PYMNTS

NOVEMBER 2, 2018

There are people in the world who want greater access to Amazon’s huge product selection but paying for those purchases has been a real obstacle for many customers,” said Hikmet Ersek, president and CEO of Western Union said, when the news was announced. But for about for about one-third o f the world’s adult population ( 1.7

Maine 123

Maine Payments Online Marketing 123

William Mills

SEPTEMBER 9, 2016

William Mills Agency will be live blogging at Finovate Fall 2016. Came from investment banking background. 11:50 am Time for lunch break, we’ll be back at 1pm EST. William. 11:47 am Trusona – https://www.trusona.com/ – @trusona_inc – Ori Eisen & John Bates – VP of Sales. years old, U.S.

social media 40

social media ATM Mobile Customer Experience 40

William Mills

SEPTEMBER 7, 2016

William Mills Agency will be live blogging at Finovate Fall 2016. 09:47 am Finovate Fall 2016 Day 1 Recap. End of Day 1, check back later today for our video recap of Finovate Fall 2016! Announcement for Finovate – a new API – all current functionality is available for a white-label UI for Banks. William Mills and K.T.

Mobile 40

Mobile Cards Fraud Data 40

BankUnderground

AUGUST 16, 2023

Using the SME Finance Monitor , a cross-sectional survey by BVA BDRC on 4,500 SMEs each quarter, we dive into how many SMEs use finance, what finance types they used prior to Covid and during Covid, what characteristics make them more likely to use finance and other relevant questions around SME financing.

Lending 78

Lending Regional Cards Company 78

PYMNTS

JANUARY 9, 2019

While financial services (FinServ) innovations often emerge with built-in security measures, new market trends — including faster payments and open banking — are introducing new security threats to corporate treasury departments, according to cybersecurity company BioCatch. The emergence of open banking in the U.K.

Payments 141

Payments Fraud Security Data 141

PYMNTS

AUGUST 29, 2018

The new PYMNTS Global Cash Index shows that cash continues to thrive in India, even after authorities there launched their demonetization push in 2016. percent from 2016 to 2021. Convenience plays a factor, too. The increases were driven “by growth in Europe, the Russian Federation, and the United States,” the World Bank said.

United States 100

United States Maine Course Marketing 100

Gonzobanker

SEPTEMBER 4, 2018

In our work with banks and credit unions around the country, an unavoidable truth comes up again and again: Even the flashiest digital strategy falls flat without the backing of a strong contact center. January 2017: Avaya files for Chapter 11 Bankruptcy protection. Third, bank and CU contact centers are small fish in very big ponds.

Technology 117

Technology Resources Fraud Strategy 117

William Mills

MAY 11, 2016

William Mills Agency and Beyond the Arc will be live blogging at FinovateSpring 2016. 11:37 am William Mills, CEO of William Mills Agency, and Stephen Ramirez, CEO of Beyond the Arc, discuss major trends presented at this year’s Finovate and highlight key companies such as Malauzai Software, PayActiv and many more!

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Gonzobanker

MAY 21, 2019

As a thought experiment, imagine if one evening Amazon CEO Jeff Bezos had one too many cocktails and errantly gave an order to purchase your bank. The framework to assess the acquired bank is based upon Bezos’ famous 2016 shareholder letter that outlines Amazon’s core business philosophy.

Customer Experience 112

Customer Experience Analytics Management Operations 112

BankUnderground

JUNE 25, 2020

Indeed, the global business models of many firms have amplified the data-intensity of the financial services industry. Central banking is also becoming more data intensive. Central banking is also becoming more data intensive. Broadly, the Bank of England receives two main types of quantitative data from regulated firms.

Data 108

Data Big Data Regulation Risk Management 108

PYMNTS

MAY 13, 2016

Who said traditional banks can’t be disruptive? EMV is just too slow at checkout and the process needs to be faster. As a result, ads for lending products in which repayment is due within 60 days or with an APR of more than 36 percent will be banned from the site as of July 13, 2016. Wells Fargo. Imagine that.

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Cards Lending Google Apple 100

PYMNTS

APRIL 29, 2019

That fear of uncertainty is why so many people choose the devil they know, but why others are driven to try the one they don’t know, in hopes of flipping that certainty switch. Many of those merchants sold things that could also be purchased on Amazon. Just like Apple v. days – and delivery wasn’t free.

Online 162

Online Retail Study Cards 162

PYMNTS

JANUARY 26, 2017

G2 Web Services provides merchant risk intelligence solutions for acquirers, commercial banks and their value chain partners. In 2016, we found it on 11 percent of violating sites.”. Frechtling noted that many alternative payments providers may often be unaware their systems are being exploited.

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Bitcoin cryptocurrency Compliance Branding 100

Fintech Labs Insights

JANUARY 25, 2022

When I started reporting on the space in the mid-90s, I thought banks would end up delivering the bulk of basic accounting functions through their online banking programs. There is too much nuance, too many gray areas, too much liability and too much competition for traditional banks to make a material profit.

San Francisco 15

San Francisco Online Detroit Houston 15

PYMNTS

FEBRUARY 20, 2018

By many measures, the economy looks strong. trillion, a $193 billion increase from Q3 and $402 billion higher than the fourth quarter of 2016. Store-card issuers Synchrony and Citibank reported a similar issue: Loan volume was growing, but defaults were too. billion from the previous month, the largest increase in 16 years.

Lending 105

Lending Cards America New York 105

PYMNTS

SEPTEMBER 12, 2016

The rapid proliferation of headlines indicated that everyone came back from summer vacation tanned, rested and committed to finishing off 2016 with a sprint. Bitcoin’s days as being sort of a fringe financial product may be coming to a close, since so much of 2016 has been dedicated to pushing toward a more mainstream future.

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Bitcoin Video Guidelines Policies 100

Jeff For Banks

FEBRUARY 3, 2018

But what of banking? I broke down banking's financial condition, performance, and trading multiples into thirteen charts, seen below. Charts 1-6 are financial condition trends, 7-10 are financial performance, and 11-13 are trading multiples. Many view an 8% leverage ratio as the "right" number. in the Northeast.

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Taxes Regional Industry Trends 60

PYMNTS

APRIL 25, 2016

Visa is determined to make EMV faster, Starbucks wants to make getting that cuppa joe faster, too, and is crushing it with mobile order ahead and the CFPB might be moving closer to having a fast exodus of the payday lending business once its rules drop. Some merchants have made the move, but many have not, especially smaller ones.

Lending 100

Lending Mobile Cards Fraud 100

NCR

MAY 13, 2016

There are times when the release of a new survey of the banking industry can trigger a sinking feeling. Power 2016 U.S. Retail Banking Satisfaction Study brings good tidings for most segments of the banking sector. First, larger institutions—those dreaded Big Banks—have jumped in overall customer satisfaction.again.

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Study Millennials Survey ATM 40

PYMNTS

MAY 9, 2016

Not many companies can lay claim to losing as much value in 12 months as the entire market cap of the world’s largest retailer and still remain standing. billion less in 2016 Q1 than 2015 Q1. percent increase from 2015 Q1 to 2016 Q1 with an extra billion in revenue quarter over quarter. iPhone unit sales – down 16.3 More than 1.5

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Apple Google Mobile Taxes 100

PYMNTS

APRIL 17, 2017

That churn, and low volume, which also came with a big dose of chargebacks, raised red flags for many. After many fits and starts, Square pushed into an IPO in late 2015. Instead of pricing within the $11 to $13 range, Square lowballed its IPO price at $9 share price in the hopes of a pop. But that fizzle didn’t happen.

Apple 110

Apple Capital Cards Payments 110

PYMNTS

MAY 2, 2016

Provenzano, who oversees operations at M and T Bank Stadium, the home of the National Football League’s Baltimore Ravens, and Oriole Park at Camden Yards, the home of Major League Baseball’s Baltimore Orioles, remembers the first time he saw the IoT make an impact for professional sports and stadiums. I’ve learned the hard way.”.

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Baltimore Maryland New York Software 100

PYMNTS

OCTOBER 13, 2016

The Bank of Korea reported that in the second quarter of 2016, mobile payments rose by over 53 percent compared to the first quarter, and the daily average of mobile payments increased by 7.2 Korean consumers see no evil in mobile payments. billion won from the previous quarter. Carrier billing allows uses to make online payments.

Mobile 100

Mobile Payments Apple Samsung 100

PYMNTS

APRIL 11, 2016

But, over many decades, these three brand names achieved such dominance in their categories that they became the most natural way for people to refer to all products in that category. Now, 48 hours and $400 later , you too can be the proud owner of a platform ready to launch your very own “Uber of X!”. PLEASE, DON’T TRY THIS AT HOME!

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San Francisco Operations Examples Branding 100

CB Insights

DECEMBER 4, 2019

If Amazon can get you lower-debt payments or give you a bank account, you’ll buy more stuff on Amazon.”. Based on our findings, it’s hard to claim that Amazon is building the next-generation bank. In aggregate, these product development and investment decisions reveal that Amazon isn’t building a traditional bank that serves everyone.

Cards 101

Cards Lending Strategy US 101

CB Insights

OCTOBER 29, 2018

Unfortunately many of these marriages don’t always make it. Only months later, after the acquisition, Zynga laid off 18% of their total workforce, including many from OMGPOP, and closed down three of OMGPOP’s offices. Instead, Autonomy’s purchase was written down as a $9B loss and in 2016 HP sold off their Autonomy assets.

Google 76

Google Software Innovation Company 76

Tomorrow's Transactions

DECEMBER 23, 2016

We all still processing the data coming in from India’s radical experiment with money, and I still think that is way too soon to pass any judgement at all on whether the experiment has been worthwhile or successful, but it is interesting to see some of the immediate effects of the government’s policy of de-monetisation. For example, fish.

Mobile 30

Mobile Cards Payments Marketing 30

CB Insights

AUGUST 14, 2018

” More recently, on a March 2016 earnings call, FedEx Executive VP Mike Glenn minimized the impact of Amazon’s decision to lease aircraft and buy its own trucks to get into the logistics and shipping business. While it made waves early on, legacy software companies didn’t think too highly of the product. It will blow up.”

Bitcoin 78

Bitcoin Apple Industry Nebraska 78

PYMNTS

FEBRUARY 13, 2019

Too Much Cash. As Guzmán prospered, he reportedly bought a “private jet (to) pick up the cash at the border and fly it back to Mexico City, where it would be wheeled in suitcases to be deposited at banks.” Sometimes, the danger is apparently not worth the return on investment, at least when it comes to some banks along the U.S.-Mexico

Cards 147

Cards Operations New York City Regional 147

PYMNTS

MAY 15, 2017

Over the next several years, her work, like many of her colleagues at the time, was focused on finding a cure for malaria. despite many other countries already giving it a thumbs up. Since very few legitimate merchants accept bitcoin as a method of payment, bitcoins can’t be spent at many legitimate merchants.

Bitcoin 155

Bitcoin Regulation Innovation Fintech 155

CB Insights

SEPTEMBER 27, 2017

” More recently, on a March 2016 earnings call, FedEx Executive VP Mike Glenn minimized the impact of Amazon’s decision to lease aircraft and buy its own trucks to get into the logistics and shipping business. While it made waves early on, legacy software companies didn’t think too highly of the product. ” 4. “I

Bitcoin 65

Bitcoin Apple Innovation Industry 65

CB Insights

OCTOBER 31, 2019

In 2016, chatbots were all the rage. Mentions of chatbots in earnings calls and press releases skyrocketed, and for many, it seemed that chatbots might be the next big disruptive technology. There are many reasons why chat didn’t take off in 2016. Thousands of companies commissioned their own chatbots in anticipation.

Industry 78

Industry Examples Tools Retail 78

PYMNTS

JUNE 30, 2017

Blue Apron had priced its IPO at $10 a share, and that was at the lowest end of the $10 to $11 expected range. Blue Apron had to slash its offering range from the $15 to $17 range to the $10 to $11 range to gin up interest. Stress Tests : Dodd Frank reset or no, when banks struggle through stress tests, warning bells go off.

Capital 100

Capital ATM Google Marketing 100

CB Insights

JUNE 6, 2019

Although many entrepreneurs are keenly aware that the odds are stacked against them, few founders expect to find themselves explaining their actions in bankruptcy court — yet that’s the precise situation the founders of these 11 companies found themselves in when their ventures failed. Founded: 2009. Declared Bankruptcy: 2015.

Apple 78

Apple Branding Google Company 78

PYMNTS

APRIL 20, 2016

Not too many eCommerce verticals are more appealing to fraudsters than those that deal in electronics, offering as they do big-ticket items that can easily be resold. But you also don’t want to let too many go because those are the ones that are going to hurt when they come back later.”. There’s Gold In The Data.

Fraud 100

Fraud Retail Trends Data 100

PYMNTS

SEPTEMBER 21, 2017

As of September 11, 2017, the B2B FinTech market has secured nearly half (46 percent) of all FinTech funding in the EU, a steady increase from past years: B2B FinTech landed 34 percent of total FinTech funding in 2015 and 45 percent of total funding in 2016, researchers said.

Fintech 130

Fintech Regulation Innovation Trends 130

CB Insights

MAY 23, 2019

Some companies just push their luck a little too far. Companies wishing to sell health insurance are required to comply with stringent state-by-state licensing requirements to ensure patient safety — and it was these compliance regulations that human-resources software provider Zenefits knowingly circumvented in 2016.

Fraud 78

Fraud Las Vegas Company Video 78