PYMNTS

FEBRUARY 28, 2019

They must also excel at securely handling payments and personal data, while recommending services at the right moment to enhance transactions along the way. million tourists using the platform in 2018, a 56 percent increase over the prior year. Airbnb on Payments, User Friction and Security Challenges in a Global Market.

Payments 183

Payments User Experience Training Case Study 183

PYMNTS

JULY 16, 2019

Silicon Valley’s Ondot Systems has developed a new cloud service for debit and credit card issuers that offers a great user experience while also being fast, easy and accessible, Ondot said in a press release. A key concern we hear about from customers is security and compliance,” Narayan said.

Innovation 128

Innovation Compliance User Experience Cards 128

PYMNTS

OCTOBER 23, 2019

Snap, the parent company of Snapchat, said the Department of Justice and the Securities and Exchange Commission are no longer investigating it. . In its latest financial report , Snap said its daily active user base reached 210 million in Q3 — that’s in comparison with 203 million in Q2 2019 and 186 million in Q3 2018.

Comparison 100

Comparison User Experience Security US 100

PYMNTS

OCTOBER 23, 2019

Snap, the parent company of Snapchat, said the Department of Justice and the Securities and Exchange Commission are no longer investigating it. . In its latest financial report , Snap said its daily active user base reached 210 million in Q3 — that’s in comparison with 203 million in Q2 2019 and 186 million in Q3 2018.

Comparison 100

Comparison User Experience Security US 100

Abrigo

MARCH 15, 2022

trillion in 2018 because of abandoned applications during onboarding, according to a 2019 report. Convenient access to free, local ATMs, security concerns, and being nervous about putting all of their funds in a digital bank were among the reasons provided. The commercial and business banking market lost $3.3 Defend Relationships.

Online 195

Online Lending Survey Digital Banking 195

PYMNTS

NOVEMBER 12, 2019

The latest Fraud Decisioning Playbook highlights how eCommerce merchants, financial institutions and other businesses are embracing fraud decisioning solutions to enable secure, seamless experiences for legitimate users. consumer records containing PII increased by 126 percent between 2017 and 2018. Too Much Data .

Fraud 100

Fraud Data Tools User Experience 100

PYMNTS

DECEMBER 12, 2019

Instant payments can offer businesses flexibility, reassurance and security by ensuring faster fund delivery, while also furnishing companies with updated financial information that will enable timely investment decisions. banks reporting in 2018 that they would provide real-time payments. . A December 2018 survey of 57 U.S.

Payments 130

Payments Examples System User Experience 130

PYMNTS

JULY 3, 2020

percent in 2018. The mantra ‘easy is the new loyalty’ defines what members want from their credit unions right now: user-friendly, convenient tools that are safe and secure,” Scott Young , head of innovation at PSCU, told PYMNTS. Easy is the New Loyalty’. percent of CUs with no loyalty innovation track record. Likewise, 33.3

Innovation 154

Innovation User Experience Tools Technology 154

Insights on Business

MARCH 26, 2018

She cautioned that these gains in customer convenience and simplicity open the door to fraud, so institutions must rigorously invest in security. With the cost in dollars of seven figures per security incident, banks have no choice but to make this a top priority. Lastly, Ms. Hello, Cora!

User Experience 135

User Experience Compliance Maine Regulation 135

PYMNTS

JANUARY 9, 2019

Retailers raked in more than $850 billion during the 2018 holiday season, marking the fastest holiday retail sales growth seen in the past six years. PYMNTS recently spoke with Siddiqui as well as Kyle Ciborowski — director of security architecture — on the ways in which the retailer is fighting fraud.

Fraud 109

Fraud Retail Security Online 109

PYMNTS

APRIL 30, 2018

According to a Crunchbase article published in February of 2018, investments in blockchain and blockchain-related startups (excluding initial coin offerings, or ICOs) were already 40 percent of what they were in 2017. billion in 2018 from $945 million in 2017 and will grow more than 80 percent year over year to reach $9.7 And to learn.

Fintech 183

Fintech blockchain Lending Digital Banking 183

PYMNTS

MARCH 8, 2019

PSD2 launched in January 2018 and has been active in the European Union for a little over a year now, meaning that banks, merchants and customers are becoming used to it and its accompanying data privacy law, GDPR. Security, verification and the benefit of data. based P2P loan provider Zopa , in a recent interview with PYMNTS. “But

Lending 135

Lending Data Security Regulation 135

Insights on Business

JULY 20, 2018

With the new release of OpenPages, IBM is redefining GRC through innovation and investment in new technologies—from AI and analytics, to User Experience Design (UXD), to regulatory content and unparalleled domain expertise and advisory services. It also ranks third highest in terms of estimated profitability margin.

Risk Management 96

Risk Management Management Compliance New York City 96

Insights on Business

JULY 18, 2018

With the new release of OpenPages, IBM is redefining GRC through innovation and investment in new technologies—from AI and analytics, to User Experience Design (UXD), to regulatory content and unparalleled domain expertise and advisory services. Wheeler, Jie Zhang, Earl Perkins.

Risk Management 70

Risk Management Compliance New York City Innovation 70

PYMNTS

APRIL 18, 2018

In an effort to simplify these digital payments experiences and create an interoperable standard, Visa launched its Visa Digital Commerce Program today (April 18). Visa Digital Commerce, Anil said, will offer the consumer a secure, but more streamlined experience when transacting with a merchant online.

Cards 116

Cards Innovation Security Payments 116

Insights on Business

FEBRUARY 13, 2019

First line of defense business users have increasingly come to realize that risk is not only everyone’s responsibility but also a key part of business operations today. How user experience design (UXD) is empowering the first line of defense, and enabling the business to realize the value of “owning” risk.

User Experience 79

User Experience Compliance Risk Management Training 79

PYMNTS

DECEMBER 12, 2018

Banks and credit unions are still wrestling with the best ways to deploy mobile technology, and do so in ways that balance security, and safe authentication, and consumer convenience. As that mobile technology get closer to mainstream introduction, the potential 5G ecosystem for FinTech and mobile banking is gaining clarity.

Fintech 211

Fintech Mobile Analysis Technology 211

PYMNTS

DECEMBER 4, 2017

This time of year has been no different for these seven startups, all of which have launched new products and features, fielded new investor funding, upped the security ante and, in the spirit of the holidays, generally worked toward payments peace on Earth. Weeks and hours whirl away, and there always seems to be something going on.

Payments 112

Payments Risk Management Data Branding 112

Insights on Business

OCTOBER 12, 2018

Innovative solutions: Culture and processes to create disruptive solutions and market-leading experiences for customers, including automated threat intelligence for secure financial transactions. IBM at Sibos 2018. Stay tuned for more blogs on Sibos 2018! Visit the IBM booth (#F22) at Sibos.

Innovation 87

Innovation Strategy Industry Technology 87

PYMNTS

MARCH 23, 2018

In financial services today, security and innovation can work with each other, and against each other. But customers’ constant demand for cutting-edge products and services is adding to the load of already heavy security burdens. At the same time, providers must ensure a positive, consistent customer experience.

Innovation 186

Innovation Security Technology Customer Experience 186

CB Insights

MARCH 8, 2018

Banks in Fintech: what’s ahead in 2018. These startups “challenge” the traditional incumbent business model by charging customers transparent low fees, providing faster services, and delivering a better user experience through always-available digital interfaces. What we’re watching in 2018. First Name.

Retail 78

Retail Digital Banking Fintech Regulation 78

PYMNTS

AUGUST 15, 2019

However, there have also been some significant steps back — particularly when it comes to securing a trillion-dollar switchover to cashless. That is up from about 50,000 merchants in spring of 2018. PayPay And Signs Of Mobile Acceleration.

Mobile 154

Mobile Payments National Marketing 154

PYMNTS

MARCH 17, 2020

Its redesigned app launched in January and the transition began when its parent company, Jack In The Box, sold it in 2018, according to Qdoba’s director of digital experience and media, Adam Fox. What we heard was that our existing app was overly complex, and [that] the user experience was not very intuitive.

Mobile 168

Mobile System Online Data 168

PYMNTS

APRIL 3, 2018

We have to be able to balance delivering clients’ needs on a scale that is convenient for them, while at the same time balancing security.”. Amid that balancing act, Fiserv has been working to bring a frictionless experience to financial services in a voice setting, said Domach.

Mobile 124

Mobile Fraud New Mexico Examples 124

Gonzobanker

FEBRUARY 3, 2020

In 2018 I predicted. First, technology advancements have mitigated the reliability and security concerns. Reduced administrative burden – Lighter implementations with little to no hardware required mean a much more user-friendly experience in terms of system administration. Improvements in architecture (i.e.,

System 78

System Innovation User Experience Technology 78

Cisco

MAY 29, 2019

But, when it really comes down to it, how can banks, saddled with regulations and security challenges, compete with the experiences offered by customer-obsessed tech powerhouses and agile fintechs? The potential cost of a poor user experience for mobile banking is high. Learn about Cisco Security for Financial Services.

Customer Experience 71

Customer Experience Retail San Diego Study 71

CB Insights

DECEMBER 15, 2020

The benefits of digitization stretch across client acquisition, client interaction, and advice, whether that be using VR and chatbots to provide better user experience, onboarding new users with self-service workflows, or using AI to rebalance portfolios automatically. . Source: Deloitte. Source: Bloomberg.

Management 87

Management Fintech Industry Trends 87

PYMNTS

MARCH 18, 2019

Additionally, according to the company’s latest figures , its users made 433 million transactions valued at $119 billion during 2018 — up from 247 million transactions valued at $75 billion a year earlier. First, we want the payment to be as secure as possible with risk mitigation. Educating Educators On P2P Security.

Security 148

Security Fraud User Experience California 148

Insights on Business

SEPTEMBER 26, 2016

In order to remain relevant to digitally astute and socially active customers, core banking processes, must be more reliable, scalable and secure requiring banks to constantly innovate. The user interface is where most of the focus is currently directed. This is where DevOps plays a very important role.

Innovation 70

Innovation System User Experience Meeting 70

FICO

APRIL 19, 2018

FICO WORLD 2018, MIAMI, Florida. FICO has further improved the FitAgent user experience with new controls, views and insights around payments, customers, accounts and communication that put the customer at the center of a lender’s operations. FICO ® World 2018 runs through April 19 in Miami Beach, Florida.

Miami 40

Miami Analytics Florida Management 40

PYMNTS

FEBRUARY 25, 2020

Chang’s rolled out its mobile ordering app in August 2018, but its rewards program has been in place since July 2015. This work is meaningless, though, if fraudsters can run amok in user accounts, and restaurants are not immune to emerging, innovative fraud. The Secret Sauce Of Security. Cooking Up A Fresh App .

Security 140

Security Mobile Chicago Trends 140

Cisco

MAY 29, 2019

But, when it really comes down to it, how can banks, saddled with regulations and security challenges, compete with the experiences offered by customer-obsessed tech powerhouses and agile fintechs? The potential cost of a poor user experience for mobile banking is high. Learn about Cisco Security for Financial Services.

Customer Experience 48

Customer Experience Retail San Diego Study 48

CB Insights

SEPTEMBER 11, 2018

The Edelman Trust Barometer shows that public confidence in search engines and social media platforms fell 11 percentage points from 2017 and 2018. Now tech companies are facing a wave of “techlash” — backlash resulting from rising concerns around privacy protections, election security failures, and ethics lapses.

Google 48

Google Apple Policies social media 48

PYMNTS

JANUARY 28, 2019

In addition, separate research by IT security firm ZeroFOX found 53,000 occurrences of online scams related to Fortnite between early September and early October of last year. billion in the fourth quarter of 2018, with an ending balance of $107.4 Capital One ’s further reprots domestic card loans increased 8 percent or $5.8

Video 128

Video Data Google Cards 128

PYMNTS

DECEMBER 10, 2018

2018: Same Song, Different Verse. A move that now, in the face of the litany of merchant breaches, seems a big ask of consumers for whom the safety and security of their payments and bank account credentials is at all-time high. There’s only one problem. But even that has changed.

Branding 184

Branding Cards Payments New Jersey 184

William Mills

MAY 9, 2018

Welcome to FinovateSpring 2018. Samsung SDS provides purpose-built solutions & services for secure mobility, digital identity and authentication, advanced analytics and retail experience in a diverse range of industries including financial services, government, and retail. Presenters: Chris Zannetos. Brian Milas.

Security 40

Security Samsung Strategy San Jose 40

PYMNTS

SEPTEMBER 20, 2018

20), Ant Financial announced the launch of Ant Financial Technology, a unit designed “to support the growth of financial institutions by improving user experience and lowering cost.” The brand was announced at the 2018 Ant Technology Exploration Conference. In a press release issued Thursday (Sept.

Branding 174

Branding Technology User Experience blockchain 174