PYMNTS

MARCH 23, 2020

“Increasingly, many lenders have been starting to focus on [SMBs] and lending to [SMBs],” said Gabriele Sabato, who holds a doctorate in finance and is CEO and co-founder of SMB loan underwriting firm Wiserfunding , in a recent interview with PYMNTS. From Bank Accounts To LinkedIn Profiles. Expanding The Data Scope. ”

Lending 188

Lending Data Analysis Tools 188

PYMNTS

JULY 2, 2020

With the pandemic nudging businesses further into the digital payments realm, commercial card innovation is heating up to capitalize on the opportunity for adoption. ” Capital On Tap Enables Receipt Bank Card. Capital on Tap wields the commercial card to connect small and medium-sized businesses (SMBs) to financing.

Cards 208

Cards New York Capital Compliance 208

PYMNTS

MAY 30, 2017

The company revealed the funding from an array of backers including National Australia Bank, Royal Bank of Canada, Portag3, and Exhibition Capital. Existing investors CRV, Social Capital, BDC IT Venture Fund and BDC Capital, OMERS Ventures, HarbourVest and OurCrowd also participated, Wave said.

Capital 123

Capital Software Analysis Innovation 123

Abrigo

APRIL 22, 2024

Recent dynamics of the small business lending market A deep understanding of the small business lending landscape and potential efficiencies can help banks and credit unions grow their portfolios. You might also like this guide for smarter, faster small business lending. Record new business formation and a wider gap between U.S.

Lending 243

Lending St. Louis Community Marketing 243

PYMNTS

AUGUST 14, 2020

Investments ranged across geographies and industries, but the biggest highlights landed on trade financing and early wage access innovators, as startups bolster their value by supporting small businesses’ and employees’ financial recovery. Lending-as-a-service technology company Blend has secured a nearly $1.7

California 163

California Capital Fintech Security 163

PYMNTS

NOVEMBER 17, 2020

The method will grow tenfold in the next five years, the release stated, citing a Lightyear Capital analysis, as businesses look for ways to access simple, transparent business solutions. SMB owners need simpler, transparent access to capital. Embedded finance solves this on both sides.".

Tools 167

Tools Capital Analysis Financial Technology 167

PYMNTS

MARCH 7, 2018

In fact, new data from venture capital (VC) analysis firm CB Insights, analyzed by global management consulting and professional services firm Accenture Financial Services, suggests FinTech startups’ VC funding hit a new high last year, with major deals in the U.S., and India leading the charge. billion worth of investments.

Fintech 131

Fintech Lending Big Data Trends 131

PYMNTS

NOVEMBER 12, 2019

In Latin America, Colombia is a bright spot for innovation and growth within the small business ecosystem. If entrepreneurs can’t get capital from a bank, they will look for other sources.”. For instance, such informal lending means arbitrary interest rates and repayment agreements. Blurring the Debt Lines.

Lending 102

Lending Analysis America Strategy 102

PYMNTS

MARCH 2, 2018

Toward the start of 2018, analysts began to highlight the potential for venture capital (VC) to embrace the B2B business model. The latest analysis from Accenture finds new evidence that investors have been acting on their B2B interest for some time. Alternative Lending. A report released this week found startups across the U.S.,

Fintech 118

Fintech Capital blockchain Lending 118

PYMNTS

OCTOBER 1, 2018

What does small business (SMB) lending look like? seems to be kicking off, showing evidence of surpassing traditional bank lending at many times. In Mexico, small business lending is muted across the board. In Mexico, small business lending is muted across the board. For example, alternative finance in the U.K.

Lending 115

Lending Survey Data National 115

PYMNTS

MARCH 2, 2018

. “The merchant cash industry first started as a product for unbankable clients,” said Andrew Mallinger, COO of PIRS Capital, in a recent interview with PYMNTS. “It The rise of alternative lending and familiarity of growing names like OnDeck is beginning to shift public perception of the merchant cash advance, however.

Capital 119

Capital Lending Louisiana Data 119

PYMNTS

JULY 20, 2018

million with B2B startups this past week, and while investment targets were diverse (including B2B eCommerce and small business lending), the bulk of the funding landed at companies focused on enhancing businesses’ ability to assess their performance. million raised in 2015, which was led by Ardent Capital.

Analytics 105

Analytics Capital Tools California 105

Bussman Advisory

JULY 1, 2023

This week’s must-know stories: Visa snaps up core banking platform Pismo for $1bn Mastercard launches DLT network for settlement of tokenized bank deposits Generative AI frenzy pushes Nvidia market capitalization past US$1T mark Plus, 9 more exclusive stories to help you stay ahead of the curve!

Marketing 52

Marketing Fintech Leadership Community 52

South State Correspondent

JUNE 13, 2022

Banks that take too much risk fail, and banks that take too little risk produce returns below their cost of capital and either get acquired or driven out of business. Examples abound, but a common one is when banks list “loan sales or participation” as a mitigant for credit shocks relating to lending sector concentrations.

Risk Management 195

Risk Management Examples social media Management 195

PYMNTS

DECEMBER 8, 2016

Venture capital has hit a plateau, according to some analysts. “After $100M+ checks flowed freely to VC-backed companies through much of 2015, the mega-round trend has settled into a lower range through 2016,” concluded KPMG and CB Insights in their Q3 2016 venture capital report.

Fintech 100

Fintech Capital Analysis Trends 100

CFPB Monitor

OCTOBER 11, 2018

At the Online Lending Policy Institute’s (OLPI) annual summit in Washington, D.C. For an analysis of the DFS lawsuit, click here.). Gardineer raised concerns about the application of bespoke capital, liquidity, and risk management requirements for SPNB charter applicants. In her remarks and responses to questions, Ms.

Policies 60

Policies Lending Data Online 60

Bank Innovation

FEBRUARY 20, 2019

We conducted an analysis of consumer behavior patterns and […]. We wanted to know the answer to that critical question, so Credit Sesame partnered with Megan Hunter Antill and Jessica Yu, Ph.D., candidates in Quantitative Marketing at Stanford Graduate School of Business, to find out.

Study 284

Study Analysis Marketing Operations 284

PYMNTS

JANUARY 17, 2019

As innovative technologies move down stream, small and medium-sized businesses are poised to benefit significantly from being able to customize a flexible payroll and human capital management (HCM) program. The evolution of payroll is all about pushing back against the notion of one-size-fits-all. ” In the U.S.,

Capital 173

Capital Tools Survey Management 173

PYMNTS

SEPTEMBER 1, 2017

Don’t let the lack of news about mega-grossing venture capital (VC) rounds fool you. This week’s B2B venture capital activity led to an impressive $141.2 SIG, GGV Capital, Yunqi Partners, Huochebang, SKy9 Capital and Chuangban Investment also participated in the funding round, reports said. TravelBank.

Fintech 135

Fintech Capital Groups Analytics 135

PYMNTS

JULY 28, 2017

It may be slow on the B2B venture capital front, with just $31.5 With $16 million in new venture capital (VC) funding, SyncHR, based in the U.S., The company provides Human Capital Management cloud-based software to businesses. million in funding rounds for some pretty niche enterprise service providers.

Big Data 105

Big Data Capital Software Data 105

PYMNTS

AUGUST 1, 2018

The proposed changes include moving the collection and storage of small business lending data, required under the Dodd-Frank Act , from the Consumer Financial Protection Bureau (CFPB) to the Office of Financial Research (OFR). It is critical that we respond to the needs and concerns of Main Street America,” said Snowe in a statement.

Policies 100

Policies Report Regulation Maine 100

PYMNTS

MAY 2, 2018

Together, the companies are testing a blockchain micro-lending solution that would broaden food vendors’ and farmers’ access to capital. Vendors accessed that capital via their mobile phones. percent to 7.57 percent, with listings on 18 new venues. China eCommerce giant Alibaba moved Down Under for its latest blockchain test.

blockchain 122

blockchain Capital Lending Management 122

PYMNTS

FEBRUARY 20, 2018

As with other forms of financing, alternative lenders have stepped into this space to fill that gap left by traditional banks – and yet, the gap remains, highlighting the limitations of alternative lending’s proliferation in recent years. Alt-Fin’s Limited Impact.

blockchain 100

blockchain Lending Regulation Technology 100

PYMNTS

MARCH 25, 2016

It may have been a big week for alternative lending in the consumer finance space, but in B2B payments, blockchain and eCommerce startups snagged the biggest share of venture capital. Elliptic revealed a $5 million funding round on Monday (March 21), with the Series A funding led by Paladin Capital. Blockchain.

blockchain 100

blockchain Capital Data Analytics 100

CB Insights

AUGUST 1, 2017

This teardown features annotations & commentary by four Social Capital partners. Thanks to the Social Capital team for updating/confirming their portfolio data on the CB Insights Editor. Social Capital is a VC fund with a focus on healthcare and education. Get all the latest data on innovation, startups, & disruption.

Capital 34

Capital Software Google Company 34

PYMNTS

JUNE 2, 2016

The other drumbeat for unicorns-in-training-wheels came from a newer venture capital firm Clear Ventures, which raised $120 million to invest in startups that are still in their early stages. The firm acquired Statwing, which makes statistical analysis software and focuses on churn and charting survey data.

Survey 100

Survey Training Capital Customer Experience 100

PYMNTS

NOVEMBER 3, 2016

Will alternative lending platforms eat away at traditional banks’ market share? With financial institutions beginning to collaborate and partner with these alternative players, it seems even less likely that the two sides of the SME lending space will challenge each other. But the latest analysis from J.D. Second, J.D.

Survey 100

Survey Lending Millennials Analysis 100

Celent Banking

NOVEMBER 30, 2015

Santander UK with Funding Circle and Union Bank with Lending Club ) to more complicated engagements where new services are plugged into a banks’ existing digital banking platform through APIs. Often the injection of new capital by the buyer can give a startup the resources needed to flourish.

Fintech 100

Fintech Report Innovation Trends 100

Bank Innovation

SEPTEMBER 10, 2016

Attendees from banks, credit unions, and other fintech companies saw 31 demos of technology that has applications across the financial sphere, from financial data analysis to mobile payments to trading. On the second day of FinovateFall 2016, fintechs continued to wow attendees with bright, dazzling new finovations.

blockchain 150

blockchain Analysis Fintech Mobile 150

PYMNTS

DECEMBER 28, 2018

Yet previous analysis from Avoka has found that less than a quarter of business banking services can be opened online, introducing a major challenge for small businesses that see fewer and fewer bank branches open nearby. However, as the speed of innovation continues to increase,? JLL research published last year found that the 2.2

Fintech 177

Fintech Customer Experience Tools Technology 177

Tefkin

JUNE 3, 2014

On the “Beta” end of the scale, ETFs are steadily becoming one of the most successful innovation in recent decades. By lifting the ban on general solicitation and making crowdfunding easier, the JOBS act is opening access (for accredited investors for now) to the Venture Capital and Hedge Funds asset classes.

Industry 42

Industry Management Innovation Analysis 42

PYMNTS

APRIL 8, 2016

In small business lending, the rush of alternative players entering the market is beginning to give way to consolidation — or, at least, collaboration. They fall back on traditional, historical analysis, which can be dated or not accurate.” Should they build capacity themselves? ” The SME Underwriting Legacy .

Analytics 100

Analytics Data Lending Big Data 100

Independent Banker

DECEMBER 29, 2015

ICBA warns of risks of online marketplace lending models. Online marketplace lenders are a new form of nonbank specialty lending that uses technology platforms to allow Wall Street and individual investors to directly fund loans to consumers and small businesses. Lend exclusively over online peer-to-peer platforms.

San Francisco 70

San Francisco Lending New York City Online 70

CB Insights

DECEMBER 12, 2019

From payments to insurtech to lending, fintech companies are attracting investor attention. Our analysis considers first exits since 2014 only. Lending Club saw the highest-valued exit on our list, going public at a valuation of $5.4B Lending Club. OnDeck Capital. purchase of insurance platform GoHealth.

Fintech 41

Fintech US Lending Analytics 41

CB Insights

AUGUST 26, 2021

SoftBank’s capital firepower has helped it become the #2 unicorn investor in the world. Our analysis focuses on equity investments made in 2021 (as of 8/5/2021) by SoftBank Group only, excluding other SoftBank investing arms. Our analysis includes investments in companies that have since exited. get the full report. First name.

Regional 94

Regional Fintech Analysis Company 94

FICO

DECEMBER 8, 2022

FICO’s data scientists in risk management created the FICO Resilience Index – an innovative analytic designed to rank-order consumers’ sensitivity to economic disruptions – in response to the industry's post-recession need to identify, manage, and protect against latent credit risk in lending portfolios (i.e.,

Risk Management 52

Risk Management Strategy Management Analytics 52

Lex Sokolin

SEPTEMBER 23, 2020

To the extent it pipes people to banking product, that goes to a $500 million market capitalization public company that makes prepaid cards. Instead, it is replacing payday lending as an industry. Just referring customers to capital sources. But Chime is even further removed from any actual capital. No shenanigans.

Capital 52

Capital Software Lending Apple 52