PYMNTS

MAY 10, 2016

The only way to predict what the emerging payments trends are for today is to seek out the one group of people who has the power to control the entire market: consumers. But, of course, no two consumers are exactly alike – especially when comparing consumers across different regions of the world. and German market.

Regional 100

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PYMNTS

MAY 10, 2018

Global Wireless POS Market Growth. The global wireless POS terminals market is expected to have a compound annual growth rate (CAGR) of 13 percent from 2017 to 2023. As a result, the region can be an “early adopter” of the technology. However, the company said that Asia-Pacific may see the fastest market growth.

America 114

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PYMNTS

MAY 30, 2016

And to make sure that everyone starts off 2016, Part II on the same footing, we thought we would bring you a few of the top trending stories, as well as hot data/research topics, that will give you a head start on that all-important planning for 2016 and beyond. Store Front Business Index: Main Street USA, A-OK? Financial Inclusion.

Trends 100

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PYMNTS

FEBRUARY 4, 2019

A series of regulations was established to encourage a safer, more transparent financial services environment following the 2008 financial crisis. Failure to meet AML/KYC requirement challenges can be costly for FIs, too, with regulators issuing heavy fines for lax security practices or failure to devote sufficient resources to oversight.

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PYMNTS

MARCH 19, 2019

The country’s regulators have gotten tough on the shadow banking market in recent years. percent from the end of 2017 and hitting its lowest level since 2016. However, while regulators are happy to see shadow lending fade, the sector’s main borrowers — private companies — are feeling the strain. trillion ($9.1

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PYMNTS

JANUARY 29, 2018

China’s rising levels of corporate debt are in the headlines again with the nation’s banking regulator reportedly introducing to lower debt levels. Regulators must keep clear heads and cannot be blindly optimistic,” the regulator stated in its report. Reports in Reuters said Friday (Jan.

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PYMNTS

FEBRUARY 22, 2018

Amazon and Alibaba may be the most high-profile eCommerce marketplaces, but they are far from the only ones, especially in smaller international markets, where hundreds of platforms are aggregating wares from hundreds of sellers to serve more local clientele.

Regional 110

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PYMNTS

MARCH 5, 2018

By offering QR-based digital payments, smaller retailers can achieve these goals and create greater customer stickiness with little to no investment beyond the phone they already have,” said Jorn Lambert, EVP, Digital Channels and Regions, Mastercard. In spring 2018, participating U.S. In spring 2018, participating U.S.

Regulation 108

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PYMNTS

MARCH 14, 2017

Wanda, Ctrip, and LeEco are among the firms that have started pursuing the Chinese small-loan market over the past year, and JD.com said it was spinning off JD Finance. However, beyond the book value of the loans themselves, there is also the part they play in China’s increasingly active securitization market.

Lending 115

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BankUnderground

JUNE 8, 2022

There is a lively debate about whether and how capital regulations for banks and insurers should be adjusted in response to climate change. Setting capital requirements or buffers based on market-based climate risk measures is problematic for two reasons. Marco Bardoscia, Benjamin Guin and Misa Tanaka.

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PYMNTS

JANUARY 25, 2017

Will 2016 once again present an explosion in alt-lending transaction value? The past year has seen significant changes in regulatory policy, as well as several market and firm-specific events relevant to the online alternative finance industry,” he said in a statement. billion recorded in 2014. credit assessment, due diligence, etc.),

America 100

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PYMNTS

AUGUST 2, 2016

In looking ahead at the near-term emergence of FinTech markets, the U.S. Department of Commerce’s International Trade Administration said in its “ 2016 Top Markets Report Financial Technology ” that Asia will hold sway over other regions. Payment services, with … 17.6 percent, insurance services at 7.7

Fintech 100

Fintech US Big Data Trends 100

PYMNTS

MARCH 28, 2018

Citing Better Markets, a nonprofit that tries to keep Wall Street honest, TheStreet.com reported the group said promoting Williams to head up the New York Fed would be problematic because he failed to prevent the fake account scandal at San Francisco-based Wells Fargo, which has had far-reaching implications and has hurt countless consumers.

San Francisco 115

San Francisco Los Angeles New York Risk Management 115

PYMNTS

JUNE 6, 2019

billion) at the end of 2016. The bank’s non-performing loan ratio, as of December 2016, was 1.68 The Barclays report said that “We expect more ‘exits’ of smaller banks or non-bank financial institutions (likely through takeover or M&A with bigger parties), most likely with some regional significance.”. billion yuan ($22.68

Report 108

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PYMNTS

JANUARY 10, 2019

Daniel Widmann, a technology law expert at Pinsent Masons, said in 2016 that this could cause trouble for the company. A regional consumer protection watchdog organization brought the case against Amazon, arguing that Dash buttons don’t let customers know what they’re paying. and the eCommerce company has faced hurdles there.

Comparison 143

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PYMNTS

AUGUST 1, 2018

Small businesses are essential job generators, and the major driver of economic growth and vibrancy for all regions of the country.”. It is critical that we respond to the needs and concerns of Main Street America,” said Snowe in a statement. Suggestions included that the U.S.

Policies 100

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PYMNTS

NOVEMBER 22, 2018

But the seismic changes above just as easily refer to Brexit years after the historic 2016 vote marking a thumbs up to a historic divorce. basic access” to the bloc’s financial markets. Critics charge that equivalency can be revoked by regulators in Brussels, and that the U.K. The legacy of World War I?

Fintech 156

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Tefkin

JANUARY 5, 2016

Looking at 2016 with the experience of the past 7 years in financial services. While banks are still experiencing the effect of the crisis notably through restrictive regulation and a continuing string of financial scandals, their public messaging is one of innovation and change. it will be a pivotal year for financial services.

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PYMNTS

FEBRUARY 10, 2017

The region is also home to an active and fast-growing startup scene. Brussels the third wealthiest region in terms of GDP per capita due to this number being twice as high as the European average. The city was ranked as a strong innovator by the latest edition of the Regional Innovation Scoreboard (RIS 2016).

Capital 100

Capital Regional Innovation Fintech 100

Celent Banking

MARCH 30, 2016

As I prepared for the webinar, I thought back to my first exposure to commercial lending when I worked for a large regional bank and I recalled the 4C’s of commercial lending from credit training: character, capacity, capital and collateral.

Lending 100

Lending Compliance Training Capital 100

PYMNTS

APRIL 16, 2019

The overhaul was put forth by the European Commission in November of 2016, and it mandates the amount of cash a bank has to put aside to be able to absorb losses. The reforms, while proactive, have been criticized for not being enough to stop the numerous scandals plaguing banks in the region.

System 116

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PYMNTS

NOVEMBER 1, 2017

Unsurprisingly, companies are looking to capitalize on that growing market. DraftKings ’ chief international officer, Jeffrey Haas, recently spoke with PYMNTS about the challenges involved in introducing fantasy sports to new markets, and which sports generate the most interest in different global regions. million in 2014 to 59.3

Payments 102

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PYMNTS

OCTOBER 24, 2016

Its 2016 National Small Business Survey signals widespread optimism across the nation’s small business community, despite economic challenges. Its 2016 Working Capital Outlook Survey revealed that 20 percent of U.K. A concerning 90 percent of suppliers in the region have had to deal with late-paying customers.

Payments 100

Payments National Regional Survey 100

Tech and Finance

JULY 13, 2016

Regional and mid-tier banks face an uphill battle on the digital front, but have advantages they can capitalize on with some focus and determination. Alarm bells are sounding in boardrooms of regional and mid-tier banks across the U.S. The 2016 U.S. Or at least they should be. Mobile Banking Functionality Benchmark.

Regional 28

Regional Mobile Millennials Study 28

William Mills

SEPTEMBER 9, 2016

William Mills Agency will be live blogging at Finovate Fall 2016. I believe SEC regulations require a company to go public if they have more than 500 shareholders. Targeted at Marketing, execs, lines of business owners, etc. Regulated Financial Institution. Check back for new updates throughout the day.

social media 40

social media ATM Mobile Customer Experience 40

PYMNTS

AUGUST 30, 2016

Uber is a powerful matchmaker with many stakeholders to keep happy on a good day — drivers, passengers and, of course, those state and local regulators. Uber launched services in Abu Dhabi in 2013 and had planned to invest $250 million in the Middle East and North Africa, its fastest-growing market region. This past Friday (Aug.

Regional 110

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PYMNTS

MAY 30, 2018

That finding comes care of data gathered by 12 regional Federal Reserve banks in a survey conducted over the third and fourth quarter of 2017. Financing of all sorts was on the downswing, and SMB owners began dipping into their own piggy banks before seeking a lending agreement.

Lending 115

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PYMNTS

AUGUST 20, 2018

Though a significant portion of the 2,000 professionals surveyed anticipate cryptocurrency disruption, some respondents said they don’t believe the impact will occur until blockchain and cryptocurrency are regulated. In the U.S., In a statement, FedEx Express Malaysia Managing Director S.C.

blockchain 103

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PYMNTS

OCTOBER 1, 2018

“As technology continues to provide more creative means for financial transactions, so, too, must financial technology companies be careful to abide by the rules that ensure stability and fairness in these emerging markets.” The build-back from the revelations of 2016 was a bit more of a lengthy process. Attorney Alex Tse. “We

Lending 135

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BankUnderground

MAY 22, 2024

Some countries have regulations in place that restrict lenders’ ability to issue mortgages to borrowers that exceed certain DSR limits. A previous Bank Underground post from 2016 comes to a similar conclusion. The results can help policymakers to assess risks in the mortgage market more effectively.

Survey 55

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BankUnderground

JANUARY 27, 2021

One key message stands out: banks that are more rooted in their market are much more likely to continue lending when faced with the economic fallout from such shock. Banks without access did not shore up their finances by borrowing on the interbank market, but curtailed their lending instead. Balance sheet adjustments.

Lending 70

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PYMNTS

JULY 2, 2020

A report in The Wall Street Journal (WSJ) said EY is now facing claims that the firm failed to identify “unorthodox financial arrangements” dating back to 2016, and, according to emails seen by the publication, that EY may have had questions surrounding those arrangements, but signed off on Wirecard’s financials regardless.

Fraud 152

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PYMNTS

MAY 30, 2016

CHAPS payment scheme in 2015 , and the infrastructure is used primarily for corporate treasury payments , according to the latest data from UK Payment Markets 2016.The billion growth expected for the retail procurement space by 2021 , said new analysis from Industrial Market Research last week. billion in sales for FY 2016.

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PYMNTS

NOVEMBER 14, 2016

Political uncertainty, economic shifts, technological disruption — they all have an impact on how a small business feels about the current market climate. 40% of the ERP software market goes to mid-sized firms as they spearhead the industry’s expansion. Brexit vote.

San Francisco 100

San Francisco Survey Data Security 100

PYMNTS

MARCH 12, 2018

At the time, KPMG regional advisory practice director Alan Flower told reporters that small businesses will likely be most affected by this lack of compliance. “We The alternative finance market argues that solutions like invoice financing and factoring are fitting. The EU, U.K. B2B FinTech hasn’t ignored the issue.

Payments 108

Payments Regulation Compliance Analysis 108

PYMNTS

FEBRUARY 28, 2018

Adopting a purchase order (PO) matching process is a significant marker of maturity, according to Rob Israch, chief marketing officer for accounts payable (AP) automation startup Tipalti. Jewel Paymentech extended one of its existing products, One Sentry Marketplace, in 2016 to help address these issues.

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blockchain System cryptocurrency Regional 100

PYMNTS

FEBRUARY 9, 2018

When Amazon officially forked over nearly $14 billion in August of 2016 to acquire Whole Foods , everyone knew one thing – and had one question. Regulations for crypto: Price volatility proves a boon for regulation, and this should be little surprise to anyone. Scores of Prime. A and B. . All of the. Oh, and about that quiz ….

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