Cisco

MARCH 26, 2021

Get ready to TURN IT UP at our all-digital Cisco Live 2021. Join us for our engaging industry sessions across financial services and retail. All financial services and retail session are future focused; taking the lessons learned from 2020 and building toward a more sustainable and inclusive future. Financial Services.

Customer Experience 71

Customer Experience Retail Operations Security 71

Abrigo

APRIL 25, 2024

Generally, small business loans benefit business owners, they also benefit communities, according to 2021 research for the SBA. Starting with loans originated in January 2021, delinquency rates begin to fall and even dip below historical averages. At the same time, 59% pursued credit to meet operating expenses.

Lending 195

Lending Trends Capital Strategy 195

PYMNTS

APRIL 10, 2019

From CVS to T-Mobile , retailers and technology providers are catering to the trend of contactless payment acceptance with new solutions and methods of handling cards from customers. consumers are expected to use in-store mobile payments by 2021. consumers are expected to use in-store mobile payments by 2021. Businesses pay 2.75

Retail 259

Retail Payments Mobile Apple 259

Perficient

FEBRUARY 2, 2023

Security/Biometric Payments With the widespread popularity of digital payments continuing to grow, security remains at the forefront of concern for payment companies and their vendor partners. To use this offering, cardholders enrolled a fingerprint to have securely stored on their card. million this year and 94.4

Industry 471

Industry Trends social media Payments 471

PYMNTS

NOVEMBER 24, 2020

But top industry experts told Karen Webster during PYMNTS’ latest “On The Agenda” panel that the hurdles for retailers are only beginning. He said the shipping infrastructure nearly buckled earlier this year, and retailers are now being highly conservative when it comes to managing deliveries. “We

Retail 251

Retail Examples Payments Meeting 251

Cisco

NOVEMBER 16, 2020

Ways to leverage IoT sensors, and networking & security solutions for remote work & branch ATMs. Secure and compliant remote work enablement. Aligning employee video conferencing and collaboration use with your security, risk, and compliance requirements. Manage carefully their OPEX and CAPEX budgets.

Security 138

Security Compliance Video ATM 138

PYMNTS

JANUARY 11, 2021

Today in B2B payments, the SBA releases guidance for the next round of PPP loans, while xSuite secures Peppol invoice certification. The last day to apply for a PPP loan is March 31, 2021, according to the SBA guidelines. Goldiam International Debuts B2B Website for US Retail Jewelry.

Security 139

Security System Guidelines Retail 139

PYMNTS

JANUARY 19, 2021

In today’s top retail news, Bed Bath & Beyond said it has finished its sale of Cost Plus World Market (CPWM) to a private equity firm, while Starbucks will help Washington state with the distribution of coronavirus vaccines. announced that it has completed its sale of Cost Plus World Market (CPWM) to Kingswood Capital Management.

Washington 141

Washington Retail Marketing Operations 141

South State Correspondent

JANUARY 17, 2024

As we pointed out, bank management needs to understand how a bank creates franchise value, and one way is to sell more profitable products to more profitable customers. Through this understanding of profitability and productivity, bank managers can set better strategies and tactics plus start to optimize the allocation of capital.

Study 195

Study Maine Analytics Capital 195

PYMNTS

JANUARY 21, 2021

The pandemic has driven consumers to make the bulk of their purchases online, leading many businesses and retailers to struggle with securing their digital infrastructures and payments processes while managing floods of orders. retailers have digital oversights that leave them vulnerable to attacks. A PYMNTS study on U.S.

Fraud 148

Fraud Strategy Study Cards 148

PYMNTS

MAY 20, 2020

The last several weeks have certainly made for unexpected and unprecedented times for consumers and all players in the retail ecosystem and left a lot of businesses standing at a crossroads as they face the back half of 2020 and questions about what to do next. In other words, trust has become a primarily valuable currency of late.

Retail 189

Retail Branding Innovation US 189

Perficient

APRIL 2, 2021

These technologies are also used to better target marketing in retail and customize trade recommendations in wealth management. Risk Management. AI may be used to augment risk management and control practices. Email: 2021-RFI-AI@cfpb.gov. CFPB-2021-0004 in the subject line of the message. Credit Decisions.

Regulation 309

Regulation Industry Risk Management Analysis 309

BankInovation

JUNE 24, 2021

Lendbuzz, an auto lender focused on foreign-born borrowers with thin credit, announced this week it has secured an additional $360 million in debt and equity funding following a 200% year-over-year growth in origination volume in the first half of 2021.

Security 64

Security Innovation Management Retail 64

FICO

MAY 27, 2021

A Dozen Top Achievers in 2021. Earlier this year we provided a list of the winning companies in our 2021 FICO® Decisions Awards. Volvo Cars transformed its customer onboarding experience using decision management technology in the cloud to digitize and accelerate the process for its new vehicle subscription service, Care by Volvo.

Analytics 52

Analytics Fraud Management America 52

PYMNTS

DECEMBER 9, 2020

PayPal has introduced QR code payments in iZettle’s point-of-sale app to advance secure, contactless transactions in the U.K. Robinhood In Talks With Goldman On Possible 2021 IPO. NEW REPORT: The Banks’ How To Guide To Using AI To Manage Credit Risk. Retail Will Play Major Role In Vaccine Distribution. businesses.

National 204

National Payments Tools Resources 204

Gonzobanker

JANUARY 25, 2023

According to a 2021 Federal Reserve survey , nearly 40% of Americans don’t have the funds to cover an unexpected expense of $400. in October 2021. Act (the SECURE 2.0 The Impact of SECURE 2.0 The Secure 2.0 Financial Institutions’ Response to SECURE 2.0 The post What SECURE 2.0 Act) into law.

Security 78

Security Taxes Tools Marketing 78

PYMNTS

JANUARY 7, 2021

Since the start of 2021, the cryptocurrency market is up 29 percent, and in the past 12 months, it is more than 380 percent higher. The parabolic move in bitcoin in such a short time period, I would say for any security, is highly abnormal,” Rosenberg told CNBC. At about 2:42 p.m. 6) and trading above $1,200, CoinDesk reported. .

Bitcoin 332

Bitcoin Marketing cryptocurrency Retail 332

FICO

NOVEMBER 11, 2020

FICO has announced its panel of independent judges for the 2021 FICO® Decisions Awards which honor clients achieving outstanding results using analytics and decision management technology to grow their business, manage risk and reduce costs. Marcel Le Gouais, managing editor at Credit Strategy.

Meeting 52

Meeting Analytics Big Data Management 52

South State Correspondent

APRIL 12, 2022

Recently, JP Morgan Chase released its 64-page 2021 shareholder letter and 340-page annual report. They are the ones that serve customers and communities, build the technology, make strategic decisions, manage the risks, determine investments and drive innovation. However, the US net interest margin (NIM) at JPM was 1.86% in 2021.

Community 195

Community Community Bank Leadership Lending 195

PYMNTS

JANUARY 25, 2021

The combined company aims to facilitate easier connections between retail and banking customers. A non-bank ATM operator, Cardtronics also offers managed services and payment processing to banks and merchants. NCR is a software- and services-led enterprise provider in the financial, retail and hospitality verticals.

Software 204

Software ATM America Retail 204

PYMNTS

OCTOBER 5, 2020

Retailers must protect customers’ card data from hackers who try to snatch payment details, and following best practices to ensure security requires adhering to the regulations established by the PCI SSC, a global payments industry forum. Merchants may also look to payments orchestration platforms to help them manage compliance needs.

Cards 207

Cards Data Compliance Payments 207

PYMNTS

DECEMBER 9, 2020

Square is offering merchants in the beauty and wellness industry a point of sale (POS) tool that integrates appointments, payments and checkout for a streamlined, secure process. . Aside from booking and payments, the enhanced Square Appointments solution also enables sellers to manage inventory. .

Tools 283

Tools Online Wyoming Software 283

PYMNTS

NOVEMBER 5, 2020

It shows retail flow. In other news, ten Spain-based tech and finance companies are developing a self-managed digital identity using blockchain and have completed the concept test phase, according to a Santander press release. A self-managed identity also protects the security of the information and ensures that it cannot be altered.

Bitcoin 214

Bitcoin blockchain cryptocurrency Management 214

PYMNTS

SEPTEMBER 22, 2020

And Handelsbanken will reportedly shutter nearly 50 percent of its Swedish offices by the close of 2021, the Financial Times reported. Approximately 160 offices will close by the conclusion of 2020 and a further 120 are scheduled to shutter in 2021. Securities and Exchange Commission (SEC) filing per the outlet. In the U.S.,

Pennsylvania 210

Pennsylvania Nashville Indiana Tennessee 210

FICO

FEBRUARY 23, 2022

You might think that fraud accounting for hundreds of billions of pounds of loss would be a top concern for consumers – but according to FICO’s recently completed Consumer Fraud Survey: 2021 , it is not. In September 2021, UK Finance reported a 71% increase in APP fraud during the first six months of 2021. Model , . “By

Fraud 98

Fraud Survey Customer Experience Retail 98

PYMNTS

JANUARY 26, 2021

A more independent Alexa, however, is just the start of the new features being rolled out for 2021. Along with the new Alexa capabilities, Amazon is also rolling out its Guard Plus home security subscription service. Along with the new Alexa capabilities, Amazon is also rolling out its Guard Plus home security subscription service.

Millennials 175

Millennials Data Trends Security 175

Bobsguide

MAY 8, 2022

This designation recognises GFT for the delivery of effective solutions to help its clients manage critical issues pertaining to the industry, such as risk management, core systems implementations, data management, navigating compliance requirements, and establishing governance models. “It – A leading European retail bank.

Compliance 166

Compliance Risk Management Digital Banking System 166

PYMNTS

JANUARY 15, 2021

Walmart and Amazon are reportedly some of the large retailers piloting a new method of contending with refunds. Once considered the leaders of number-crunching and cash management, treasurers today have become enterprise leaders. Decoding QR Codes: Retailers Embrace Simple, Secure Touchless Payments Option.

Retail 145

Retail New York Security Resources 145

PYMNTS

AUGUST 4, 2019

Founded in 2012, Mumbai-based Fynd helps offline retailers sell their products to consumers directly through its online store, as well as allows them to connect with eCommerce platforms including Amazon India and Flipkart. In addition, Amazon is reportedly in talks to buy more than a quarter stake in Reliance Retail.

Retail 108

Retail Branding Industry Operations 108

PYMNTS

NOVEMBER 29, 2018

In the November Intelligence of Things Tracker , PYMNTS examines the forces pushing IoT adoption forward, the security risks holding it back, and how public and private sectors seek to strike the right balance. Recently, the National Institute of Standards and Technology drafted a report advising federal agencies on IoT security.

Trends 173

Trends Security Study California 173

PYMNTS

JANUARY 19, 2021

19) that it has finished its sale of Cost Plus World Market (CPWM) to California-based private equity firm Kingswood Capital Management, according to a statement. Riley Securities Inc. The deal had been expected to close prior to the conclusion of Bed Bath & Beyond’s fiscal year end in February 2021. said on Tuesday (Jan.

Marketing 130

Marketing California Branding Capital 130

Bobsguide

OCTOBER 1, 2022

Prometeia and SIX have entered into a long-term collaboration that involves Prometeia providing SIX the calculation capabilities for a product risk indicator (PRI) for securities that do not fall into the scope of PRIIPs (Packaged Retail and Insurance-based Investment Products) regulation. million in 2021. www.six-group.com.

Analytics 97

Analytics Risk Management Management Regulation 97

South State Correspondent

FEBRUARY 28, 2023

Many community banks today are willing to underwrite real estate secured loans on just two metrics: debt-service-coverage ratio (DSCR) and loan-to-appraised value (LTV). The current cap rate for all real estate categories is 6.06% – an increase from the 4.50% nadir reached in December 2021.

Lending 195

Lending Community Bank Community National 195

PYMNTS

OCTOBER 21, 2016

Retailers that are unable to call on substantial financial reserves are struggling in the current environment. Mobile shopping is growing and a key focus of retailers going into the holiday season. Mobile shopping is growing and a key focus of retailers going into the holiday season. The debt load for rue21 includes a $538.5

Retail 100

Retail Marketing Branding Austin 100

PYMNTS

MAY 4, 2020

Mastercard’s European businesses cater to more than 950 million people via business partnerships with retailers, financial institutions (FIs) and other companies. Barnett will join Mastercard’s Management Committee on June 1 and will report to Gilberto Caldart, president of international for Mastercard.

Operations 141

Operations Regulation Regional Retail 141

PYMNTS

APRIL 16, 2020

The retail company said the process would be easy, safe and affordable. Google Will Reduce New Hires Until 2021. Main Street USA: 58 Percent Of Main Street SMB Retailers Say They May Not Survive The Pandemic. The Spice House On A Recipe For Secure, Cross Border AP.

Report 150

Report Payments Google Maine 150

PYMNTS

AUGUST 14, 2020

While the migration of sales workflows from in-store to online hasn’t historically relied on guidance or input from the treasury department for a successful shift, in today’s demanding market, treasurers are in a position to play a far more strategic role in guiding their organizations as they manage new and changing payment flows.

Strategy 295

Strategy Online Payments Management 295