Jeff For Banks

DECEMBER 22, 2013

and its subsidiary BofI Federal Bank aspire to be the most innovative branchless bank in the United States providing products and services superior to their competitors, branch-based or otherwise. versus 68.5%, respectively) and its operating expenses as a percent of average assets compared to peer banks (1.66% versus 3.09%, respectively).So,

Community Bank 86

Community Bank Atlanta Community Strategy 86

CB Insights

OCTOBER 2, 2018

Facebook, Amazon, Microsoft, Google, and Apple (FAMGA) are doubling down on data security. Effective data security features are critical to securing this information. However, Facebook and Amazon are not the only Big Tech companies with a need to innovate in data security. The Future of Data Security.

Security 58

Security Data US Google 58

PYMNTS

AUGUST 21, 2020

We had our drop-off in April, and then come May we saw a very quick rebound, Bryan Petro , chief operating officer of boat rental and charter marketplace GetMyBoat , told PYMNTS. But] we’ve been around since 2013 … and we’ve been growing year over year. Innovation By The Boatload.

Fraud 317

Fraud US Examples Tools 317

Bank Innovation

MARCH 1, 2019

This is up from 35% in 2017, and way up from 18% in 2013, according to Financial Technology Partners’ 2018 Annual Fintech Almanac. Strategic participation in fintech climbed in 2018, with 41% of all fintech financings containing either a corporate VC or strategic investor.

Fintech 170

Fintech Financial Technology Technology Operations 170

PYMNTS

SEPTEMBER 18, 2018

One of the cases involves a company called Innovative Paycheck Solutions. The agency said that the person behind the operation, Katrina Moore, “promoted the sale of a variety of financial documents on the website she operated, FakePayStubOnline.com. So much of digital identity relates to the question of security.

Taxes 134

Taxes Fraud Operations Security 134

PYMNTS

SEPTEMBER 25, 2018

The report noted that there is no internationally agreed-upon definition of what that activity might be, but for the confines of the report, it includes “all credit activity facilitated by electronic [online] platforms that are not operated by commercial banks.” The fact remains that credit availability has widened, the report stated.

Fintech 172

Fintech Lending United States Regulation 172

South State Correspondent

MAY 1, 2024

For inspiration in banking innovation, we often look to other industries. Instead of thinking traditionally, Gentle Monster pursued a strategy of innovation and creativity to become the hottest sunglass company globally, creating a company currently valued at $900 million. Honkook Kim and his Gentle Monster Brand is a perfect example.

Innovation 195

Innovation social media Branding Marketing 195

Abrigo

MAY 5, 2022

Using Data to Acquire, Engage, and Retain Banking Customers,” and “Customer Identity: Balancing Security and Seamless Banking Experiences.” Breaking Banks Breaking Banks , billed as the #1 global fintech podcast and radio show, began in 2013 and is hosted by media firm Provoke.fm. keep me informed.

Community 195

Community Lending Maine Resources 195

PYMNTS

DECEMBER 10, 2018

Analysts at the time called this product “an historic opportunity” to bolster the merchant’s “corroding bottom lines,” and innovators rushed to build new applications to help them seize it. The REDCard has seen its growth slow appreciably since 2013, the year of the infamous Target breach. And what was the product?

Branding 184

Branding Cards Payments New Jersey 184

PYMNTS

JULY 11, 2018

CNBC said The Steinberg Group , which operates under the name dOMAIN, and a production management company in New York City agreed to submit altered invoices and bills to hide the scam. The fraud happened from 2008 until he was fired in 2013, noted the report. He also worked with two QVC vendors to aid in ripping off the company.

Company 102

Company New York City Fraud Retail 102

PYMNTS

JUNE 13, 2019

The innovation — and potential disruption — stems from a company called Helium , which describes itself as a peer-to-peer wireless network. The company was founded in 2013 to “build the world’s first decentralized wireless network,” according to the Helium website. Among the main challenges that push faces is the question of security.

Austin 164

Austin Maine Survey Mobile 164

PYMNTS

MARCH 27, 2020

Vending machines have come a long way from their origins as coin-operated appliances that dispense sodas or candy. Fresh meal vending solutions provider Farmer’s Fridge launched in 2013 to meet that need, using vending machines to sell fresh and healthy food at scale. “I Targeting Convenience.

Milwaukee 130

Milwaukee Meeting New York City Data 130

Insights on Business

APRIL 23, 2018

Starting in 1954 with the “ Electronic Brain ” project that “reduced the time required for a cost-benefit analysis from 1,000 man-hours to nine and a half minutes,” the relationship between these two American institutions continues producing innovative solutions in the finance and banking industries. Technology moves fast.

Security 87

Security Data Analytics Industry 87

PYMNTS

JULY 25, 2019

N26 was founded in 2013, launched in 2015 and now serves 3.5 I do see, in more recent years, more larger institutions [that have suffered] data breaches which then leads to more [secure] information circulated online,” Kopp said. operations. N26 officially entered the U.S. Bringing a global fraud approach to a new local market.

Fraud 164

Fraud Marketing US Resources 164

PYMNTS

JULY 1, 2016

Singapore is on a mission to build up a Smart Nation by utilizing innovation and technology to create opportunities and strengthen communities. Between 2011 and 2015, the government allocated $16 billion to help accelerate Singapore’s research, innovation and enterprise landscape. Innovation On The Rise.

National 133

National Training Bitcoin Samsung 133

FICO

APRIL 26, 2016

For decades, businesses have been leveraging technology to automate large parts of their operations – accounting, manufacturing, supply chains and customer relationships. The latest version of FICO ® Decision Management Platform accelerates how business decisions are put into operation by coordinating and orchestrating the process.

Analytics 40

Analytics Management Innovation How To 40

PYMNTS

NOVEMBER 15, 2017

In a statement, EY Global Innovation Leader, Blockchain Technology, Paul Brody, said, “blockchains are quickly becoming routine tools for business processing that companies can use to manage and take action from the huge amounts of data their systems collect and process.”. Hewlett Packard Enterprise.

blockchain 130

blockchain Analysis Tools Technology 130

PYMNTS

JUNE 17, 2016

According to The Wall Street Journal last October, “thanks in large part to online lenders, the average monthly volume of personal-loan offers sent through the mail has more than doubled in two years to 156 million in the year through July from 73 million in the same period in 2013.” Blockchain technology is quite innovative.

Bitcoin 100

Bitcoin Lending blockchain Fintech 100

PYMNTS

JULY 20, 2016

When First Data quietly announced its purchase of Clover in 2013 – the move was widely covered as a competitive answer to Square (and its many imitators). We say Clover is an operating platform – it’s not a piece of hardware. It’s actually a very different thing than what people perceive. “We

System 100

System Operations Customer Experience Innovation 100

PYMNTS

MAY 13, 2016

The point: to ensure laws and regulation would not negatively impact innovation. The fact that bitcoin’s biggest use case is all about the Dark Web doesn’t really support the notion that it should be loosely regulated — and that there is a huge difference between privacy and security and anonymity when it comes to financial transactions.

Bitcoin 100

Bitcoin blockchain Regulation Operations 100

PYMNTS

MARCH 16, 2018

Ever since 2013, when Amazon CEO Jeff Bezos said the eCommerce giant was working on a 30-minute drone delivery program called Prime Air, people have been saying that delivery is the big retail use case for drone technology. Amazon is reportedly pushing for safety approval on its drone designs in addition to precise operating rules.

Retail 151

Retail Technology Survey Course 151

PYMNTS

JULY 27, 2016

The blockchain allows us to create a cohesive layer that brings all these loyalty programs together to operate in different ways and create more value overall. There is no ability for that point issuer to allow you to use your points outside of their safe and secure closed-loop environment. We monetize with a basic model.

blockchain 100

blockchain Bitcoin social media Technology 100

PYMNTS

FEBRUARY 22, 2017

Last year, TSA security caused many problems and delays for travelers across the U.S. In March 2013, JetSmarter launched globally. We are the only private jet company that operates by way of innovative app technology (i.e., PYMNTS: In your own words, what is JetSmarter about?

Las Vegas 149

Las Vegas San Francisco New York Atlanta 149

CB Insights

JANUARY 6, 2019

One popular choice: retail innovation labs. Learn about the technologies, innovations, and strategies that retailers can leverage this holiday season. We’ve assembled a list of innovation labs from some of the most recognizable names in retail looking to disrupt their industries. Get the 54-page retail report.

Innovation 77

Innovation Retail Branding Technology 77

PYMNTS

SEPTEMBER 9, 2016

You might, when you find out that they were the first to file for a bitcoin Exchange-Traded Fund (ETF) with the Securities and Exchange Commission (SEC). Perhaps not a scalable option in terms of security, but some bitcoin aficionados are finding ways to store coins offline, outside of a central exchange. And do you care?

Bitcoin 100

Bitcoin cryptocurrency Security Taxes 100

Jeff For Banks

DECEMBER 18, 2014

For comparison purposes, here are last year''s top five , as measured as of December, 2013: #1. Open Bank (OTCQB: OPBK) Open Bank commenced operations in 2005 as First Standard Bank in the Koreatown section of Los Angeles. So, as a branchless bank, BofI has leveraged its significantly lower operating expenses into profit.

North Dakota 91

North Dakota Arizona Minnesota Los Angeles 91

CB Insights

NOVEMBER 9, 2017

From new booking engines to events/activities to person-to-person platforms like Airbnb, there is innovation all over in travel. With investments in or acquisitions of 10 travel tech companies each, Expedia and TripAdvisor have been the most active investors since 2013. And no one is safe. First Name. Notable activity.

Online 33

Online Groups Industry Maine 33

PYMNTS

JUNE 27, 2019

Founded in 2013, Nubank currently claims 8.5 It will enable the BCB to directly exchange messaging and data with other regulators such as the Securities and Exchange Commission of Brazil and the Superintendence of Private Insurance. SoftBank declined to comment. million customers and is the largest online bank outside of Asia.

blockchain 147

blockchain Payments Regional America 147

Independent Banker

JULY 30, 2015

ICBA Services Network subsidiary companies ICBA Bancard & TCM Bank®, ICBA Securities®, ICBA Mortgage®, ICBA Reinsurance® and ICBA Strategic Technology Solutions® provide direct access to key operational services and solutions. ICBA Bancard & TCM Bank , N.A. For more information, visit www.icbabancard.org. Vendor Directory.

Resources 70

Resources Tools Community Bank Community 70

PYMNTS

JUNE 21, 2016

These programs — which include apps like GrubHub, Foodler, Favor, Seamless and DoorDash – operate independently of merchants, acting as middlemen between in-home consumers and various eateries. When you order your first Favor, you’ll enter the payment information, which we store securely. Or, for that matter, even a lobster dinner?

Resources 102

Resources Operations Technology Boston 102

Jeff For Banks

DECEMBER 7, 2019

I also filtered for anomalies such as recent merger announcements, turnaround situations (losses suffered from 2013 forward), mutual-to-stock conversions, stock dividends/splits without price adjustments, and penny stocks. It is the Mountlake Terrace, Washington holding company for 1st Security Bank, a $1.7 FS Bancorp, Inc.

Indiana 78

Indiana Oregon South Dakota Community Bank 78

PYMNTS

JUNE 30, 2016

Then, I contact the IT staff to discuss operational or development needs that require assistance. PYMNTS: Speaking specifically of the payments and commerce space, what in your opinion is the most impactful innovation in that realm in the last five years? PYMNTS: What does a day in the life of a Chief Architect Officer look like?

Mobile 100

Mobile Comparison System Payments 100

CFPB Monitor

SEPTEMBER 12, 2019

In addition, the CFPB has announced the creation of the American Financial Innovation Network (ACFIN) to facilitate coordination between the CFPB, other federal regulators, and state regulators and the CFPB’s issuance of the first NAL under the revised NAL Policy. The CAS Policy revises the structure of third party applications (e.g.

Policies 60

Policies Compliance Regulation South Carolina 60

PYMNTS

MAY 10, 2016

Renaud Laplanche , Former CEO of Lending Club, in a 2013 interview. I want to create something new and innovative.” Even Jamie Dimon wrote in a 2014 letter to investors of the danger online lenders posed, a new class of innovator that was coming to “eat our lunch.”. Lending Club was the poster child of that alt lending movement.

Lending 100

Lending Capital Compliance Operations 100

PYMNTS

OCTOBER 1, 2018

Both the Securities and Exchange Commission (SEC) and the Department of Justice (DOJ) have officially ended a two-year investigation of LendingClub, its subsidiary LC Advisors (LCA), its founder and former CEO Renaud Laplanche and its former CFO Carrie Dolan. “So, On Friday (Sept. So, Now What?

Lending 135

Lending Fraud Management San Francisco 135

PYMNTS

NOVEMBER 7, 2016

billion in 2013 over the reservations of the board and incoming CEO Satya Nadella. In that same interview, Ballmer also explained away his initial skepticism of Apple as his inability to process the “business model” innovations that he claimed drove its popularity — the carrier subsidies that made the iPhone cheaper for consumers to buy.

Mobile 188

Mobile Apple Google Software 188

Gonzobanker

NOVEMBER 9, 2015

Samsung bought LoopPay with its Magnetic Secure Transmission technology, which gives it the ability to reach merchants in a way that other wallets cannot due to having both the NFC (near-field communication) and MST (magnetic secure transmission) technologies. Lots of talk about innovation and customer experience.

blockchain 60

blockchain Bitcoin Lending Innovation 60