PYMNTS

DECEMBER 6, 2017

In short, customers want innovation, but restaurants, largely, aren’t giving it to them. The Index’s inaugural edition explores why companies in the $230 billion QSR space struggle to innovate, and how they can change that reputation. According to PYMNTS research, most brands in the QSR space are losing the innovation race.

Innovation 120

Innovation Study St. Louis Google 120

PYMNTS

NOVEMBER 8, 2017

FIS surveyed 25 markets in which real-time payments programs are operational, rating their innovative qualities on a scale from 1 to 5. Singapore’s Fast and Secure Transfers (FAST) scheme also received a 4 score on the innovation scale, which focuses on accelerated inter-bank transfers as well as direct debits.

Innovation 101

Innovation Payments System Operations 101

PYMNTS

OCTOBER 8, 2019

Together, Bitfinex and Tether manipulated a market that, by design, is supposed to be decentralized,” states the lawsuit. And the Swiss National Bank (SNB) and the Bank for International Settlements (BIS) announced that they have signed an operational agreement on the BIS Innovation Hub Centre in Switzerland.

Bitcoin 181

Bitcoin Taxes cryptocurrency Innovation 181

PYMNTS

SEPTEMBER 28, 2017

A survey of 364 CPA companies, accounting professionals and small businesses found that 61 percent of respondents are “moderately confident,” and 32 percent are “very confident” in their outlook of the national economy. Instead, the majority actually said accounting software was the most important innovation in their industry.

Trends 108

Trends Innovation Survey Software 108

Jeff For Banks

DECEMBER 18, 2014

and its subsidiary BofI Federal Bank aspire to be the most innovative branchless bank in the United States providing products and services superior to their competitors, branch-based or otherwise. It also has a national platform of specialized finance units in homeowners'' associations, public finance, resort finance, and warehouse lending.

North Dakota 91

North Dakota Arizona Minnesota Los Angeles 91

PYMNTS

FEBRUARY 22, 2018

Restaurants may want to reach more delivery customers by expanding into new markets, especially as the market for food delivery could grow to $17 billion by 2020. Introduced in 2014 alongside a handful of other experimental services, Uber Eats operates worldwide in 29 countries. Target Market.

Marketing 134

Marketing Boston Operations Retail 134

NCR

DECEMBER 8, 2017

The transformation of the global payments market continues to gather pace, with the emergence of a growing number of technologies offering consumers more choice than ever when it comes to choosing how they pay for goods and services. percent globally in 2014-15. percent globally in 2014-15. billion transactions taking place.

Marketing 78

Marketing Payments Regional Mobile 78

PYMNTS

AUGUST 10, 2016

In fact, the venture and entrepreneurial ecosystem grew by 20 percent from 2014 to 2015 alone. Today, we are seeing other form factors emerging, beyond just the credit card, including the watch, the bracelet, the payment ring and the car one day,” Chris Curtin, chief of brand and innovation marketing officer at Visa, told RCR Wireless News.

Innovation 100

Innovation Apple social media America 100

PYMNTS

AUGUST 8, 2018

JPMorgan is setting up a financial inclusion lab in India through a partnership with the Indian Institute of Management Ahmedabad’s (IIMA) Centre for Innovation, Incubation and Entrepreneurship (CIIE). According to FinTech Futures , the $9.5

United States 100

United States Fintech Community Innovation 100

PYMNTS

FEBRUARY 8, 2018

Canada’s financial services market is counting itself among the ranks of the transformative ones of the world. The nation is embracing faster payments and FinTech innovation, while the market is being shaped by everything from the payments Modernization initiative of Payments Canada to the legalization of marijuana.

Leadership 108

Leadership CA Survey Innovation 108

PYMNTS

FEBRUARY 25, 2020

“We are excited to be one of the first brands to adopt the Amazon Polly enhanced text-to-speech voice technology to create a seamless and distinctively KFC re-ordering experience for our fans,” said Jason Cassidy, marketing director, KFC Canada. Not on the market until 2014, there are now 120 million of them in U.S.

Branding 161

Branding Google National Study 161

PYMNTS

SEPTEMBER 17, 2019

Since roughly 2014, the Chinese government has been working on the system, which is designed to be a “method to perfect the socialist market economy system, accelerating and innovating social governance,” according to a State Council notice from 2014. Consumers were also barred 5.5

social media 220

social media System Maine Taxes 220

Perficient

JULY 11, 2022

Here are critical facts to know about some of the most popular BNPL service platforms: Afterpay: Afterpay was founded in Australia in 2014 but was acquired by fintech Square earlier this year. When deciding whether to use a BNPL service for a purchase, it is essential to read the fine print. According to Kristen E.

Fintech 474

Fintech Trends South Dakota Apple 474

PYMNTS

JUNE 21, 2019

The dispute over the Office of the Comptroller of the Currency ‘s (OCC’s) national bank charter, which became available to FinTech firms last year, has reportedly caused technology conglomerates to shy away from a tool that aims to provide nonbank firms with a more streamlined way to operate on a national level. Or does it?

Fraud 101

Fraud social media cryptocurrency National 101

Tomorrow's Transactions

DECEMBER 3, 2014

What’s the big picture around banking, payments and innovation? Maybe the new paradigm will be the bank as facilitator of innovation rather than innovator. There was a special feature on the future of banking in the July 2014 edition of Prospect magazine. This set the dynamic for innovation. Here’s what I mean.

Innovation 63

Innovation Case Study Payments Leadership 63

CB Insights

DECEMBER 10, 2019

Banks are rapidly accelerating their CVC activity, with annual deal activity up over 8x between 2014 and 2018. North American share of financial services CVC deals has fallen from 57% in 2014 to 40% in 2019 YTD. From 2014 to 2019, 25 CVCs have backed at least 1 unicorn , with Goldman Sachs investing in 5 of these $1B+ startups.

Report 42

Report Analytics Tools Strategy 42

PYMNTS

OCTOBER 8, 2019

There’s no question that the identity verification market is growing. billion by 2024, while the biometrics market is projected to reach more than $59 billion by 2025. Biometric Innovations. None of this has stopped biometrics innovation, though. The fear is that encryption could enable criminal activity.

San Francisco 110

San Francisco Video social media Security 110

PYMNTS

DECEMBER 21, 2020

You can see it in how investors are putting money to work in both consumer-facing and B2B startups, and how startups and incumbents are forging new partnerships to move innovation faster to market. And since iPhone users skew more to the affluent, it also denied those innovators the opportunity to monetize their spend.

Apple 227

Apple Study Innovation Survey 227

PYMNTS

JANUARY 15, 2019

The announcement comes as, since 2014, more than 163 million women have launched businesses across the globe, at a rate that outpaces that of businesses launched by men. 30 kickoff in Atlanta will include access to experts from Visa and entrepreneurs operating both nationally and globally. To that end, Visa said on Tuesday (Jan.

Atlanta 189

Atlanta New York social media Community 189

Abrigo

AUGUST 6, 2019

Financial criminals are working hard, using technology and innovation to their advantage, to stay one step ahead of FinCEN and financial institutions. Blanco discussed the organization’s active approach toward addressing the top financial threats to our financial system, our national security, and our communities and families.

System 264

System Las Vegas San Antonio San Diego 264

PYMNTS

JUNE 7, 2019

Forget millennials, that consumer segment that is blamed for the downfall of most everything while also being the target of many innovative efforts. So much retail and payments innovation takes place in China, and, in a sense, that holds true when it comes to single consumers. Shifting Tide. Singles’ Day. It takes place on Nov.

Retail 133

Retail Millennials Online Innovation 133

PYMNTS

DECEMBER 3, 2019

And with the ability for even the smallest of businesses to step into an international market, and to both source and procure from business partners around the world, the expansion of cross-border B2B transaction volume is only slated to accelerate. A Borderless Blockchain.

Payments 134

Payments blockchain Tools Meeting 134

PYMNTS

JUNE 19, 2018

And though some restaurants are making strides on technological innovation, some restaurants still have a way to go. As restaurants seek to innovate with consumer preferences in mind, here are some online features that consumers look for in their preferred restaurants: Third-Party Aggregator App. Eleven percent of U.S.

Survey 115

Survey Cards Study Innovation 115

PYMNTS

APRIL 4, 2018

Through platforms such as Slice , small pizzerias can tap into technology that allows their customers to order pizza online for pickup or delivery — just like the larger national chains. Digital orders for local pizzerias is a largely untapped market. But many markets outside those areas are underserved. The Delivery Business.

San Francisco 128

San Francisco Comparison social media Online 128

PYMNTS

JULY 24, 2017

Innovative ideas are inspired by smart people who see problems and have the conviction, capital and courage to come up with new ways to solve for them. One such innovator recognized the vast commerce potential that could be unlocked if new technologies were used to move money and messaging between people in near real-time.

Innovation 119

Innovation Payments Operations System 119

CB Insights

DECEMBER 12, 2019

Since 2014, 12 fintech companies have exited via an IPO or M&A deal valued at $1B or more. Using CB Insights’ market intelligence platform , we visualized these exits together in one timeline. Our analysis considers first exits since 2014 only. in late 2014. Download the free report for all the details.

Fintech 41

Fintech US Lending Analytics 41

Gonzobanker

DECEMBER 22, 2020

This is a classic bank deal – one acronym buys another at a good price and plans to cut the hell out of cost while adding markets. During a busy year we saw Jill supporting her local community, blogging with Mark Cuban, spinning up new PPP technology and innovating with things like curbside banking. Market cap in January: $19B.

Idaho 181

Idaho Community Industry Strategy 181

Accenture

MAY 22, 2019

Tim brings a unique perspective to treasury management services, having worked in industry, for solution providers and in consulting, helping commercial banks meet changing client expectations with new product and market strategies. percent between 2014 and 2016. percent between 2014 and 2016. The threat is real.

Payments 150

Payments Customer Experience Survey Capital 150

PYMNTS

DECEMBER 5, 2019

As the decade neared the halfway mark in 2014 that figure had improved to about 53 percent. But where banks don’t provide, FinTech innovators rush to fill a vacuum. It seems unlikely that the enthusiasm for the market is going to die down, given the size and scale of the opportunity. billion into lending startups.

Lending 131

Lending Fintech Regulation Report 131

PYMNTS

JANUARY 18, 2021

Every year for the last 110 years , members of the retail trade group, known as the National Retail Federation (NRF), have assembled to discuss the slate of issues pertinent to its members. I wrote a piece in 2014, right around this time, that made the strong case for the decline of physical retail. It’s Amazon. a year earlier.

Retail 309

Retail Online Maine Branding 309

NCR

MARCH 22, 2017

Hong Kong is a modern metropolis with an expanding fintech sector , while China is home to two of the world’s biggest, most innovative cities in Beijing and Shanghai. Growth in ATM use has been particularly strong in Asia-Pacific markets, where the overall number of withdrawals increased from 47.1 billion in 2014 to 54.5

ATM 75

ATM Regional Innovation Marketing 75

Fintech Labs Insights

SEPTEMBER 21, 2020

Innovate Finance broadcast the finals of its Pitch360 competition over Zoom in July. Founded: 2014. Customers: Shell, KLM, United Nations, Toyota, SITA, Lloyds Register and a range of technology startups. Capital Markets & WealthTech. Digital Assets. Category winner AND overall winner: Wirex. Funding: $3.2M.

Innovation 15

Innovation Fintech blockchain Capital 15

Banking 2020

JANUARY 27, 2016

In fact, by far the biggest potential exists in emerging markets where there has been very little signs of a move away from cash – until now. percent in 2014, to reach a total of 389.7 percent in 2013 and is expected to reach 27 percent in 2014. Newer technologies help Asian markets. billion transactions.

National 40

National Mobile Technology Payments 40

PYMNTS

MARCH 31, 2017

In its latest ruling, the SEC mirrored the language used in its previous denial, once again referring to Section 6(b)(5) of the Exchange Act, which “requires, among other things, that the rules of a national securities exchange be designed to prevent fraudulent and manipulative acts and practices and to protect investors and the public interest.”.

Bitcoin 100

Bitcoin blockchain Capital Regulation 100

PYMNTS

JUNE 17, 2016

It has lost more than 80 percent of its market cap since its late December 2014 IPO. On January 21, 2014 Marc Andreessen explained , “why bitcoin has so many Silicon Valley programmers and entrepreneurs lathered up” and compared it to the “Internet in 1993.” Blockchain technology is quite innovative.

Bitcoin 100

Bitcoin Lending blockchain Fintech 100

PYMNTS

NOVEMBER 3, 2016

The platform also provides a marketing tool, helping businesses to increase foot traffic, generate additional revenue and enhance customer engagement. But also, it just adds to the motivation to keep innovating and giving our customers what they want.”. Rooam was built so that consumers could open, pay and close a tab from anywhere.

San Diego 100

San Diego Philadelphia Chicago Washington 100

Banking 2020

JANUARY 20, 2016

Citizens in Finland, the US and the Netherlands have been revealed as the most prolific users of non-cash payments such as credit and debit cards, according to a report that revealed which nations are leading the way with innovations in payments. Overall, 123 billion such payments were made in the nation in 2013.

US 40

US Payments National Innovation 40