PYMNTS

JANUARY 16, 2017

The FTC is cracking down on robocall telemarketing businesses, announcing last week it cracked down on two such companies that have been making robocalls to consumers that have been on the National Do Not Call Registry since 2012 or even earlier. In July 2012, in one week alone, the FTC contends the defendants made more than 1.3

Company 100

Company National Operations Marketing 100

PYMNTS

FEBRUARY 9, 2017

National supermarket giant Kroger Co. million last month to purchase the retail condo housing the cheese shop’s flagship store, along with affiliated classrooms, catering and event operations. Kroger reportedly became a minority owner in Murray’s Cheese back in 2012. The outposts are designed to mimic Murray’s flagship store.

New York City 100

New York City New York National Analytics 100

PYMNTS

JANUARY 7, 2020

Visner of the National Cybersecurity Federally Funded Research and Development Center (FFRDC) — managed by nonprofit MITRE , in support of the NIST National Cybersecurity Center of Excellence — said it’s important to put the cyberthreats, and Iran’s willingness to deploy them, in context. . … cloaked well enough so that the U.S.

National 145

National United States Operations System 145

PYMNTS

JANUARY 29, 2019

has been abusing the idea of ‘national security,’ slandering and striking down the normal commercial activities of Chinese enterprises,” foreign ministry spokeswoman Hua Chunying said at a briefing in Beijing this month. “The a Hong Kong-registered company with operations in Iran. China’s government defended the company.

Fraud 130

Fraud Washington New York Conference 130

PYMNTS

FEBRUARY 26, 2019

The access is exclusive to Caesars locations across select states where the company operates casino properties. ” Founded in 2012, Boston-based DraftKings offers daily fantasy sports contests across 11 professional sports and in eight countries, including the U.S., and Australia. . and Australia.

Online 108

Online Mississippi New Jersey Boston 108

PYMNTS

MARCH 14, 2019

The move also would seem to be a bit like Pepsi offering to help Coca Cola by letting them have slots in their vending machines, given that Google operates Android and Apple has iOS. Another suit that is noteworthy was the one brought by the National Federation for the Blind against Target.

Google 161

Google Tools Mobile Retail 161

PYMNTS

FEBRUARY 27, 2019

It offered high-end, private-label clothes as well as national men’s clothing brands in regular shipments for people who signed up. The department store chain relied on Bombfell to handle the logistics of the operation. . The company wants to focus more on profitable apparel sales, and also move away from appliances. On Tuesday (Feb.

New York 109

New York Retail National Branding 109

Abrigo

DECEMBER 1, 2014

Credit unions have seen an unprecedented uptick in business-related loans in recent years, according to the Credit Union National Association’s (CUNA) U.S. From June 2007 to December 2012, MBL volume increased 66 percent, growing from $26.04 Credit Union Profile. billion to $43.16 Analyze different approaches.

Strategy 186

Strategy How To Resources Lending 186

PYMNTS

NOVEMBER 22, 2019

As reported by The Wall Street Journal, famed investor Carl Icahn is betting that mall operators will find it increasingly harder to pay their debts. The index and the securities, the report said, are in turn tied to loans made in 2012. Black Friday, of course, looms as the beginning of a litmus test of the argument.

Google 101

Google Retail Cards cryptocurrency 101

PYMNTS

MAY 15, 2019

It was that observation that prompted the start of Foodsby in 2012, when the firm launched in Minneapolis to build a better delivery experience. Its national restaurant partners include TGI Fridays, Smashburger, Noodles World Kitchen, Famous Dave’s, Schlotzky’s and McAlister’s Deli. city where tech buzz is built most of the time.

San Diego 128

San Diego San Francisco Minneapolis Operations 128

PYMNTS

MARCH 18, 2019

Approximately 2 percent to 5 percent of the world’s gross domestic product (GDP) – $800 billion to $2 trillion – is laundered each year, according to a report from the United Nations Office on Drugs and Crime (UNODC). FIs that fail to catch illicit activities miss opportunities to hamstring such operations and unwittingly help fund them.

Compliance 181

Compliance Regulation Chicago Tools 181

PYMNTS

AUGUST 30, 2018

“Given regulators have stressed the need to maintain a bottom line of no systematic financial risks, we have to operate more compliantly,” the executive added. Last week, the nation’s State Council again called on China’s financial services community to increase small business lending.

Policies 100

Policies Lending Regulation Community 100

PYMNTS

MAY 1, 2020

Quite the contrary,” says Bob Brennan, chairman of the National Expansion Council and one of the directors of a nonprofit organization called Entrepreneurship for All (EforAll) based in Boston, Massachusetts. “I Lowell-Lawrence was the site of EforAll’s first program, which launched in 2012.

Community 148

Community Massachusetts Boston social media 148

PYMNTS

DECEMBER 17, 2018

million SMBs that operate in the U.K. GSK said that, since 2012, any supplier that has asked for reduced payment times has been switched over to the aforementioned 30-day terms. However, some suppliers “fear asking for faster payments in case their contracts are terminated,” according to This is MONEY.

Payments 122

Payments National Report Company 122

CFPB Monitor

NOVEMBER 24, 2020

The OCC notes that, in the case of energy industries, the terminated services were not limited to lending “where risk factors might justify not serving a particular client,” but also included advisory and other services unconnected to credit or operational risk. Comments on the proposal are due by January 4, 2021.

Operations 78

Operations Analysis Industry Policies 78

PYMNTS

SEPTEMBER 30, 2019

We here at PYMNTS will leave it to others to hash out the truths of that view, but here is one thing we know: All that stuff is creating a tremendous opportunity for self-storage operators, especially those who know how to get the attention of younger consumers. Indeed, one of the most recent and reliable estimates of self-storage in the U.S.

Policies 117

Policies Millennials Industry Operations 117

PYMNTS

JUNE 11, 2020

A company called Buy It Installed , which launched in 2012, is ready to help the less skilled consumer with the task. Buy It Installed also owns and operates the Craftsman Republic network, which consists of brand-certified installation professionals across the nation. That network is another value proposition for the company.

San Diego 141

San Diego Training Strategy Retail 141

PYMNTS

MAY 29, 2018

Whenever it happens, it’s safe to say that a $150 billion valuation would make Ant’s IPO one of the biggest ever, putting it ahead of Facebook ’s $104 billion IPO in 2012 and behind Alibaba’s $168 billion IPO in 2014. The company was initially only looking to raise $5 billion, half of what investors ended up wanting to contribute.

Capital 101

Capital Security Lending National 101

PYMNTS

FEBRUARY 13, 2017

million last month to purchase the retail condo housing Murray’s flagship store, affiliated classrooms, as well as its catering and event operations. Murray’s Cheese and Kroger have been partners for nearly a decade, with the national grocer selling the cheese shop’s products in its supermarkets.

New York City 123

New York City Millennials New York Online 123

Jeff For Banks

DECEMBER 26, 2012

In its latest investor presentation, BofI highlighted it''s expense ratio (operating expense as a percent of average assets) compared to peer as 1.67% versus 3.17%, respectively, and efficiency ratio (operating expense as a percent of total revenue) compared to peer as 35% versus 63%, respectively. Well done! #3. Coincidence?

Texas 82

Texas National FDIC Capital 82

PYMNTS

DECEMBER 7, 2017

When Panera Bread first rolled out its mobile order-ahead service in 2012, the idea was to attract consumers wary of waiting in lines for service. Panera Bread, which operates 2,024 locations in the U.S. Understanding customers and their needs has been crucial to devising mobile order-ahead efforts since 2012. “We

St. Louis 113

St. Louis Google Mobile Missouri 113

BankUnderground

OCTOBER 26, 2021

Moreover, the national currency belongs to the people, and the state’s role is to regulate it to benefit the people. This was perhaps a necessary condition for the emergence of national money, but not a sufficient one. Medieval monetary policy operated without a central bank.

Policies 108

Policies Taxes Maine National 108

Jeff For Banks

OCTOBER 19, 2012

And don’t forget that they are still finishing the $667 billion Operation Twist Program by year end 2012, where they sell shorter maturities and buy longer term ones to push interest rates lower. Bhutan, a Buddhist nation between India and China, began calculating the Gross National Happiness, or “GNH,” Index in 1972.

National 82

National Security US Massachusetts 82

PYMNTS

AUGUST 18, 2016

The financial messaging service known as SWIFT — which operates as a bank-owned consortium and helps payments in the billions of dollars move globally — has been beset by security flaws, has known about those flaws and has done little to address those flaws. So reported Reuters on Wednesday (Aug.

Security 100

Security Software New York System 100

PYMNTS

NOVEMBER 27, 2018

On the upside, researchers found small businesses’ demand for loans is at its highest level since 2012. ” Banks have not invested in their small business lending operations to improve the process for the borrower, though. It’s probably bigger than anybody really understands — in the trillions of dollars.”

Lending 159

Lending Fintech Capital Report 159

Independent Banker

AUGUST 25, 2016

When John Zimmer took over as president of HNB National Bank in Hannibal, Mo., in 2012, he figured there was likely some fat to be trimmed. After Zimmer’s first year personally scrutinizing all expenses, HNB National had eliminated $402,000 in costs. John Zimmer, HNB National Bank. By Ed Avis. Zimmer says. “It

National 70

National Community Bank Missouri Community 70

Jeff For Banks

NOVEMBER 3, 2012

If it costs, on average, $600,000 per year in operating expenses to run a standard branch, wouldn''t it make sense to build a large, marquis-type branch in every other town that cost $800,000 per year? One such bank, First National Bank & Trust of Newtown (PA), had a similar branch as my client''s (see photo).

National 106

National FDIC Strategy Groups 106

Abrigo

JANUARY 6, 2017

The 2016 National Management of an Accounting Practice survey found that the use of cloud services by CPA firms has grown since 2014, with 56 percent of all firms surveyed saying they use cloud-based software, up from 48 percent in 2014 and 29 percent in 2012.

Trends 218

Trends blockchain Taxes Survey 218

PYMNTS

NOVEMBER 21, 2016

.” This concept considers the role that small businesses play in their local and national economies overall. Indeed, it’s been repeated countless times: “Small businesses are the bedrock of the national economy ,” and it’s an anthem that rings true for the U.S. and other markets.

Lending 100

Lending Meeting National Community 100

Jeff For Banks

JANUARY 12, 2012

Before looking ahead to 2012, I can’t resist the traditional temptation to look back at the past year. Europe suffered losses on average of -6% to -17% while Japan, China, and other Asian nations saw declines of -15% to -25% on average. Lady Gaga is about to announce and embark on a 2012 tour and I am there! Thanks for reading!

National 78

National Groups Survey Marketing 78

PYMNTS

JANUARY 25, 2018

For the first time since Q1 2012, the FSB’s credit availability index has surpassed its credit affordability index. Alternative finance players continue to flood the market, and Dave Stallon, the FSB’s commercial and operations director, acknowledged the breadth of alternative funding options for small businesses in the U.K.

Lending 122

Lending Regulation Marketing Operations 122

CB Insights

SEPTEMBER 28, 2017

While India-based Blume Ventures takes the lead for most active venture capital investor in the country, corporate and CVC deals to the tech sector have risen every year since 2012. We used CB Insights data to dive deep into the activity of the top ten most active corporate investors into the country from 2012 to 9/19/17.

San Diego 52

San Diego Groups Capital Operations 52

CB Insights

MARCH 8, 2018

Since 2012, news mentions of artificial intelligence and energy have consistently increased. With grids now gathering energy from different sources, including wind, solar, and electricity, operating these systems has become more complex. UK’s National Grid. Free: What’s the latest in renewable energy?

Industry 67

Industry United States Google California 67

Abrigo

DECEMBER 16, 2019

MST Loan Loss Analyzer (which Summit uses) and Sageworks ALLL , Abrigo’s Allowance for Loan and Lease Losses (ALLL)/CECL solutions, have been identified by the ABA as best-in-class solutions that meet the operational needs of financial institutions as they prepare for CECL compliance deadlines. Assess data first, then move to methodology.

West Virginia 195

West Virginia Virginia Data Community 195

PYMNTS

JULY 19, 2018

According to the National Retail Federation , as of last year parents entered August with about 45 percent of their back-to-school shopping done. This year 17 states will have sales tax holidays of one form or another — up from 16 last year, but down from the national high of 20 states in 2010. In 2017, Americans spent $83.6

Taxes 101

Taxes Trends Massachusetts Louisiana 101

PYMNTS

MAY 22, 2020

As the nation faces gradual reopenings in all 50 states over the next few weeks, U.S. An initial explosion of online orders left Amazon overwhelmed, forcing the company to temporarily reprioritize its operation toward mostly delivering key household items.

Retail 158

Retail Online Video Branding 158

Jeff For Banks

JANUARY 11, 2014

According to a 2012 Boston College Center for Retirement Research study , 63% of American males (why only males I do not know) participated exclusively in defined contribution (DC) retirement plans in 2007, up from 47% in 1992. I think, as a nation, we will need lots of help managing our money. Probably not.

Boston 89

Boston DC Community Community Bank 89