Abrigo

NOVEMBER 2, 2016

Using data from quarterly Call Reports going back to 2013, analysts compared the performance of “energy-sensitive banks” with that of similar banks that aren’t located in energy-dependent regions. Lower energy prices have had only a modest effect on banks’ profitability and capital adequacy.”

Comparison 150

Comparison Regional Study Risk Management 150

Abrigo

OCTOBER 29, 2014

This metric surged from 2 percent as of June 30, 2013, to 4.4 • Board risk parameters, adequacy of staffing, succession planning and audit. As a result, the OCC will focus on: • Identification, measurement, monitoring and control of interest risk rate. percent as measured on June 30 of this year.

Rhode Island 236

Rhode Island District of Columbia West Virginia New Jersey 236

Abrigo

APRIL 1, 2015

McGrane and Hilsenrath also noted that following the push for higher capital cushions, “regulators are now focusing on corporate governance and the role of directors to ensure banks have the right culture and controls to prevent excessive risk taking.” What about liquidity risks, interest rate exposure and IT security threats?

Risk Management 150

Risk Management Community Bank Regulation Boston 150

Abrigo

OCTOBER 9, 2019

Charge offs were close to zero for most banks since 2013, according to call report data from S&P Market Intelligence. Stress testing gives an institution a serious look into their capital and reserves, and if they possess enough of each to remain viable, should a recession hit.

Data 150

Data Exercises Software Tools 150

Abrigo

MAY 5, 2022

Thankfully for bank and credit union executives, lenders, risk managers, and Bank Secrecy Act (BSA) Officers, banking podcasts and podcasts for credit unions are plentiful, and options are growing. Listen to the podcast episode, " How To Sleep Easier at Night About Capital and Risk Levels.". Lending & Credit Risk.

Community 195

Community Lending Maine Resources 195

PYMNTS

MARCH 10, 2017

Earlier this year, the Treasury Inspector General for Tax Administration reported that there was a reduction in the number of fraudulent tax returns identified between 2013 and 2015. On the other hand, around that same time the IRS released data showing that phishing and malware incidents in the 2016 tax season increased by 400 percent.

Taxes 144

Taxes Fraud Risk Management Data 144

CB Insights

SEPTEMBER 22, 2017

Deals to regtech startups have increased steadily (if at times slowly) over the past few years, from 83 deals in 2013 to 147 last year. Using CB Insights data, we dug into deal and funding trends to regtech startups, 2013 – 2017 YTD (9/10/17). You can see 100+ startups innovating in this area in our regtech market map.).

Compliance 46

Compliance Trends Software Capital 46

Insights on Business

APRIL 23, 2018

Previously collaborating on projects involving mobile , risk management , or cognitive computing to improve customer service , Citi has not been shy to embrace modern technological advances to improve their business. To be honest, financial services decision makers are looking to do much more than just “keep up” with technology.

Security 87

Security Data Analytics Industry 87

South State Correspondent

APRIL 11, 2024

The data indicates that, in all probability, you will most definitely get a question about capital management, mostly around buybacks, credit, reserves, and the economy, mostly around what the bank is seeing in their market. The Probability of Bank Earnings Call Questions For any given earnings call, you will likely get 17 questions.

Trends 195

Trends Management Capital Regional 195

Jeff For Banks

MAY 20, 2017

Construction concentration criteria : Loans for construction, land, and land development (CLD) represent 100% or more of a banking institution's total risk-based capital. The OCC did an excellent analysis of the impact of this guidance in 2013. Risk mitigants tend to lag growth, especially fast growth.

Lending 60

Lending Regulation Community Community Bank 60

Jeff For Banks

JULY 15, 2013

Shell Shocked If you are a fixed income investor, you have seen the worst that the markets have to offer in the second quarter of 2013. Real GDP growth for the first quarter of 2013 was just revised down to 1.8%, following the anemic 0.4% The selloff in 2009 was an adjustment following the extreme crisis in late 2008.

Marketing 86

Marketing Dallas Policies Groups 86

Jeff For Banks

JULY 9, 2012

Dimon and his bank have long been viewed as one of the best run banks in the world and leaders in risk management. They are even credited with developing one of the premier risk measurement systems called Value-at-Risk to measure daily losses that can occur at designated standard deviation intervals. and for 2013 by 0.4%

Taxes 67

Taxes Washington Risk Management Marketing 67

Jeff For Banks

JANUARY 19, 2013

Higher wage earners will see an increase in the top tax bracket, from 35% to 39.6%, and an increase in their capital gains and investment income levels from 15% to 20%. to its original 6.2%, translating to an extra 2% tax to be paid in 2013 for 77% of households, costing them about $110 billion more in 2013 than 2012.

Taxes 73

Taxes Philadelphia DC New Jersey 73

Jeff For Banks

OCTOBER 27, 2013

Throughout the summer, the great bond market selloff of 2013 continued on. Greenspan faced the 1987 stock market crash when he was new and in the late 1990s, faced the Asian currency crisis and the collapse of Long Term Capital Management, and the stock market crash of 2000. This is not a good trend. Thanks for reading.

Washington 82

Washington Marketing Data Regulation 82

PYMNTS

OCTOBER 1, 2018

Borrowers could consolidate their credit debt at a lower rate, debt buyers could purchase loan packages on the hunt for higher yields and LendingClub could enjoy the relatively low-risk middle ground as the platform that underwrote and packaged the loans, but didn’t have to endure the risks involved in holding those loans on a balance sheet.

Lending 135

Lending Fraud Management San Francisco 135

Jeff For Banks

OCTOBER 11, 2011

Liquidity is becoming a problem for these banks, and with their stocks battered daily, they have no ready sources of capital. In August, for the first time since the 1940s, the Fed made a two year “promise”—to keep short term rates at their current exceptionally low levels until mid 2013. Companies are sitting on $1.9

DC 67

DC Security Washington Risk Management 67

Jeff For Banks

JANUARY 16, 2016

Between February and November, 2015, foreign capital was pulled out of the country to the tune of $843 billion. In any event, it is an unexpected result of the particle collisions now occurring at up to 13 teraelectronvolts, or “TeVs,” which is up from the 8 TeVs between 2009 and 2013. China is paying the price for these actions.

Community Bank 60

Community Bank Atlanta Data Marketing 60

Jeff For Banks

OCTOBER 19, 2012

If I said it once, I said it one thousand times: “My biggest fear is that the Fed is sowing the seeds of the next crisis with their flatter yield curve tricks, leaving many investors holding these low yielding long bonds when rates rise in future years, unable to get out without substantial capital losses.” So stay tuned! Thanks for reading.

National 82

National Security US Massachusetts 82

Tefkin

MAY 6, 2015

From a Venture Capital perspective it is an expensive proposition with an important part of capital required for regulatory requirement but taking a longer term view, these balance sheet companies may turn more attractive in a regularised rate environment. Oscar’s partnership with Misfit. Wikipedia).

Industry 50

Industry Examples Google Big Data 50

Jeff For Banks

OCTOBER 21, 2010

Rebuilding of depleted inventories and increased capital spending helped to get GDP growth back on track in the summer of 2009 and into 2010. The Collider will have planned shutdowns in 2012 and 2013 and is expected to keep running until 2030. But, I digress… Inflation is very low right now and with yearly core inflation at 1.4%

Taxes 60

Taxes Marketing Capital Policies 60

Abrigo

JUNE 29, 2022

Both payments and higher prices had helped ag producers in 2020 and 2021 generate their highest levels of net farm income since 2013. The forecasted drop in the bottom line was driven by the winding down of pandemic-related stimulus payments but higher commodity prices. Estimated net farm income was $119.1 billion in 2021 and $95.2

Kansas City 195

Kansas City Kansas Lending Oklahoma 195

CB Insights

DECEMBER 5, 2017

Stated investment focus: Mobility & connected car, connected home & properties, insurtech & weath management, digital health, cybersecurity & data intelligence. Investment frequency: Average of 4 new portfolio companies per year since 2013. XL Innovate. Number of investments: 5.

Strategy 28

Strategy Marketing Analytics Innovation 28

Gonzobanker

DECEMBER 22, 2015

Roboadvisor Future Advisor acquired by establishment asset management giant BlackRock for $150M. October 2013: Walmart CEO Lee Scott is asked why, in the face of so many failed consortia before it, MCX would succeed. Welcome to the occupation! Monty Python ‘I’m Not Dead Yet’ Award.

Community Bank 60

Community Bank Apple Community Technology 60

CB Insights

OCTOBER 6, 2017

In 2013, Nike invested in California-based industrial robotics startup Grabit , which is currently deployed in some of Nike’s manufacturing facilities. Khosla Ventures also backed Cafe X Technologies in Q1’17, alongside The Thiel Foundation, Felicis Ventures, and Social Capital. But there are hurdles on the road to automation.

Software 69

Software Industry Retail United States 69

Jeff For Banks

JULY 27, 2014

Numerous regulations burdening all industries and higher capital requirements for the banking industry will weigh down growth. It is my view that the program initially worked, but in 2013, the Fed lost credibility with it and had to begin to unwind it. Investors’ Business Daily has estimated the annual cost of regulation at $1.86

Analysis 91

Analysis Report US Industry 91

Fintech Labs Insights

MAY 27, 2016

Market capitalization of $3.8 Founded in 2013. Founded in 2013. TipRanks – FinovateFall 2013. Market capitalization of $33 million. Versafe – FinovateFall 2013. Zooz – FinovateFall 2013. Based in Raanana. Trades on NASDAQ: NICE. OurCrowd – FinovateSpring 2016. Founded in 2011.

Innovation 14

Innovation Fintech System Risk Management 14

CB Insights

OCTOBER 4, 2018

At $150B, the current valuation of Ant trumps the market capitalizations of leading financial institutions around the world, from Goldman Sachs and Morgan Stanley to Banco Santander and The Royal Bank of Canada. credit cards per capital in the US. Perhaps Ant’s savviest moves have been in wealth management.

US 78

US Fintech Mobile Regulation 78

Jeff For Banks

FEBRUARY 3, 2017

Bank lending has not been the catalyst it used to be for improved growth in this recovery compared to prior ones; maybe we can point at regulation after regulation being forced onto banks and higher, more restrictive capital requirements. Maybe change will be coming. What Will Change Look Like? Thanks for reading!

Marketing 60

Marketing Taxes Regulation US 60