Independent Banker

MARCH 31, 2022

Executive committee members tell us what advocacy issues they’ll be focused on during their terms, while board members share their words of wisdom for up-and-coming community bankers: themselves. To sum it up, these leaders are all in and all heart for community banking. We are not Wall Street banks—we are community banks.

Community Bank 239

Community Bank Community Industry Texas 239

PYMNTS

OCTOBER 4, 2019

Bloomberg is reporting that the sale could value Finastra at $10 billion with debt included. retail and business banking sectors by further enabling digital transformation for community banks and credit unions around the U.S. based community market customers and Malauzai’s non-core U.S.-based based customers.

Fintech 197

Fintech Community Bank Community Leadership 197

Independent Banker

OCTOBER 31, 2022

ITMs and VTMs are popular retail banking innovations among community banks. What’s on the horizon for retail banking? We spoke with two community banks that have ramped up their services to meet—and exceed—the changing expectations of customers. So how are retail banks meeting this challenge?

Banking Trends 151

Banking Trends Retail Trends Community Bank 151

Independent Banker

AUGUST 31, 2022

But equally important is what they should be doing to keep the talented employees that they already have, both to avoid a short-term staffing crisis and to keep the pipeline of leadership full. Source: Gallup, “State of the American Manager” report. Malvern Bank’s personal touch. Quick Stat. Put people first.

How To 91

How To Louisville Community Bank Training 91

Gonzobanker

APRIL 25, 2024

Once upon a time, First Southern Farmers, Merchants & Community Bank & Trust (or FSFMCBT, for short), a community bank in Anytown, USA, was renowned for its neighborly charm. When Calvin DoRight founded the bank in 1948, delivering exceptional customer service was his dream. Thomas proclaimed.

System 134

System Training Community Bank Management 134

Independent Banker

SEPTEMBER 30, 2021

Under Larry Wilson’s leadership, First Arkansas Bank and Trust’s branch on the Little Rock Air Force Base was named the 2020 Air Force Bank of the Year. Community banks operate on a majority of the country’s military installations. Community banks comprise more than two-thirds of the 66 banks operating on U.S.

Arkansas 168

Arkansas Community Bank Community Operations 168

PYMNTS

JUNE 15, 2016

Kane will report to Gordon Smith, CEO of consumer and community banking. “I am glad Mike Passilla will continue to play a key leadership role in the business working with Matt and the commerce leadership team.”

Leadership 100

Leadership Community Bank Community Branding 100

Independent Banker

JANUARY 31, 2022

Ken Finley, president of Johnson City Bank, in downtown Johnson City with Shannon Sultemeier, executive vice president (left); and Brenda Haynes, vice president/cashier (right). Here’s how four community banks are thriving in this environment. Many of the bank’s clients share that conservatism. Photo by Dennis Burnett.

Texas 182

Texas San Antonio Community Bank Community 182

Jeff For Banks

OCTOBER 6, 2019

Why is it so common in community banks? Peter Principle is alive and well in banking. We elevate superior performers in their functional position to leadership positions to which they are ill prepared. So what does a $40 million in revenue community bank do? Do I Think Leadership Is Important?

Leadership 60

Leadership Management Community Bank Community 60

PYMNTS

FEBRUARY 19, 2019

Earlier this month, the Federal Reserve released new data that found the average merger review time for deals in the banking sector declined to 3.8 The average merger review time at the Office of the Comptroller of the Currency (OCC) declined between 2016 and 2018, too, reports in The Wall Street Journal said.

Marketing 108

Marketing Community Community Bank Industry 108

South State Correspondent

APRIL 19, 2023

Some small banks, for example, do nothing more than have their CEO call the largest depositors twice per year to check in and thank them. This is one of the great mysteries of community banking. Almost every community bank touts its commitment to the relationship.

How To 195

How To Examples Resources Community Bank 195

Gonzobanker

JULY 20, 2022

financial institution executives surveyed for What’s Going On In Banking 2022 , 19% of community banks and 10% of credit unions had not launched a digital transformation strategy prior to this year, and another 15% had no plans to do so. Among 300 U.S. What Does a Digital Product Manager Do? Own It, Bankers!

Digital Strategies 173

Digital Strategies Strategy Leadership Customer Experience 173

Independent Banker

APRIL 30, 2022

During the pandemic, many community banks needed to change how they operated. It can clarify roles and responsibilities, encourage timely communication and help community banks operate more efficiently. When the pandemic hit in early 2020, mitigating risk took on a whole new meaning for community banks.

Oregon 91

Oregon Community Bank Community Meeting 91

Gonzobanker

MAY 4, 2020

Nothing against proud announcements from fintechs, but while some of us at Cornerstone come from fintech leadership backgrounds, most of us are former bankers, and we really love hearing banking stuff from bankers. Two of the best stories we’ve heard are from Atlantic Union Bank. and Citizens Bank of Edmond.

Fintech 78

Fintech Leadership Community Bank US 78

Independent Banker

JULY 30, 2015

Lindsay LaNore is responsible for ICBA’s new Community Banker University. She leads a team that works to identify, develop and offer courses that meet community banks’ educational needs. Her role is to make certain that relevant education is provided in a responsive manner to all community bank members. “I

Resources 70

Resources Tools Community Bank Conference 70

Gonzobanker

NOVEMBER 9, 2022

A highly skilled middle office team that focuses on streamlining and automating process workflows can give banks a service advantage. A key aspect of the middle office is to create enhanced CRM and related reporting capabilities. This is where community banks already have a competitive advantage. #4:

Management 156

Management Community Bank Strategy Technology 156

Independent Banker

JULY 31, 2022

Following their stints as interns, Malvern Bank retained the talents of (L to R) Cody Sorenson, Keegan Wederquist and Adam Konfrst, hiring them as full-time, mid-level team members. These community banks share how they have (or haven’t) altered their hiring strategies. Eclipse Bank: Reputation matters. Total employment.

Community Bank 91

Community Bank Community Iowa Louisville 91

Independent Banker

MAY 24, 2016

million farms and the community banks that lend to them each growing season, Scanlan points out. In a surprise move, congressional leadership sought to reduce the crop insurance program by $3 billion at the end of 2015 to offset other spending initiatives. Other changes in rural loan programs are affecting community banks.

Community Bank 70

Community Bank Kansas City Community Iowa 70

PYMNTS

APRIL 7, 2016

In his annual letter to shareholders, Dimon went on, at some length, to say that the “mission-critical” services that big banks can supply are the types of things “regional and community banks simply cannot do.”. “In According to a Bloomberg report, JPMC told shareholders to vote against these proposals.

Washington 100

Washington Regulation Leadership Community Bank 100

Independent Banker

OCTOBER 29, 2014

Community bank compliance professionals know three things about effective compliance management: It starts at the top. It permeates all of the policies, processes and procedures of the bank. leadership and staff understand the purpose of its BSA/AML efforts and how its reporting is used. By Mary Thorson.

Compliance 80

Compliance Leadership Resources Virginia 80

CFPB Monitor

AUGUST 13, 2018

McWilliams stated that the FDIC’s top priorities included: (1) reducing regulatory burden on community banks; (2) increasing the speed with which the FDIC reviews charter and deposit insurance applications; and (3) assisting banks to introduce new financial products that serve underserved communities.

FDIC 68

FDIC Community Lending Guidelines 68

Jeff For Banks

SEPTEMBER 2, 2019

Because what I hear in community bank strategy sessions, the branch is an important if not critical portion to an enduring future. We think increasing teller pay, in the face of rising wages led by larger banks, is enough. It's branch leadership that needs to earn breadwinning pay. No intention of remaining in the branch.

Branch Design 68

Branch Design Community Bank Strategy Survey 68

Independent Banker

NOVEMBER 25, 2015

Kaarin Long stops by a local manufacturer while getting to know customers as Investors Community Bank’s cash management relationship manager. Investors Community Bank in Manitowoc, Wis. IB: What is Investors Community Bank like? IB: Your position is new for Investors Community Bank.

Community 70

Community Community Bank Milwaukee Wisconsin 70

Independent Banker

DECEMBER 13, 2015

Even if you’re not required to use either version of the Cybersecurity Assessment, beta users say it can help your community bank gauge its cybersecurity risks and ultimately guard against cybercrime. At the Bank of Luxemburg, a $290 million-asset community bank in Luxemburg, Wis., Real-world testing. “I

Tools 70

Tools Community Community Bank Security 70

Independent Banker

NOVEMBER 24, 2015

Even if you’re not required to use either version of the Cybersecurity Assessment, beta users say it can help your community bank gauge its cybersecurity risks and ultimately guard against cybercrime. At the Bank of Luxemburg, a $290 million-asset community bank in Luxemburg, Wis., Real-world testing. “I

Tools 70

Tools Community Community Bank Security 70

Independent Banker

MARCH 15, 2015

It was a prescient move for Hartings and the $450 million-asset community bank, which comfortably weathered the downturn even though residential mortgages are its biggest business line—but not everyone appreciated Hartings’ common-sense approach at the time. Many can trace their ownership to the bank’s founding in 1905.

Ohio 70

Ohio Community Bank Community Lending 70

Gonzobanker

FEBRUARY 20, 2021

It’s amazing what a couple of years and some key leadership changes can do for a company. NCR’s changes began in 2018 with Hayford arriving with a team of seasoned former FIS execs including straight-talk digital banking exec Doug Brown. Integrations Are Dead, Long Live Integrations.

Digital Banking 97

Digital Banking Lending ATM Atlanta 97

Gonzobanker

DECEMBER 22, 2020

Banks and credit unions had to fundamentally change their delivery, support and relationship management models at scopes and speeds that were unheard of. And how did community banks and credit unions respond to the COVID craziness? Jill is continually demonstrating just how loud a $300 million community bank can roar!

Idaho 172

Idaho Community Industry Strategy 172

Independent Banker

SEPTEMBER 30, 2021

In this feature, we’ll look at a number of ways you can continue to build trust—an especially crucial task as the pandemic continues, telecommuting persists and consumer banking practices evolve. But for most community banks, building a trustworthy brand isn’t a conscious effort. billion-asset community bank.

Community 139

Community Community Bank social media Security 139

Banking 2020

DECEMBER 11, 2015

Some may be answered through existing reporting or dashboards. She has over 15 years of analytics leadership experience within financial services working with such industry leaders as GE Capital, Wachovia Bank (Wells Fargo), SunTrust, Scotiabank, and a portfolio of over 1,200 community banks and credit unions.

Data 40

Data Analytics Analysis User Experience 40

Jeff For Banks

FEBRUARY 7, 2015

So I searched for publicly traded financial institutions with total assets between $1 billion and $3 billion that reported their CEO''s total compensation (i.e. was not "NA"). The search yielded 148 financial institutions. As technology changes, it is difficult to keep up with process change.

Study 60

Study Community Leadership Community Bank 60

Jeff For Banks

APRIL 9, 2019

Spread is usually 80%-85% of a community bank's revenues. Math Fortunately, we have good data via Call Reports to make the calculation. And we can measure this by looking at a financial institution's cost of interest bearing deposits, and yield on loans, compared to other regional players that have similar balance sheets.

Branding 60

Branding Regional Nashville Tennessee 60

Gonzobanker

SEPTEMBER 10, 2019

The timing of the announcement and due diligence were reportedly rushed to leverage the energy of the conference and communicate with clients face to face immediately after the announcement. market expansion. From what we could tell from hallway sidebar chats, the timing was both lucky and smart. market has been a hard row to hoe for Temenos.

United States 88

United States Texas Austin Kansas City 88

Independent Banker

JUNE 30, 2022

The Peoples Bank helped the Jones family of Legacy Dairy in Hiseville, Ky., From left, Ally Jones; bank chairman, president and CEO Terry L. Last year, community bank loan producers were faced with both record-low interest rates and a glut of deposits. The bank provides crop insurance to farmers in 11 states.

Community Bank 172

Community Bank Community National Philadelphia 172

PYMNTS

FEBRUARY 8, 2019

As has been previously reported, a proposed $22 billion dea l (slated to close later in the year) will bring the two firms together, where Fiserv holders will own 57.5 For Fiserv, the headline numbers reported on Thursday (Feb. percent of the combined entity, and First Data holders the remainder. billion, and non-GAAP earnings were $.84,

Data 145

Data Payments Digital Banking New York 145

Gonzobanker

JULY 11, 2019

New leadership could mean renewed energy and competitive spirit at NCR. The digital banking system market is as hot as summer in Atlanta as witnessed by NCR ’s acquisition of D3 Technology last week. NCR reports well over a hundred banks using the new business banking offering.

Atlanta 128

Atlanta Digital Banking Analytics Leadership 128

Abrigo

OCTOBER 20, 2016

At the same time, early adopters of new technologies, like mega banks, are edging out community banks and credit unions in the fight for customers and creating a rapidly consolidating industry. For community banks and credit unions that want to continue to thrive, the way forward is growth.

Software 150

Software Lending Community Bank Taxes 150