PYMNTS

JULY 3, 2020

percent in 2018. Whether or not the reputation was ever really justified, CUs were long known as technology laggards in a space where even big, wealthy banks took their time with tech. “The Thirty percent said their CUs released user experience innovations during this timeframe as well, up from 20.8 Likewise, 33.3

Innovation 154

Innovation User Experience Tools Technology 154

William Mills

MAY 9, 2018

Welcome to FinovateSpring 2018. Again another financial wellness platform using machine learning technology. A TON of really old technology is being used in mortgage lending. In fact, Fiserv recently sold ALL of their mortgage technology to a PE firm. I’m here at the Santa Clara Convention Center covering the demos.

Security 40

Security Samsung Strategy San Jose 40

PYMNTS

DECEMBER 12, 2018

As that mobile technology get closer to mainstream introduction, the potential 5G ecosystem for FinTech and mobile banking is gaining clarity. Banks and credit unions are still wrestling with the best ways to deploy mobile technology, and do so in ways that balance security, and safe authentication, and consumer convenience.

Fintech 211

Fintech Mobile Analysis Technology 211

Abrigo

MARCH 15, 2022

trillion in 2018 because of abandoned applications during onboarding, according to a 2019 report. Convenient access to free, local ATMs, security concerns, and being nervous about putting all of their funds in a digital bank were among the reasons provided. In late February, for example, SoFi Technologies Inc.

Online 195

Online Lending Survey Digital Banking 195

Insights on Business

JULY 23, 2019

Security and risk management professionals within financial organizations can be overwhelmed with the rising cost and pressure of regulatory change management and mitigating associated risks. 2 Gartner Magic Quadrant for Integrated Risk Management, July 16, 2018. An innovative solution for IRM, recognized by analysts.

Risk Management 87

Risk Management Compliance Management Software 87

PYMNTS

NOVEMBER 12, 2019

The latest Fraud Decisioning Playbook highlights how eCommerce merchants, financial institutions and other businesses are embracing fraud decisioning solutions to enable secure, seamless experiences for legitimate users. consumer records containing PII increased by 126 percent between 2017 and 2018. Too Much Data .

Fraud 100

Fraud Data Tools User Experience 100

PYMNTS

JANUARY 9, 2019

Retailers raked in more than $850 billion during the 2018 holiday season, marking the fastest holiday retail sales growth seen in the past six years. PYMNTS recently spoke with Siddiqui as well as Kyle Ciborowski — director of security architecture — on the ways in which the retailer is fighting fraud.

Fraud 109

Fraud Retail Security Online 109

Insights on Business

JULY 23, 2019

Security and risk management professionals within financial organizations can be overwhelmed with the rising cost and pressure of regulatory change management and mitigating associated risks. Gartner Magic Quadrant for Integrated Risk Management, July 16, 2018. Gartner Magic Quadrant for Integrated Risk Management, July 16, 2018.

Risk Management 70

Risk Management Compliance Management Software 70

Insights on Business

MARCH 26, 2018

At IBM Think, the premier business and technology conference, the main theme is “mankind + machine,” and during the Wednesday morning session with Ian Hurst and Sarah Diamond, IBM General Managers of Banking and Financial Markets, and Naresh Vyas, Royal Bank of Scotland Head of Solutions, that theme was on full display. Lastly, Ms.

User Experience 135

User Experience Compliance Maine Regulation 135

Insights on Business

JULY 20, 2018

With the new release of OpenPages, IBM is redefining GRC through innovation and investment in new technologies—from AI and analytics, to User Experience Design (UXD), to regulatory content and unparalleled domain expertise and advisory services. It also ranks third highest in terms of estimated profitability margin.

Risk Management 96

Risk Management Management Compliance New York City 96

PYMNTS

MARCH 8, 2019

PSD2 launched in January 2018 and has been active in the European Union for a little over a year now, meaning that banks, merchants and customers are becoming used to it and its accompanying data privacy law, GDPR. Security, verification and the benefit of data. based P2P loan provider Zopa , in a recent interview with PYMNTS. “But

Lending 135

Lending Data Security Regulation 135

Insights on Business

JULY 18, 2018

With the new release of OpenPages, IBM is redefining GRC through innovation and investment in new technologies—from AI and analytics, to User Experience Design (UXD), to regulatory content and unparalleled domain expertise and advisory services. Wheeler, Jie Zhang, Earl Perkins.

Risk Management 70

Risk Management Compliance New York City Innovation 70

Insights on Business

FEBRUARY 13, 2019

The importance of the front office in the broader control framework was also reinforced by guidance on Jan 4, 2018 from the Federal Reserve Board (FRB), and the Financial Conduct Authority (FCA). How user experience design (UXD) is empowering the first line of defense, and enabling the business to realize the value of “owning” risk.

User Experience 79

User Experience Compliance Risk Management Training 79

Insights on Business

OCTOBER 12, 2018

I need an enterprise scale transformation approach powered by new technologies including cloud. Imagine you could accelerate the velocity of the business through information technology while saving 21% year over year on IT costs. But what is it and what are its real catalysts?

Innovation 87

Innovation Strategy Industry Technology 87

PYMNTS

APRIL 3, 2018

In an interview with PYMNTS, Domach said that “we are very early in the journey with voice technology, especially when it comes to final financial technology.”. We have to be able to balance delivering clients’ needs on a scale that is convenient for them, while at the same time balancing security.”.

Mobile 124

Mobile Fraud New Mexico Examples 124

PYMNTS

APRIL 30, 2018

According to a Crunchbase article published in February of 2018, investments in blockchain and blockchain-related startups (excluding initial coin offerings, or ICOs) were already 40 percent of what they were in 2017. billion in 2018 from $945 million in 2017 and will grow more than 80 percent year over year to reach $9.7 And to learn.

Fintech 183

Fintech blockchain Lending Digital Banking 183

PYMNTS

AUGUST 15, 2019

They are eager participants in modern eCommerce, and Japanese firms were literally on the ground floor of the development of mobile payments since Japanese firms invented the two key cashless payments technologies that power the vast majority of mobile payments done today. That is up from about 50,000 merchants in spring of 2018.

Mobile 154

Mobile Payments National Marketing 154

Gonzobanker

FEBRUARY 3, 2020

In 2018 I predicted. In recent years, while everything from loan origination systems to CRM to digital banking moved “to the cloud,” contact center platforms remained one of the last bastions of on-premise banking technology. First, technology advancements have mitigated the reliability and security concerns.

System 78

System Innovation User Experience Technology 78

PYMNTS

MARCH 23, 2018

In financial services today, security and innovation can work with each other, and against each other. But customers’ constant demand for cutting-edge products and services is adding to the load of already heavy security burdens. At the same time, providers must ensure a positive, consistent customer experience.

Innovation 186

Innovation Security Customer Experience Technology 186

CB Insights

DECEMBER 15, 2020

24 Industries & Technologies That Will Shape The Post-Virus World. The benefits of digitization stretch across client acquisition, client interaction, and advice, whether that be using VR and chatbots to provide better user experience, onboarding new users with self-service workflows, or using AI to rebalance portfolios automatically. .

Management 87

Management Fintech Industry Trends 87

Insights on Business

SEPTEMBER 26, 2016

The entire conversation about technology for banks has evolved from historically long development cycles to rapid, digital reinvention. In order to remain relevant to digitally astute and socially active customers, core banking processes, must be more reliable, scalable and secure requiring banks to constantly innovate.

Innovation 70

Innovation System User Experience Meeting 70

CB Insights

MARCH 8, 2018

Banks in Fintech: what’s ahead in 2018. These startups “challenge” the traditional incumbent business model by charging customers transparent low fees, providing faster services, and delivering a better user experience through always-available digital interfaces. What we’re watching in 2018. First Name.

Retail 78

Retail Digital Banking Fintech Regulation 78

PYMNTS

SEPTEMBER 20, 2018

20), Ant Financial announced the launch of Ant Financial Technology, a unit designed “to support the growth of financial institutions by improving user experience and lowering cost.” The brand was announced at the 2018 Ant Technology Exploration Conference. In a press release issued Thursday (Sept.

Branding 174

Branding Technology User Experience blockchain 174

FICO

APRIL 19, 2018

FICO WORLD 2018, MIAMI, Florida. FICO has further improved the FitAgent user experience with new controls, views and insights around payments, customers, accounts and communication that put the customer at the center of a lender’s operations. FICO ® World 2018 runs through April 19 in Miami Beach, Florida.

Miami 40

Miami Analytics Florida Management 40

CB Insights

SEPTEMBER 11, 2018

The Edelman Trust Barometer shows that public confidence in search engines and social media platforms fell 11 percentage points from 2017 and 2018. Now tech companies are facing a wave of “techlash” — backlash resulting from rising concerns around privacy protections, election security failures, and ethics lapses.

Google 48

Google Apple Policies social media 48

PYMNTS

FEBRUARY 25, 2020

Chang’s rolled out its mobile ordering app in August 2018, but its rewards program has been in place since July 2015. This work is meaningless, though, if fraudsters can run amok in user accounts, and restaurants are not immune to emerging, innovative fraud. The Secret Sauce Of Security. Cooking Up A Fresh App .

Security 140

Security Mobile Chicago Trends 140

PYMNTS

DECEMBER 10, 2018

2018: Same Song, Different Verse. A move that now, in the face of the litany of merchant breaches, seems a big ask of consumers for whom the safety and security of their payments and bank account credentials is at all-time high. There’s only one problem. Consumers use their debit cards, all right – just the ones issued by their banks.

Branding 184

Branding Cards Payments New Jersey 184

PYMNTS

FEBRUARY 19, 2018

In the age of voice-activated UX [user experience] in general,” Gurukula told Karen Webster in a recent conversation, “users expect that a transition to a conversational mode of interacting should mean that ‘technology’ just fills in a lot of the usual information gaps without having to ask the consumer.”. Gurukula said.

Payments 125

Payments User Experience Security Examples 125

PYMNTS

APRIL 8, 2019

Card Payouts is a card-based, front end user experience that integrates with treasury banks’ existing infrastructure. Affirm saw loan volume of over $2 billion in 2018, and recently inked a partnership with Walmart to bring its installment lending product to customers both online and in-store. So what did we learn this week?

Data 100

Data Payments Cards San Francisco 100

CB Insights

MARCH 21, 2018

While technology has permanently changed entire industries wholesale over the past decade, the multi-trillion-dollar global insurance industry in many ways, is still stuck in the past. Live briefing: BLOCKCHAIN TRENDS IN 2018. Join us for a deep dive into blockchain in 2018. Of course, getting there will be no mean feat.

blockchain 78

blockchain Fraud Policies Industry 78

PYMNTS

APRIL 23, 2018

Physical retail is being disintermediated by a host of new players using digital technologies and data that further erode their relevance. That was until Amazon branched out of books and niche players like Etsy provided a different and better product selection with a cleaner user experience less than a decade later. Take retail.

Retail 117

Retail Maine Lending Software 117

Fintech Labs Insights

APRIL 19, 2016

Adding better verification technology to banking and financial apps is a balancing act. On the other hand, however, too much friction quickly turns user experiences into user ordeals. Finovate: How does Nexmo’s technology solve the problem better? ” Company facts: Founded in January 2010.

Mobile 12

Mobile San Francisco Capital User Experience 12

PYMNTS

MAY 7, 2018

His idea was that these personal, social networks would become even more expansive and powerful as the inevitable advances in mobility and technology made it easier to make and then share those contacts. Over the years, economists, statisticians and mathematicians evolved this concept more rigorously. Dating sure does.

Online 116

Online Meeting Data Course 116

CB Insights

MAY 15, 2019

DBS launched its Singapore innovation lab to break out of its “traditional banking mindset to think, behave, and deliver more like a technology company,” according to Neal Cross, chief innovation officer. Fidelity — Fidelity Center for Applied Technology (FCAT) and Fidelity Labs. Founded: 1999 and 2005. Citi — Citi Innovation Labs.

Innovation 78

Innovation blockchain Technology Groups 78

PYMNTS

OCTOBER 1, 2018

31, 2018, will mark the 10th anniversary of the day that a link to a paper , authored by Satoshi Nakamoto , describing the digital currency called bitcoin was first publicly circulated. You can have distributed ledger tech without using bitcoin rails, but you can’t have bitcoin without blockchain technology. The end of this month, Oct.

Bitcoin 214

Bitcoin blockchain cryptocurrency Innovation 214