PYMNTS

NOVEMBER 27, 2019

In addressing the innovation gap that exists between credit unions and their larger financial institution (FI) brethren, credit unions (CUs) may be perceived to be at a disadvantage, at least when it comes to dollars.

Innovation 215

Innovation Millennials Technology Examples 215

PYMNTS

JUNE 10, 2020

Notarization has historically required in-person meetings and the collection and submission of a number of physical documents. Sending and receiving this documentation is not only frustrating for consumers, but also time consuming and vulnerable to errors. RON services were legal in 23 U.S. states in March and are now legal in 43.

Online 131

Online Florida Meeting Regulation 131

PYMNTS

OCTOBER 19, 2020

Google Cloud is aiming to innovate the mortgage industry with its new artificial intelligence (AI) tool called Lending DocAI. In this industry, borrowers and lenders have high expectations; they want a mortgage document processing solution catered to improving operational efficiency, while ensuring speed and data accuracy. “In

Google 264

Google Tools Lending Industry 264

PYMNTS

JANUARY 14, 2021

Saudi Arabia’s Open Banking Plan Aims To Advance Digital Innovation. SAMA is debuting an open banking policy to further digital innovation in the financial services space. The country’s central bank said the plan is for open banking to go online in the first half of next year.

Innovation 138

Innovation Policies Groups Payments 138

PYMNTS

NOVEMBER 9, 2018

percent of retailers have said they innovate to improve customer loyalty. That, in fact, is one of the main findings in the new Retail Innovation Readiness Index from PYMNTS, powered by FinTech firm AEVI. Things have changed, though, he said — one reason why that innovation finding carries such weight. “I Innovation Divide.

Innovation 174

Innovation Retail Maine Security 174

PYMNTS

MAY 23, 2019

When it comes to innovation, go to the source. has joined the ranks of companies and brands setting up innovation labs. QSR Innovation. The PepsiCo innovation effort comes at a time of significant technology development in the world of restaurants, including quick service restaurants (QSRs). Mobile Innovation.

Innovation 148

Innovation Retail Operations Technology 148

PYMNTS

MARCH 20, 2019

For instance, why are there significant, revenue-draining gaps between what merchants think about payments innovation and what they actually do? Loyalty and Innovation. percent of health and beauty merchants cited customer loyalty as their reason to innovate, but only 35 percent of merchants said they’re prepared for it.

Innovation 139

Innovation Retail System Payments 139

PYMNTS

JUNE 20, 2019

In this case of retail innovation, that comes down to a former Snap executive taking on Amazon with the launch of a new eCommerce platform. According to a report from CNBC , “in many ways, Verishop aims to be a high-end and online version of a department store. High-End Retail.

Retail 125

Retail Innovation Online Taxes 125

PYMNTS

NOVEMBER 20, 2020

The digital shift has been well-documented in many categories but arguably none have been as dramatic as the consumer packaged goods (CPG) category. As D2C results bring new revenue and customers and in turn spark further innovation, organizations can’t help but notice and then invest more, Ahluwalia said. “So Bogosian of sticky.io

Innovation 214

Innovation Retail Online Data 214

PYMNTS

SEPTEMBER 6, 2019

Why Invisible Will Make 2020’s Payments Innovation Roar. Two hundred and seventy-four years later, those words are the perfect framework for understanding what will define the next decade of innovation in payments and any ecosystem that touches it. Report: The Risky Business Of Navigating Online Sales Tax For Merchants.

Innovation 116

Innovation Payments Apple United States 116

PYMNTS

JULY 10, 2018

Use of online banking portals for corporates is ubiquitous — 99 percent of executives recently surveyed by JPMorgan said they conduct business banking online. Most survey respondents told JPMorgan that, though they conduct banking online, there are some processes that require in-person or over-the-phone interactions with their banks.

Online 100

Online Meeting Survey Analysis 100

PYMNTS

JULY 22, 2019

Using Jumio’s verification tools, BTG Pactual clients can open a new account online and manage their investments through the digital platform with the support of a dedicated team of relationship managers. The Latin American market isn’t going to slow down — not from an innovation standpoint, and not from a regulatory standpoint.

Innovation 161

Innovation Payments Regional America 161

PYMNTS

JUNE 11, 2020

Social distancing restrictions implemented to curb the virus’s spread are preventing compliance professionals from obtaining physical identification documents and holding in-person meetings that typically enforced anti-money laundering/know your customer (AML/KYC) compliance. Digital Innovation, Legal implementation.

Compliance 186

Compliance Guidelines Meeting Tools 186

Bank Innovation

FEBRUARY 5, 2020

As consumers increasingly expect to complete bank interactions online, a survey commissioned by Lightico indicates that creating end-to-end digital journeys continues to be a struggle for many banks.

Survey 221

Survey Digital Banking Online Company 221

PYMNTS

APRIL 4, 2019

Part of the growth in digital came from online marketing, Niccol told investors when discussing the latest Chipotle financials. Even so, 62 percent of customers said innovations would make them more inclined to visit QSRs in the future, according to the latest PYMNTS Restaurant Readiness Index. Chipotle’s Digital Gains.

Innovation 136

Innovation National Mobile Trends 136

PYMNTS

APRIL 23, 2019

Selling fast food these days is not exactly for the faint of heart, given how the industry faces extreme — and increasingly online — competition for the consumer dollar. As PYMNTS has documented in-depth, every weekday, 135 million people in the U.S. QSR Innovation. The latest? Combining cannabis culture with hamburgers.

Innovation 122

Innovation Denver New York City Mobile 122

PYMNTS

SEPTEMBER 10, 2018

Long before innovators began talking about the power of ecosystems to transform commerce, scientists spent centuries studying them under microscopes in their labs. Decomposer for innovator large or small, established or emerging. An Ecosystem By Any Other Name. Substitute producer for buyer or supplier. Consumer for the end user.

Innovation 146

Innovation Cards Payments San Francisco 146

PYMNTS

DECEMBER 8, 2020

Traditional bank account opening methods have long involved visits to branches and face-to-face meetings with officials in which physical identification documents are presented. Proponents of these tools say they promote digital onboarding without requiring branch visits or paper documentation.

Video 211

Video Report Meeting United States 211

PYMNTS

OCTOBER 10, 2018

After his departure from SoFi, Cagney moved quickly on to his next venture: Figure Technologies Inc , a new online lending venture built around using the blockchain to offer cheaper, faster and more efficient digital loans products. The firm also plans to extend its product offerings beyond home equity.

blockchain 124

blockchain Online Capital Lending 124

PYMNTS

MAY 1, 2019

Google appears to be losing steam in the ongoing race to dominate the online advertising market, and competitors Amazon and Facebook are taking advantage of the stumbles. Another issue is attached to this recent news: Searches – specifically, product searches, which help drive online commerce. YouTube Concerns. percent in 2018.

Google 115

Google Online Course social media 115

FICO

JULY 15, 2021

To help financial institutions meet this challenge, FICO is launching a new online community dedicated to helping you learn more about the latest innovations in fraud, financial crimes and identity and authentication. Fraud experts need to be armed with the most up-to-date information about the latest industry trends and developments.

Community 52

Community Fraud Online Trends 52

Bank Innovation

OCTOBER 28, 2019

Blend’s platform is designed to simplify user experience for the consumer to drive increases in completed online applications and funding rates. Blend’s technology uses verified data to eliminate steps and the passing around of documents,” said Olivia […].

Las Vegas 170

Las Vegas Lending Oklahoma Fintech 170

PYMNTS

MARCH 20, 2020

Banking giant HSBC and Cainiao Network Technology, which is a logistics arm of Alibaba Group , have announced they will offer rapid finance approvals to online merchants that use Chinese shopping site Tmall, according to reports. There won’t be any need for documents or collateral to get the loans, the paper said.

Big Data 203

Big Data Lending Regional Operations 203

PYMNTS

JULY 14, 2020

The Digital Consumer Onboarding Tracker® done in collaboration with Melissa , shines a light on the innovation and adaptation in the real estate sector, particularly as regards the suddenly ubiquitous practice of … you guessed it … digital onboarding. Sector innovation kicked in, however, and solutions are clarifying as the COVID fog lifts.

Data 131

Data New York City Video New York 131

PYMNTS

SEPTEMBER 18, 2020

The Payments Innovation Alliance, a membership group that includes financial institutions (FIs) and payment providers, has released “ Voice Payments: An Introduction and Overview ,” designed to deliver information on conversational payments and enabling technologies, including voice assistants and smart speakers.

Payments 220

Payments Exercises Resources Fraud 220

PYMNTS

OCTOBER 24, 2019

Consumers are waking up to the fact that all those free online and mobile services — email and social media among them — take in trade personal data that is chopped, diced, analyzed, bundled and sold to numerous third parties. Everything comes with a price — and that applies to the digital world as well. Chris Webb sure does.

Online 101

Online Google social media Mobile 101

PYMNTS

FEBRUARY 28, 2017

B2B sellers moving online need to keep the customer happy, but according to a new report by CloudCraze, there’s a disconnect between what customers want and what sellers can provide. According to CloudCraze, corporate buyers have payments on their mind when considering their online procurement experience. Payment Problems.

Online 100

Online Payments Survey Analysis 100

PYMNTS

JANUARY 25, 2021

This digital transformation is already well-documented in the commerce space, but it varies considerably among geographies. consumers now prefer making their purchases online, and the majority of them want digital-native experiences. consumers want better buy online, pickup in store (BOPIS) options.

Study 222

Study United States Online Innovation 222

PYMNTS

DECEMBER 14, 2020

The company was already Amazon -owned, and Soudodi said in the letter that the new name signals the company will still be a "highly secure online payment service that is easy-to-use and seamlessly integrable," but will now have the benefit of Amazon's global reach and other high-tech benefits.

Payments 199

Payments Fraud Video Regional 199

PYMNTS

MAY 1, 2020

The best way today’s businesses can digitize their payment processes is by transitioning to innovative platforms that work with existing systems and do not require large infrastructure investments or changes to current processes.”. postal mail, using APIs that work with existing software. Paper Wait.

Payments 132

Payments Tools System Online 132

PYMNTS

AUGUST 11, 2020

The product will also, the company said, protect against identity assumption, bot quotes, and “ghost brokering,” which is when fraudsters use fake documents. Due to the pandemic, many companies have rolled out new online portals that are convenient to their customers. In a Tuesday (Aug.

Fraud 234

Fraud Industry Idaho Customer Experience 234

PYMNTS

SEPTEMBER 18, 2018

The federal agency said it shut down websites where consumers could buy “fake financial and other documents – such as pay stubs, income tax forms, and medical statements – which can be used to facilitate identity theft, tax fraud, and other crimes,” according to an FTC statement. They were shut down for violating unfair practice prohibitions.

Taxes 134

Taxes Fraud Operations Security 134

PYMNTS

JUNE 22, 2020

The new coronavirus has led many businesses and consumers to seek out ways they can receive payments more quickly, but for some, this is only the latest development in a longer curve toward payment innovation. Wawanesa Mutual Insurance is another firm innovating its B2B payment solutions for added speed and security.

Video 169

Video Industry Payments Trends 169

Abrigo

SEPTEMBER 2, 2020

Key Takeaways With more customers leveraging channels like online and mobile banking, community financial institutions are trying to solve how to maintain their hallmark community focus in an increasingly digital world. Capitalizing on PPP innovations for a better experience. These findings are true among all generations surveyed.

Lending 259

Lending Community San Antonio Survey 259

PYMNTS

APRIL 30, 2020

This shift to primarily digital comes with some perks, such as easier transactions and more connectivity for CU members, but it also means an increase in online payment volume that represents an irresistible opportunity for fraudsters.

Data 188

Data Meeting Arizona Analytics 188

PYMNTS

JANUARY 27, 2020

And that story, freshly documented by new PYMNTS research, offers lessons for the industry at large as this new decade gets underway. First, a few broad points — data that helps define the context in which Domino’s is operating and innovating. Less Than Full Potential. Worries about fraud are a big factor, according to PYMNTS research.

Mobile 173

Mobile Innovation Analysis Course 173

PYMNTS

SEPTEMBER 29, 2020

Instead, he said, the palm images are encrypted and stored online. Merchants, he said, are adding online customers — and many of those individuals are supplying identity documents, and in some cases selfies, to prove they are who they say they are. But Kumar insists the company is not storing any data on its store scanners.

San Francisco 349

San Francisco Seattle Missouri Chicago 349