PYMNTS

OCTOBER 9, 2020

Despite wide-ranging economic uncertainties and a challenging investment environment, venture capital (VC) firms and special purpose acquisition companies (SPACs) are actively raising or seeking fresh funds for investment in the payments space. Kibo added, “We love global companies with very capital efficient structures.”.

San Francisco 196

San Francisco Capital United States Big Data 196

Bank Innovation

JUNE 29, 2017

Cross-border transactions may be getting easier, but most American consumers are sticking to online purchases inside of the United States. American consumers were the least likely group to make an online purchase outside of the country they are living in, according to a study conducted by Harris poll for Bloomberg Capital.

Online 207

Online United States Study Survey 207

South State Correspondent

JANUARY 3, 2024

These books span a range of banking topics but emphasize second-order thinking, productivity, building client relationships, and innovation. This work offers bankers a set of rules for successfully capitalizing on innovation and a guide of when bankers should innovate and when not.

Leadership 370

Leadership Management Strategy How To 370

PYMNTS

MARCH 4, 2019

The completion of the deal comes as talk abounds that the company wants to raise $250 million in fresh capital. “As a crowdfunding pioneer in the United States, SeedInvest helped to shape the JOBS Act. News of the deal comes after news broke over the weekend that Circle was seeking more capital.

United States 128

United States Capital blockchain cryptocurrency 128

PYMNTS

SEPTEMBER 19, 2019

Pharmacy retail giant Walgreens and Alphabet-owned drone company Wing have teamed up on a pilot program to deliver products to the doors of customers, according to a Sept. Walgreens continues to explore partnerships to transform and modernize our customer experience and we are proud to be the first retailer in the U.S. 19 release. .

Virginia 109

Virginia United States Customer Experience Retail 109

Bank Innovation

MARCH 7, 2018

In 2017, in the United States, overall VC funding -- a barometer of startup activity and appeal.Read More. At this time last year, fintech was in a downturn. Fintech venture funding was down more than 9% year-over-year; valuations seemed stuck. But the fintech market has rebounded.

San Francisco 236

San Francisco Fintech United States Marketing 236

PYMNTS

SEPTEMBER 22, 2020

There’s arguably no more polarizing macroeconomic issue in the retail world than the fate of the American mall. The problems start with how retailers view and serve the customer. The entire process, cradle to grave, has failed to evolve and innovate with the customer in mind.”.

Philadelphia 206

Philadelphia Retail DC Detroit 206

PYMNTS

DECEMBER 15, 2020

Debatably the most impactful payments innovation of recent years — and that’s saying something — BNPL is having a massive impact on retail, as evidenced by the proliferation of brands and the steady flow of venture capital to players that are defining the space. Let’s go with “pay later.”. Like their love of BNPL.

Millennials 256

Millennials Report United States Study 256

PYMNTS

JANUARY 1, 2021

This year, the PYMNTS data and analytics team published 252 reports that tracked the data, innovations and disruptive thinking that are reshaping the payments and commerce business. The Trackers use a number of creative methodologies and frameworks that measure and benchmark an ever-changing landscape. Buy Now, Pay Later.

Trends 259

Trends Video Retail Payments 259

Gonzobanker

AUGUST 24, 2023

The Credit Card Competition Act of 2023 could negatively impact banks’ ability to generate interchange fees and reduce the amount of capital they issue, however. In the first half of 2023, nearly half of the “checking accounts” opened in the United States were opened by digital banks and fintechs. 4) The creativity imperative.

Innovation 146

Innovation United States Industry Technology 146

PYMNTS

JUNE 19, 2020

Bank profits in the United States took a 69.6 There is a rush to capitalize on a digital shift powered by the pandemic, and it isn’t about providing physical a digital channel. IP recognition technology is one method, among others, that retailers can use to make the cross-border payment experience streamlined for shoppers.

Payments 151

Payments United States FDIC Retail 151

Abrigo

APRIL 28, 2016

To be American is to have the freedom to innovate, take risks, create, transform and put in the hard work that has led to the successes – and failures – that define human progress. Many innovators with great ideas and great potential do not begin with great wealth, so they need a great government partner to support their success.

National 150

National San Jose Los Angeles United States 150

PYMNTS

JULY 31, 2018

Loosening federal regulations, enacting national data breach protections and drafting “model laws” at the state level to reduce overlapping red tape, could help promote FinTech in the United States, according to report released Tuesday (July 31) by the U.S. In the United States, U.S. Treasury Department.

Fintech 194

Fintech Security US United States 194

Fintech Labs Insights

APRIL 12, 2024

The last one, published in Jan 2014, featured 50 innovations (see below). Note: These are the rankings from 10 years ago. I will update with milestones from 2014 to today and publish next month. I’m taking suggestions here (so far: crypto, BNPL, earned-wage access, chatbots, deposit networks).

Innovation 15

Innovation Fintech Online Mobile 15

Bobsguide

SEPTEMBER 29, 2022

Hong Kong / Macau – September 28, 2022 – ASL (HKEX stock code: 771), a leading global IT solutions and services provider, has partnered with Finastra, a global provider of financial software applications and marketplaces, to deploy Finastra’s Kondor treasury and capital markets solution in Hong Kong and Macau.

Software 68

Software Groups United States System 68

PYMNTS

DECEMBER 17, 2018

Producers (or importers) sell to distributors, distributors sell to retailers and retailers sell to customers. Only retailers can sell to customers, and only distributors can buy from producers (except in the state of Washington). Drizly also faces an increasingly competitive marketplace than when it launched in 2012.

Retail 128

Retail United States Boston System 128

PYMNTS

FEBRUARY 1, 2017

In some ways, Belk department store is the last of a dying breed — and not just because it is a department store in the United States in the year 2017. Small and regional — outside of the Southeastern United States, most people haven’t heard of it. It’s even capitalizing on the department store drain that is ongoing.

United States 100

United States Kentucky Charlotte Branding 100

PYMNTS

MARCH 10, 2020

In January eCommerce leader Wayfair had to thin its employee ranks to meet profit targets, and just this week regional Midwestern home furnishings retailer Art Van Furniture filed for bankruptcy with minimal customer notice. Branch manufactures furniture components in United States and in China and recently Canada.

United States 130

United States Course Groups Retail 130

PYMNTS

JANUARY 31, 2017

Patriot Act to stanch remittances between the United States and Mexico until the latter advanced billions of dollars to pay for the wall. Should the engine sputter, retailers will have a tough time, revenue-wise. One other fallout from the trade wars looming, of course, could come in the form of human capital.

Taxes 100

Taxes United States Innovation Course 100

PYMNTS

MAY 29, 2018

billion) and operates 530 stores in countries including the United States and China. As of 2018, it generates around £879 million per year ($1.17

Management 100

Management United States Branding Maine 100

PYMNTS

SEPTEMBER 30, 2019

But many luxury trips can run aground without effective and innovative payment solutions to help travelers meet and manage associated costs. The luxury travel market is booming: The PYMNTS Luxury Travel Study found that luxury travelers from the United States spent $1.1 trillion on their vacations last year.

Payments 125

Payments Los Angeles Innovation Millennials 125

PYMNTS

AUGUST 12, 2020

Main Street SMBs across the United States are slowly reopening, and many are turning to digital tools to help boost sales and accelerate cash flows, addressing foot traffic declines arising amid the pandemic. The COVID-19 pandemic has radically altered the way Main Street SMBs across the United States operate. Conclusion.

Maine 183

Maine Survey Study Tools 183

PYMNTS

MAY 18, 2016

Dimon answered: “They want us to bring more of our resources from our financial capabilities and technology, our human capital and expertise to their communities. Just what do those locations, writ large and small, want from JPMorgan?

United States 100

United States Meeting Big Data US 100

Celent Banking

OCTOBER 16, 2015

I was pleased to be invited to speak to CSI’s clients about innovation in banking (more about that later.). After Nashville, it’s been back-to-back trips to Las Vegas for the Amazon Web Services re:Invent developers conference followed by the Bankers Administration Institute’s Retail Delivery Conference.

Conference 100

Conference Las Vegas Nashville Capital 100

PYMNTS

JANUARY 31, 2020

Bryant formed the Bryant Stibel venture capital firm in 2013 with Jeff Stibel, founder of Web.com. Bank’s Adam Kruis, senior vice president and manager of working capital consulting, and Jennifer Swenson, vice president of corporate payment systems, discuss how the bank ensures smooth implementation of virtual card solutions.

Cards 131

Cards Technology social media Meeting 131

PYMNTS

AUGUST 20, 2020

But in markets like the United States and United Kingdom — where ClassPass does more business — COVID-19 rates remain high, and resuming more normal operations hasn’t yet been possible. Creating A New Workout Environment. What’s Next.

Industry 207

Industry Exercises Groups United States 207

Gonzobanker

SEPTEMBER 10, 2019

Third Time’s Finally the Charm for Temenos in the United States? While growing outside the United States for many years and mopping up on the international core system competition, the U.S. This group is known to be pretty adaptive and innovative, so prepare to test the agile skills. T24 clients.

United States 88

United States Texas Austin Kansas City 88

PYMNTS

DECEMBER 27, 2019

Gov’t Fights States’ Bid To Block Sprint, T-Mobile Merger Saying Move Would Slow 5G. A group of state attorneys is joining together to fight a merger of Sprint and T-Mobile that the United States Justice Department supports. A ‘Diaper’ By Any Other Tax Code: The Complexities Of Selling Across State Tax Laws.

Taxes 101

Taxes Mobile Management blockchain 101

PYMNTS

JANUARY 18, 2017

That capital announcement comes despite fears over what Brexit might mean for the FinTech sector across the pond in general, and the peer-to-peer lending sector continues to grow — by some estimates, at about 50 percent annually. At the start of eCommerce, retailers focused on innovation happening in the forward supply chain,” he said.

Retail 100

Retail Software System United States 100

PYMNTS

AUGUST 1, 2019

small hotel rooms are the rule, not the exception, and even here in the states the idea has been floating around since 1989 when the Microtel brand began first offering its half-sized, half-priced hotel rooms in Rochester, New York. In that sense it might be hard to pick them out as innovative as first glance.

Washington 109

Washington New York Millennials United States 109

PYMNTS

JULY 25, 2017

With an underground network of shopping malls and restaurants, totaling approximately 20 walking miles, Montreal’s retail scene has been thriving for years, and there are no signs of it slowing down. Reports coming out of the Montreal area show that it received the highest amount of venture capital during Q2 2017.

Wisconsin 100

Wisconsin United States Technology Capital 100

PYMNTS

MAY 22, 2017

Neo4j is used in financial services and retail, government, telecommunications and more for mission-critical applications as diverse as real-time pricing, online product and service recommendations, fraud detection, enterprise search and the Internet of Things (IoT). So how did this idea go from two-ply to worldwide?

Technology 101

Technology Data Retail Fraud 101

PYMNTS

MAY 31, 2019

As has been reported, Global Payments is the third largest merchant acquirer in the United States, while TSYS is the third largest card processor in the country. The overarching strategic aim for Global Payments and TSYS, as had been among the hallmarks of the aforementioned mergers, has been to gather scale and global reach.

Lending 122

Lending Payments Apple social media 122

CFPB Monitor

JUNE 25, 2020

The final CRA rule is an effort by the OCC to provide objective measures to evaluate the CRA performance of national banks and savings associations supervised by the OCC (including federal and state-chartered savings associations and uninsured federal branches of foreign banks).

Community 97

Community Lending Meeting Retail 97

PYMNTS

JANUARY 31, 2018

B2B payments has a reputation for being slower than B2C transactions to innovate, but that’s not without reason. Unsurprisingly, B2B eCommerce has emerged as a target for blockchain innovators, not least of all because blockchain technology may be able to help address the data problem of business-to-business trade.

blockchain 108

blockchain Data Payments System 108

PYMNTS

APRIL 24, 2017

This week we saw scientists march, the French go to the polls and a $400 high-tech juicer turned out to be an innovation on par with something that everyone already has: their hands. Now reports indicate that BJ’s owners, CVC Capital Partners and Leonard Green & Partners, are looking to sell the company for just north of $4 billion.

Millennials 109

Millennials Cards New York Branding 109

PYMNTS

AUGUST 31, 2018

The easiest possible summary is that in a post-apocalyptic future, the United States has become the Kingdom of Panem, which consists of a rich, technologically vibrant capital city ringed by 12 impoverished agrarian or industrial districts that are exploited for their resources by wealthy residents of the capitol.

Branding 101

Branding Florida Retail Online 101