Abrigo

OCTOBER 9, 2024

How to build a successful Q factor framework under CECL Understanding the quantitative side of the CECL calculation means developing defensible qualitative factors, or Q factors. Learn best practices to adjust for risk. Would you like other articles on CECL and Q Factors in your inbox? Takeaway 1 Q factors offer a way to adjust for risks that aren't fully captured in historical data or quantitative models Takeaway 2 Building a robust Q factor framework requires a systematic approach, regular mon

Risk Management 195

Risk Management Management Compliance Data 195

American Banker

OCTOBER 10, 2024

With earnings season set to kick off on Friday, investors will be paying close attention for any signs of loan growth and deposit pricing relief, though analysts don't expect improvements to materialize right away.

Report 81

Report Capital Marketing 81

South State Correspondent

OCTOBER 7, 2024

We recently worked with a community bank in the Southeast that wanted to win a piece of credit business for a manufacturing company. The manufacturing company had a long-time relationship with a national bank and the community bank lender was struggling to make inroads with the company’s CEO and owner. The CEO finally agreed to let the community bank make a pitch on $900m acquisition financing facility.

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Community Bank Community Industry Comparison 195

ABA Community Banking

OCTOBER 9, 2024

As president and CEO of $50 billion-plus BOK Financial, Stacy Kymes spends time thinking about the role of regional banks in the U.S. economy. Here's how BOK Financial finds unique niches and meets the credit and capital market needs in its core mid-America markets. The post A place for regional banks: How BOK Financial finds and fills local needs appeared first on ABA Banking Journal.

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Regional America Meeting Capital 105

Speaker: Joe Wroblewski, Sales Engineer Manager

Automating time-consuming manual tasks can save your firm hundreds of hours–and thousands of dollars. But it can also have longer-lasting benefits, like helping you attract and retain the next generation of CPAs, and we don’t need to tell you how important that is amid the current generational staffing crisis in the tax and accounting profession. You'll want to save your seat for this new webinar with industry expert Joe Wroblewski, where we'll explore how to: Maximize ROI with Cost-Effective Te

Taxes

BankUnderground

OCTOBER 9, 2024

Gabija Zemaityte The Tony Blair Institute for Global Change, among others, has argued that long-term fixed-rate mortgages (LTFRMs) could increase home ownership in the UK. The share of mortgages with longer fixes increased in the UK and internationally over the last decade. Persistently low interest rates over that period have supported demand for longer-fix products, including five-year fixes.

Marketing 111

Marketing US Policies Lending 111

Perficient

OCTOBER 7, 2024

Introduction A quick summary of the new official digital sign requirement of the FDIC is that effective January 1, 2025, this logo: must be replaced by this logo: For readers who missed part 1 of this series or want to reread the original blog can find it here. However, the new lengthy regulation raised many questions by the industry, and Perficient’s Financial Services Risk and Regulatory consultants have been researching answers and questioning regulators to provide in order to provide o

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FDIC Mobile Meeting Examples 221

TheGuardian

OCTOBER 10, 2024

Reports say Georges Elhedery’s plans part of restructure that would lead to merging global and commercial units The new boss of HSBC is reportedly readying to cut the jobs of some of the bank’s most expensive senior bankers in a move that could save as much as $300m (£229m) in costs. Georges Elhedery, who took over as chief executive last month, is planning to remove a layer of senior bankers as part of a restructure that would result in the bank’s global banking and commercial banking units mer

Report 90

Report 90

South State Correspondent

OCTOBER 9, 2024

Your bank is likely full of silos. Deposits rarely coordinate with Loans, Loans seldom talk to Mortgage, Risk is often on the outside looking in, and no one talks to Marketing until it is too late. These silos frequently prevent executing a single strategy, hinder communication, and interfere with collaboration. As a result, banks often struggle with culture, the customer experience, and, most importantly – strategy.

Strategy 195

Strategy Resources Customer Experience Groups 195

Payments Dive

OCTOBER 9, 2024

The digital restaurant payments provider raised processing fees for some restaurant clients. Separately, it’s aiding clients in adding surcharges on their customers’ orders.

Payments 448

Payments 448

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Anchor Loans, one of the nation’s top private lenders, turned to GoDocs to modernize its document preparation process and keep pace with growing loan volume. By automating doc generation and integrating seamlessly with internal systems, Anchor Loans drastically reduced prep time and minimized risk—without adding headcount. Learn how GoDocs helped Anchor Loans begin finalizing loan packages in just minutes, enabling faster, more scalable lending with real-time compliance across 48 states.

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ATM Marketplace

OCTOBER 11, 2024

A webinar on ATM Marketplace discussed the seven shields of ATM security.

ATM 127

ATM Security 127

ABA Community Banking

OCTOBER 11, 2024

Credit unions and other nonbanks should be subject to the same regulatory and supervisory expectations as banks if they are engaged in the same activities, Federal Reserve Governor Michelle Bowman said. The post Bowman: Credit unions, nonbanks should be subject to same regulatory expectations as banks appeared first on ABA Banking Journal.

Community Bank 52

Community Bank Policies Community 52

William Mills

OCTOBER 8, 2024

Our CEO, William Mills, attended this year’s FinovateFall in New York City, where he interviewed top fintech and financial services innovators to explore the latest technological advancements in the industry. Watch the full interview series below.

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New York City Video New York Fintech 108

Payments Dive

OCTOBER 11, 2024

The payments software provider announced a slew of new partnerships on Wednesday, also with Amazon and AMC Networks.

Software 396

Software Payments 396

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Automation generally supercharges any process and brings its value to the forefront. See how infusing automation such as ART (our month-end close solution), into your close can get you to the next level of closing. We will share a live demo of SkyStem's solution, ART and share the key elements of month-end close automation. Through ART, we'll take a look at: What month-end close automation entails Which process steps can and should be automated Benefits of achieving process automation, and Why i

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ATM Marketplace

OCTOBER 8, 2024

Even though it is heavily spelt out by regulators and others, the digitalization of financial services comes with increased security risks, even as it improves services and operating efficiencies.

Security 121

Security Regulation Operations 121

ABA Community Banking

OCTOBER 7, 2024

ABA announced six banks are the recipients of the 2024 Brand Slam Awards, which honor exceptional bank marketing strategies. The post ABA recognizes six banks with national bank marketing awards appeared first on ABA Banking Journal.

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National Marketing Marketing Strategies Strategy 98

Bussman Advisory

OCTOBER 10, 2024

This week’s must-know stories in the FinTech, AI and Digital Asset space. The latest edition of the FinTech Ecosystem Newsletter is here: Image Credits: shutterstock.com The post HSBC exec warns of AI ‘success theater’ in finance | Apple pivots payment strategy for ecosystem growth | Klarna board moves to oust co-founder’s ally appeared first on Bussmann Advisory AG.

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Apple Strategy Fintech Payments 52

Payments Dive

OCTOBER 11, 2024

The department’s undersecretary for domestic finance, Nellie Liang, suggested state oversight of money transmitters was outdated in an era of electronic payments.

Payments 273

Payments 273

Advertiser: Trellis

Finance teams find Trellis to be particularly effective in conducting comprehensive due diligence on both individuals and businesses. With our court data solution, financial experts can access critical litigation insights, making it an invaluable resource for informed decision-making in the financial sector.

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Jack Henry

OCTOBER 10, 2024

We’ve reached the final day of Jack Henry™ Connect, and what a week it’s been! The energy throughout this conference has been nothing short of electric.

Conference 97

Conference 97

American Banker

OCTOBER 8, 2024

The top five credit unions have combined real estate loans and lines of credit of more than $217 million as of June 30.

Industry 90

Industry Lending 90

The Paypers

OCTOBER 7, 2024

Google has partnered with Muthoot Finance in order to expand its reach in the Indian market and boost its credit play for customers in the region.

Google 81

Google Regional Marketing 81

Payments Dive

OCTOBER 7, 2024

Fiserv has allowed Zūm Rails to use its embedded finance system to bring open banking and instant payments to Fiserv’s U.S. business customers.

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Company System Payments 273

Advertiser: ZoomInfo

AI adoption is reshaping sales and marketing. But is it delivering real results? We surveyed 1,000+ GTM professionals to find out. The data is clear: AI users report 47% higher productivity and an average of 12 hours saved per week. But leaders say mainstream AI tools still fall short on accuracy and business impact. Download the full report today to see how AI is being used — and where go-to-market professionals think there are gaps and opportunities.

Marketing

Jack Henry

OCTOBER 8, 2024

Day 2 of Jack Henry™ Connect is Off to a Rousing Start! Last night’s Carnival Kickoff was a huge hit, offering a perfect blend of fun and networking. From the bumper cars to the rock-climbing wall to carnival games, attendees got a chance to relax and connect after a full day of learning. While the fun and games were fan favorites, the food and drinks were just as memorable.

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Conference 97

American Banker

OCTOBER 10, 2024

The sweeping enforcement actions will be a watershed event for TD's U.S. subsidiary, which had previously been a promising growth engine.

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Compliance Regulation 87

The Paypers

OCTOBER 10, 2024

Stripe has announced its partnership with NVIDIA in order to optimise its AI-powered capabilities and expand worldwide access to the latter’s AI platform.

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Payments Dive

OCTOBER 8, 2024

Sen. Dick Durbin threw his weight behind an Illinois law that would nix interchange fees on taxes and tips, supporting the edict in a court document filed Friday.

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Illinois Taxes 243

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Why Legacy Lending Workflows Are Costing You More Than You Think Legacy systems and manual workflows might feel familiar, but they come with growing risks—compliance gaps, costly delays, and lost opportunities. This guide breaks down why clinging to traditional processes is no longer sustainable and how automation can help lenders regain control, improve efficiency, and reduce risk across the closing process.

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