CFPB Monitor

JULY 10, 2020

The CFPB has issued a ratification of “the large majority of its existing regulations” and certain other regulatory actions taken from January 4, 2012 through June 30, 2020 (Ratified Actions). Consumer information publications issued under Regulation X and Regulation Z. All FCRA disclosure notices.

Regulation 78

Regulation National Marketing Operations 78

PYMNTS

JANUARY 25, 2018

In an attempt to address many of these concerns, regulators have stepped in with initiatives, such as establishing a Small Business Commissioner last year to champion SMB-related causes. For the first time since Q1 2012, the FSB’s credit availability index has surpassed its credit affordability index.

Lending 122

Lending Regulation Marketing Operations 122

PYMNTS

AUGUST 18, 2016

The financial messaging service known as SWIFT — which operates as a bank-owned consortium and helps payments in the billions of dollars move globally — has been beset by security flaws, has known about those flaws and has done little to address those flaws. So reported Reuters on Wednesday (Aug.

Security 100

Security Software New York System 100

BankUnderground

OCTOBER 26, 2021

Moreover, the national currency belongs to the people, and the state’s role is to regulate it to benefit the people. This was perhaps a necessary condition for the emergence of national money, but not a sufficient one. Medieval monetary policy operated without a central bank.

Policies 108

Policies Taxes Maine National 108

Jeff For Banks

OCTOBER 19, 2012

And don’t forget that they are still finishing the $667 billion Operation Twist Program by year end 2012, where they sell shorter maturities and buy longer term ones to push interest rates lower. Bhutan, a Buddhist nation between India and China, began calculating the Gross National Happiness, or “GNH,” Index in 1972.

National 79

National Security US Massachusetts 79

PYMNTS

APRIL 30, 2018

During the exchange, lawmakers raised the specter of regulating Facebook — which boasts more than 2.2 similar regulations are already being put to the test in other regions around the world. That effort kicked off in 2012, when the European Commission first began taking steps to advance data protections in the EU.

Data 119

Data Compliance social media Regulation 119

Abrigo

DECEMBER 16, 2019

Regulators, investors, and other stakeholders will be watching and listening for updates on the impacts of the accounting change. The bank originally considered mixing two methodologies – PD/LGD and cohort, but due to a lack of risk rating data, it would have only had data points for PD/LGD going back to 2012.

West Virginia 195

West Virginia Virginia Data Community 195

PYMNTS

JULY 31, 2017

Regulators are reportedly inquiring about how a lawyer for wealthy customers of Wells Fargo came to access so large a trove of customer information. Regulators have reportedly informally reached out to the attorneys involved in the lawsuit underlying the release of information to figure out how the data breach happened.

Taxes 100

Taxes Data Security Report 100

CB Insights

MARCH 8, 2018

Since 2012, news mentions of artificial intelligence and energy have consistently increased. With grids now gathering energy from different sources, including wind, solar, and electricity, operating these systems has become more complex. UK’s National Grid. Free: What’s the latest in renewable energy?

Industry 67

Industry United States Google California 67

Jeff For Banks

JANUARY 12, 2012

Before looking ahead to 2012, I can’t resist the traditional temptation to look back at the past year. Europe suffered losses on average of -6% to -17% while Japan, China, and other Asian nations saw declines of -15% to -25% on average. The S&P 500 index came in a close second at a change of zero. Businesses fared okay in 2011.

National 75

National Groups Survey Marketing 75

Banking 2020

SEPTEMBER 7, 2015

In 2012, the city of New York passed legislation known as the Responsible Banking Act. Just last year, a federal appeals court decided that the Securities and Exchange Commission can’t force companies to say whether they got conflict minerals from troubled African nations.

New York City 40

New York City New York Community Industry 40

FICO

AUGUST 2, 2016

I was brought in for Phase 3 of the collections project and we brought in FICO in 2012,” Bander recalls. caption id="attachment_29035" align="alignleft" width="300"] Jim Bander, National Manager, Decision Science, Toyota Financial Services[/caption]. million customers. FICO consulting brings deep expertise.

Analytics 40

Analytics Data Strategy US 40

PYMNTS

DECEMBER 14, 2020

The Commission Nationale de l’Informatique et des Libertés (CNIL), the French data protection watchdog, has hit Amazon and Google with significant financial penalties for allegedly contravening regulations on the digital advertising trackers known as “cookies,” CNBC reported. Amazon was told to pay 35 million euros (approximately $42.5

Google 132

Google social media Compliance Regulation 132

CFPB Monitor

NOVEMBER 19, 2018

Thirteen Republican Senators have sent a letter to FDIC Chairman Jelena McWilliams urging the FDIC to take action to ensure that lawful businesses are no longer at risk of adverse financial consequences as a result of “Operation Choke Point, and its associated culture and Choke Point-like regulatory actions.”.

FDIC 68

FDIC Operations Policies Regulation 68

PYMNTS

DECEMBER 17, 2018

The signature innovation of Drizly – founded in Boston in 2012 – has been to more or less bypass the three-tiered structure in enabling alcohol eCommerce. Drizly also faces an increasingly competitive marketplace than when it launched in 2012. Even in Amazon’s backyard, we sell more alcohol than they do,” he pointed out.

Retail 128

Retail United States Boston System 128

Jeff For Banks

MARCH 29, 2014

We serve the dental and other health professional industries through a centralized loan and deposit platform that operates out of our main office in Dallas, Texas and serves clients in 30 states. We serve our local geographic market which is the Dallas - Fort Worth metropolitan area. Texas Capital Bancshares, Inc.

Strategy 101

Strategy Texas San Antonio Fort Worth 101

PYMNTS

MARCH 21, 2018

The Department of Commerce’s National Institute of Standards and Technology (NIST) is preparing to finalize its own report that explores effective blockchain use, reports in Nextgov said. Reports in CoinDesk said the Shenzhen Stock Exchange, operated by the Chinese government, is investigating one listed company’s links to blockchain.

blockchain 123

blockchain cryptocurrency Technology Report 123

PYMNTS

NOVEMBER 30, 2020

million) financial penalty to Facebook and has pursued a criminal probe for allegedly sharing the personal data of users with other operators in the absence of permission, Reuters reported. “We to the nation’s prosecution for a criminal probe. South Korea’s Personal Information Protection Commission issued a 6.7 billion won ($6.06

Taxes 130

Taxes Chicago Compliance Apple 130

Jeff For Banks

DECEMBER 12, 2017

billion of assets and operates twenty five branches in the western suburbs of Chicago. The Bank, Old Second National Bank, lost a whopping $156 million in 2009 and 2010. That got regulator's attention in the form of a May 2011 Consent Order (CO). Summit also operates an insurance subsidiary. Positive operating leverage!

Minnesota 60

Minnesota West Virginia Virginia Iowa 60

CB Insights

JUNE 6, 2019

The company announced it was effectively ceasing operations immediately and filing for Chapter 11 bankruptcy, putting more than 1,100 people out of work overnight. After evaluating the vehicle, the EPA gave The Coda a fuel economy equivalence of 73 miles per gallon, the highest of any electric vehicle on the market in 2012.

Apple 78

Apple Branding Google Company 78

CB Insights

MARCH 6, 2019

After soaring to a multi-billion-dollar valuation behind an iconic founder, a team of prominent backers, and a promise to revolutionize blood testing, Theranos officially ceased operations in 2018. That July, it banned Holmes from owning or operating a lab for two years. The rise and fall of Theranos. in 2000 to 232.1M

Report 78

Report San Francisco Capital New York 78

CB Insights

FEBRUARY 28, 2019

The company’s operations and underlying value are the only things that matters, to Buffett. Since Apple first began buying back its own stock in 2012, it has become one of most prolific stock repurchasers in history. By 2016 , BNSF and BHE combined made up 33% of all of Berkshire Hathaway’s yearly operating earnings.

Omaha 78

Omaha Company Capital Management 78

CB Insights

SEPTEMBER 4, 2018

A few of the companies or brands listed below belong to the same parent organization, but are detailed separately if they are operating distinct autonomous development programs. The luxury brand operates under the umbrella of the Volkswagen Group, so developments within the division could have broader implications going forward.

System 78

System Technology Michigan California 78

CB Insights

JUNE 14, 2018

Housing supply is dire nationally, with the US reportedly staring down a housing shortage of 7.3M Faced with these challenges, cities are using a combination of regulations and incentives to try to address the housing shortage, but few look likely to fully solve these issues. Home prices rose 6.2% Construction industry trends.

Seattle 56

Seattle Capital Industry New York 56

Fintech Labs Insights

MAY 17, 2017

What makes the nCino Bank Operating System the cloud banking solution of choice for a growing number of financial institutions (including “more than 130 FIs of all asset classes and from multiple countries” in the words of nCino CMO Jonathan Rowe)? Founded in 2012. Company Facts. Headquartered in Wilmington, North Carolina.

System 14

System Operations North Carolina Compliance 14

Fintech Labs Insights

MAY 17, 2017

What makes the nCino Bank Operating System the cloud banking solution of choice for a growing number of financial institutions (including “more than 130 FIs of all asset classes and from multiple countries” in the words of nCino CMO Jonathan Rowe)? Founded in 2012. Company Facts. Headquartered in Wilmington, North Carolina.

System 13

System Operations North Carolina Compliance 13

CB Insights

FEBRUARY 16, 2018

Since its initial discovery in 2012, scientists have marveled at the applications of CRISPR (also known as Cas9 or CRISPR-Cas9). . But its function would not be discovered until 2012. On the other side of the world, Chinese researchers operate under a different regulatory framework. Yet some of this is already happening.

System 78

System Study Industry Tools 78

PYMNTS

AUGUST 6, 2018

in 2012 that challenged SWIFT’s position as a neutral player in the global financial services system. SWIFT has since rebuffed efforts by regulators to use the company as a pawn in global negotiations. sanctions that target Iranian banks, the nation has moved forward with a plan to develop its own cryptocurrency.

Fraud 145

Fraud cryptocurrency Policies Regulation 145

CB Insights

FEBRUARY 16, 2018

Since its initial discovery in 2012, scientists have marveled at the applications of CRISPR (also known as Cas9 or CRISPR-Cas9). . But its function would not be discovered until 2012. On the other side of the world, Chinese researchers operate under a different regulatory framework. Yet some of this is already happening.

System 40

System Study Industry Tools 40

CB Insights

JUNE 17, 2020

In the case of telemedicine, government entities eased privacy regulations to facilitate more comprehensive remote diagnostics. Tech giants aren’t the only companies that have spotted the opportunity in remote diagnostics — some biotech companies have moved quickly to demonstrate value and capitalize on the eased regulations as well.

Industry 101

Industry Technology Online Video 101

Jeff For Banks

SEPTEMBER 17, 2016

I put a simple tax solution in a post way back in 2012. Until we reverse the alarming trend of national debt to GDP, we must spend less than revenue growth, and balanced budgets have to be the norm rather than the exception. Federal government operation. See it here. This will cause disruption among accountants and tax lawyers.

Taxes 60

Taxes US Training System 60

PYMNTS

AUGUST 14, 2018

Payday and short-term lending is a contentious topic in the United States, particularly when it comes to its regulation. Almost everyone – state law makers, federal law makers, consumer groups, industry groups and even short-term lenders themselves – agree that the industry should be regulated. New Rules in Ohio.

Lending 100

Lending Ohio Regulation Industry 100

CB Insights

OCTOBER 31, 2017

We are confident that to truly have the long-term impact we want to make, we need to focus on finding an acquirer with an existing national fresh food supply chain who can carry forward the Juicero mission. Title: My Mobile AR Start-Up Died So Yours Doesn’t Have To. Product: Blin.gy App. Product: Auctionata Paddle8 AG. Product: BTCJam.

Company 78

Company US San Francisco Capital 78

Abrigo

JULY 23, 2021

The regulations are forthcoming, but institutions now should begin the process of performing a threat-focused risk assessment which will guide them where to focus their efforts. The North Korean government has been also found to have used chemical weapons against its own nationals. Included as a Priority is Proliferation Financing.

National 195

National Training United States Regulation 195

CB Insights

JUNE 7, 2018

Or is it merely the standard operating procedure for today’s savviest advertisers? We also analyze its impact, the likelihood of regulation, and the potential impact on business and industries including advertising, auto, healthcare, food, and politics. Regulation. Does it even work? TABLE OF CONTENTS. What is psychographics?

Marketing 78

Marketing Data Analytics Examples 78