How to Manage Your Efficiency Ratio with Loan Size
South State Correspondent
SEPTEMBER 18, 2023
The analysis demonstrates that without substantial reliance on technology, automation, or both, community banks are challenged to show positive return on equity (ROE) or return on assets (ROA) for loans below $250k in size. However, select national banks do report their new loan originations and the number of loans booked in a period.
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