PYMNTS

MAY 30, 2018

Small businesses (SMBs) seeking loans decreased at the end of 2017, and companies felt the sting of financial challenges more acutely. That finding comes care of data gathered by 12 regional Federal Reserve banks in a survey conducted over the third and fourth quarter of 2017. In the 10 years following the financial crisis, the U.S.

Lending 115

Lending Community Bank Survey Community 115

PYMNTS

SEPTEMBER 23, 2016

The app will enable community financial institutions (CFIs) to compete with larger financial institutions by providing their business banking customers with iOS and Android access to this secure and easy-to-use account management platform. NCR announced on Thursday (Sept. 22) it launched a new app dubbed Business Banking Mobile.

El Paso 100

El Paso Community Bank Community Mobile 100

Gonzobanker

DECEMBER 19, 2017

Seriously, sit back with a pocket flask of Pappy Van Winkle, smoke a cigar (or your combustible of choice if you live in Colorado, California, Washington, Oregon, Nevada, Main or Massachusetts) and enjoy the 2017 GonzoBanker Awards. Malls, retail stores and even some bank branch closings proliferated in 2017. Payments chaos.

Conference 90

Conference Industry Community Bank Community 90

PYMNTS

AUGUST 3, 2017

A separate report from fraud prevention solutions company GIACT points to potential fraud risks that could arise when Same Day ACH debits roll out in September 2017. Community banks meet the millennial generation. Detecting fraud early and efficiently is a growing concern for all parties as faster payments rise.

Community Bank 117

Community Bank Community Report Millennials 117

NCR

DECEMBER 18, 2017

Community banks are an integral part of the US banking system. In the US, a community bank is typically defined as one with assets of less than $1 billion – and for many people a local credit union or community bank is often the first choice when opting for a financial services provider. Why does all this matter?

Community Bank 79

Community Bank Community Innovation ATM 79

PYMNTS

SEPTEMBER 18, 2019

Opolis is offering the best solution we’ve seen yet that can provide the security and benefits usually restricted to traditional workplaces,” said Richard Brow, head of Community Development for MakerDAO, according to Coin Desk. Maker is looking forward to seeing how Dai can help de-risk this emerging workforce.”.

blockchain 109

blockchain Security Los Angeles Bitcoin 109

Independent Banker

MARCH 31, 2022

Executive committee members tell us what advocacy issues they’ll be focused on during their terms, while board members share their words of wisdom for up-and-coming community bankers: themselves. To sum it up, these leaders are all in and all heart for community banking. We are not Wall Street banks—we are community banks.

Community Bank 239

Community Bank Community Industry Texas 239

PYMNTS

AUGUST 7, 2019

Canadian chat app Kik has filed an answer to a lawsuit by the Securities and Exchange Commission (SEC) claiming that the company’s $100 million digital coin offering was not legal. The lawsuit was announced in June, when the SEC accused Kik of violating securities law for not registering its 2017 digital token.

Community 115

Community Security Survey Strategy 115

NCR

APRIL 6, 2017

Given the number of regulations they are required to follow when it comes to areas such as data protection – and the high consequences that security breaches can lead to – in past years, many banks may have felt that moving operations to cloud tools would have constituted too high a risk. In some ways this is understandable.

Tools 75

Tools Technology Operations Community Bank 75

PYMNTS

OCTOBER 13, 2020

The rebranding initiatives in a number of instances are bringing about a rise in crypto prices last observed in at the height of 2017’s bitcoin bubble. In theory, DeFi apps are meant to allow individuals to borrow, loan, get insurance or exchange amongst themselves sans middlemen. 13) statement posted on the U.S.

Bitcoin 196

Bitcoin Cyber Security Groups Community 196

PYMNTS

OCTOBER 8, 2018

The amount was disclosed in the Annual Work Program, which had been devised by the European Securities and Market authority at the end of last month. Duff & Phelps, through its Global Enforcement Review, said at the end of last week that total penalties have climbed by 30 percent from 2015 to 2017, to $26.5

United States 174

United States Regulation cryptocurrency Cleveland 174

Independent Banker

FEBRUARY 28, 2022

By Jim Reber, ICBA Securities. What this has to do with community bank investment management may not be readily apparent. Belly of the curve matters to community banks. First, the average duration of a community bank bond portfolio is more than four years right now. Photo by Gleitfrosch/iStock.

Community Bank 91

Community Bank Community Memphis Security 91

PYMNTS

APRIL 7, 2020

“When our small businesses suffer, our nation suffers, so it is incumbent upon all to ensure that we’re supporting the businesses who are the lifeblood of our economy and pillars of our communities,” said Mastercard President Michael Miebach in the release. “We Mastercard said it will also provide U.S. The programs are free for three months.

New York 167

New York Community Tools Maine 167

Accenture

JULY 19, 2017

The PSD2 regulatory technical standards for strong customer authentication (SCA) and secure communication (SC) are proving difficult to finalize. The security, authentication, fraud monitoring and secure communication methods (covered in the RTS) are the bank/PSP’s choice, between January 2018 and the RTS date (in 2019).

Security 174

Security Online Compliance Fraud 174

PYMNTS

JULY 15, 2020

The European Securities and Markets Authority (ESMA), the European Union’s (EU) financial watchdog, plans to examine how German regulators handled oversight of Wirecard AG , the collapsed payments company that is facing a series of criminal allegations. ESMA said they will conclude the inquiry by the end of October.

Regulation 141

Regulation Guidelines Groups Report 141

PYMNTS

AUGUST 28, 2019

A whole new economy saturated with goods and services sold for cryptocurrency will be born,” the company said in 2017. Many in the crypto community are skeptical about the currency, and many chose not to invest in it. Telegram said the first batches of the coin, called Gram, would start appearing in the next few months.

cryptocurrency 188

cryptocurrency New York Regulation Community 188

PYMNTS

FEBRUARY 9, 2019

XinFin also noted that its developer community will bridge the Corda private network to XinFin’s public network to support a hybrid, public-private blockchain ecosystem.

blockchain 199

blockchain Community Technology Management 199

PYMNTS

MAY 22, 2018

The company’s research shows that for merchants who have completed the chip upgrade, counterfeit fraud dollars dropped 76 percent in December 2017 compared to December 2015. As for international research, in December 2017, data from secure payments enabler EMVCo showed that 58.9 As of March 2018, there were 483.6

Fraud 133

Fraud Cards United States Regional 133

PYMNTS

JULY 16, 2019

The bank also recently announced an initiative to help local communities. KeyCorp’s stock had been performing well up to Monday (July 15), when it was up 19 percent. KeyBank’s five-year, $16.5

Fraud 142

Fraud Cleveland Indiana Community 142

PYMNTS

MARCH 6, 2019

EncoreFX and Motor City Community Credit Union (MCCCU) of Ontario are also fueling up their fraud fights related to cross-border payments. Deep Dive: How CUs’ Security Approach Has Become a Top Selling Point. Securing personal data is top of mind for consumers, too, with 1.1 Find all the latest headlines in the Tracker.

Fraud 134

Fraud Security Resources Florida 134

PYMNTS

APRIL 19, 2018

percent of all cards issued globally by the end of 2017 were EMV-enabled. EMVCo continues to work closely with payment stakeholders to evolve the EMV Specifications to provide a secure, interoperable foundation for emerging technologies across face-to-face and remote environments.”. Data from EMVCo shows that 54.6 percent in 2016.

Cards 112

Cards United States Regional Technology 112

Abrigo

DECEMBER 8, 2016

As community banks and credit unions look toward 2017, many will be focusing on small business lending for loan portfolio growth, according to a recent Sageworks poll. By leveraging an online loan origination software banks and credit unions can receive documentation from the borrower via a secure online upload.

How To 150

How To Lending Community Bank Community 150

PYMNTS

JANUARY 3, 2019

Back in 2017, data revealed that eCommerce merchants, especially in the U.S., Its EMV 3-D Secure Protocol and Core Functions Specification v2.2.0 EMVCo continues to encourage the payments community to get involved and provide feedback on the EMV 3DS activity.”. billion annually on FDP solutions in 2023.

Fraud 152

Fraud Study Retail Online 152

PYMNTS

JULY 24, 2019

back in 2017, they haven’t yet hit ubiquity. But this has been the domain of larger financial institutions, especially when community banks and credit unions are included. Last month, payment company PayFi and The Clearing House (TCH) partnered to bring real-time payment technologies to community banks.

Payments 167

Payments Survey Community Bank Fraud 167

PYMNTS

JUNE 24, 2020

On Tuesday (June 23) Instagram announced it was opening social shopping to more businesses including its own influencer community. We’re excited to deliver Instagram checkout, a new, seamless, direct, and secure way to shop across our brands’ accounts, while still getting the perks of being a Sephora client.”. which reached $19.42

social media 150

social media Branding Community Retail 150

PYMNTS

AUGUST 20, 2020

“This is why we’ve implemented steep consequences for hosts or guests who try to skirt them, including bans from our community and even legal action.”. 19), the popular vacation rental app submitted plans for an initial public offering (IPO) to the Securities and Exchange Commission. On Wednesday (Aug.

San Francisco 131

San Francisco America Community Security 131

PYMNTS

JULY 2, 2020

His first public comments on a case that has captured the attention of Europe’s financial community came in an online panel discussion, the news service reported. A spreadsheet shared with 10 staffers in 2017 displayed just 107,000 customers, the report said. It is plain vanilla, old-fashioned criminal behaviour,” Felix Hufeld said.

Regulation 142

Regulation Fraud Report Community 142

PYMNTS

NOVEMBER 26, 2019

As a result of the funding, Pieter Welten, a partner at Prime Ventures, secured a seat on Leavy’s board. Founded in 2017 by CEO Aziza Chaouachi, the app has been described as a “travel community and marketplace” that wants to help millennials travel for less.

Millennials 142

Millennials Community Branding Security 142

William Mills

FEBRUARY 7, 2017

William Mills Agency, the largest independent public relations and marketing firm specializing in the financial industry, released its 14th annual financial services industry research report, #BankersAsBuyers 2017. bankers will likely purchase in 2017. The post Where Are Bankers Targeting IT Investments?

Report 40

Report social media Customer Experience Industry 40

PYMNTS

FEBRUARY 4, 2019

Twenty-five of them were operational worldwide in 2017, and that number had swelled to 40 by September 2018, with 16 more expected to debut by 2020. The Federal Reserve’s Faster Payments Task Force established a goal in July 2017 that any consumer or business with a U.S. Community banks and credit unions also offered their backing.

Payments 183

Payments System Cards Policies 183

PYMNTS

FEBRUARY 28, 2019

They must also excel at securely handling payments and personal data, while recommending services at the right moment to enhance transactions along the way. While hosts in rural communities are legally allowed to accept both Korean citizens and foreigners as guests, hosts in urban areas can only accept those from outside the country.

Payments 183

Payments User Experience Training Case Study 183

PYMNTS

MARCH 3, 2019

The criminal prohibition that was in effect for a century in this country has failed our kids and our community,” said Bill Blair, minister of border security and organized crime reduction, at the time. But cannabis ETFs have seen their share of ups and downs. The fund has since returned 52 percent.

Community 152

Community National Examples Management 152

PYMNTS

DECEMBER 2, 2016

Smart contracts and blockchain company Symbiont has hired a renowned cryptographer to enhance the security of its technology. 1) that Dr. Lisa Yin has joined Symbiont as its chief security officer and chief cryptographer to develop security and privacy solutions. National Security Agency’s government hash standard, SHA-1.

blockchain 100

blockchain Security Technology Community 100

Abrigo

SEPTEMBER 6, 2017

Federal Reserve Small Business Credit Survey The 2016 Small Business Credit Survey from the Federal Reserve states that moving into 2017, small businesses “expressed continued optimism while also reporting trouble making ends meet and accessing credit.”

Survey 150

Survey Taxes Comparison Fintech 150

PYMNTS

MARCH 14, 2017

MCX has been an important partner, and their technology complements ours, so we’re thrilled to deepen our relationships with the merchant community through the purchase of this technology. Also in December, Atom Tickets, the mobile-first movie ticketing platform, announced it will integrate Chase Pay as a preferred method of payment in 2017.

Technology 135

Technology Payments Community Fintech 135

PYMNTS

JANUARY 30, 2019

” In an interview with PYMNTS’ Karen Webster in 2017, O’Malley spoke about the challenges that banks face in accelerating and digitizing their business lending processes, while still adhering to bank credit policy. It’s a competitive advantage and increases access to much-needed credit for qualified small businesses.”

Analytics 144

Analytics Lending Tools Community Bank 144

PYMNTS

JULY 31, 2017

According to the FinTech’s latest “ Performance Against Customer Expectations (PACE) Report ,” SMEs are unhappy with a lack of options for high-tech products and services, and as more small businesses switch banks, analysts say this discontent could accelerate bank-switching among the nation’s small business community.

Survey 112

Survey Community Bank Community Regional 112