Fraud 164

Fraud Marketing US Resources 164

PYMNTS

SEPTEMBER 25, 2017

Lyft, the Uber rival, is eyeing the London market, holding talks with Transport for London (TfL) and City Hall officials over the past year. According to a news report in The Telegraph citing freedom of information records, while the talks don’t state Lyft is getting into the U.K. Uber has 40,000 drivers and 3.5

Marketing 131

Marketing Meeting Strategy Operations 131

PYMNTS

NOVEMBER 17, 2020

Via Amazon Pharmacy, consumers will be able to tap into a new self-service platform via their computer or smartphone that will allow them to store payments and insurance information and manage their medication and refills. The news also sent immediate ripples through the entire pharmacy ecosystem, particularly in the stock market.

Marketing 181

Marketing Online Retail Branding 181

PYMNTS

JANUARY 26, 2021

In other news, European FinTech SIA is partnering with WizKey to create a platform to allow credit negotiations on blockchain for banks, financial operators and funds, according to a press release.

blockchain 244

blockchain Guidelines cryptocurrency Marketing 244

CFPB Monitor

AUGUST 11, 2022

The CFPB has issued an interpretive rule that addresses when digital marketing providers are “service providers” subject to the Consumer Financial Protection Act, including the CFPA’s prohibition on unfair, deceptive, or abusive acts or practices. . lead generation, marketing analysis or strategy).

Marketing 78

Marketing Strategy Groups Examples 78

PYMNTS

OCTOBER 24, 2019

Experian announced that it has acquired a controlling interest in RAM Credit Information (RAMCI), a leading credit bureau in Malaysia. The deal will help Experian boost its market presence in Malaysia and create more synergies across its Data and Decisioning portfolio.

Marketing 100

Marketing Comparison Regional Fintech 100

Abrigo

APRIL 25, 2024

Recent data and trends of the small business lending market SMB Lending Insights is a snapshot of current financial trends and metrics that impact small and medium-sized business (SMB) lending and financial institutions. At the same time, 59% pursued credit to meet operating expenses.

Lending 195

Lending Trends Capital Strategy 195

South State Correspondent

MARCH 21, 2023

Our group of CPAs and processors have a proven practice and have been through due diligence for information/data security. Market Overview To give you a feel for the market, we present the following data from our experience. As such, the IRS has already warned about unscrupulous operators and has issued a warning ( HERE ).

Taxes 195

Taxes Community Bank Community Operations 195